Cost of Living Comparison Between Stara Zagora and Ubud, Bali Cost of Living Comparison Between Stara Zagora and Ubud, Bali

Monthly Cost of Living

A single person spends $904 per month in Stara Zagora vs $1,368 in Ubud, Bali, rent included.

A couple spends around $1,414 per month in Stara Zagora vs $2,348 in Ubud, Bali, rent included.

A family of three spends $1,925 per month in Stara Zagora vs $3,327 in Ubud, Bali, rent included.

Stara Zagora is about 34% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Stara Zagora sits 34% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Stara Zagora
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.80 BGN 17.97
$3.44 Rp 60.9K
213.95%
Three-Course Dinner for Two, Mid-Range
$52.3 BGN 87.0
$36.31 Rp 643.0K
43.98%
Fast Food Meal (McDonalds, etc)
$9.43 BGN 15.69
$5.71 Rp 101.0K
65.15%
Cappuccino
$2.29 BGN 3.82
$2.67 Rp 47.3K
-14.23%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.56 BGN 2.59
$1.75 Rp 31.0K
-10.86%
Water (0.33 liter bottle)
$0.92 BGN 1.53
$0.87 Rp 15.4K
5.75%
Local Beer (0.5 liter draught)
$2.32 BGN 3.86
$2.95 Rp 52.3K
-21.36%
Imported Beer (0.33 liter bottle)
$2.10 BGN 3.49
$4.52 Rp 80.0K
-53.54%
🛒 Groceries & Markets
Stara Zagora
Ubud, Bali
Difference
Milk (1 liter)
$1.86 BGN 3.09
$1.62 Rp 28.7K
14.81%
White Bread (500g)
$0.89 BGN 1.49
$2.33 Rp 41.3K
-61.80%
Rice (white) (1kg)
$1.51 BGN 2.51
$1.11 Rp 19.6K
36.04%
Eggs
$2.34 BGN 3.89
$2.20 Rp 39.0K
6.36%
Local Cheese (1kg)
$9.34 BGN 15.54
$17.69 Rp 313.3K
-47.20%
Chicken Fillets (1kg)
$6.81 BGN 11.34
$4.10 Rp 72.5K
66.10%
Beef Round Steak (1kg)
$8.52 BGN 14.18
$12.18 Rp 215.6K
-30.05%
Apples (1kg)
$1.36 BGN 2.26
$3.71 Rp 65.6K
-63.34%
Banana (1kg)
$1.68 BGN 2.79
$1.59 Rp 28.1K
5.66%
Oranges (1kg)
$1.75 BGN 2.91
$2.28 Rp 40.4K
-23.25%
Tomato (1kg)
$1.95 BGN 3.24
$1.95 Rp 34.6K
-
Potato (1kg)
$1.02 BGN 1.70
$1.91 Rp 33.7K
-46.60%
Onion (1kg)
$0.79 BGN 1.31
$2.33 Rp 41.3K
-66.09%
Lettuce (1 head)
$0.58 BGN 0.96
$1.01 Rp 17.8K
-42.57%
Water (1.5 liter bottle)
$0.68 BGN 1.14
$0.55 Rp 9,773
23.64%
Cigarettes 20 Pack (Marlboro, Camel)
$3.90 BGN 6.49
$2.23 Rp 39.5K
74.89%
Wine (Bottle)
$5.16 BGN 8.59
$23.07 Rp 408.6K
-77.63%
Local Beer (0.5 liter bottle)
$1.18 BGN 1.97
$2.42 Rp 42.8K
-51.24%
Imported Beer (0.33 liter bottle)
$1.79 BGN 2.97
$3.00 Rp 53.1K
-40.33%
🚌 Getting Around
Stara Zagora
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.93 BGN 1.55
$0.27 Rp 4,814
244.44%
Public Transport Monthly Pass (Regular Price)
$18.62 BGN 30.97
$8.98 Rp 159.1K
107.35%
Taxi Start (Normal Tariff)
$1.33 BGN 2.21
$0.48 Rp 8,566
177.08%
Taxi (Normal Tariff) (1km)
$0.68 BGN 1.13
$0.43 Rp 7,679
58.14%
Taxi 1hour Waiting (Normal Tariff)
$12.02 BGN 20.00
$5.64 Rp 99.9K
113.12%
Gasoline (1 liter)
$1.58 BGN 2.63
$0.80 Rp 14.2K
97.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.8K BGN 51.2K
$24.9K Rp 441.7M
23.35%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.9K BGN 34.9K
$31.7K Rp 561.5M
-33.94%
🧾 Monthly Utilities & Internet
Stara Zagora
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$94.5 BGN 157
$81.5 Rp 1.4M
15.95%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.98 BGN 24.92
$6.49 Rp 115.0K
130.82%
Internet (50+ Mbps, Unlimited Data)
$12.50 BGN 20.79
$18.77 Rp 332.4K
-33.40%
🎉 Sport & Entertainment
Stara Zagora
Ubud, Bali
