🙂Monthly costs for one person with rent: $2,773 in Stavanger versus $4,458 in San Rafael, CA.
🙂Estimated couple costs with rent: $4,172 in Stavanger versus $5,640 in San Rafael, CA.
🙂Monthly costs for a family of three with rent: $5,570 in Stavanger versus $6,822 in San Rafael, CA.
🙂Living in Stavanger costs roughly 38% less than in San Rafael, CA, driven mainly by Sport & Entertainment.
📊Both cities are pricier than the global median: Stavanger108% above, San Rafael, CA234% above.
Currency
🍽 Eating Out
Stavanger
San Rafael, CA
Difference
Meal at Budget Restaurant
$25.16NOK 238
$22.67$22.67
10.98%
Three-Course Dinner for Two, Mid-Range
$120NOK 1,137
$64.8$64.8
85.42%
Fast Food Meal(McDonalds, etc)
$14.88NOK 141
$10.81$10.81
37.65%
Cappuccino
$5.21NOK 49.33
$5.69$5.69
-8.44%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.91NOK 37.04
$2.70$2.70
44.81%
Water(0.33 liter bottle)
$3.35NOK 31.75
$2.46$2.46
36.18%
Local Beer(0.5 liter draught)
$10.96NOK 104
$5.92$5.92
85.14%
Imported Beer(0.33 liter bottle)
$10.32NOK 97.8
$9.71$9.71
6.28%
🛒 Groceries & Markets
Stavanger
San Rafael, CA
Difference
Milk(1 liter)
$2.34NOK 22.21
$1.29$1.29
81.40%
White Bread(500g)
$3.14NOK 29.78
$4.00$4.00
-21.50%
Rice(white)(1kg)
$4.45NOK 42.15
$6.85$6.85
-35.04%
Eggs
$4.47NOK 42.30
$4.49$4.49
-0.45%
Local Cheese(1kg)
$13.02NOK 123
$15.36$15.36
-15.23%
Chicken Fillets(1kg)
$16.38NOK 155
$13.12$13.12
24.85%
Beef Round Steak(1kg)
$27.93NOK 265
$18.34$18.34
52.29%
Apples(1kg)
$3.59NOK 34.00
$4.83$4.83
-25.67%
Banana(1kg)
$2.55NOK 24.13
$2.95$2.95
-13.56%
Oranges(1kg)
$3.06NOK 28.99
$6.07$6.07
-49.59%
Tomato(1kg)
$4.74NOK 44.89
$8.39$8.39
-43.50%
Potato(1kg)
$2.15NOK 20.36
$3.89$3.89
-44.73%
Onion(1kg)
$2.91NOK 27.57
$3.78$3.78
-23.02%
Lettuce(1 head)
$2.53NOK 23.96
$2.48$2.48
2.02%
Water(1.5 liter bottle)
$1.74NOK 16.51
$2.95$2.95
-41.02%
Cigarettes 20 Pack(Marlboro, Camel)
$14.98NOK 142
$10.79$10.79
38.83%
Wine(Bottle)
$18.43NOK 175
$13.72$13.72
34.33%
Local Beer(0.5 liter bottle)
$3.62NOK 34.32
$2.09$2.09
73.21%
Imported Beer(0.33 liter bottle)
$4.14NOK 39.23
$3.36$3.36
23.21%
🚌 Getting Around
Stavanger
San Rafael, CA
Difference
One-way Ticket(Public Transport)
$4.45NOK 42.11
$1.52$1.52
192.76%
Public Transport Monthly Pass(Regular Price)
$68.1NOK 645
$29.47$29.47
130.95%
Taxi Start(Normal Tariff)
$15.31NOK 145
$3.41$3.41
348.97%
Taxi(Normal Tariff)(1km)
$2.13NOK 20.21
$1.66$1.66
28.31%
Taxi 1hour Waiting(Normal Tariff)
$100NOK 951
$28.87$28.87
247.59%
Gasoline(1 liter)
$2.22NOK 21.07
$1.27$1.27
74.80%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.2KNOK 324.3K
$27.2K$27.2K
25.76%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.3KNOK 315.6K
$27.5K$27.5K
21.35%
🧾 Monthly Utilities & Internet
Stavanger
San Rafael, CA
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$191NOK 1,812
$187$187
2.21%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$42.07NOK 398
$51.4$51.4
-18.22%
Internet(50+ Mbps, Unlimited Data)
$81.5NOK 772
$60.2$60.2
35.41%
🎉 Sport & Entertainment
Stavanger
San Rafael, CA
Difference
Gym Membership(Monthly)
$55.9NOK 530
$251$251
-77.71%
Tennis Court(1 Hour on Weekend)
$35.10NOK 332
$39.53$39.53
-11.21%
Cinema Ticket
$18.95NOK 180
$14.47$14.47
30.96%
🧸 Childcare & Education
Stavanger
San Rafael, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$314NOK 2,976
