Cost of Living Comparison Between Oslo and Steinkjer Cost of Living Comparison Between Oslo and Steinkjer

Monthly Cost of Living

Monthly costs for one person with rent: $3,482 in Oslo versus $2,748 in Steinkjer.

Estimated couple costs with rent: $4,887 in Oslo versus $3,954 in Steinkjer.

Monthly costs for a family of three with rent: $6,292 in Oslo versus $5,161 in Steinkjer.

Living in Oslo is roughly 27% more expensive than in Steinkjer, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Oslo 153% above, Steinkjer 100% above.

Currency
🍽 Eating Out
Oslo
Steinkjer
Difference
Meal at Budget Restaurant
$21.52 NOK 200
$21.44 NOK 199
0.37%
Three-Course Dinner for Two, Mid-Range
$127 NOK 1,181
$59.4 NOK 551
114.32%
Fast Food Meal (McDonalds, etc)
$15.83 NOK 147
$14.16 NOK 131
11.79%
Cappuccino
$6.01 NOK 55.8
$4.96 NOK 46.07
21.17%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$4.17 NOK 38.71
$5.74 NOK 53.3
-27.35%
Water (0.33 liter bottle)
$3.43 NOK 31.81
$4.23 NOK 39.25
-18.91%
Local Beer (0.5 liter draught)
$11.58 NOK 108
$10.62 NOK 98.6
9.04%
Imported Beer (0.33 liter bottle)
$12.62 NOK 117
$6.55 NOK 60.8
92.67%
🛒 Groceries & Markets
Oslo
Steinkjer
Difference
Milk (1 liter)
$2.57 NOK 23.89
$2.59 NOK 24.08
-0.77%
White Bread (500g)
$4.31 NOK 40.04
$3.56 NOK 33.06
21.07%
Rice (white) (1kg)
$4.59 NOK 42.61
$3.88 NOK 35.99
18.30%
Eggs
$5.96 NOK 55.4
$4.85 NOK 45.01
22.89%
Local Cheese (1kg)
$14.97 NOK 139
$13.50 NOK 125
10.89%
Chicken Fillets (1kg)
$15.70 NOK 146
$16.65 NOK 155
-5.71%
Beef Round Steak (1kg)
$30.01 NOK 279
$29.88 NOK 277
0.44%
Apples (1kg)
$3.48 NOK 32.33
$4.05 NOK 37.56
-14.07%
Banana (1kg)
$2.67 NOK 24.82
$2.92 NOK 27.11
-8.56%
Oranges (1kg)
$3.63 NOK 33.67
$3.94 NOK 36.58
-7.87%
Tomato (1kg)
$5.97 NOK 55.4
$5.69 NOK 52.8
4.92%
Potato (1kg)
$2.74 NOK 25.48
$2.95 NOK 27.36
-7.12%
Onion (1kg)
$2.94 NOK 27.30
$3.05 NOK 28.35
-3.61%
Lettuce (1 head)
$3.21 NOK 29.80
$2.94 NOK 27.29
9.18%
Water (1.5 liter bottle)
$2.46 NOK 22.79
$2.26 NOK 21.02
8.85%
Cigarettes 20 Pack (Marlboro, Camel)
$19.43 NOK 180
$17.78 NOK 165
9.28%
Wine (Bottle)
$16.63 NOK 154
$18.66 NOK 173
-10.88%
Local Beer (0.5 liter bottle)
$3.46 NOK 32.15
$3.67 NOK 34.11
-5.72%
Imported Beer (0.33 liter bottle)
$4.29 NOK 39.85
$4.53 NOK 42.06
-5.30%
🚌 Getting Around
Oslo
Steinkjer
Difference
One-way Ticket (Public Transport)
$4.95 NOK 46.00
$4.31 NOK 40.05
14.85%
Public Transport Monthly Pass (Regular Price)
$83.6 NOK 776
$87.0 NOK 808
-3.91%
Taxi Start (Normal Tariff)
$12.10 NOK 112
$9.58 NOK 89.0
26.30%
Taxi (Normal Tariff) (1km)
$1.92 NOK 17.82
$1.67 NOK 15.55
14.97%
Taxi 1hour Waiting (Normal Tariff)
$71.7 NOK 666
$61.8 NOK 574
16.03%
Gasoline (1 liter)
$2.27 NOK 21.10
$2.34 NOK 21.72
-2.99%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$50.0K NOK 464.3K
$46.0K NOK 426.8K
8.80%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$45.3K NOK 420.2K
$45.9K NOK 426.2K
-1.39%
🧾 Monthly Utilities & Internet
Oslo
Steinkjer
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$431 NOK 4,001
$276 NOK 2,564
56.06%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.70 NOK 304
$36.55 NOK 339
-10.53%
Internet (50+ Mbps, Unlimited Data)
$56.7 NOK 526
$83.1 NOK 772
-31.79%
🎉 Sport & Entertainment
Oslo
Steinkjer
Difference
Gym Membership (Monthly)
$59.6 NOK 553
$53.6 NOK 498
11.15%
Tennis Court (1 Hour on Weekend)
$28.91 NOK 268
$42.75 NOK 397
-32.37%
Cinema Ticket
$19.06 NOK 177
$16.01 NOK 149
19.05%
🧸 Childcare & Education
Oslo
Steinkjer
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$251 NOK 2,335
$303 NOK 2,814
-17.04%
International Primary School, 1 Child (Yearly)
$15.8K NOK 147.0K
$4,430 NOK 41.1K
257.45%
👕👟 Clothing & Footwear
Oslo
Steinkjer
Difference
Jeans (Levis 501 Or Similar)
$103 NOK 952
$110 NOK 1,017
-6.34%
Summer Dress (H&M, Zara, etc)
$62.1 NOK 576
$51.0 NOK 473
21.73%
Sport Shoes (Adidas, Nike)
$138 NOK 1,283
$122 NOK 1,132
13.29%
Men's Leather Business Shoes
$161 NOK 1,492
$162 NOK 1,503
-0.73%
🏠 Accommodation & Living
Oslo
Steinkjer
Difference
1-bedroom Apartment, City Center (Monthly)
$2,079 NOK 19.3K
$1,247 NOK 11.6K
66.67%
1-bedroom Apartment, Outside City Center (Monthly)
$1,577 NOK 14.6K
$1,129 NOK 10.5K
39.73%
3-bedroom Apartment, City Center (Monthly)
$3,043 NOK 28.3K
$1,832 NOK 17.0K
66.14%
3-bedroom Apartment, Outside City Center (Monthly)
$2,251 NOK 20.9K
$1,898 NOK 17.6K
18.62%
Buy Apartment in City Center (m2)
$12.1K NOK 112.6K
$6,007 NOK 55.8K
101.92%
Buy Apartment Outside City Center (m2)
$6,880 NOK 63.9K
$3,779 NOK 35.1K
82.04%
💵 Salaries & Financials
Oslo
Steinkjer
Difference
Average Monthly Net Salary (After Tax)
$4,469 NOK 41.5K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.96
5.32
-6.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oslo: August 29, 2026

