Last update: Oct 2026

Cost of Living Comparison Between Stavanger and Cebu

For one person, living is cheaper in Cebu: $934 a month against $3,140 in Stavanger, rent and utilities included – about $26,500 less a year. Rent and utilities account for about half of the difference.

153

Cost of Living Index in Stavanger
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Stavanger Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Stavanger

🇳🇴 Norway

$3,140

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Stavanger and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Stavanger and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,140 in Stavanger versus $934 in Cebu.

Stavanger $3,140
Cebu $934

Estimated couple costs with rent: $4,513 in Stavanger versus $1,415 in Cebu.

Stavanger $4,513
Cebu $1,415

Monthly costs for a family of three with rent: $5,886 in Stavanger versus $1,896 in Cebu.

Stavanger $5,886
Cebu $1,896

Living in Stavanger is roughly 236% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Stavanger is 134% above, Cebu is 30% below.

Meal at Budget Restaurant

$24.58 NOK 235

$3.03 ₱190

711.22%

Three-Course Dinner for Two, Mid-Range

$97.3 NOK 929

$23.48 ₱1,473

314.40%

Fast Food Meal (McDonalds, etc)

$15.95 NOK 152

$4.09 ₱256

289.98%

Cappuccino

$6.25 NOK 59.7

$2.52 ₱158

148.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.41 NOK 51.7

$1.54 ₱96.9

251.30%

Water (0.33 liter bottle)

$4.25 NOK 40.57

$0.49 ₱30.98

767.35%

Local Beer (0.5 liter draught)

$13.66 NOK 130

$1.79 ₱112

663.13%

Imported Beer (0.33 liter bottle)

$11.78 NOK 112

$2.26 ₱142

421.24%

Milk (1 liter)

$2.37 NOK 22.61

$1.95 ₱122

21.54%

White Bread (500g)

$3.47 NOK 33.14

$1.43 ₱89.7

142.66%

Rice (white) (1kg)

$3.83 NOK 36.59

$1.02 ₱63.8

275.49%

Eggs

$4.70 NOK 44.87

$2.06 ₱129

128.16%

Local Cheese (1kg)

$14.36 NOK 137

$9.81 ₱615

46.38%

Chicken Fillets (1kg)

$16.81 NOK 161

$4.61 ₱289

264.64%

Beef Round Steak (1kg)

$34.43 NOK 329

$7.70 ₱483

347.14%

Apples (1kg)

$3.42 NOK 32.68

$3.31 ₱207

3.32%

Banana (1kg)

$2.72 NOK 26.00

$1.45 ₱90.9

87.59%

Oranges (1kg)

$3.54 NOK 33.78

$2.36 ₱148

50.00%

Tomato (1kg)

$4.91 NOK 46.90

$1.54 ₱96.4

218.83%

Potato (1kg)

$2.55 NOK 24.35

$2.36 ₱148

8.05%

Onion (1kg)

$3.12 NOK 29.79

$1.99 ₱125

56.78%

Lettuce (1 head)

$2.81 NOK 26.81

$1.15 ₱72.1

144.35%

Water (1.5 liter bottle)

$2.34 NOK 22.33

$0.67 ₱42.15

249.25%

Cigarettes 20 Pack (Marlboro, Camel)

$17.13 NOK 164

$3.00 ₱188

471.00%

Wine (Bottle)

$18.45 NOK 176

$6.35 ₱398

190.55%

Local Beer (0.5 liter bottle)

$3.72 NOK 35.54

$1.31 ₱81.9

183.97%

Imported Beer (0.33 liter bottle)

$4.45 NOK 42.52

$1.73 ₱108

157.23%

One-way Ticket (Public Transport)

$4.76 NOK 45.49

$0.25 ₱15.78

1804.00%

Public Transport Monthly Pass (Regular Price)

$87.0 NOK 831

$12.65 ₱793

587.91%

Taxi Start (Normal Tariff)

$6.09 NOK 58.2

$0.74 ₱46.32

722.97%

Taxi (Normal Tariff) (1km)

$1.75 NOK 16.69

$0.21 ₱13.11

733.33%

Taxi 1hour Waiting (Normal Tariff)

$103 NOK 981

$4.33 ₱271

2271.82%

Gasoline (1 liter)

