Cost of Living Comparison Between Steinkjer and Ubud, Bali Cost of Living Comparison Between Steinkjer and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,011 in Steinkjer versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $3,053 in Steinkjer versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,095 in Steinkjer versus $3,763 in Ubud, Bali.

Living in Steinkjer is roughly 43% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Steinkjer 51% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$22.75 NOK 219

$3.45 Rp 61.8K

559.42%

Three-Course Dinner for Two, Mid-Range

$55.3 NOK 533

$32.34 Rp 578.5K

71.06%

Fast Food Meal (McDonalds, etc)

$13.35 NOK 129

$4.84 Rp 86.7K

175.83%

Cappuccino

$4.44 NOK 42.73

$2.75 Rp 49.1K

61.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.68 NOK 35.47

$1.38 Rp 24.8K

166.67%

Water (0.33 liter bottle)

$2.95 NOK 28.38

$0.75 Rp 13.4K

293.33%

Local Beer (0.5 liter draught)

$10.31 NOK 99.3

$2.99 Rp 53.5K

244.82%

Imported Beer (0.33 liter bottle)

$6.15 NOK 59.2

$3.85 Rp 68.9K

59.74%

Milk (1 liter)

$1.99 NOK 19.21

$1.74 Rp 31.1K

14.37%

White Bread (500g)

$3.65 NOK 35.20

$2.46 Rp 44.0K

48.37%

Rice (white) (1kg)

$3.03 NOK 29.16

$1.17 Rp 20.9K

158.97%

Eggs

$4.49 NOK 43.28

$2.43 Rp 43.5K

84.77%

Local Cheese (1kg)

$10.31 NOK 99.3

$14.50 Rp 259.5K

-28.90%

Chicken Fillets (1kg)

$14.95 NOK 144

$4.35 Rp 77.8K

243.68%

Beef Round Steak (1kg)

$28.55 NOK 275

$11.98 Rp 214.3K

138.31%

Apples (1kg)

$3.76 NOK 36.20

$3.72 Rp 66.5K

1.08%

Banana (1kg)

$2.26 NOK 21.78

$1.63 Rp 29.1K

38.65%

Oranges (1kg)

$2.63 NOK 25.31

$2.74 Rp 49.1K

-4.01%

Tomato (1kg)

$5.08 NOK 48.97

$2.24 Rp 40.1K

126.79%

Potato (1kg)

$1.99 NOK 19.13

$1.92 Rp 34.3K

3.65%

Onion (1kg)

$2.01 NOK 19.33

$2.28 Rp 40.7K

-11.84%

Lettuce (1 head)

$2.60 NOK 25.09

$1.06 Rp 19.0K

145.28%

Water (1.5 liter bottle)

$2.40 NOK 23.15

$0.72 Rp 12.9K

233.33%

Cigarettes 20 Pack (Marlboro, Camel)

$14.01 NOK 135

$3.29 Rp 58.8K

325.84%

Wine (Bottle)

$18.06 NOK 174

$23.19 Rp 414.9K

-22.12%

Local Beer (0.5 liter bottle)

$3.59 NOK 34.60

$2.78 Rp 49.7K

29.14%

Imported Beer (0.33 liter bottle)

$4.60 NOK 44.33

$2.73 Rp 48.9K

68.50%

One-way Ticket (Public Transport)

$3.93 NOK 37.84

$0.27 Rp 4,765

1355.56%

Public Transport Monthly Pass (Regular Price)

$74.7 NOK 719

$8.11 Rp 145.0K

820.72%

Taxi Start (Normal Tariff)

$15.06 NOK 145

$0.48 Rp 8,636

3037.50%

Taxi (Normal Tariff) (1km)

$2.20 NOK 21.17

$0.42 Rp 7,511

423.81%

Taxi 1hour Waiting (Normal Tariff)

$87.7 NOK 844

$6.22 Rp 111.3K

1309.49%

Gasoline (1 liter)

$2.04 NOK 19.66

$0.81 Rp 14.6K

151.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.4K NOK 302.9K

$26.6K Rp 476.1M

18.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.5K NOK 409.7K

$32.2K Rp 575.9M

32.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$150 NOK 1,445

$78.4 Rp 1.4M

91.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.93 NOK 413

$4.07 Rp 72.8K

954.79%

Internet (50+ Mbps, Unlimited Data)

$50.6 NOK 487

$24.33 Rp 435.2K

107.85%

Gym Membership (Monthly)

$30.69 NOK 296

$98.6 Rp 1.8M

-68.88%

Tennis Court (1 Hour on Weekend)

$35.73 NOK 344

$6.34 Rp 113.3K

463.56%

Cinema Ticket

$15.06 NOK 145

$3.99 Rp 71.3K

277.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$330 NOK 3,182

$305 Rp 5.5M

8.29%

International Primary School, 1 Child (Yearly)

$8,521 NOK 82.1K

$6,642 Rp 118.8M

28.29%

Jeans (Levis 501 Or Similar)

$50.4 NOK 485

$54.1 Rp 968.6K

-6.96%

Summer Dress (H&M, Zara, etc)

$30.83 NOK 297

$37.81 Rp 676.3K

-18.46%

Sport Shoes (Adidas, Nike)

$60.3 NOK 580

$86.8 Rp 1.6M

-30.61%

Men's Leather Business Shoes

$132 NOK 1,271

$76.4 Rp 1.4M

72.89%

1-bedroom Apartment, City Center (Monthly)

$1,011 NOK 9,738

$992 Rp 17.7M

1.92%

1-bedroom Apartment, Outside City Center (Monthly)

$657 NOK 6,330

$673 Rp 12.0M

-2.31%

3-bedroom Apartment, City Center (Monthly)

$1,530 NOK 14.7K

$3,375 Rp 60.4M

-54.65%

3-bedroom Apartment, Outside City Center (Monthly)

$1,026 NOK 9,880

$2,050 Rp 36.7M

-49.97%

Buy Apartment in City Center (m2)

$6,066 NOK 58.4K

$2,805 Rp 50.2M

116.30%

Buy Apartment Outside City Center (m2)

$3,692 NOK 35.6K

$2,227 Rp 39.8M

65.77%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

1.5

13.28

-88.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Steinkjer: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,011 in Steinkjer and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $55.0 in Steinkjer vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $459 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Steinkjer vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 43% lower than in Steinkjer. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $3,017 in Steinkjer and $2,112 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,011 in Steinkjer versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $330 in Steinkjer versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 54% higher in Steinkjer. For households that cook at home regularly, that difference adds up over a month.

At $1,408 in Ubud, Bali versus $2,011 in Steinkjer, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Steinkjer. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Steinkjer and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 43% less than in Steinkjer. Beyond cost, consider language, visa policies, and how big the international community is in each city.