Last update: Oct 2026

Cost of Living Comparison Between Steinkjer and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,773 in Steinkjer, rent and utilities included – about $16,900 less a year. Rent and utilities account for about half of the difference.

129

Cost of Living Index in Steinkjer
Learn more

Steinkjer Living Index
67

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Steinkjer

🇳🇴 Norway

$2,773

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Steinkjer and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Steinkjer and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,773 in Steinkjer versus $1,368 in Ubud, Bali.

Steinkjer $2,773
Ubud, Bali $1,368

Estimated couple costs with rent: $3,905 in Steinkjer versus $2,314 in Ubud, Bali.

Steinkjer $3,905
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $5,037 in Steinkjer versus $3,260 in Ubud, Bali.

Steinkjer $5,037
Ubud, Bali $3,260

Living in Steinkjer is roughly 103% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Steinkjer 105% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$20.51 NOK 193

$3.33 Rp 59.9K

515.92%

Three-Course Dinner for Two, Mid-Range

$58.2 NOK 548

$35.18 Rp 633.2K

65.41%

Fast Food Meal (McDonalds, etc)

$13.52 NOK 127

$5.80 Rp 104.5K

133.10%

Cappuccino

$4.62 NOK 43.52

$2.73 Rp 49.1K

69.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.75 NOK 54.2

$1.64 Rp 29.5K

250.61%

Water (0.33 liter bottle)

$4.25 NOK 39.99

$0.83 Rp 15.0K

412.05%

Local Beer (0.5 liter draught)

$10.33 NOK 97.3

$2.70 Rp 48.6K

282.59%

Imported Beer (0.33 liter bottle)

$6.20 NOK 58.3

$4.30 Rp 77.4K

44.19%

Milk (1 liter)

$2.46 NOK 23.13

$1.50 Rp 27.1K

64.00%

White Bread (500g)

$3.46 NOK 32.61

$2.30 Rp 41.4K

50.43%

Rice (white) (1kg)

$3.60 NOK 33.88

$1.18 Rp 21.2K

205.08%

Eggs

$4.95 NOK 46.62

$2.14 Rp 38.6K

131.31%

Local Cheese (1kg)

$12.85 NOK 121

$17.48 Rp 314.6K

-26.49%

Chicken Fillets (1kg)

$16.08 NOK 151

$4.03 Rp 72.5K

299.01%

Beef Round Steak (1kg)

$28.53 NOK 269

$12.23 Rp 220.1K

133.28%

Apples (1kg)

$3.91 NOK 36.76

$3.55 Rp 63.9K

10.14%

Banana (1kg)

$2.93 NOK 27.59

$1.57 Rp 28.3K

86.62%

Oranges (1kg)

$3.90 NOK 36.70

$2.24 Rp 40.2K

74.11%

Tomato (1kg)

$5.71 NOK 53.8

$1.93 Rp 34.7K

195.85%

Potato (1kg)

$2.89 NOK 27.18

$1.88 Rp 33.9K

53.72%

Onion (1kg)

$3.07 NOK 28.89

$2.29 Rp 41.3K

34.06%

Lettuce (1 head)

$2.78 NOK 26.17

$0.99 Rp 17.9K

180.81%

Water (1.5 liter bottle)

$2.23 NOK 20.96

$0.53 Rp 9,475

320.75%

Cigarettes 20 Pack (Marlboro, Camel)

$17.67 NOK 166

$2.28 Rp 41.1K

675.00%

Wine (Bottle)

$18.14 NOK 171

$23.01 Rp 414.2K

-21.16%

Local Beer (0.5 liter bottle)

$3.50 NOK 32.92

$2.34 Rp 42.2K

49.57%

Imported Beer (0.33 liter bottle)

$4.65 NOK 43.77

$2.91 Rp 52.4K

59.79%

One-way Ticket (Public Transport)

$4.21 NOK 39.65

$0.24 Rp 4,315

1654.17%

Public Transport Monthly Pass (Regular Price)

$85.6 NOK 805

$8.82 Rp 158.7K

869.95%

Taxi Start (Normal Tariff)

$9.24 NOK 87.0

$0.48 Rp 8,684

1825.00%

Taxi (Normal Tariff) (1km)

$1.61 NOK 15.17

$0.46 Rp 8,233

250.00%

Taxi 1hour Waiting (Normal Tariff)

$58.4 NOK 550

$5.45 Rp 98.2K

972.29%

Gasoline (1 liter)

