Cost of Living Comparison Between Ubud, Bali and Steinkjer Cost of Living Comparison Between Ubud, Bali and Steinkjer

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $2,011 in Steinkjer.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $3,053 in Steinkjer.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $4,095 in Steinkjer.

Living in Ubud, Bali costs roughly 30% less than in Steinkjer, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Steinkjer 51% above.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$22.75 NOK 219

-84.84%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$55.3 NOK 533

-41.54%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$13.35 NOK 129

-63.75%

Cappuccino

$2.75 Rp 49.3K

$4.44 NOK 42.78

-38.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$3.68 NOK 35.51

-62.50%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$2.95 NOK 28.42

-74.58%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$10.31 NOK 99.4

-71.00%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$6.15 NOK 59.3

-37.40%

Milk (1 liter)

$1.74 Rp 31.1K

$1.99 NOK 19.23

-12.56%

White Bread (500g)

$2.46 Rp 44.1K

$3.65 NOK 35.24

-32.60%

Rice (white) (1kg)

$1.17 Rp 21.0K

$3.03 NOK 29.19

-61.39%

Eggs

$2.43 Rp 43.6K

$4.49 NOK 43.33

-45.88%

Local Cheese (1kg)

$14.50 Rp 260.2K

$10.31 NOK 99.5

40.64%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$14.95 NOK 144

-70.90%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$28.55 NOK 275

-58.04%

Apples (1kg)

$3.72 Rp 66.7K

$3.76 NOK 36.24

-1.06%

Banana (1kg)

$1.63 Rp 29.2K

$2.26 NOK 21.80

-27.88%

Oranges (1kg)

$2.74 Rp 49.2K

$2.63 NOK 25.34

4.18%

Tomato (1kg)

$2.24 Rp 40.2K

$5.08 NOK 49.02

-55.91%

Potato (1kg)

$1.92 Rp 34.4K

$1.99 NOK 19.15

-3.52%

Onion (1kg)

$2.28 Rp 40.8K

$2.01 NOK 19.35

13.43%

Lettuce (1 head)

$1.06 Rp 19.1K

$2.60 NOK 25.12

-59.23%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$2.40 NOK 23.17

-70.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$14.01 NOK 135

-76.52%

Wine (Bottle)

$23.19 Rp 416.1K

$18.06 NOK 174

28.41%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$3.59 NOK 34.64

-22.56%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$4.60 NOK 44.38

-40.65%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$3.93 NOK 37.88

-93.13%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$74.7 NOK 720

-89.14%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$15.06 NOK 145

-96.81%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$2.20 NOK 21.19

-80.91%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$87.7 NOK 845

-92.91%

Gasoline (1 liter)

$0.81 Rp 14.6K

$2.04 NOK 19.68

-60.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$31.4K NOK 303.2K

-15.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$42.5K NOK 410.2K

-24.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$150 NOK 1,447

-47.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$42.93 NOK 414

-90.52%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$50.6 NOK 488

-51.89%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$30.69 NOK 296

221.31%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$35.73 NOK 345

-82.26%

Cinema Ticket

$3.99 Rp 71.5K

$15.06 NOK 145

-73.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$330 NOK 3,185

-7.66%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$8,521 NOK 82.2K

-22.05%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$50.4 NOK 486

7.48%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$30.83 NOK 297

22.64%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$60.3 NOK 581

44.11%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$132 NOK 1,273

-42.16%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$1,011 NOK 9,749

-1.89%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$657 NOK 6,337

2.37%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$1,530 NOK 14.8K

120.53%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$1,026 NOK 9,892

99.86%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$6,066 NOK 58.5K

-53.77%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$3,692 NOK 35.6K

-39.68%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

1.5

785.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Steinkjer: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $1,011 in Steinkjer. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $55.0 in Steinkjer for a mid-range dinner for two. Groceries echo the gap at $297 vs $459 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Steinkjer: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 43% lower than in Steinkjer. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $2,112 in Ubud, Bali and $3,017 in Steinkjer to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $992 in Ubud, Bali versus $1,011 in Steinkjer. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $330 in Steinkjer. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 54% higher in Steinkjer. For households that cook at home regularly, that difference adds up over a month.

At $1,408 in Ubud, Bali versus $2,011 in Steinkjer, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Steinkjer. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Steinkjer are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 43% less than in Steinkjer. Beyond cost, consider language, visa policies, and how big the international community is in each city.