Last update: Oct 2026

Cost of Living Comparison Between Oslo and Steinkjer

For one person, living is cheaper in Steinkjer: $2,773 a month against $3,427 in Oslo, rent and utilities included – about $7,800 less a year. Rent and utilities account for most of the difference.

165

Cost of Living Index in Oslo
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Oslo Living Index
129

Cost of Living Index in Steinkjer
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Steinkjer Living Index

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Oslo

🇳🇴 Norway

$3,427

/mo nomad

Steinkjer

🇳🇴 Norway

$2,773

/mo nomad

Monthly Cost of Living

How much you'll spend in Oslo and in Steinkjer

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oslo and in Steinkjer actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,427 in Oslo versus $2,773 in Steinkjer.

Oslo $3,427
Steinkjer $2,773

Estimated couple costs with rent: $4,942 in Oslo versus $3,905 in Steinkjer.

Oslo $4,942
Steinkjer $3,905

Monthly costs for a family of three with rent: $6,457 in Oslo versus $5,037 in Steinkjer.

Oslo $6,457
Steinkjer $5,037

Living in Oslo is roughly 24% more expensive than in Steinkjer, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Oslo 154% above, Steinkjer 105% above.

Meal at Budget Restaurant

$20.56 NOK 194

$20.51 NOK 193

0.24%

Three-Course Dinner for Two, Mid-Range

$126 NOK 1,185

$58.2 NOK 548

116.27%

Fast Food Meal (McDonalds, etc)

$15.56 NOK 146

$13.52 NOK 127

15.09%

Cappuccino

$5.83 NOK 54.9

$4.62 NOK 43.52

26.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.32 NOK 40.70

$5.75 NOK 54.2

-24.87%

Water (0.33 liter bottle)

$3.33 NOK 31.39

$4.25 NOK 39.99

-21.65%

Local Beer (0.5 liter draught)

$11.46 NOK 108

$10.33 NOK 97.3

10.94%

Imported Beer (0.33 liter bottle)

$12.30 NOK 116

$6.20 NOK 58.3

98.39%

Milk (1 liter)

$2.45 NOK 23.11

$2.46 NOK 23.13

-0.41%

White Bread (500g)

$4.20 NOK 39.55

$3.46 NOK 32.61

21.39%

Rice (white) (1kg)

$4.76 NOK 44.80

$3.60 NOK 33.88

32.22%

Eggs

$5.79 NOK 54.5

$4.95 NOK 46.62

16.97%

Local Cheese (1kg)

$14.59 NOK 137

$12.85 NOK 121

13.54%

Chicken Fillets (1kg)

$15.42 NOK 145

$16.08 NOK 151

-4.10%

Beef Round Steak (1kg)

$31.00 NOK 292

$28.53 NOK 269

8.66%

Apples (1kg)

$3.34 NOK 31.43

$3.91 NOK 36.76

-14.58%

Banana (1kg)

$2.66 NOK 25.05

$2.93 NOK 27.59

-9.22%

Oranges (1kg)

$3.39 NOK 31.95

$3.90 NOK 36.70

-13.08%

Tomato (1kg)

$5.76 NOK 54.3

$5.71 NOK 53.8

0.88%

Potato (1kg)

$2.70 NOK 25.43

$2.89 NOK 27.18

-6.57%

Onion (1kg)

$2.87 NOK 26.99

$3.07 NOK 28.89

-6.51%

Lettuce (1 head)

$3.18 NOK 29.90

$2.78 NOK 26.17

14.39%

Water (1.5 liter bottle)

$2.35 NOK 22.17

$2.23 NOK 20.96

5.38%

Cigarettes 20 Pack (Marlboro, Camel)

$19.05 NOK 179

$17.67 NOK 166

7.81%

Wine (Bottle)

$16.27 NOK 153

$18.14 NOK 171

-10.31%

Local Beer (0.5 liter bottle)

$3.48 NOK 32.79

$3.50 NOK 32.92

-0.57%

Imported Beer (0.33 liter bottle)

$4.15 NOK 39.09

$4.65 NOK 43.77

-10.75%

One-way Ticket (Public Transport)

$4.70 NOK 44.24

$4.21 NOK 39.65

11.64%

Public Transport Monthly Pass (Regular Price)

$80.2 NOK 755

$85.6 NOK 805

-6.24%

Taxi Start (Normal Tariff)

$12.10 NOK 114

$9.24 NOK 87.0

30.95%

Taxi (Normal Tariff) (1km)

$1.80 NOK 16.94

$1.61 NOK 15.17

11.80%

Taxi 1hour Waiting (Normal Tariff)

$69.3 NOK 652

$58.4 NOK 550

18.51%

Gasoline (1 liter)

