🙂Monthly costs for one person with rent: $2,695 in Stavanger versus $4,409 in San Rafael, CA.
🙂Estimated couple costs with rent: $4,140 in Stavanger versus $5,635 in San Rafael, CA.
🙂Monthly costs for a family of three with rent: $5,584 in Stavanger versus $6,861 in San Rafael, CA.
🙂Living in Stavanger costs roughly 39% less than in San Rafael, CA, driven mainly by Sport & Entertainment.
📊Both cities are pricier than the global median: Stavanger101% above, San Rafael, CA229% above.
Currency
🍽 Eating Out
Stavanger
San Rafael, CA
Difference
Meal at Budget Restaurant
$25.22NOK 235
$22.21$22.21
13.55%
Three-Course Dinner for Two, Mid-Range
$119NOK 1,113
$65.1$65.1
83.28%
Fast Food Meal(McDonalds, etc)
$15.32NOK 143
$11.10$11.10
38.02%
Cappuccino
$5.05NOK 47.09
$5.64$5.64
-10.46%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$4.01NOK 37.36
$2.72$2.72
47.43%
Water(0.33 liter bottle)
$3.46NOK 32.25
$2.53$2.53
36.76%
Local Beer(0.5 liter draught)
$11.16NOK 104
$6.13$6.13
82.06%
Imported Beer(0.33 liter bottle)
$9.94NOK 92.7
$9.29$9.29
7.00%
🛒 Groceries & Markets
Stavanger
San Rafael, CA
Difference
Milk(1 liter)
$2.45NOK 22.84
$1.22$1.22
100.82%
White Bread(500g)
$3.10NOK 28.90
$3.97$3.97
-21.91%
Rice(white)(1kg)
$4.61NOK 42.97
$6.64$6.64
-30.57%
Eggs
$4.34NOK 40.44
$4.49$4.49
-3.34%
Local Cheese(1kg)
$12.93NOK 120
$15.41$15.41
-16.09%
Chicken Fillets(1kg)
$16.27NOK 152
$13.09$13.09
24.29%
Beef Round Steak(1kg)
$27.67NOK 258
$18.27$18.27
51.45%
Apples(1kg)
$3.41NOK 31.76
$4.98$4.98
-31.53%
Banana(1kg)
$2.62NOK 24.42
$2.95$2.95
-11.19%
Oranges(1kg)
$3.01NOK 28.07
$6.11$6.11
-50.74%
Tomato(1kg)
$4.55NOK 42.42
$8.68$8.68
-47.58%
Potato(1kg)
$2.07NOK 19.28
$3.88$3.88
-46.65%
Onion(1kg)
$2.99NOK 27.85
$3.97$3.97
-24.69%
Lettuce(1 head)
$2.47NOK 23.00
$2.40$2.40
2.92%
Water(1.5 liter bottle)
$1.84NOK 17.14
$2.93$2.93
-37.20%
Cigarettes 20 Pack(Marlboro, Camel)
$15.09NOK 141
$11.13$11.13
35.58%
Wine(Bottle)
$19.20NOK 179
$12.85$12.85
49.42%
Local Beer(0.5 liter bottle)
$3.55NOK 33.07
$2.17$2.17
63.59%
Imported Beer(0.33 liter bottle)
$4.01NOK 37.39
$3.44$3.44
16.57%
🚌 Getting Around
Stavanger
San Rafael, CA
Difference
One-way Ticket(Public Transport)
$4.48NOK 41.78
$1.48$1.48
202.70%
Public Transport Monthly Pass(Regular Price)
$66.9NOK 623
$30.24$30.24
121.16%
Taxi Start(Normal Tariff)
$15.00NOK 140
$3.46$3.46
333.53%
Taxi(Normal Tariff)(1km)
$2.09NOK 19.44
$1.58$1.58
32.28%
Taxi 1hour Waiting(Normal Tariff)
$102NOK 951
$29.32$29.32
247.95%
Gasoline(1 liter)
$2.11NOK 19.66
$1.23$1.23
71.54%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.8KNOK 315.5K
$26.7K$26.7K
26.90%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.0KNOK 307.7K
$26.9K$26.9K
22.81%
🧾 Monthly Utilities & Internet
Stavanger
San Rafael, CA
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$191NOK 1,782
$189$189
1.35%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$43.15NOK 402
$50.3$50.3
-14.25%
Internet(50+ Mbps, Unlimited Data)
$80.5NOK 750
$60.5$60.5
33.07%
🎉 Sport & Entertainment
Stavanger
San Rafael, CA
Difference
Gym Membership(Monthly)
$56.0NOK 522
$250$250
-77.58%
Tennis Court(1 Hour on Weekend)
$35.16NOK 328
$40.32$40.32
-12.80%
Cinema Ticket
$19.31NOK 180
$14.76$14.76
30.83%
🧸 Childcare & Education
Stavanger
San Rafael, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$322NOK 2,998
