Last update: Oct 2026

Cost of Living Comparison Between Stara Zagora and Ubud, Bali

For one person, living is cheaper in Stara Zagora: $908 a month against $1,349 in Ubud, Bali, rent and utilities included – about $5,300 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Stara Zagora
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Stara Zagora Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Stara Zagora

🇧🇬 Bulgaria

$908

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Stara Zagora and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Stara Zagora and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $908 per month in Stara Zagora vs $1,349 in Ubud, Bali, rent included.

Stara Zagora $908
Ubud, Bali $1,349

A couple spends around $1,415 per month in Stara Zagora vs $2,305 in Ubud, Bali, rent included.

Stara Zagora $1,415
Ubud, Bali $2,305

A family of three spends $1,921 per month in Stara Zagora vs $3,261 in Ubud, Bali, rent included.

Stara Zagora $1,921
Ubud, Bali $3,261

Stara Zagora is about 33% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$10.38 BGN 18.16

$3.32 Rp 60.3K

212.65%

Three-Course Dinner for Two, Mid-Range

$51.7 BGN 90.5

$35.64 Rp 646.5K

45.15%

Fast Food Meal (McDonalds, etc)

$9.15 BGN 16.02

$5.53 Rp 100.4K

65.46%

Cappuccino

$2.34 BGN 4.09

$2.72 Rp 49.3K

-13.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.50 BGN 2.62

$1.70 Rp 30.9K

-11.76%

Water (0.33 liter bottle)

$0.87 BGN 1.52

$0.76 Rp 13.8K

14.47%

Local Beer (0.5 liter draught)

$2.21 BGN 3.87

$2.65 Rp 48.1K

-16.60%

Imported Beer (0.33 liter bottle)

$2.03 BGN 3.56

$4.38 Rp 79.5K

-53.65%

Milk (1 liter)

$1.73 BGN 3.02

$1.49 Rp 27.0K

16.11%

White Bread (500g)

$0.86 BGN 1.51

$2.28 Rp 41.3K

-62.28%

Rice (white) (1kg)

$1.45 BGN 2.54

$1.19 Rp 21.6K

21.85%

Eggs

$2.36 BGN 4.12

$2.04 Rp 36.9K

15.69%

Local Cheese (1kg)

$9.38 BGN 16.42

$17.70 Rp 321.1K

-47.01%

Chicken Fillets (1kg)

$6.39 BGN 11.18

$3.96 Rp 71.9K

61.36%

Beef Round Steak (1kg)

$8.59 BGN 15.03

$12.19 Rp 221.1K

-29.53%

Apples (1kg)

$1.25 BGN 2.19

$3.66 Rp 66.3K

-65.85%

Banana (1kg)

$1.70 BGN 2.98

$1.52 Rp 27.5K

11.84%

Oranges (1kg)

$1.76 BGN 3.08

$2.23 Rp 40.4K

-21.08%

Tomato (1kg)

$1.93 BGN 3.38

$1.97 Rp 35.8K

-2.03%

Potato (1kg)

$1.00 BGN 1.74

$1.85 Rp 33.5K

-45.95%

Onion (1kg)

$0.72 BGN 1.26

$2.42 Rp 44.0K

-70.25%

Lettuce (1 head)

$0.55 BGN 0.97

$0.99 Rp 18.0K

-44.44%

Water (1.5 liter bottle)

$0.63 BGN 1.10

$0.51 Rp 9,313

23.53%

Cigarettes 20 Pack (Marlboro, Camel)

$3.64 BGN 6.38

$2.22 Rp 40.3K

63.96%

Wine (Bottle)

$5.25 BGN 9.18

$22.24 Rp 403.4K

-76.39%

Local Beer (0.5 liter bottle)

$1.09 BGN 1.91

$2.26 Rp 41.0K

-51.77%

Imported Beer (0.33 liter bottle)

$1.73 BGN 3.03

$2.97 Rp 53.9K

-41.75%

One-way Ticket (Public Transport)

$0.85 BGN 1.49

$0.25 Rp 4,553

240.00%

Public Transport Monthly Pass (Regular Price)

$20.45 BGN 35.79

$7.82 Rp 141.9K

161.51%

Taxi Start (Normal Tariff)

$1.29 BGN 2.26

$0.44 Rp 7,972

193.18%

Taxi (Normal Tariff) (1km)

$0.64 BGN 1.13

$0.43 Rp 7,801

48.84%

Taxi 1hour Waiting (Normal Tariff)

$11.40 BGN 19.95

$5.41 Rp 98.1K

110.72%

Gasoline (1 liter)