$2.47 NOK 23.27

$0.88 Rp 15.9K

180.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.4K NOK 427.7K

$24.6K Rp 442.2M

84.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$45.4K NOK 427.8K

$31.2K Rp 561.4M

45.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$266 NOK 2,505

$83.0 Rp 1.5M

220.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.46 NOK 334

$6.45 Rp 116.0K

449.77%

Internet (50+ Mbps, Unlimited Data)

$81.8 NOK 770

$18.57 Rp 334.2K

340.71%

Gym Membership (Monthly)

$54.1 NOK 510

$55.8 Rp 1.0M

-3.01%

Tennis Court (1 Hour on Weekend)

$41.52 NOK 391

$18.11 Rp 326.0K

129.27%

Cinema Ticket

$15.71 NOK 148

$4.38 Rp 78.9K

258.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$293 NOK 2,763

$493 Rp 8.9M

-40.47%

International Primary School, 1 Child (Yearly)

$4,447 NOK 41.9K

$5,754 Rp 103.6M

-22.71%

Jeans (Levis 501 Or Similar)

$105 NOK 989

$46.19 Rp 831.4K

127.54%

Summer Dress (H&M, Zara, etc)

$51.2 NOK 482

$35.33 Rp 636.0K

44.78%

Sport Shoes (Adidas, Nike)

$118 NOK 1,109

$79.1 Rp 1.4M

48.98%

Men's Leather Business Shoes

$154 NOK 1,453

$78.4 Rp 1.4M

96.90%

1-bedroom Apartment, City Center (Monthly)

$1,200 NOK 11.3K

$1,142 Rp 20.6M

5.02%

1-bedroom Apartment, Outside City Center (Monthly)

$1,133 NOK 10.7K

$676 Rp 12.2M

67.67%

3-bedroom Apartment, City Center (Monthly)

$2,078 NOK 19.6K

$3,503 Rp 63.1M

-40.67%

3-bedroom Apartment, Outside City Center (Monthly)

$1,580 NOK 14.9K

$1,700 Rp 30.6M

-7.06%

Buy Apartment in City Center (m2)

$6,718 NOK 63.2K

$2,784 Rp 50.1M

141.29%

Buy Apartment Outside City Center (m2)

$3,607 NOK 34.0K

$2,241 Rp 40.3M

60.97%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.32

13.78

-61.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Steinkjer: October 10, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Steinkjer

$1.1K 40.9%

Ubud, Bali

$676 49.4% 40.4% $457

Groceries & Markets

Steinkjer

$495 17.9%

Ubud, Bali

$290 21.2% 41.3% $205

Monthly Utilities & Internet

Steinkjer

$383 13.8%

Ubud, Bali

$108 7.9% 71.8% $275

Eating Out

Steinkjer

$364 13.1%

Ubud, Bali

$109 8% 70.1% $255

Clothing & Footwear

Steinkjer

$193 7%

Ubud, Bali

$108 7.9% 44.2% $85

Getting Around

Steinkjer

$120 4.3%

Ubud, Bali

$13 0.9% 89.5% $107

Sport & Entertainment

Steinkjer

$86 3.1%

Ubud, Bali

$65 4.7% 24.5% $21

Cost Breakdown

A one-bedroom apartment in the center runs $1,200 in Steinkjer and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $58.0 in Steinkjer vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $495 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇳🇴 Steinkjer

🇮🇩 Ubud, Bali

🕒 Local time

17:51 5:51 PM

23:51 11:51 PM

6 h ahead of Steinkjer

🌤 Weather

👥 Population

24,066

74,800

💱 Currency

Norwegian Krone NOK kr

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 NOK = 10.62 USD

100 NOK = 9.45 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to NOK – Norwegian Krone Converter

🇺🇸 United States Dollar ($)

🇳🇴 Norwegian Krone (kr)

Norwegian Krone exchange rates as of October 19, 2026: 1 USD = 9.41 NOK (1 NOK = 0.106 USD). 1 EUR = 10.58 NOK (100 NOK = 9.45 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to NOK in detail →

On the map

Lowest

Highest

Between locations

Steinkjer Ubud, Bali 11,530 km ≈ 15 h nonstop flight

From you

Steinkjer
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Steinkjer vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 103% lower than in Steinkjer. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $4,160 in Steinkjer and $2,051 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,200 in Steinkjer versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $293 in Steinkjer versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 70% higher in Steinkjer. For households that cook at home regularly, that difference adds up over a month.

At $1,368 in Ubud, Bali versus $2,773 in Steinkjer, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Steinkjer. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Steinkjer and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 103% less than in Steinkjer. Beyond cost, consider language, visa policies, and how big the international community is in each city.