Last update: Oct 2026

Cost of Living Comparison Between Steinkjer and Oslo

For one person, living is cheaper in Steinkjer: $2,773 a month against $3,427 in Oslo, rent and utilities included – about $7,800 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Steinkjer
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Steinkjer Living Index
165

Cost of Living Index in Oslo
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Oslo Living Index

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Steinkjer

🇳🇴 Norway

$2,773

/mo nomad

Oslo

🇳🇴 Norway

$3,427

/mo nomad

Monthly Cost of Living

How much you'll spend in Steinkjer and in Oslo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Steinkjer and in Oslo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,773 in Steinkjer versus $3,427 in Oslo.

Steinkjer $2,773
Oslo $3,427

Estimated couple costs with rent: $3,905 in Steinkjer versus $4,942 in Oslo.

Steinkjer $3,905
Oslo $4,942

Monthly costs for a family of three with rent: $5,037 in Steinkjer versus $6,457 in Oslo.

Steinkjer $5,037
Oslo $6,457

Living in Steinkjer costs roughly 19% less than in Oslo, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Steinkjer 105% above, Oslo 154% above.

Meal at Budget Restaurant

$20.51 NOK 193

$20.56 NOK 194

-0.24%

Three-Course Dinner for Two, Mid-Range

$58.2 NOK 548

$126 NOK 1,185

-53.76%

Fast Food Meal (McDonalds, etc)

$13.52 NOK 127

$15.56 NOK 146

-13.11%

Cappuccino

$4.62 NOK 43.52

$5.83 NOK 54.9

-20.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.75 NOK 54.2

$4.32 NOK 40.70

33.10%

Water (0.33 liter bottle)

$4.25 NOK 39.99

$3.33 NOK 31.39

27.63%

Local Beer (0.5 liter draught)

$10.33 NOK 97.3

$11.46 NOK 108

-9.86%

Imported Beer (0.33 liter bottle)

$6.20 NOK 58.3

$12.30 NOK 116

-49.59%

Milk (1 liter)

$2.46 NOK 23.13

$2.45 NOK 23.11

0.41%

White Bread (500g)

$3.46 NOK 32.61

$4.20 NOK 39.55

-17.62%

Rice (white) (1kg)

$3.60 NOK 33.88

$4.76 NOK 44.80

-24.37%

Eggs

$4.95 NOK 46.62

$5.79 NOK 54.5

-14.51%

Local Cheese (1kg)

$12.85 NOK 121

$14.59 NOK 137

-11.93%

Chicken Fillets (1kg)

$16.08 NOK 151

$15.42 NOK 145

4.28%

Beef Round Steak (1kg)

$28.53 NOK 269

$31.00 NOK 292

-7.97%

Apples (1kg)

$3.91 NOK 36.76

$3.34 NOK 31.43

17.07%

Banana (1kg)

$2.93 NOK 27.59

$2.66 NOK 25.05

10.15%

Oranges (1kg)

$3.90 NOK 36.70

$3.39 NOK 31.95

15.04%

Tomato (1kg)

$5.71 NOK 53.8

$5.76 NOK 54.3

-0.87%

Potato (1kg)

$2.89 NOK 27.18

$2.70 NOK 25.43

7.04%

Onion (1kg)

$3.07 NOK 28.89

$2.87 NOK 26.99

6.97%

Lettuce (1 head)

$2.78 NOK 26.17

$3.18 NOK 29.90

-12.58%

Water (1.5 liter bottle)

$2.23 NOK 20.96

$2.35 NOK 22.17

-5.11%

Cigarettes 20 Pack (Marlboro, Camel)

$17.67 NOK 166

$19.05 NOK 179

-7.24%

Wine (Bottle)

$18.14 NOK 171

$16.27 NOK 153

11.49%

Local Beer (0.5 liter bottle)

$3.50 NOK 32.92

$3.48 NOK 32.79

0.57%

Imported Beer (0.33 liter bottle)

$4.65 NOK 43.77

$4.15 NOK 39.09

12.05%

One-way Ticket (Public Transport)

$4.21 NOK 39.65

$4.70 NOK 44.24

-10.43%

Public Transport Monthly Pass (Regular Price)

$85.6 NOK 805

$80.2 NOK 755

6.66%

Taxi Start (Normal Tariff)

$9.24 NOK 87.0

$12.10 NOK 114

-23.64%

Taxi (Normal Tariff) (1km)

$1.61 NOK 15.17

$1.80 NOK 16.94

-10.56%

Taxi 1hour Waiting (Normal Tariff)

$58.4 NOK 550

$69.3 NOK 652

-15.62%

Gasoline (1 liter)

