Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Stevens Point, WI

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,830 in Stevens Point, WI, rent and utilities included – about $5,800 less a year. Rent and utilities account for about half of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
88

Cost of Living Index in Stevens Point, WI
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Stevens Point, WI Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Stevens Point, WI

🇺🇸 United States

$1,830

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Stevens Point, WI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Stevens Point, WI actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,830 in Stevens Point, WI, rent included.

Ubud, Bali $1,349
Stevens Point, WI $1,830

A couple spends around $2,305 per month in Ubud, Bali vs $2,504 in Stevens Point, WI, rent included.

Ubud, Bali $2,305
Stevens Point, WI $2,504

A family of three spends $3,261 per month in Ubud, Bali vs $3,177 in Stevens Point, WI, rent included.

Ubud, Bali $3,261
Stevens Point, WI $3,177

Ubud, Bali is about 26% cheaper than Stevens Point, WI, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$16.11 $16.11

-79.39%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$66.6 $66.6

-46.48%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$9.96 $9.96

-44.48%

Cappuccino

$2.72 Rp 49.3K

$4.48 $4.48

-39.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.46 $2.46

-30.89%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.90 $1.90

-60.00%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$3.97 $3.97

-33.25%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$5.65 $5.65

-22.48%

Milk (1 liter)

$1.49 Rp 27.0K

$0.84 $0.84

77.38%

White Bread (500g)

$2.28 Rp 41.3K

$2.14 $2.14

6.54%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.25 $2.25

-47.11%

Eggs

$2.04 Rp 36.9K

$3.55 $3.55

-42.54%

Local Cheese (1kg)

$17.70 Rp 321.1K

$10.41 $10.41

70.03%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$8.71 $8.71

-54.54%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$11.00 $11.00

10.82%

Apples (1kg)

$3.66 Rp 66.3K

$4.38 $4.38

-16.44%

Banana (1kg)

$1.52 Rp 27.5K

$1.33 $1.33

14.29%

Oranges (1kg)

$2.23 Rp 40.4K

$2.14 $2.14

4.21%

Tomato (1kg)

$1.97 Rp 35.8K

$3.41 $3.41

-42.23%

Potato (1kg)

$1.85 Rp 33.5K

$1.61 $1.61

14.91%

Onion (1kg)

$2.42 Rp 44.0K

$4.15 $4.15

-41.69%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.34 $2.34

-57.69%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$1.54 $1.54

-66.88%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$7.84 $7.84

-71.68%

Wine (Bottle)

$22.24 Rp 403.4K

$10.19 $10.19

118.25%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.86 $2.86

-20.98%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.79 $1.79

65.92%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$4.93 $4.93

-91.08%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$1.69 $1.69

-74.56%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$24.05 $24.05

-77.51%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.92 $0.92

-10.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$24.7K $24.7K

-3.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$26.2K $26.2K

20.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$176 $176

-55.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$25.43 $25.43

-74.64%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$68.7 $68.7

-72.94%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$67.3 $67.3

-26.47%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$43.16 $43.16

-59.11%

Cinema Ticket

$4.27 Rp 77.5K

$8.73 $8.73

-51.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$799 $799

-38.58%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$36.4K $36.4K

-84.43%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$40.05 $40.05

11.46%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$40.49 $40.49

-13.68%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$60.5 $60.5

32.09%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$79.8 $79.8

-0.45%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$952 $952

18.15%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$805 $805

-16.63%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$886 $886

302.30%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$883 $883

95.26%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$1,959 $1,959

39.47%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,979 $1,979

15.40%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$3,045 $3,045

-94.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.35

117.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Stevens Point, WI: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Stevens Point, WI

$805 44% 19.9% $134

Groceries & Markets

Ubud, Bali

$288 21.4%

Stevens Point, WI

$295 16.2% 2.4% $7

Eating Out

Ubud, Bali

$108 8%

Stevens Point, WI

$261 14.3% 142% $153

Clothing & Footwear

Ubud, Bali

$108 8%

Stevens Point, WI

$99 5.4% 7.6% $8.2

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Stevens Point, WI

$271 14.8% 160% $166

Sport & Entertainment

Ubud, Bali

$58 4.3%

Stevens Point, WI

$85 4.6% 46% $27

Getting Around

Ubud, Bali

$11 0.9%

Stevens Point, WI

$13 * 0.7% 17.3% $2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $952 in Stevens Point, WI. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Stevens Point, WI are about 19 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $67 in Stevens Point, WI. Monthly groceries follow the same trend: $288 vs $295 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Stevens Point, WI

🕒 Local time

13:26 1:26 PM

23:26 11:26 PM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

25,666

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 USD = 0.896 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Stevens Point, WI 15,350 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Stevens Point, WI

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Stevens Point, WI: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $1,830 in Stevens Point, WI – Ubud, Bali comes out roughly 26% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $2,745 in Stevens Point, WI. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Stevens Point, WI, especially for central apartments: a one-bedroom in the center costs $952 there versus $1,125 in Ubud, Bali.

Kindergarten costs $491 per month in Ubud, Bali and $799 in Stevens Point, WI. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $1,830 in Stevens Point, WI. That makes Ubud, Bali about 26% cheaper.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,830 in Stevens Point, WI. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,830 in Stevens Point, WI. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Stevens Point, WI makes more sense. Both are solid long-term options with distinct trade-offs.