Last update: Oct 2026

Cost of Living Comparison Between Stavanger and Elverum

For one person, living is cheaper in Elverum: $2,805 a month against $3,248 in Stavanger, rent and utilities included – about $5,300 less a year. Rent and utilities account for most of the difference.

Stavanger, Norway
Elverum, Norway
Stavanger
🇳🇴 Norway
$3,248
/mo nomad
Elverum
🇳🇴 Norway
$2,805
/mo nomad
Monthly Cost of Living

How much you'll spend in Stavanger and in Elverum

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Stavanger and in Elverum actually costs, broken down by who's living it.

A single person spends $3,248 per month in Stavanger vs $2,805 in Elverum, rent included.

  • Stavanger $3,248
  • Elverum $2,805

A couple spends around $4,717 per month in Stavanger vs $4,229 in Elverum, rent included.

  • Stavanger $4,717
  • Elverum $4,229

A family of three spends $6,186 per month in Stavanger vs $5,654 in Elverum, rent included.

  • Stavanger $6,186
  • Elverum $5,654

Stavanger costs about 16% more than Elverum, and outside of rent the biggest gap is in clothing.

Both Stavanger and Elverum sit above the global median – Stavanger by 139%, Elverum by 106%.

Currency
🍽 Eating Out
Stavanger
Elverum
Difference
Meal at Budget Restaurant
$24.67 NOK 229
$21.64 NOK 201
14.00%
Three-Course Dinner for Two, Mid-Range
$98.0 NOK 908
$110 NOK 1,022
-11.16%
Fast Food Meal (McDonalds, etc)
$16.23 NOK 150
$16.40 NOK 152
-1.04%
Cappuccino
$6.22 NOK 57.6
$5.58 NOK 51.7
11.47%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$5.89 NOK 54.6
$5.64 NOK 52.3
4.43%
Water (0.33 liter bottle)
$4.53 NOK 41.97
$4.26 NOK 39.46
6.34%
Local Beer (0.5 liter draught)
$13.76 NOK 128
$13.68 NOK 127
0.58%
Imported Beer (0.33 liter bottle)
$10.62 NOK 98.5
$13.07 NOK 121
-18.75%
🛒 Groceries & Markets
Stavanger
Elverum
Difference
Milk (1 liter)
$2.53 NOK 23.43
$2.63 NOK 24.41
-3.80%
White Bread (500g)
$3.52 NOK 32.61
$3.61 NOK 33.42
-2.49%
Rice (white) (1kg)
$3.98 NOK 36.85
$3.73 NOK 34.55
6.70%
Eggs
$4.75 NOK 44.07
$4.93 NOK 45.73
-3.65%
Local Cheese (1kg)
$15.22 NOK 141
$13.56 NOK 126
12.24%
Chicken Fillets (1kg)
$17.54 NOK 163
$16.69 NOK 155
5.09%
Beef Round Steak (1kg)
$36.16 NOK 335
$32.85 NOK 304
10.08%
Apples (1kg)
$3.53 NOK 32.73
$3.92 NOK 36.37
-9.95%
Banana (1kg)
$2.86 NOK 26.49
$2.94 NOK 27.27
-2.72%
Oranges (1kg)
$3.62 NOK 33.54
$3.82 NOK 35.41
-5.24%
Tomato (1kg)
$4.93 NOK 45.70
$5.64 NOK 52.3
-12.59%
Potato (1kg)
$2.55 NOK 23.67
$2.98 NOK 27.60
-14.43%
Onion (1kg)
$3.11 NOK 28.84
$3.11 NOK 28.79
-
Lettuce (1 head)
$2.90 NOK 26.85
$2.88 NOK 26.69
0.69%
Water (1.5 liter bottle)
$2.33 NOK 21.60
$2.27 NOK 21.07
2.64%
Cigarettes 20 Pack (Marlboro, Camel)
$18.27 NOK 169
$17.64 NOK 164
3.57%
Wine (Bottle)
$18.94 NOK 176
$18.67 NOK 173
1.45%
Local Beer (0.5 liter bottle)
$3.80 NOK 35.25
$3.53 NOK 32.75
7.65%
Imported Beer (0.33 liter bottle)
$4.51 NOK 41.80
$4.57 NOK 42.33
-1.31%
🚌 Getting Around
Stavanger
Elverum
Difference
One-way Ticket (Public Transport)
$4.75 NOK 43.99
$4.17 NOK 38.65
13.91%
Public Transport Monthly Pass (Regular Price)
$85.4 NOK 792
$81.5 NOK 756
4.78%
Taxi Start (Normal Tariff)
$6.27 NOK 58.1
$9.49 NOK 87.9
-33.93%
Taxi (Normal Tariff) (1km)
$1.80 NOK 16.69
$1.66 NOK 15.42
8.43%
Taxi 1hour Waiting (Normal Tariff)
$106 NOK 981
$60.4 NOK 560
75.07%
Gasoline (1 liter)
$2.46 NOK 22.85
$2.60 NOK 24.14
-5.38%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$49.1K NOK 455.2K
$47.4K NOK 439.6K
3.53%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$42.2K NOK 391.3K
$46.5K NOK 431.4K
-9.31%
🧾 Monthly Utilities & Internet
Stavanger
Elverum
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$260 NOK 2,406
$275 NOK 2,550
-5.65%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.92 NOK 314
$35.85 NOK 332
-5.38%
Internet (50+ Mbps, Unlimited Data)
$79.9 NOK 741
$83.0 NOK 769
-3.68%
🎉 Sport & Entertainment
Stavanger
Elverum
Difference
Gym Membership (Monthly)
$52.0 NOK 482
$56.1 NOK 520
-7.40%
Tennis Court (1 Hour on Weekend)
$37.64 NOK 349
$38.16 NOK 354
-1.36%
Cinema Ticket
$22.16 NOK 205
$19.20 NOK 178
15.42%
🧸 Childcare & Education
Stavanger
Elverum
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$325 NOK 3,016
$301 NOK 2,786
8.25%
International Primary School, 1 Child (Yearly)
$14.3K NOK 132.9K
$4,543 NOK 42.1K
215.57%
👕👟 Clothing & Footwear
Stavanger
Elverum
Difference
Jeans (Levis 501 Or Similar)
$130 NOK 1,202
$111 NOK 1,026
17.07%
Summer Dress (H&M, Zara, etc)
$61.9 NOK 574
$52.2 NOK 484
18.57%
Sport Shoes (Adidas, Nike)
$151 NOK 1,398
$122 NOK 1,135
23.22%
Men's Leather Business Shoes
$206 NOK 1,907
$157 NOK 1,458
30.75%
🏠 Accommodation & Living
Stavanger
Elverum
Difference
1-bedroom Apartment, City Center (Monthly)
$1,805 NOK 16.7K
$1,228 NOK 11.4K
46.91%
1-bedroom Apartment, Outside City Center (Monthly)
$1,429 NOK 13.2K
$1,059 NOK 9,815
34.93%
3-bedroom Apartment, City Center (Monthly)
$2,895 NOK 26.8K
$2,054 NOK 19.0K
40.96%
3-bedroom Apartment, Outside City Center (Monthly)
$2,145 NOK 19.9K
$1,735 NOK 16.1K
23.60%
Buy Apartment in City Center (m2)
$6,468 NOK 60.0K
$6,437 NOK 59.7K
0.49%
Buy Apartment Outside City Center (m2)
$5,430 NOK 50.3K
$4,241 NOK 39.3K
28.04%
💵 Salaries & Financials
Stavanger
Elverum
Difference
Average Monthly Net Salary (After Tax)
$5,086 NOK 47.1K
$4,272 NOK 39.6K
19.05%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.24
5.32
-1.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stavanger: October 25, 2026

