Cost of Living Comparison Between Steinkjer and Oslo Cost of Living Comparison Between Steinkjer and Oslo

Monthly Cost of Living

Monthly costs for one person with rent: $2,748 in Steinkjer versus $3,482 in Oslo.

Estimated couple costs with rent: $3,954 in Steinkjer versus $4,887 in Oslo.

Monthly costs for a family of three with rent: $5,161 in Steinkjer versus $6,292 in Oslo.

Living in Steinkjer costs roughly 21% less than in Oslo, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Steinkjer 100% above, Oslo 153% above.

Meal at Budget Restaurant

$21.44 NOK 199

$21.52 NOK 200

-0.37%

Three-Course Dinner for Two, Mid-Range

$59.4 NOK 551

$127 NOK 1,181

-53.34%

Fast Food Meal (McDonalds, etc)

$14.16 NOK 131

$15.83 NOK 147

-10.55%

Cappuccino

$4.96 NOK 46.07

$6.01 NOK 55.8

-17.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.74 NOK 53.3

$4.17 NOK 38.71

37.65%

Water (0.33 liter bottle)

$4.23 NOK 39.25

$3.43 NOK 31.81

23.32%

Local Beer (0.5 liter draught)

$10.62 NOK 98.6

$11.58 NOK 108

-8.29%

Imported Beer (0.33 liter bottle)

$6.55 NOK 60.8

$12.62 NOK 117

-48.10%

Milk (1 liter)

$2.59 NOK 24.08

$2.57 NOK 23.89

0.78%

White Bread (500g)

$3.56 NOK 33.06

$4.31 NOK 40.04

-17.40%

Rice (white) (1kg)

$3.88 NOK 35.99

$4.59 NOK 42.61

-15.47%

Eggs

$4.85 NOK 45.01

$5.96 NOK 55.4

-18.62%

Local Cheese (1kg)

$13.50 NOK 125

$14.97 NOK 139

-9.82%

Chicken Fillets (1kg)

$16.65 NOK 155

$15.70 NOK 146

6.05%

Beef Round Steak (1kg)

$29.88 NOK 277

$30.01 NOK 279

-0.43%

Apples (1kg)

$4.05 NOK 37.56

$3.48 NOK 32.33

16.38%

Banana (1kg)

$2.92 NOK 27.11

$2.67 NOK 24.82

9.36%

Oranges (1kg)

$3.94 NOK 36.58

$3.63 NOK 33.67

8.54%

Tomato (1kg)

$5.69 NOK 52.8

$5.97 NOK 55.4

-4.69%

Potato (1kg)

$2.95 NOK 27.36

$2.74 NOK 25.48

7.66%

Onion (1kg)

$3.05 NOK 28.35

$2.94 NOK 27.30

3.74%

Lettuce (1 head)

$2.94 NOK 27.29

$3.21 NOK 29.80

-8.41%

Water (1.5 liter bottle)

$2.26 NOK 21.02

$2.46 NOK 22.79

-8.13%

Cigarettes 20 Pack (Marlboro, Camel)

$17.78 NOK 165

$19.43 NOK 180

-8.49%

Wine (Bottle)

$18.66 NOK 173

$16.63 NOK 154

12.21%

Local Beer (0.5 liter bottle)

$3.67 NOK 34.11

$3.46 NOK 32.15

6.07%

Imported Beer (0.33 liter bottle)

$4.53 NOK 42.06

$4.29 NOK 39.85

5.59%

One-way Ticket (Public Transport)

$4.31 NOK 40.05

$4.95 NOK 46.00

-12.93%

Public Transport Monthly Pass (Regular Price)

$87.0 NOK 808

$83.6 NOK 776

4.07%

Taxi Start (Normal Tariff)

$9.58 NOK 89.0

$12.10 NOK 112

-20.83%

Taxi (Normal Tariff) (1km)

$1.67 NOK 15.55

$1.92 NOK 17.82

-13.02%

Taxi 1hour Waiting (Normal Tariff)

$61.8 NOK 574

$71.7 NOK 666

-13.81%

Gasoline (1 liter)

$2.34 NOK 21.72

$2.27 NOK 21.10

3.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$46.0K NOK 426.8K

$50.0K NOK 464.3K

-8.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$45.9K NOK 426.2K

$45.3K NOK 420.2K

1.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$276 NOK 2,564

$431 NOK 4,001

-35.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.55 NOK 339

$32.70 NOK 304

11.77%

Internet (50+ Mbps, Unlimited Data)

$83.1 NOK 772

$56.7 NOK 526

46.61%

Gym Membership (Monthly)

$53.6 NOK 498

$59.6 NOK 553

-10.04%

Tennis Court (1 Hour on Weekend)

$42.75 NOK 397

$28.91 NOK 268

47.87%

Cinema Ticket

$16.01 NOK 149

$19.06 NOK 177

-16.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 NOK 2,814

$251 NOK 2,335

20.54%

International Primary School, 1 Child (Yearly)

$4,430 NOK 41.1K

$15.8K NOK 147.0K

-72.02%

Jeans (Levis 501 Or Similar)

$110 NOK 1,017

$103 NOK 952

6.76%

Summer Dress (H&M, Zara, etc)

$51.0 NOK 473

$62.1 NOK 576

-17.85%

Sport Shoes (Adidas, Nike)

$122 NOK 1,132

$138 NOK 1,283

-11.73%

Men's Leather Business Shoes

$162 NOK 1,503

$161 NOK 1,492

0.73%

1-bedroom Apartment, City Center (Monthly)

$1,247 NOK 11.6K

$2,079 NOK 19.3K

-40.00%

1-bedroom Apartment, Outside City Center (Monthly)

$1,129 NOK 10.5K

$1,577 NOK 14.6K

-28.43%

3-bedroom Apartment, City Center (Monthly)

$1,832 NOK 17.0K

$3,043 NOK 28.3K

-39.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,898 NOK 17.6K

$2,251 NOK 20.9K

-15.70%

Buy Apartment in City Center (m2)

$6,007 NOK 55.8K

$12.1K NOK 112.6K

-50.48%

Buy Apartment Outside City Center (m2)

$3,779 NOK 35.1K

$6,880 NOK 63.9K

-45.07%

Average Monthly Net Salary (After Tax)

$4,469 NOK 41.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.32

4.96

7.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Steinkjer: September 1, 2026

Last update for Oslo: August 29, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,247 in Steinkjer and $2,079 in Oslo. Housing cost is often the main lever when comparing two cities.

Dining out: $59.0 in Steinkjer vs $127 in Oslo for a mid-range dinner for two. Groceries echo the gap at $510 vs $518 per month, with Steinkjer cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Steinkjer vs Oslo: Cost of Living - Frequently Asked Questions

Steinkjer is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 27% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $4,122 in Steinkjer and $5,223 in Oslo to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,247 in Steinkjer versus $2,079 in Oslo. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,748 per month in Steinkjer versus $3,482 in Oslo – a 27% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Steinkjer runs roughly 4% less than in Oslo. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,000. Steinkjer is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Steinkjer is more practical. Housing and childcare are both notably cheaper than in Oslo, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Steinkjer and Oslo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Steinkjer gentler on the wallet – expenses run 27% less than in Oslo. Beyond cost, consider language, visa policies, and how big the international community is in each city.