$1,991$1,991
-84.22%
International Primary School, 1 Child(Yearly)
$12.8KNOK 121.5K
$23.3K$23.3K
-45.03%
👕👟 Clothing & Footwear
Stavanger
San Rafael, CA
Difference
Jeans(Levis 501 Or Similar)
$117NOK 1,110
$40.89$40.89
186.65%
Summer Dress(H&M, Zara, etc)
$60.1NOK 569
$38.17$38.17
57.32%
Sport Shoes(Adidas, Nike)
$105NOK 994
$101$101
4.04%
Men's Leather Business Shoes
$156NOK 1,480
$121$121
29.50%
🏠 Accommodation & Living
Stavanger
San Rafael, CA
Difference
1-bedroom Apartment, City Center(Monthly)
$1,591NOK 15.1K
$3,353$3,353
-52.55%
1-bedroom Apartment, Outside City Center(Monthly)
$1,148NOK 10.9K
$2,875$2,875
-60.06%
3-bedroom Apartment, City Center(Monthly)
$2,775NOK 26.3K
$4,069$4,069
-31.80%
3-bedroom Apartment, Outside City Center(Monthly)
$1,773NOK 16.8K
$3,331$3,331
-46.78%
Buy Apartment in City Center(m2)
$6,070NOK 57.5K
$7,600$7,600
-20.14%
Buy Apartment Outside City Center(m2)
$5,176NOK 49.0K
$5,345$5,345
-3.17%
💵 Salaries & Financials
Stavanger
San Rafael, CA
Difference
Average Monthly Net Salary(After Tax)
$4,897NOK 46.4K
$5,434$5,434
-9.89%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.51
6.32
-28.64%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Stavanger: June 15, 2026
Last update for San Rafael, CA: June 15, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,591 in Stavanger and $3,353 in San Rafael, CA. Housing cost is often the main lever when comparing two cities.
💰San Rafael, CA pays 11% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $120 in Stavanger vs $65.0 in San Rafael, CA. Groceries flip the comparison at $471 vs $482, with Stavanger cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Stavanger vs San Rafael, CA: Cost of Living - Frequently Asked Questions
Which city is more expensive, Stavanger or San Rafael, CA?
Stavanger wins on cost – living expenses run 61% lower than in San Rafael, CA. Housing and daily spending are where you'll feel the difference most, making Stavanger the obvious pick if budget is a priority.
Are salaries higher in Stavanger or San Rafael, CA?
On paper, San Rafael, CA earns 11% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Stavanger vs San Rafael, CA?
Rent for a central apartment: $1,591 in Stavanger versus $3,353 in San Rafael, CA. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Stavanger compared to San Rafael, CA?
All in, you'll spend $2,773 per month in Stavanger versus $4,458 in San Rafael, CA – a 61% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Stavanger vs San Rafael, CA?
A monthly transit pass in Stavanger runs roughly 131% less than in San Rafael, CA. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $2,500/month in Stavanger or San Rafael, CA?
Both cities are expensive relative to $2,500. Stavanger is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
Which city is better for digital nomads, Stavanger or San Rafael, CA?
Both work as nomad bases, but Stavanger delivers better value – similar infrastructure at $2,773 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Stavanger hard to pass up.
How safe is Stavanger compared to San Rafael, CA?
Safety-wise, Stavanger and San Rafael, CA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Stavanger gentler on the wallet – expenses run 61% less than in San Rafael, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.