🙂Monthly costs for one person with rent: $2,689 in Stavanger versus $4,372 in San Rafael, CA.
🙂Estimated couple costs with rent: $4,070 in Stavanger versus $5,618 in San Rafael, CA.
🙂Monthly costs for a family of three with rent: $5,451 in Stavanger versus $6,865 in San Rafael, CA.
🙂Living in Stavanger costs roughly 38% less than in San Rafael, CA, driven mainly by Sport & Entertainment.
📊Both cities are pricier than the global median: Stavanger100% above, San Rafael, CA225% above.
Currency
🍽 Eating Out
Stavanger
San Rafael, CA
Difference
Meal at Budget Restaurant
$25.39NOK 241
$22.36$22.36
13.55%
Three-Course Dinner for Two, Mid-Range
$120NOK 1,138
$65.2$65.2
83.97%
Fast Food Meal(McDonalds, etc)
$15.31NOK 145
$10.94$10.94
39.95%
Cappuccino
$5.03NOK 47.77
$5.75$5.75
-12.52%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.88NOK 36.83
$2.60$2.60
49.23%
Water(0.33 liter bottle)
$3.47NOK 32.89
$2.43$2.43
42.80%
Local Beer(0.5 liter draught)
$10.98NOK 104
$6.14$6.14
78.83%
Imported Beer(0.33 liter bottle)
$10.21NOK 96.9
$9.31$9.31
9.67%
🛒 Groceries & Markets
Stavanger
San Rafael, CA
Difference
Milk(1 liter)
$2.31NOK 21.93
$1.24$1.24
86.29%
White Bread(500g)
$3.12NOK 29.59
$3.94$3.94
-20.81%
Rice(white)(1kg)
$4.58NOK 43.48
$6.58$6.58
-30.40%
Eggs
$4.48NOK 42.52
$4.69$4.69
-4.48%
Local Cheese(1kg)
$12.90NOK 122
$15.43$15.43
-16.40%
Chicken Fillets(1kg)
$16.73NOK 159
$12.89$12.89
29.79%
Beef Round Steak(1kg)
$27.83NOK 264
$18.50$18.50
50.43%
Apples(1kg)
$3.48NOK 33.01
$4.92$4.92
-29.27%
Banana(1kg)
$2.64NOK 25.03
$2.85$2.85
-7.37%
Oranges(1kg)
$3.11NOK 29.53
$6.09$6.09
-48.93%
Tomato(1kg)
$4.68NOK 44.37
$8.41$8.41
-44.35%
Potato(1kg)
$2.08NOK 19.77
$3.88$3.88
-46.39%
Onion(1kg)
$3.08NOK 29.27
$3.88$3.88
-20.62%
Lettuce(1 head)
$2.47NOK 23.47
$2.39$2.39
3.35%
Water(1.5 liter bottle)
$1.83NOK 17.38
$2.84$2.84
-35.56%
Cigarettes 20 Pack(Marlboro, Camel)
$14.97NOK 142
$10.79$10.79
38.74%
Wine(Bottle)
$18.46NOK 175
$13.65$13.65
35.24%
Local Beer(0.5 liter bottle)
$3.68NOK 34.89
$2.16$2.16
70.37%
Imported Beer(0.33 liter bottle)
$4.10NOK 38.90
$3.34$3.34
22.75%
🚌 Getting Around
Stavanger
San Rafael, CA
Difference
One-way Ticket(Public Transport)
$4.58NOK 43.47
$1.52$1.52
201.32%
Public Transport Monthly Pass(Regular Price)
$68.6NOK 651
$30.18$30.18
127.20%
Taxi Start(Normal Tariff)
$15.31NOK 145
$3.46$3.46
342.49%
Taxi(Normal Tariff)(1km)
$2.06NOK 19.57
$1.58$1.58
30.38%
Taxi 1hour Waiting(Normal Tariff)
$100NOK 953
$29.26$29.26
242.99%
Gasoline(1 liter)
$2.11NOK 20.01
$1.23$1.23
71.54%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.4KNOK 326.1K
$26.9K$26.9K
27.64%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.4KNOK 307.3K
$27.2K$27.2K
18.90%
🧾 Monthly Utilities & Internet
Stavanger
San Rafael, CA
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$190NOK 1,806
$185$185
2.59%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$42.20NOK 401
$51.4$51.4
-17.88%
Internet(50+ Mbps, Unlimited Data)
$83.1NOK 789
$61.5$61.5
35.14%
🎉 Sport & Entertainment
Stavanger
San Rafael, CA
Difference
Gym Membership(Monthly)
$55.9NOK 531
$248$248
-77.47%
Tennis Court(1 Hour on Weekend)
$35.16NOK 334
$40.79$40.79
-13.80%
Cinema Ticket
$19.57NOK 186
$14.54$14.54
34.59%
🧸 Childcare & Education
Stavanger
San Rafael, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$321NOK 3,048
