Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Stara Zagora

For one person, living is cheaper in Stara Zagora: $908 a month against $1,349 in Ubud, Bali, rent and utilities included – about $5,300 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
44

Cost of Living Index in Stara Zagora
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Stara Zagora Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Stara Zagora

🇧🇬 Bulgaria

$908

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Stara Zagora

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Stara Zagora actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $908 in Stara Zagora, rent included.

Ubud, Bali $1,349
Stara Zagora $908

A couple spends around $2,305 per month in Ubud, Bali vs $1,415 in Stara Zagora, rent included.

Ubud, Bali $2,305
Stara Zagora $1,415

A family of three spends $3,261 per month in Ubud, Bali vs $1,921 in Stara Zagora, rent included.

Ubud, Bali $3,261
Stara Zagora $1,921

Ubud, Bali costs about 49% more than Stara Zagora, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$10.38 BGN 18.16

-68.02%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$51.7 BGN 90.5

-31.10%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$9.15 BGN 16.02

-39.56%

Cappuccino

$2.72 Rp 49.3K

$2.34 BGN 4.09

16.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.50 BGN 2.62

13.33%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.87 BGN 1.52

-12.64%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$2.21 BGN 3.87

19.91%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$2.03 BGN 3.56

115.76%

Milk (1 liter)

$1.49 Rp 27.0K

$1.73 BGN 3.02

-13.87%

White Bread (500g)

$2.28 Rp 41.3K

$0.86 BGN 1.51

165.12%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.45 BGN 2.54

-17.93%

Eggs

$2.04 Rp 36.9K

$2.36 BGN 4.12

-13.56%

Local Cheese (1kg)

$17.70 Rp 321.1K

$9.38 BGN 16.42

88.70%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$6.39 BGN 11.18

-38.03%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$8.59 BGN 15.03

41.91%

Apples (1kg)

$3.66 Rp 66.3K

$1.25 BGN 2.19

192.80%

Banana (1kg)

$1.52 Rp 27.5K

$1.70 BGN 2.98

-10.59%

Oranges (1kg)

$2.23 Rp 40.4K

$1.76 BGN 3.08

26.70%

Tomato (1kg)

$1.97 Rp 35.8K

$1.93 BGN 3.38

2.07%

Potato (1kg)

$1.85 Rp 33.5K

$1.00 BGN 1.74

85.00%

Onion (1kg)

$2.42 Rp 44.0K

$0.72 BGN 1.26

236.11%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.55 BGN 0.97

80.00%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.63 BGN 1.10

-19.05%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$3.64 BGN 6.38

-39.01%

Wine (Bottle)

$22.24 Rp 403.4K

$5.25 BGN 9.18

323.62%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.09 BGN 1.91

107.34%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.73 BGN 3.03

71.68%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$0.85 BGN 1.49

-70.59%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$20.45 BGN 35.79

-61.76%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$1.29 BGN 2.26

-65.89%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$0.64 BGN 1.13

-32.81%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$11.40 BGN 19.95

-52.54%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.57 BGN 2.75

-47.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$29.7K BGN 52.0K

-19.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$23.5K BGN 41.1K

35.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$91.4 BGN 160

-13.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$14.59 BGN 25.53

-55.79%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$12.26 BGN 21.46

51.55%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$33.21 BGN 58.1

48.99%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$21.06 BGN 36.86

-16.19%

Cinema Ticket

$4.27 Rp 77.5K

$8.89 BGN 15.55

-51.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$227 BGN 398

115.63%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$2,270 BGN 3,972

149.97%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$30.35 BGN 53.1

47.08%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$19.39 BGN 33.93

80.25%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$64.0 BGN 112

24.82%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$51.9 BGN 90.8

53.14%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$330 BGN 577

241.37%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$279 BGN 489

140.50%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$498 BGN 871

616.06%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$399 BGN 699

331.75%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$1,506 BGN 2,635

81.44%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,109 BGN 1,941

105.95%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,067 BGN 1,867

-84.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.99

360.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Stara Zagora: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Stara Zagora

$279 30.8% 58.4% $392

Groceries & Markets

Ubud, Bali

$288 21.4%

Stara Zagora

$194 21.3% 32.8% $95

Eating Out

Ubud, Bali

$108 8%

Stara Zagora

$163 18% 51.5% $55

Clothing & Footwear

Ubud, Bali

$108 8%

Stara Zagora

$75 8.2% 30.7% $33

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Stara Zagora

$118 13% 13.6% $14

Sport & Entertainment

Ubud, Bali

$58 4.3%

Stara Zagora

$51 5.6% 12.1% $7.1

Getting Around

Ubud, Bali

$11 0.9%

Stara Zagora

$28 3.1% 148% $17

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $330 in Stara Zagora. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Stara Zagora are about 6.5 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $52 in Stara Zagora. Groceries tell a different story – $288 in Ubud, Bali vs $194 in Stara Zagora – so Stara Zagora wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇧🇬 Stara Zagora

🕒 Local time

17:04 5:04 PM

11:04 11:04 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

149,266

💱 Currency

Indonesian Rupiah IDR Rp

Bulgarian Lev BGN лв.

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 BGN = 0.571 USD

1 BGN = 0.512 EUR

Exchange rates and currency converter

BGN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

Bulgarian Lev exchange rates as of November 2, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.95 BGN (1 BGN = 0.512 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Stara Zagora 10,610 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Stara Zagora

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Stara Zagora: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $908 in Stara Zagora – Stara Zagora comes out roughly 33% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,362 in Stara Zagora. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Stara Zagora, especially for central apartments: a one-bedroom in the center costs $330 there versus $1,125 in Ubud, Bali.

Groceries cost about 49% more in Ubud, Bali, though the gap depends on what you buy.

A mid-range dinner for two costs $36 in Ubud, Bali and $52 in Stara Zagora. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,200 monthly budget goes further in Stara Zagora, where all-in costs run around $908, than in Ubud, Bali at $1,349. In Stara Zagora it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Stara Zagora – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.