😐Monthly costs for one person with rent: $3,202 in Stavanger versus $2,886 in Holmestrand.
😐Estimated couple costs with rent: $4,642 in Stavanger versus $4,324 in Holmestrand.
😐Monthly costs for a family of three with rent: $6,082 in Stavanger versus $5,763 in Holmestrand.
🌍Living in Stavanger is roughly 11% more expensive than in Holmestrand, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Stavanger134% above, Holmestrand111% above.
Currency
🍽 Eating Out
Stavanger
Holmestrand
Difference
Meal at Budget Restaurant
$25.74NOK 242
$21.57NOK 203
19.33%
Three-Course Dinner for Two, Mid-Range
$97.4NOK 917
$131NOK 1,230
-25.47%
Fast Food Meal(McDonalds, etc)
$16.15NOK 152
$15.98NOK 150
1.06%
Cappuccino
$6.37NOK 60.0
$5.99NOK 56.4
6.34%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$5.34NOK 50.3
$4.28NOK 40.31
24.77%
Water(0.33 liter bottle)
$4.43NOK 41.74
$3.32NOK 31.32
33.43%
Local Beer(0.5 liter draught)
$13.88NOK 131
$11.62NOK 109
19.45%
Imported Beer(0.33 liter bottle)
$12.16NOK 115
$12.83NOK 121
-5.22%
🛒 Groceries & Markets
Stavanger
Holmestrand
Difference
Milk(1 liter)
$2.50NOK 23.54
$2.55NOK 23.99
-1.96%
White Bread(500g)
$3.60NOK 33.95
$4.12NOK 38.83
-12.62%
Rice(white)(1kg)
$3.96NOK 37.32
$4.71NOK 44.34
-15.92%
Eggs
$5.05NOK 47.53
$6.21NOK 58.5
-18.68%
Local Cheese(1kg)
$15.10NOK 142
$15.05NOK 142
0.33%
Chicken Fillets(1kg)
$17.22NOK 162
$15.44NOK 145
11.53%
Beef Round Steak(1kg)
$35.93NOK 339
$29.69NOK 280
21.02%
Apples(1kg)
$3.71NOK 34.96
$3.37NOK 31.74
10.09%
Banana(1kg)
$2.78NOK 26.20
$2.63NOK 24.74
5.70%
Oranges(1kg)
$3.49NOK 32.83
$3.65NOK 34.35
-4.38%
Tomato(1kg)
$5.04NOK 47.51
$6.04NOK 56.9
-16.56%
Potato(1kg)
$2.51NOK 23.68
$2.73NOK 25.76
-8.06%
Onion(1kg)
$3.12NOK 29.42
$2.94NOK 27.73
6.12%
Lettuce(1 head)
$2.91NOK 27.44
$3.24NOK 30.52
-10.19%
Water(1.5 liter bottle)
$2.42NOK 22.84
$2.43NOK 22.86
-0.41%
Cigarettes 20 Pack(Marlboro, Camel)
$17.89NOK 169
$18.96NOK 179
-5.64%
Wine(Bottle)
$18.83NOK 177
$17.10NOK 161
10.12%
Local Beer(0.5 liter bottle)
$3.94NOK 37.15
$3.66NOK 34.44
7.65%
Imported Beer(0.33 liter bottle)
$4.51NOK 42.45
$4.26NOK 40.12
5.87%
🚌 Getting Around
Stavanger
Holmestrand
Difference
One-way Ticket(Public Transport)
$4.82NOK 45.40
$5.09NOK 47.92
-5.30%
Public Transport Monthly Pass(Regular Price)
$87.4NOK 824
$90.4NOK 852
-3.32%
Taxi Start(Normal Tariff)
$6.37NOK 60.0
$12.27NOK 116
-48.08%
Taxi(Normal Tariff)(1km)
$1.72NOK 16.18
$1.92NOK 18.06
-10.42%
Taxi 1hour Waiting(Normal Tariff)
$106NOK 1,003
$72.6NOK 684
46.72%
Gasoline(1 liter)
$2.25NOK 21.21
$2.27NOK 21.35
-0.88%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$49.6KNOK 467.5K
$48.9KNOK 461.0K
1.41%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$42.3KNOK 398.4K
$45.1KNOK 424.4K
-6.13%
🧾 Monthly Utilities & Internet
Stavanger
Holmestrand
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$251NOK 2,362
$431NOK 4,062
-41.86%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$35.70NOK 336
$32.84NOK 309
8.71%
Internet(50+ Mbps, Unlimited Data)
$83.6NOK 788
$56.5NOK 532
48.06%
🎉 Sport & Entertainment
Stavanger
Holmestrand
Difference
Gym Membership(Monthly)
$52.5NOK 495
$56.9NOK 536
-7.70%
Tennis Court(1 Hour on Weekend)
$37.19NOK 350
$32.52NOK 306
14.36%
Cinema Ticket
$22.57NOK 213
$19.33NOK 182
16.76%
🧸 Childcare & Education
Stavanger
Holmestrand