$2,018$2,018
-84.09%
International Primary School, 1 Child(Yearly)
$13.0KNOK 123.1K
$23.0K$23.0K
-43.60%
👕👟 Clothing & Footwear
Stavanger
San Rafael, CA
Difference
Jeans(Levis 501 Or Similar)
$116NOK 1,098
$41.60$41.60
178.10%
Summer Dress(H&M, Zara, etc)
$58.0NOK 550
$38.54$38.54
50.36%
Sport Shoes(Adidas, Nike)
$107NOK 1,017
$101$101
5.75%
Men's Leather Business Shoes
$160NOK 1,519
$123$123
30.24%
🏠 Accommodation & Living
Stavanger
San Rafael, CA
Difference
1-bedroom Apartment, City Center(Monthly)
$1,595NOK 15.1K
$3,354$3,354
-52.46%
1-bedroom Apartment, Outside City Center(Monthly)
$1,126NOK 10.7K
$2,815$2,815
-60.01%
3-bedroom Apartment, City Center(Monthly)
$2,732NOK 25.9K
$4,023$4,023
-32.09%
3-bedroom Apartment, Outside City Center(Monthly)
$1,774NOK 16.8K
$3,317$3,317
-46.52%
Buy Apartment in City Center(m2)
$6,036NOK 57.3K
$7,629$7,629
-20.88%
Buy Apartment Outside City Center(m2)
$5,366NOK 50.9K
$5,360$5,360
0.11%
💵 Salaries & Financials
Stavanger
San Rafael, CA
Difference
Average Monthly Net Salary(After Tax)
$5,104NOK 48.4K
$5,430$5,430
-6.00%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.51
6.32
-28.64%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Stavanger: June 8, 2026
Last update for San Rafael, CA: June 8, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,595 in Stavanger and $3,354 in San Rafael, CA. Housing cost is often the main lever when comparing two cities.
💰San Rafael, CA pays 6% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $120 in Stavanger vs $65.0 in San Rafael, CA. Groceries flip the comparison at $473 vs $479, with Stavanger cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Stavanger vs San Rafael, CA: Cost of Living - Frequently Asked Questions
Which city is more expensive, Stavanger or San Rafael, CA?
Stavanger wins on cost – living expenses run 63% lower than in San Rafael, CA. Housing and daily spending are where you'll feel the difference most, making Stavanger the obvious pick if budget is a priority.
Are salaries higher in Stavanger or San Rafael, CA?
On paper, San Rafael, CA earns 6% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Stavanger vs San Rafael, CA?
Rent for a central apartment: $1,595 in Stavanger versus $3,354 in San Rafael, CA. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Stavanger compared to San Rafael, CA?
All in, you'll spend $2,689 per month in Stavanger versus $4,372 in San Rafael, CA – a 63% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Stavanger vs San Rafael, CA?
A monthly transit pass in Stavanger runs roughly 127% less than in San Rafael, CA. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $2,500/month in Stavanger or San Rafael, CA?
Both cities are expensive relative to $2,500. Stavanger is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
Which city is better for digital nomads, Stavanger or San Rafael, CA?
Both work as nomad bases, but Stavanger delivers better value – similar infrastructure at $2,689 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Stavanger hard to pass up.
How safe is Stavanger compared to San Rafael, CA?
Safety-wise, Stavanger and San Rafael, CA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Stavanger gentler on the wallet – expenses run 63% less than in San Rafael, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.