$2,023$2,023
-84.10%
International Primary School, 1 Child(Yearly)
$13.2KNOK 123.5K
$23.9K$23.9K
-44.57%
👕👟 Clothing & Footwear
Stavanger
San Rafael, CA
Difference
Jeans(Levis 501 Or Similar)
$117NOK 1,087
$41.58$41.58
180.54%
Summer Dress(H&M, Zara, etc)
$58.7NOK 547
$38.28$38.28
53.27%
Sport Shoes(Adidas, Nike)
$107NOK 994
$102$102
4.07%
Men's Leather Business Shoes
$159NOK 1,484
$125$125
27.68%
🏠 Accommodation & Living
Stavanger
San Rafael, CA
Difference
1-bedroom Apartment, City Center(Monthly)
$1,580NOK 14.7K
$3,328$3,328
-52.53%
1-bedroom Apartment, Outside City Center(Monthly)
$1,123NOK 10.5K
$2,780$2,780
-59.62%
3-bedroom Apartment, City Center(Monthly)
$2,783NOK 25.9K
$3,984$3,984
-30.16%
3-bedroom Apartment, Outside City Center(Monthly)
$1,781NOK 16.6K
$3,329$3,329
-46.50%
Buy Apartment in City Center(m2)
$5,940NOK 55.4K
$7,411$7,411
-19.85%
Buy Apartment Outside City Center(m2)
$5,361NOK 50.0K
$5,396$5,396
-0.65%
💵 Salaries & Financials
Stavanger
San Rafael, CA
Difference
Average Monthly Net Salary(After Tax)
$5,014NOK 46.7K
$5,312$5,312
-5.60%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.51
6.32
-28.64%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Stavanger: April 25, 2026
Last update for San Rafael, CA: April 25, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,580 in Stavanger and $3,328 in San Rafael, CA. Housing cost is often the main lever when comparing two cities.
💰San Rafael, CA pays 6% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $119 in Stavanger vs $65.0 in San Rafael, CA. Groceries flip the comparison at $470 vs $481, with Stavanger cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Stavanger vs San Rafael, CA: Cost of Living - Frequently Asked Questions
Which city is more expensive, Stavanger or San Rafael, CA?
Stavanger wins on cost – living expenses run 64% lower than in San Rafael, CA. Housing and daily spending are where you'll feel the difference most, making Stavanger the obvious pick if budget is a priority.
Are salaries higher in Stavanger or San Rafael, CA?
On paper, San Rafael, CA earns 6% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Stavanger vs San Rafael, CA?
Rent for a central apartment: $1,580 in Stavanger versus $3,328 in San Rafael, CA. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Stavanger compared to San Rafael, CA?
All in, you'll spend $2,695 per month in Stavanger versus $4,409 in San Rafael, CA – a 64% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Stavanger vs San Rafael, CA?
A monthly transit pass in Stavanger runs roughly 121% less than in San Rafael, CA. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $2,500/month in Stavanger or San Rafael, CA?
Both cities are expensive relative to $2,500. Stavanger is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
Which city is better for digital nomads, Stavanger or San Rafael, CA?
Both work as nomad bases, but Stavanger delivers better value – similar infrastructure at $2,695 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Stavanger hard to pass up.
How safe is Stavanger compared to San Rafael, CA?
Safety-wise, Stavanger and San Rafael, CA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Stavanger gentler on the wallet – expenses run 64% less than in San Rafael, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.