$2.36 NOK 22.50

$1.33 ₱83.5

77.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$47.3K NOK 451.6K

$21.8K ₱1.4M

117.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.4K NOK 386.0K

$19.4K ₱1.2M

108.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$245 NOK 2,337

$121 ₱7,563

102.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.29 NOK 337

$14.45 ₱907

144.22%

Internet (50+ Mbps, Unlimited Data)

$81.6 NOK 779

$28.29 ₱1,774

188.41%

Gym Membership (Monthly)

$50.3 NOK 480

$32.68 ₱2,050

53.92%

Tennis Court (1 Hour on Weekend)

$36.81 NOK 352

$6.39 ₱401

476.06%

Cinema Ticket

$22.03 NOK 210

$5.46 ₱342

303.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$322 NOK 3,080

$273 ₱17.1K

17.95%

International Primary School, 1 Child (Yearly)

$14.1K NOK 134.4K

$8,156 ₱511.5K

72.49%

Jeans (Levis 501 Or Similar)

$127 NOK 1,212

$49.57 ₱3,109

156.02%

Summer Dress (H&M, Zara, etc)

$60.1 NOK 574

$24.87 ₱1,560

141.50%

Sport Shoes (Adidas, Nike)

$153 NOK 1,459

$76.6 ₱4,804

99.49%

Men's Leather Business Shoes

$204 NOK 1,948

$59.3 ₱3,717

244.16%

1-bedroom Apartment, City Center (Monthly)

$1,658 NOK 15.8K

$506 ₱31.7K

227.89%

1-bedroom Apartment, Outside City Center (Monthly)

$1,380 NOK 13.2K

$309 ₱19.4K

345.93%

3-bedroom Apartment, City Center (Monthly)

$2,766 NOK 26.4K

$1,052 ₱66.0K

162.96%

3-bedroom Apartment, Outside City Center (Monthly)

$2,016 NOK 19.3K

$619 ₱38.8K

225.66%

Buy Apartment in City Center (m2)

$6,196 NOK 59.2K

$2,915 ₱182.9K

112.50%

Buy Apartment Outside City Center (m2)

$5,307 NOK 50.7K

$1,867 ₱117.1K

184.21%

Average Monthly Net Salary (After Tax)

$4,951 NOK 47.3K

$341 ₱21.4K

1351.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.27

7.2

-26.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stavanger: October 4, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Stavanger

$1.4K 43.6%

Cebu

$309 33.5% 77.6% $1.1K

Groceries & Markets

Stavanger

$513 16.2%

Cebu

$210 22.7% 59% $302

Eating Out

Stavanger

$450 14.2%

Cebu

$88 9.6% 80.4% $362

Monthly Utilities & Internet

Stavanger

$362 11.4%

Cebu

$163 17.7% 54.8% $198

Clothing & Footwear

Stavanger

$245 7.7%

Cebu

$95 10.2% 61.3% $150

Getting Around

Stavanger

$121 3.8%

Cebu

$15 1.7% 87.2% $105

Sport & Entertainment

Stavanger

$94 3%

Cebu

$44 4.7% 53.8% $51

Cost Breakdown

A one-bedroom apartment in the center runs $1,658 in Stavanger and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Stavanger pays 1351% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $97.0 in Stavanger vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $513 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇳🇴 Stavanger

🇵🇭 Cebu

🕒 Local time

09:19 9:19 AM

15:19 3:19 PM

6 h ahead of Stavanger

🌤 Weather

👥 Population

149,330

964,169

💱 Currency

Norwegian Krone NOK kr

Philippine Peso PHP ₱

📈 Exchange rate

100 NOK = 10.47 USD

100 NOK = 9.34 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to NOK – Norwegian Krone Converter

🇺🇸 United States Dollar ($)

🇳🇴 Norwegian Krone (kr)

Norwegian Krone exchange rates as of October 10, 2026: 1 USD = 9.55 NOK (1 NOK = 0.105 USD). 1 EUR = 10.71 NOK (100 NOK = 9.34 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to NOK in detail →

On the map

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Highest

Between locations

Stavanger Cebu 10,560 km ≈ 14 h nonstop flight

From you

Stavanger
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stavanger vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 236% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1351% higher in Stavanger, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,658 in Stavanger versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,140 per month in Stavanger versus $934 in Cebu – a 236% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 588% less than in Stavanger. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $3,140 in Stavanger, a $1,500 budget is realistic in Cebu but tight or insufficient in Stavanger. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Stavanger, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Stavanger and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 236% less than in Stavanger. Beyond cost, consider language, visa policies, and how big the international community is in each city.