Cost of Living Comparison Between Stara Zagora and Ubud, Bali Cost of Living Comparison Between Stara Zagora and Ubud, Bali

Monthly Cost of Living

A single person spends $846 per month in Stara Zagora vs $1,408 in Ubud, Bali, rent included.

A couple spends around $1,330 per month in Stara Zagora vs $2,585 in Ubud, Bali, rent included.

A family of three spends $1,814 per month in Stara Zagora vs $3,763 in Ubud, Bali, rent included.

Stara Zagora is about 40% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Stara Zagora sits 37% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Stara Zagora
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.10 BGN 15.13
$3.45 Rp 62.0K
163.77%
Three-Course Dinner for Two, Mid-Range
$35.43 BGN 58.9
$32.34 Rp 580.1K
9.55%
Fast Food Meal (McDonalds, etc)
$9.16 BGN 15.23
$4.84 Rp 86.9K
89.26%
Cappuccino
$1.91 BGN 3.18
$2.75 Rp 49.3K
-30.55%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.28 BGN 2.13
$1.38 Rp 24.8K
-7.25%
Water (0.33 liter bottle)
$0.73 BGN 1.22
$0.75 Rp 13.5K
-2.67%
Local Beer (0.5 liter draught)
$1.20 BGN 2.00
$2.99 Rp 53.7K
-59.87%
Imported Beer (0.33 liter bottle)
$2.04 BGN 3.40
$3.85 Rp 69.1K
-47.01%
🛒 Groceries & Markets
Stara Zagora
Ubud, Bali
Difference
Milk (1 liter)
$1.90 BGN 3.15
$1.74 Rp 31.1K
9.20%
White Bread (500g)
$0.82 BGN 1.37
$2.46 Rp 44.1K
-66.67%
Rice (white) (1kg)
$1.55 BGN 2.58
$1.17 Rp 21.0K
32.48%
Eggs
$2.27 BGN 3.78
$2.43 Rp 43.6K
-6.58%
Local Cheese (1kg)
$9.13 BGN 15.19
$14.50 Rp 260.2K
-37.03%
Chicken Fillets (1kg)
$7.36 BGN 12.25
$4.35 Rp 78.0K
69.20%
Beef Round Steak (1kg)
$8.49 BGN 14.12
$11.98 Rp 214.9K
-29.13%
Apples (1kg)
$1.37 BGN 2.28
$3.72 Rp 66.7K
-63.17%
Banana (1kg)
$1.66 BGN 2.76
$1.63 Rp 29.2K
1.84%
Oranges (1kg)
$1.85 BGN 3.08
$2.74 Rp 49.2K
-32.48%
Tomato (1kg)
$2.16 BGN 3.60
$2.24 Rp 40.2K
-3.57%
Potato (1kg)
$1.01 BGN 1.69
$1.92 Rp 34.4K
-47.40%
Onion (1kg)
$0.81 BGN 1.35
$2.28 Rp 40.8K
-64.47%
Lettuce (1 head)
$0.56 BGN 0.93
$1.06 Rp 19.1K
-47.17%
Water (1.5 liter bottle)
$0.71 BGN 1.19
$0.72 Rp 12.9K
-1.39%
Cigarettes 20 Pack (Marlboro, Camel)
$3.92 BGN 6.52
$3.29 Rp 58.9K
19.15%
Wine (Bottle)
$5.31 BGN 8.84
$23.19 Rp 416.1K
-77.10%
Local Beer (0.5 liter bottle)
$1.23 BGN 2.05
$2.78 Rp 49.8K
-55.76%
Imported Beer (0.33 liter bottle)
$2.16 BGN 3.60
$2.73 Rp 49.0K
-20.88%
🚌 Getting Around
Stara Zagora
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.91 BGN 1.51
$0.27 Rp 4,778
237.04%
Public Transport Monthly Pass (Regular Price)
$19.02 BGN 31.65
$8.11 Rp 145.4K
134.53%
Taxi Start (Normal Tariff)
$1.34 BGN 2.23
$0.48 Rp 8,659
179.17%
Taxi (Normal Tariff) (1km)
$0.67 BGN 1.12
$0.42 Rp 7,532
59.52%
Taxi 1hour Waiting (Normal Tariff)
$11.59 BGN 19.27
$6.22 Rp 111.6K
86.33%
Gasoline (1 liter)
$1.49 BGN 2.47
$0.81 Rp 14.6K
83.95%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.8K BGN 41.3K
$26.6K Rp 477.4M
-6.67%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.4K BGN 29.0K
$32.2K Rp 577.4M
-45.83%
🧾 Monthly Utilities & Internet
Stara Zagora
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$101 BGN 169
$78.4 Rp 1.4M
29.50%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.19 BGN 25.26
$4.07 Rp 73.0K
273.22%
Internet (50+ Mbps, Unlimited Data)
$11.35 BGN 18.88
$24.33 Rp 436.4K
-53.35%
🎉 Sport & Entertainment