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$330NOK 3,112
$249NOK 2,344
32.75%
International Primary School, 1 Child(Yearly)
$14.5KNOK 136.6K
$16.1KNOK 151.5K
-9.83%
👕👟 Clothing & Footwear
Stavanger
Holmestrand
Difference
Jeans(Levis 501 Or Similar)
$131NOK 1,230
$105NOK 986
24.76%
Summer Dress(H&M, Zara, etc)
$60.9NOK 574
$60.9NOK 573
0.08%
Sport Shoes(Adidas, Nike)
$158NOK 1,492
$136NOK 1,279
16.64%
Men's Leather Business Shoes
$210NOK 1,977
$163NOK 1,535
28.75%
🏠 Accommodation & Living
Stavanger
Holmestrand
Difference
1-bedroom Apartment, City Center(Monthly)
$1,708NOK 16.1K
$1,267NOK 11.9K
34.77%
1-bedroom Apartment, Outside City Center(Monthly)
$1,391NOK 13.1K
$1,068NOK 10.1K
30.28%
3-bedroom Apartment, City Center(Monthly)
$2,794NOK 26.3K
$2,213NOK 20.9K
26.24%
3-bedroom Apartment, Outside City Center(Monthly)
$2,084NOK 19.6K
$1,955NOK 18.4K
6.62%
Buy Apartment in City Center(m2)
$6,179NOK 58.2K
$6,013NOK 56.6K
2.75%
Buy Apartment Outside City Center(m2)
$5,479NOK 51.6K
$4,360NOK 41.1K
25.66%
💵 Salaries & Financials
Stavanger
Holmestrand
Difference
Average Monthly Net Salary(After Tax)
$5,006NOK 47.2K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.27
4.98
5.82%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Stavanger: September 14, 2026
Last update for Holmestrand: September 12, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,708 in Stavanger and $1,267 in Holmestrand. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $97.0 in Stavanger vs $131 in Holmestrand. Groceries flip the comparison at $532 vs $516, with Holmestrand cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Stavanger vs Holmestrand: Cost of Living - Frequently Asked Questions
Which city is more expensive, Stavanger or Holmestrand?
Holmestrand wins on cost – living expenses run 11% lower than in Stavanger. Housing and daily spending are where you'll feel the difference most, making Holmestrand the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Stavanger and in Holmestrand?
You'd need roughly $4,803 in Stavanger and $4,329 in Holmestrand to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Stavanger compared to Holmestrand?
Rent for a central apartment: $1,708 in Stavanger versus $1,267 in Holmestrand. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Stavanger and in Holmestrand?
Childcare runs $330 in Stavanger versus $249 in Holmestrand. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Stavanger or in Holmestrand?
Supermarket bills run roughly 3% higher in Stavanger. For households that cook at home regularly, that difference adds up over a month.
Can you live on $2,000/month in Stavanger or in Holmestrand?
Both cities are expensive relative to $2,000. Holmestrand is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
Which city is better for digital nomads, Stavanger or Holmestrand?
Both work as nomad bases, but Holmestrand delivers better value – similar infrastructure at $2,886 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Holmestrand hard to pass up.
How safe is Stavanger compared to Holmestrand?
Safety-wise, Stavanger and Holmestrand are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Holmestrand gentler on the wallet – expenses run 11% less than in Stavanger. Beyond cost, consider language, visa policies, and how big the international community is in each city.