$2.47 NOK 23.27

$2.35 NOK 22.10

5.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.4K NOK 427.7K

$48.1K NOK 453.1K

-5.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$45.4K NOK 427.8K

$43.8K NOK 412.4K

3.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$266 NOK 2,505

$425 NOK 3,999

-37.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.46 NOK 334

$33.77 NOK 318

5.00%

Internet (50+ Mbps, Unlimited Data)

$81.8 NOK 770

$53.7 NOK 505

52.49%

Gym Membership (Monthly)

$54.1 NOK 510

$59.8 NOK 563

-9.43%

Tennis Court (1 Hour on Weekend)

$41.52 NOK 391

$29.20 NOK 275

42.19%

Cinema Ticket

$15.71 NOK 148

$20.11 NOK 189

-21.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$293 NOK 2,763

$238 NOK 2,237

23.51%

International Primary School, 1 Child (Yearly)

$4,447 NOK 41.9K

$15.5K NOK 145.6K

-71.25%

Jeans (Levis 501 Or Similar)

$105 NOK 989

$101 NOK 949

4.29%

Summer Dress (H&M, Zara, etc)

$51.2 NOK 482

$58.8 NOK 554

-13.05%

Sport Shoes (Adidas, Nike)

$118 NOK 1,109

$135 NOK 1,271

-12.74%

Men's Leather Business Shoes

$154 NOK 1,453

$157 NOK 1,474

-1.41%

1-bedroom Apartment, City Center (Monthly)

$1,200 NOK 11.3K

$2,018 NOK 19.0K

-40.55%

1-bedroom Apartment, Outside City Center (Monthly)

$1,133 NOK 10.7K

$1,587 NOK 14.9K

-28.61%

3-bedroom Apartment, City Center (Monthly)

$2,078 NOK 19.6K

$2,978 NOK 28.0K

-30.21%

3-bedroom Apartment, Outside City Center (Monthly)

$1,580 NOK 14.9K

$2,397 NOK 22.6K

-34.09%

Buy Apartment in City Center (m2)

$6,718 NOK 63.2K

$11.7K NOK 110.2K

-42.63%

Buy Apartment Outside City Center (m2)

$3,607 NOK 34.0K

$6,719 NOK 63.3K

-46.32%

Average Monthly Net Salary (After Tax)

$4,687 NOK 44.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.32

4.94

7.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Steinkjer: October 10, 2026

Last update for Oslo: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Steinkjer

$1.1K 40.9%

Oslo

$1.6K 46.3% 40.1% $454

Groceries & Markets

Steinkjer

$495 17.9%

Oslo

$511 14.9% 3.2% $16

Monthly Utilities & Internet

Steinkjer

$383 13.8%

Oslo

$512 15% 33.6% $129

Eating Out

Steinkjer

$364 13.1%

Oslo

$394 11.5% 8.1% $29

Clothing & Footwear

Steinkjer

$193 7%

Oslo

$203 5.9% 5.3% $10

Getting Around

Steinkjer

$120 4.3%

Oslo

$120 3.5% 0.3% $0.4

Sport & Entertainment

Steinkjer

$86 3.1%

Oslo

$100 2.9% 16.9% $14

Cost Breakdown

A one-bedroom apartment in the center runs $1,200 in Steinkjer and $2,018 in Oslo. Housing cost is often the main lever when comparing two cities.

Dining out: $58.0 in Steinkjer vs $126 in Oslo for a mid-range dinner for two. Groceries echo the gap at $495 vs $511 per month, with Steinkjer cheaper across the board.

Good to know

🇳🇴 Steinkjer

🇳🇴 Oslo

🕒 Local time

17:51 5:51 PM

Same time as Steinkjer

🌤 Weather

👥 Population

24,066

1,098,061 Capital

💱 Currency

Norwegian Krone NOK kr

📈 Exchange rate

100 NOK = 10.62 USD

100 NOK = 9.45 EUR

100 NOK = 10.62 USD

100 NOK = 9.45 EUR

Exchange rates and currency converter

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Steinkjer Oslo 460 km

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Steinkjer
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Steinkjer vs Oslo: Cost of Living - Frequently Asked Questions

Steinkjer is cheaper overall, especially in groceries, eating out, and clothing. The 24% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $4,160 in Steinkjer and $5,140 in Oslo to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,200 in Steinkjer versus $2,018 in Oslo. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,773 per month in Steinkjer versus $3,427 in Oslo – a 24% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Steinkjer runs roughly 7% less than in Oslo. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,000. Steinkjer is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Steinkjer is more practical. Housing and childcare are both notably cheaper than in Oslo, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Steinkjer and Oslo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Steinkjer gentler on the wallet – expenses run 24% less than in Oslo. Beyond cost, consider language, visa policies, and how big the international community is in each city.