Stara Zagora
Ubud, Bali
Difference
Gym Membership (Monthly)
$19.34 BGN 32.17
$98.6 Rp 1.8M
-80.39%
Tennis Court (1 Hour on Weekend)
$17.37 BGN 28.90
$6.34 Rp 113.7K
173.97%
Cinema Ticket
$7.88 BGN 13.11
$3.99 Rp 71.5K
97.49%
🧸 Childcare & Education
Stara Zagora
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$232 BGN 386
$305 Rp 5.5M
-23.89%
International Primary School, 1 Child (Yearly)
$2,400 BGN 3,993
$6,642 Rp 119.2M
-63.86%
👕👟 Clothing & Footwear
Stara Zagora
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$38.78 BGN 64.5
$54.1 Rp 971.2K
-28.37%
Summer Dress (H&M, Zara, etc)
$19.03 BGN 31.65
$37.81 Rp 678.2K
-49.67%
Sport Shoes (Adidas, Nike)
$77.9 BGN 130
$86.8 Rp 1.6M
-10.27%
Men's Leather Business Shoes
$75.2 BGN 125
$76.4 Rp 1.4M
-1.51%
🏠 Accommodation & Living
Stara Zagora
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$248 BGN 413
$992 Rp 17.8M
-74.98%
1-bedroom Apartment, Outside City Center (Monthly)
$226 BGN 376
$673 Rp 12.1M
-66.39%
3-bedroom Apartment, City Center (Monthly)
$399 BGN 664
$3,375 Rp 60.5M
-88.17%
3-bedroom Apartment, Outside City Center (Monthly)
$356 BGN 592
$2,050 Rp 36.8M
-82.63%
Buy Apartment in City Center (m2)
$1,497 BGN 2,490
$2,805 Rp 50.3M
-46.62%
Buy Apartment Outside City Center (m2)
$1,082 BGN 1,800
$2,227 Rp 39.9M
-51.43%
💵 Salaries & Financials
Stara Zagora
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,044 BGN 1,737
$167 Rp 3.0M
525.26%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.4
13.28
-74.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stara Zagora: July 11, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $248 in Stara Zagora versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 525% higher in Stara Zagora, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Stara Zagora versus $32.00 in Ubud, Bali. Groceries tell a different story – $204 in Stara Zagora vs $297 in Ubud, Bali – so Stara Zagora wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Stara Zagora vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Stara Zagora and in Ubud, Bali compare overall?
Monthly costs with rent: $846 in Stara Zagora, $1,408 in Ubud, Bali – roughly 66% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Stara Zagora compared to Ubud, Bali?
For a comfortable life, plan on about $1,269 per month in Stara Zagora and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Stara Zagora and Ubud, Bali?
Rent is clearly cheaper in Stara Zagora, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Groceries cost about 46% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city has cheaper restaurants?
A mid-range dinner for two costs $35.00 in Stara Zagora and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Stara Zagora, where all-in costs run around $846, than in Ubud, Bali at $1,408. In Stara Zagora it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Stara Zagora and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $846 in Stara Zagora to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Stara Zagora or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Stara Zagora and Ubud, Bali?
If budget matters most, go with Stara Zagora. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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