Difference
Gym Membership (Monthly)
$27.89 BGN 46.40
$56.9 Rp 1.0M
-50.96%
Tennis Court (1 Hour on Weekend)
$21.77 BGN 36.21
$18.73 Rp 331.7K
16.23%
Cinema Ticket
$8.89 BGN 14.79
$4.54 Rp 80.4K
95.81%
🧸 Childcare & Education
Stara Zagora
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$239 BGN 397
$481 Rp 8.5M
-50.30%
International Primary School, 1 Child (Yearly)
$2,395 BGN 3,984
$5,711 Rp 101.1M
-58.07%
👕👟 Clothing & Footwear
Stara Zagora
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$31.86 BGN 53.0
$45.52 Rp 806.0K
-30.01%
Summer Dress (H&M, Zara, etc)
$19.81 BGN 32.95
$35.88 Rp 635.4K
-44.79%
Sport Shoes (Adidas, Nike)
$65.6 BGN 109
$80.4 Rp 1.4M
-18.36%
Men's Leather Business Shoes
$52.8 BGN 87.9
$78.7 Rp 1.4M
-32.86%
🏠 Accommodation & Living
Stara Zagora
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$299 BGN 497
$1,115 Rp 19.7M
-73.19%
1-bedroom Apartment, Outside City Center (Monthly)
$263 BGN 438
$698 Rp 12.4M
-62.25%
3-bedroom Apartment, City Center (Monthly)
$516 BGN 858
$3,637 Rp 64.4M
-85.82%
3-bedroom Apartment, Outside City Center (Monthly)
$407 BGN 677
$1,737 Rp 30.8M
-76.58%
Buy Apartment in City Center (m2)
$1,496 BGN 2,488
$2,784 Rp 49.3M
-46.29%
Buy Apartment Outside City Center (m2)
$1,101 BGN 1,831
$2,290 Rp 40.5M
-51.93%
💵 Salaries & Financials
Stara Zagora
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,086 BGN 1,807
$168 Rp 3.0M
546.55%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.99
13.78
-78.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stara Zagora: September 14, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A central one-bedroom costs $299 in Stara Zagora versus $1,115 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 547% higher in Stara Zagora, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $52.0 in Stara Zagora versus $36.00 in Ubud, Bali. Groceries tell a different story – $199 in Stara Zagora vs $295 in Ubud, Bali – so Stara Zagora wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Stara Zagora vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Stara Zagora and in Ubud, Bali compare overall?
Monthly costs with rent: $904 in Stara Zagora, $1,368 in Ubud, Bali – roughly 51% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Stara Zagora compared to Ubud, Bali?
For a comfortable life, plan on about $1,356 per month in Stara Zagora and $2,052 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Stara Zagora and Ubud, Bali?
Rent is clearly cheaper in Stara Zagora, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Groceries cost about 48% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city has cheaper restaurants?
A mid-range dinner for two costs $52.0 in Stara Zagora and $36.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Stara Zagora, where all-in costs run around $904, than in Ubud, Bali at $1,368. In Stara Zagora it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Stara Zagora and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $904 in Stara Zagora to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Stara Zagora or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Stara Zagora and Ubud, Bali?
If budget matters most, go with Stara Zagora. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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