Cost of Living Comparison Between Stavanger and Elverum Cost of Living Comparison Between Stavanger and Elverum

Monthly Cost of Living

A single person spends $2,699 per month in Stavanger vs $2,194 in Elverum, rent included.

A couple spends around $4,150 per month in Stavanger vs $3,483 in Elverum, rent included.

A family of three spends $5,601 per month in Stavanger vs $4,773 in Elverum, rent included.

Stavanger costs about 23% more than Elverum, driven mainly by Groceries & Markets.

Both Stavanger and Elverum sit above the global median – Stavanger by 103%, Elverum by 65%.

Meal at Budget Restaurant

$25.22 NOK 239

$22.48 NOK 213

12.19%

Three-Course Dinner for Two, Mid-Range

$123 NOK 1,167

$101 NOK 954

22.24%

Fast Food Meal (McDonalds, etc)

$15.08 NOK 143

$11.42 NOK 108

32.05%

Cappuccino

$5.02 NOK 47.61

$4.52 NOK 42.87

11.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.89 NOK 36.85

$3.50 NOK 33.21

11.14%

Water (0.33 liter bottle)

$3.40 NOK 32.26

$3.04 NOK 28.86

11.84%

Local Beer (0.5 liter draught)

$10.99 NOK 104

$10.78 NOK 102

1.95%

Imported Beer (0.33 liter bottle)

$10.26 NOK 97.3

$7.95 NOK 75.4

29.06%

Milk (1 liter)

$2.40 NOK 22.72

$1.09 NOK 10.34

120.18%

White Bread (500g)

$3.11 NOK 29.46

$3.53 NOK 33.47

-11.90%

Rice (white) (1kg)

$4.64 NOK 44.03

$3.98 NOK 37.71

16.58%

Eggs

$4.52 NOK 42.88

$1.87 NOK 17.71

141.71%

Local Cheese (1kg)

$12.98 NOK 123

$7.04 NOK 66.7

84.38%

Chicken Fillets (1kg)

$16.24 NOK 154

$12.10 NOK 115

34.21%

Beef Round Steak (1kg)

$27.67 NOK 262

$25.56 NOK 242

8.26%

Apples (1kg)

$3.53 NOK 33.45

$1.02 NOK 9.68

246.08%

Banana (1kg)

$2.52 NOK 23.92

$2.88 NOK 27.31

-12.50%

Oranges (1kg)

$3.05 NOK 28.94

$1.54 NOK 14.57

98.05%

Tomato (1kg)

$4.66 NOK 44.17

$1.56 NOK 14.84

198.72%

Potato (1kg)

$2.05 NOK 19.44

$1.00 NOK 9.47

105.00%

Onion (1kg)

$3.04 NOK 28.86

$1.03 NOK 9.81

195.15%

Lettuce (1 head)

$2.58 NOK 24.47

$2.56 NOK 24.25

0.78%

Water (1.5 liter bottle)

$1.75 NOK 16.56

$2.53 NOK 23.96

-30.83%

Cigarettes 20 Pack (Marlboro, Camel)

$15.11 NOK 143

$14.54 NOK 138

3.92%

Wine (Bottle)

$17.96 NOK 170

$17.88 NOK 170

0.45%

Local Beer (0.5 liter bottle)

$3.54 NOK 33.60

$3.79 NOK 35.95

-6.60%

Imported Beer (0.33 liter bottle)

$4.08 NOK 38.69

$4.85 NOK 45.99

-15.88%

One-way Ticket (Public Transport)

$4.58 NOK 43.44

$4.28 NOK 40.61

7.01%

Public Transport Monthly Pass (Regular Price)

$69.1 NOK 656

$72.9 NOK 691

-5.18%

Taxi Start (Normal Tariff)

$15.37 NOK 146

$15.06 NOK 143

2.06%

Taxi (Normal Tariff) (1km)

$2.07 NOK 19.62

$2.27 NOK 21.52

-8.81%

Taxi 1hour Waiting (Normal Tariff)

$103 NOK 972

$88.5 NOK 839

15.83%

Gasoline (1 liter)

$2.21 NOK 20.92

$2.13 NOK 20.15

3.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K NOK 329.2K

$31.6K NOK 299.6K

9.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.7K NOK 310.2K

$34.8K NOK 329.7K

-5.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$192 NOK 1,821

$103 NOK 975

86.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.41 NOK 402

$42.59 NOK 404

-0.42%

Internet (50+ Mbps, Unlimited Data)

$80.9 NOK 767

$64.6 NOK 612

25.25%

Gym Membership (Monthly)

$55.8 NOK 529

$49.93 NOK 473

11.78%

Tennis Court (1 Hour on Weekend)

$35.17 NOK 333

$35.18 NOK 334

-0.03%

Cinema Ticket

$19.02 NOK 180

$12.25 NOK 116

55.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$314 NOK 2,975

$322 NOK 3,055

-2.62%

International Primary School, 1 Child (Yearly)

$12.9K NOK 122.1K

$8,523 NOK 80.8K

51.14%

Jeans (Levis 501 Or Similar)

$116 NOK 1,096

$111 NOK 1,051

4.29%

Summer Dress (H&M, Zara, etc)

$58.4 NOK 553

$48.37 NOK 459

20.65%

Sport Shoes (Adidas, Nike)

$107 NOK 1,018

$130 NOK 1,232

-17.36%

Men's Leather Business Shoes

$157 NOK 1,493

$129 NOK 1,223

22.11%

1-bedroom Apartment, City Center (Monthly)

$1,595 NOK 15.1K

$1,219 NOK 11.6K

30.84%

1-bedroom Apartment, Outside City Center (Monthly)

$1,135 NOK 10.8K

$890 NOK 8,435

27.64%

3-bedroom Apartment, City Center (Monthly)

$2,798 NOK 26.5K

$1,856 NOK 17.6K

50.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,777 NOK 16.9K

$1,517 NOK 14.4K

17.14%

Buy Apartment in City Center (m2)

$6,005 NOK 56.9K

$5,934 NOK 56.3K

1.19%

Buy Apartment Outside City Center (m2)

$5,223 NOK 49.5K

$4,051 NOK 38.4K

28.94%

Average Monthly Net Salary (After Tax)

$4,909 NOK 46.6K

$4,066 NOK 38.6K

20.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

4.32

4.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stavanger: July 26, 2026

Last update for Elverum: July 28, 2026

Cost Breakdown

A central one-bedroom costs $1,595 in Stavanger versus $1,219 in Elverum. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 21% higher in Stavanger, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $123 in Stavanger versus $101 in Elverum. Monthly groceries follow the same trend: $468 vs $374 – making Elverum the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stavanger vs Elverum: Cost of Living - Frequently Asked Questions

Yes – Stavanger is pricier by about 23%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $4,048 per month in Stavanger and $3,291 in Elverum. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Elverum, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $314 per month in Stavanger and $322 in Elverum. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 25% more in Stavanger, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,500 monthly budget goes further in Elverum, where all-in costs run around $2,194, than in Stavanger at $2,699. In Elverum it covers expenses comfortably, while in Stavanger it requires careful planning or may not stretch far enough.

Families tend to lean toward Elverum – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Elverum. If higher salaries, better infrastructure, or specific career opportunities are the priority, Stavanger makes more sense. Both are solid long-term options with distinct trade-offs.