Cost of Living Comparison Between Steinkjer and Ubud, Bali Cost of Living Comparison Between Steinkjer and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,748 in Steinkjer versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $3,954 in Steinkjer versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $5,161 in Steinkjer versus $3,273 in Ubud, Bali.

Living in Steinkjer is roughly 97% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Steinkjer 100% above, Ubud, Bali 2% above.

Meal at Budget Restaurant

$21.44 NOK 199

$3.37 Rp 59.7K

536.20%

Three-Course Dinner for Two, Mid-Range

$59.4 NOK 551

$38.59 Rp 682.4K

53.85%

Fast Food Meal (McDonalds, etc)

$14.16 NOK 131

$5.52 Rp 97.6K

156.52%

Cappuccino

$4.96 NOK 46.07

$2.64 Rp 46.8K

87.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.74 NOK 53.3

$1.67 Rp 29.6K

243.71%

Water (0.33 liter bottle)

$4.23 NOK 39.25

$0.77 Rp 13.6K

449.35%

Local Beer (0.5 liter draught)

$10.62 NOK 98.6

$2.63 Rp 46.6K

303.80%

Imported Beer (0.33 liter bottle)

$6.55 NOK 60.8

$4.28 Rp 75.7K

53.04%

Milk (1 liter)

$2.59 NOK 24.08

$1.55 Rp 27.3K

67.10%

White Bread (500g)

$3.56 NOK 33.06

$2.22 Rp 39.3K

60.36%

Rice (white) (1kg)

$3.88 NOK 35.99

$1.13 Rp 19.9K

243.36%

Eggs

$4.85 NOK 45.01

$2.09 Rp 36.9K

132.06%

Local Cheese (1kg)

$13.50 NOK 125

$17.39 Rp 307.6K

-22.37%

Chicken Fillets (1kg)

$16.65 NOK 155

$3.87 Rp 68.4K

330.23%

Beef Round Steak (1kg)

$29.88 NOK 277

$12.55 Rp 221.9K

138.09%

Apples (1kg)

$4.05 NOK 37.56

$3.62 Rp 63.9K

11.88%

Banana (1kg)

$2.92 NOK 27.11

$1.56 Rp 27.6K

87.18%

Oranges (1kg)

$3.94 NOK 36.58

$2.35 Rp 41.6K

67.66%

Tomato (1kg)

$5.69 NOK 52.8

$2.06 Rp 36.4K

176.21%

Potato (1kg)

$2.95 NOK 27.36

$1.90 Rp 33.6K

55.26%

Onion (1kg)

$3.05 NOK 28.35

$2.34 Rp 41.3K

30.34%

Lettuce (1 head)

$2.94 NOK 27.29

$1.03 Rp 18.2K

185.44%

Water (1.5 liter bottle)

$2.26 NOK 21.02

$0.55 Rp 9,809

310.91%

Cigarettes 20 Pack (Marlboro, Camel)

$17.78 NOK 165

$2.25 Rp 39.8K

690.22%

Wine (Bottle)

$18.66 NOK 173

$23.81 Rp 421.0K

-21.63%

Local Beer (0.5 liter bottle)

$3.67 NOK 34.11

$2.31 Rp 40.9K

58.87%

Imported Beer (0.33 liter bottle)

$4.53 NOK 42.06

$2.80 Rp 49.5K

61.79%

One-way Ticket (Public Transport)

$4.31 NOK 40.05

$0.27 Rp 4,816

1496.30%

Public Transport Monthly Pass (Regular Price)

$87.0 NOK 808

$8.66 Rp 153.2K

904.50%

Taxi Start (Normal Tariff)

$9.58 NOK 89.0

$0.48 Rp 8,515

1895.83%

Taxi (Normal Tariff) (1km)

$1.67 NOK 15.55

$0.45 Rp 7,887

271.11%

Taxi 1hour Waiting (Normal Tariff)

$61.8 NOK 574

$5.72 Rp 101.1K

980.94%

Gasoline (1 liter)

$2.34 NOK 21.72

$0.76 Rp 13.4K

207.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$46.0K NOK 426.8K

$24.5K Rp 433.0M

87.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$45.9K NOK 426.2K

$32.1K Rp 568.0M

42.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$276 NOK 2,564

$83.6 Rp 1.5M

230.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.55 NOK 339

$6.46 Rp 114.2K

465.79%

Internet (50+ Mbps, Unlimited Data)

$83.1 NOK 772

$18.99 Rp 335.9K

337.81%

Gym Membership (Monthly)

$53.6 NOK 498

$56.0 Rp 989.8K

-4.22%

Tennis Court (1 Hour on Weekend)

$42.75 NOK 397

$18.62 Rp 329.2K

129.59%

Cinema Ticket

$16.01 NOK 149

$4.28 Rp 75.7K

274.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 NOK 2,814

$487 Rp 8.6M

-37.69%

International Primary School, 1 Child (Yearly)

$4,430 NOK 41.1K

$5,856 Rp 103.6M

-24.35%

Jeans (Levis 501 Or Similar)

$110 NOK 1,017

$45.56 Rp 805.6K

140.41%

Summer Dress (H&M, Zara, etc)

$51.0 NOK 473

$36.38 Rp 643.3K

40.13%

Sport Shoes (Adidas, Nike)

$122 NOK 1,132

$82.0 Rp 1.4M

48.78%

Men's Leather Business Shoes

$162 NOK 1,503

$80.4 Rp 1.4M

101.39%

1-bedroom Apartment, City Center (Monthly)

$1,247 NOK 11.6K

$1,117 Rp 19.7M

11.70%

1-bedroom Apartment, Outside City Center (Monthly)

$1,129 NOK 10.5K

$701 Rp 12.4M

60.97%

3-bedroom Apartment, City Center (Monthly)

$1,832 NOK 17.0K

$3,537 Rp 62.5M

-48.21%

3-bedroom Apartment, Outside City Center (Monthly)

$1,898 NOK 17.6K

$1,762 Rp 31.2M

7.67%

Buy Apartment in City Center (m2)

$6,007 NOK 55.8K

$2,826 Rp 50.0M

112.54%

Buy Apartment Outside City Center (m2)

$3,779 NOK 35.1K

$2,292 Rp 40.5M

64.90%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.32

13.78

-61.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Steinkjer: September 1, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,247 in Steinkjer and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $59.0 in Steinkjer vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $510 vs $293 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Steinkjer vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 97% lower than in Steinkjer. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $4,122 in Steinkjer and $2,095 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,247 in Steinkjer versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Steinkjer versus $487 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 74% higher in Steinkjer. For households that cook at home regularly, that difference adds up over a month.

At $1,396 in Ubud, Bali versus $2,748 in Steinkjer, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Steinkjer. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,396 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Steinkjer and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 97% less than in Steinkjer. Beyond cost, consider language, visa policies, and how big the international community is in each city.