$2.35 NOK 22.10

$2.47 NOK 23.27

-4.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$48.1K NOK 453.1K

$45.4K NOK 427.7K

5.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.8K NOK 412.4K

$45.4K NOK 427.8K

-3.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$425 NOK 3,999

$266 NOK 2,505

59.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.77 NOK 318

$35.46 NOK 334

-4.77%

Internet (50+ Mbps, Unlimited Data)

$53.7 NOK 505

$81.8 NOK 770

-34.42%

Gym Membership (Monthly)

$59.8 NOK 563

$54.1 NOK 510

10.42%

Tennis Court (1 Hour on Weekend)

$29.20 NOK 275

$41.52 NOK 391

-29.67%

Cinema Ticket

$20.11 NOK 189

$15.71 NOK 148

28.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$238 NOK 2,237

$293 NOK 2,763

-19.03%

International Primary School, 1 Child (Yearly)

$15.5K NOK 145.6K

$4,447 NOK 41.9K

247.86%

Jeans (Levis 501 Or Similar)

$101 NOK 949

$105 NOK 989

-4.11%

Summer Dress (H&M, Zara, etc)

$58.8 NOK 554

$51.2 NOK 482

15.01%

Sport Shoes (Adidas, Nike)

$135 NOK 1,271

$118 NOK 1,109

14.60%

Men's Leather Business Shoes

$157 NOK 1,474

$154 NOK 1,453

1.43%

1-bedroom Apartment, City Center (Monthly)

$2,018 NOK 19.0K

$1,200 NOK 11.3K

68.21%

1-bedroom Apartment, Outside City Center (Monthly)

$1,587 NOK 14.9K

$1,133 NOK 10.7K

40.08%

3-bedroom Apartment, City Center (Monthly)

$2,978 NOK 28.0K

$2,078 NOK 19.6K

43.28%

3-bedroom Apartment, Outside City Center (Monthly)

$2,397 NOK 22.6K

$1,580 NOK 14.9K

51.72%

Buy Apartment in City Center (m2)

$11.7K NOK 110.2K

$6,718 NOK 63.2K

74.32%

Buy Apartment Outside City Center (m2)

$6,719 NOK 63.3K

$3,607 NOK 34.0K

86.31%

Average Monthly Net Salary (After Tax)

$4,687 NOK 44.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.94

5.32

-7.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oslo: October 11, 2026

Last update for Steinkjer: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oslo

$1.6K 46.3%

Steinkjer

$1.1K 40.9% 28.6% $454

Monthly Utilities & Internet

Oslo

$512 15%

Steinkjer

$383 13.8% 25.2% $129

Groceries & Markets

Oslo

$511 14.9%

Steinkjer

$495 17.9% 3.1% $16

Eating Out

Oslo

$394 11.5%

Steinkjer

$364 13.1% 7.5% $29

Clothing & Footwear

Oslo

$203 5.9%

Steinkjer

$193 7% 5% $10

Getting Around

Oslo

$120 3.5%

Steinkjer

$120 4.3% 0.3% $0.4

Sport & Entertainment

Oslo

$100 2.9%

Steinkjer

$86 3.1% 14.4% $14

Cost Breakdown

A one-bedroom apartment in the center runs $2,018 in Oslo and $1,200 in Steinkjer. Housing cost is often the main lever when comparing two cities.

Dining out: $126 in Oslo vs $58.0 in Steinkjer for a mid-range dinner for two. Groceries echo the gap at $511 vs $495 per month, with Steinkjer cheaper across the board.

Good to know

🇳🇴 Oslo

🇳🇴 Steinkjer

🕒 Local time

18:44 6:44 PM

Same time as Oslo

🌤 Weather

👥 Population

1,098,061 Capital

24,066

💱 Currency

Norwegian Krone NOK kr

📈 Exchange rate

100 NOK = 10.62 USD

100 NOK = 9.45 EUR

100 NOK = 10.62 USD

100 NOK = 9.45 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oslo vs Steinkjer: Cost of Living - Frequently Asked Questions

Steinkjer is cheaper overall, especially in groceries, eating out, and clothing. The 24% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $5,140 in Oslo and $4,160 in Steinkjer to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,018 in Oslo versus $1,200 in Steinkjer. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,427 per month in Oslo versus $2,773 in Steinkjer – a 24% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Steinkjer runs roughly 7% less than in Oslo. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,000. Steinkjer is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Steinkjer is more practical. Housing and childcare are both notably cheaper than in Oslo, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Oslo and Steinkjer are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Steinkjer gentler on the wallet – expenses run 24% less than in Oslo. Beyond cost, consider language, visa policies, and how big the international community is in each city.