Last update for Elverum: October 27, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Stavanger
$1.4K
Elverum
$1.1K 25.9% $370
Groceries & Markets
Stavanger
$530
Elverum
$519 2.2% $12
Eating Out
Stavanger
$452
Elverum
$423 6.4% $29
Monthly Utilities & Internet
Stavanger
$373
Elverum
$394 5.5% $21
Clothing & Footwear
Stavanger
$247
Elverum
$199 19.2% $47
Getting Around
Stavanger
$120
Elverum
$116 3.1% $3.7
Sport & Entertainment
Stavanger
$96
Elverum
$95 1.8% $1.8

Cost Breakdown

A central one-bedroom costs $1,805 in Stavanger versus $1,228 in Elverum. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 19% higher in Stavanger. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $98 in Stavanger versus $110 in Elverum. Groceries tell a different story – $530 in Stavanger vs $519 in Elverum – so Elverum wins on supermarket bills even if dining out costs more.

Good to know
🇳🇴 Stavanger
🇳🇴 Elverum
🕒 Local time
18:34 6:34 PM
18:34 6:34 PM
Same time as Stavanger
🌤 Weather
👥 Population
149,330
21,775
💱 Currency
Exchange rates and currency converter

USD, EUR to NOK – Norwegian Krone Converter

Norwegian Krone exchange rates as of November 2, 2026: 1 USD = 9.27 NOK (1 NOK = 0.108 USD). 1 EUR = 10.34 NOK (100 NOK = 9.67 EUR).

On the map
Between locations
  • Stavanger Elverum 400 km
From you
  • Stavanger
  • Elverum

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Stavanger vs Elverum: Cost of Living - Frequently Asked Questions
Is Elverum cheaper than Stavanger?
Yes – Stavanger is pricier by about 16%, and outside of rent the gap shows up most in clothing.
What income do you need for each city?
For a comfortable life, plan on about $4,872 per month in Stavanger and $4,207 in Elverum. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Elverum, especially for central apartments: a one-bedroom in the center costs $1,228 there versus $1,805 in Stavanger.
What are total monthly expenses in Stavanger and in Elverum?
Monthly expenses with rent come to $3,248 in Stavanger and $2,805 in Elverum. That makes Elverum about 14% cheaper.
Which city has cheaper kindergarten?
Kindergarten costs $325 per month in Stavanger and $301 in Elverum. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,500 enough to cover costs in Stavanger or in Elverum?
$2,500 is a stretch for both – monthly costs hit $3,248 in Stavanger and $2,805 in Elverum. You’ll need shared housing and careful budgeting no matter which city you pick.
Is Stavanger or Elverum more family-friendly?
Families tend to lean toward Elverum – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Stavanger or Elverum?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Which city is the better choice to relocate to?
If budget matters most, go with Elverum. If higher salaries or specific career opportunities are the priority, Stavanger makes more sense. Both are solid long-term options with distinct trade-offs.

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