Last update for Steinkjer: September 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,079 in Oslo and $1,247 in Steinkjer. Housing cost is often the main lever when comparing two cities.

Dining out: $127 in Oslo vs $59.0 in Steinkjer for a mid-range dinner for two. Groceries echo the gap at $518 vs $510 per month, with Steinkjer cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Oslo vs Steinkjer: Cost of Living - Frequently Asked Questions
Is Steinkjer cheaper than Oslo?
Steinkjer is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 27% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $5,223 in Oslo and $4,122 in Steinkjer to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Oslo and Steinkjer?
Rent for a central apartment: $2,079 in Oslo versus $1,247 in Steinkjer. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Oslo and in Steinkjer?
All in, you'll spend $3,482 per month in Oslo versus $2,748 in Steinkjer – a 27% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Steinkjer runs roughly 4% less than in Oslo. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $2,000 enough to cover costs in Oslo or in Steinkjer?
Both cities are expensive relative to $2,000. Steinkjer is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
Is Oslo or Steinkjer more family-friendly?
For families, Steinkjer is more practical. Housing and childcare are both notably cheaper than in Oslo, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Oslo or Steinkjer?
Safety-wise, Oslo and Steinkjer are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Steinkjer gentler on the wallet – expenses run 27% less than in Oslo. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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