Cost of Living Comparison Between Steinkjer and Ubud, Bali Cost of Living Comparison Between Steinkjer and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,040 in Steinkjer versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $3,013 in Steinkjer versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,985 in Steinkjer versus $3,660 in Ubud, Bali.

Living in Steinkjer is roughly 44% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Steinkjer 52% above, Ubud, Bali 6% above.

Meal at Budget Restaurant

$22.84 NOK 212

$3.56 Rp 63.7K

541.57%

Three-Course Dinner for Two, Mid-Range

$54.9 NOK 510

$32.73 Rp 584.5K

67.61%

Fast Food Meal (McDonalds, etc)

$13.05 NOK 121

$4.95 Rp 88.4K

163.64%

Cappuccino

$4.64 NOK 43.10

$2.71 Rp 48.4K

71.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.64 NOK 33.80

$1.34 Rp 24.0K

171.64%

Water (0.33 liter bottle)

$2.87 NOK 26.70

$0.70 Rp 12.5K

310.00%

Local Beer (0.5 liter draught)

$10.01 NOK 93.0

$2.92 Rp 52.1K

242.81%

Imported Beer (0.33 liter bottle)

$6.13 NOK 56.9

$3.96 Rp 70.7K

54.80%

Milk (1 liter)

$1.96 NOK 18.24

$1.81 Rp 32.3K

8.29%

White Bread (500g)

$3.63 NOK 33.73

$2.52 Rp 45.0K

44.05%

Rice (white) (1kg)

$3.07 NOK 28.52

$1.16 Rp 20.7K

164.66%

Eggs

$4.64 NOK 43.13

$2.46 Rp 43.9K

88.62%

Local Cheese (1kg)

$10.14 NOK 94.2

$14.71 Rp 262.7K

-31.07%

Chicken Fillets (1kg)

$15.08 NOK 140

$4.32 Rp 77.1K

249.07%

Beef Round Steak (1kg)

$28.06 NOK 261

$12.14 Rp 216.7K

131.14%

Apples (1kg)

$3.93 NOK 36.53

$3.84 Rp 68.6K

2.34%

Banana (1kg)

$2.25 NOK 20.88

$1.56 Rp 27.8K

44.23%

Oranges (1kg)

$2.57 NOK 23.92

$2.83 Rp 50.6K

-9.19%

Tomato (1kg)

$5.08 NOK 47.16

$2.33 Rp 41.5K

118.03%

Potato (1kg)

$2.03 NOK 18.90

$1.91 Rp 34.2K

6.28%

Onion (1kg)

$2.06 NOK 19.18

$2.20 Rp 39.3K

-6.36%

Lettuce (1 head)

$2.51 NOK 23.35

$1.01 Rp 18.1K

148.51%

Water (1.5 liter bottle)

$2.40 NOK 22.25

$0.78 Rp 13.8K

207.69%

Cigarettes 20 Pack (Marlboro, Camel)

$14.41 NOK 134

$3.32 Rp 59.2K

334.04%

Wine (Bottle)

$18.92 NOK 176

$23.74 Rp 423.9K

-20.30%

Local Beer (0.5 liter bottle)

$3.52 NOK 32.66

$2.79 Rp 49.8K

26.16%

Imported Beer (0.33 liter bottle)

$4.81 NOK 44.68

$2.86 Rp 51.1K

68.18%

One-way Ticket (Public Transport)

$4.01 NOK 37.21

$0.27 Rp 4,800

1385.19%

Public Transport Monthly Pass (Regular Price)

$74.3 NOK 691

$8.03 Rp 143.4K

825.65%

Taxi Start (Normal Tariff)

$14.99 NOK 139

$0.46 Rp 8,150

3158.70%

Taxi (Normal Tariff) (1km)

$2.23 NOK 20.73

$0.45 Rp 8,037

395.56%

Taxi 1hour Waiting (Normal Tariff)

$89.5 NOK 831

$6.10 Rp 108.9K

1366.39%

Gasoline (1 liter)

$1.98 NOK 18.35

$0.79 Rp 14.2K

150.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.8K NOK 295.3K

$26.1K Rp 467.0M

21.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.7K NOK 396.6K

$32.1K Rp 573.6M

32.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$150 NOK 1,397

$79.9 Rp 1.4M

88.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.78 NOK 397

$4.06 Rp 72.6K

953.69%

Internet (50+ Mbps, Unlimited Data)

$50.6 NOK 470

$23.52 Rp 420.0K

114.92%

Gym Membership (Monthly)

$30.84 NOK 286

$98.7 Rp 1.8M

-68.75%

Tennis Court (1 Hour on Weekend)

$36.02 NOK 335

$6.63 Rp 118.4K

443.29%

Cinema Ticket

$15.26 NOK 142

$4.15 Rp 74.1K

267.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$329 NOK 3,060

$304 Rp 5.4M

8.36%

International Primary School, 1 Child (Yearly)

$8,468 NOK 78.7K

$6,613 Rp 118.1M

28.04%

Jeans (Levis 501 Or Similar)

$50.9 NOK 473

$55.5 Rp 991.8K

-8.37%

Summer Dress (H&M, Zara, etc)

$29.97 NOK 278

$38.31 Rp 684.1K

-21.77%

Sport Shoes (Adidas, Nike)

$61.0 NOK 567

$88.6 Rp 1.6M

-31.15%

Men's Leather Business Shoes

$129 NOK 1,198

$77.9 Rp 1.4M

65.62%

1-bedroom Apartment, City Center (Monthly)

$1,022 NOK 9,499

$1,006 Rp 18.0M

1.59%

1-bedroom Apartment, Outside City Center (Monthly)

$648 NOK 6,020

$675 Rp 12.1M

-4.04%

3-bedroom Apartment, City Center (Monthly)

$1,530 NOK 14.2K

$3,442 Rp 61.5M

-55.56%

3-bedroom Apartment, Outside City Center (Monthly)

$999 NOK 9,278

$2,039 Rp 36.4M

-51.03%

Buy Apartment in City Center (m2)

$5,278 NOK 49.0K

$2,841 Rp 50.7M

85.76%

Buy Apartment Outside City Center (m2)

$3,870 NOK 36.0K

$2,264 Rp 40.4M

70.95%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

1.5

13.28

-88.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Steinkjer: June 1, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,022 in Steinkjer and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $55.0 in Steinkjer vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $460 vs $302 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Steinkjer vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 44% lower than in Steinkjer. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $3,060 in Steinkjer and $2,129 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,022 in Steinkjer versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $329 in Steinkjer versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 52% higher in Steinkjer. For households that cook at home regularly, that difference adds up over a month.

At $1,419 in Ubud, Bali versus $2,040 in Steinkjer, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Steinkjer. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,419 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Steinkjer and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 44% less than in Steinkjer. Beyond cost, consider language, visa policies, and how big the international community is in each city.