$1.57 BGN 2.75

$0.82 Rp 15.0K

91.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.7K BGN 52.0K

$23.8K Rp 432.4M

24.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.5K BGN 41.1K

$31.7K Rp 575.9M

-26.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$91.4 BGN 160

$79.1 Rp 1.4M

15.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.59 BGN 25.53

$6.45 Rp 116.9K

126.20%

Internet (50+ Mbps, Unlimited Data)

$12.26 BGN 21.46

$18.58 Rp 337.0K

-34.02%

Gym Membership (Monthly)

$33.21 BGN 58.1

$49.48 Rp 897.5K

-32.88%

Tennis Court (1 Hour on Weekend)

$21.06 BGN 36.86

$17.65 Rp 320.1K

19.32%

Cinema Ticket

$8.89 BGN 15.55

$4.27 Rp 77.5K

108.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$227 BGN 398

$491 Rp 8.9M

-53.62%

International Primary School, 1 Child (Yearly)

$2,270 BGN 3,972

$5,674 Rp 102.9M

-60.00%

Jeans (Levis 501 Or Similar)

$30.35 BGN 53.1

$44.64 Rp 809.7K

-32.01%

Summer Dress (H&M, Zara, etc)

$19.39 BGN 33.93

$34.95 Rp 634.0K

-44.52%

Sport Shoes (Adidas, Nike)

$64.0 BGN 112

$79.9 Rp 1.4M

-19.89%

Men's Leather Business Shoes

$51.9 BGN 90.8

$79.4 Rp 1.4M

-34.70%

1-bedroom Apartment, City Center (Monthly)

$330 BGN 577

$1,125 Rp 20.4M

-70.71%

1-bedroom Apartment, Outside City Center (Monthly)

$279 BGN 489

$671 Rp 12.2M

-58.42%

3-bedroom Apartment, City Center (Monthly)

$498 BGN 871

$3,565 Rp 64.7M

-86.03%

3-bedroom Apartment, Outside City Center (Monthly)

$399 BGN 699

$1,723 Rp 31.3M

-76.84%

Buy Apartment in City Center (m2)

$1,506 BGN 2,635

$2,732 Rp 49.5M

-44.89%

Buy Apartment Outside City Center (m2)

$1,109 BGN 1,941

$2,284 Rp 41.4M

-51.44%

Average Monthly Net Salary (After Tax)

$1,067 BGN 1,867

$164 Rp 3.0M

550.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

13.78

-78.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stara Zagora: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Stara Zagora

$279 30.8%

Ubud, Bali

$672 49.8% 141% $392

Groceries & Markets

Stara Zagora

$194 21.3%

Ubud, Bali

$288 21.4% 48.9% $95

Eating Out

Stara Zagora

$163 18%

Ubud, Bali

$108 8% 34% $55

Monthly Utilities & Internet

Stara Zagora

$118 13%

Ubud, Bali

$104 7.7% 12% $14

Clothing & Footwear

Stara Zagora

$75 8.2%

Ubud, Bali

$108 8% 44.3% $33

Sport & Entertainment

Stara Zagora

$51 5.6%

Ubud, Bali

$58 4.3% 13.8% $7.1

Getting Around

Stara Zagora

$28 3.1%

Ubud, Bali

$11 0.9% 59.7% $17

Cost Breakdown

A central one-bedroom costs $330 in Stara Zagora versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Stara Zagora are about 6.5 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $52 in Stara Zagora versus $36 in Ubud, Bali. Groceries tell a different story – $194 in Stara Zagora vs $288 in Ubud, Bali – so Stara Zagora wins on supermarket bills even if dining out costs more.

Good to know

🇧🇬 Stara Zagora

🇮🇩 Ubud, Bali

🕒 Local time

05:09 5:09 AM

11:09 11:09 AM

6 h ahead of Stara Zagora

🌤 Weather

👥 Population

149,266

74,800

💱 Currency

Bulgarian Lev BGN лв.

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BGN = 0.571 USD

1 BGN = 0.512 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of November 2, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.95 BGN (1 BGN = 0.512 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

USD to BGN in detail →

On the map

Lowest

Highest

Between locations

Stara Zagora Ubud, Bali 10,610 km ≈ 14 h nonstop flight

From you

Stara Zagora
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stara Zagora vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $908 in Stara Zagora, $1,349 in Ubud, Bali – Stara Zagora comes out roughly 33% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,362 per month in Stara Zagora and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Stara Zagora, especially for central apartments: a one-bedroom in the center costs $330 there versus $1,125 in Ubud, Bali.

Groceries cost about 49% more in Ubud, Bali, though the gap depends on what you buy.

A mid-range dinner for two costs $52 in Stara Zagora and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,200 monthly budget goes further in Stara Zagora, where all-in costs run around $908, than in Ubud, Bali at $1,349. In Stara Zagora it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Stara Zagora – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.