Cost of Living Comparison Between Ubud, Bali and Stara Zagora Cost of Living Comparison Between Ubud, Bali and Stara Zagora

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $846 in Stara Zagora, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,330 in Stara Zagora, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $1,814 in Stara Zagora, rent included.

Ubud, Bali costs about 66% more than Stara Zagora, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Stara Zagora is 37% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$9.10 BGN 15.13

-62.09%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$35.43 BGN 58.9

-8.72%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$9.16 BGN 15.23

-47.16%

Cappuccino

$2.75 Rp 49.4K

$1.91 BGN 3.18

43.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.28 BGN 2.13

7.81%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.73 BGN 1.22

2.74%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.20 BGN 2.00

149.17%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.04 BGN 3.40

88.73%

Milk (1 liter)

$1.74 Rp 31.2K

$1.90 BGN 3.15

-8.42%

White Bread (500g)

$2.46 Rp 44.2K

$0.82 BGN 1.37

200.00%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.55 BGN 2.58

-24.52%

Eggs

$2.43 Rp 43.7K

$2.27 BGN 3.78

7.05%

Local Cheese (1kg)

$14.50 Rp 260.6K

$9.13 BGN 15.19

58.82%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$7.36 BGN 12.25

-40.90%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$8.49 BGN 14.12

41.11%

Apples (1kg)

$3.72 Rp 66.8K

$1.37 BGN 2.28

171.53%

Banana (1kg)

$1.63 Rp 29.2K

$1.66 BGN 2.76

-1.81%

Oranges (1kg)

$2.74 Rp 49.3K

$1.85 BGN 3.08

48.11%

Tomato (1kg)

$2.24 Rp 40.3K

$2.16 BGN 3.60

3.70%

Potato (1kg)

$1.92 Rp 34.5K

$1.01 BGN 1.69

90.10%

Onion (1kg)

$2.28 Rp 40.9K

$0.81 BGN 1.35

181.48%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.56 BGN 0.93

89.29%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.71 BGN 1.19

1.41%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$3.92 BGN 6.52

-16.07%

Wine (Bottle)

$23.19 Rp 416.8K

$5.31 BGN 8.84

336.72%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.23 BGN 2.05

126.02%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$2.16 BGN 3.60

26.39%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.91 BGN 1.51

-70.33%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$19.02 BGN 31.65

-57.36%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.34 BGN 2.23

-64.18%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.67 BGN 1.12

-37.31%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$11.59 BGN 19.27

-46.33%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.49 BGN 2.47

-45.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$24.8K BGN 41.3K

7.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$17.4K BGN 29.0K

84.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$101 BGN 169

-22.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$15.19 BGN 25.26

-73.21%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$11.35 BGN 18.88

114.36%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$19.34 BGN 32.17

409.88%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$17.37 BGN 28.90

-63.50%

Cinema Ticket

$3.99 Rp 71.6K

$7.88 BGN 13.11

-49.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$232 BGN 386

31.39%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$2,400 BGN 3,993

176.73%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$38.78 BGN 64.5

39.61%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$19.03 BGN 31.65

98.69%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$77.9 BGN 130

11.45%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$75.2 BGN 125

1.53%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$248 BGN 413

299.73%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$226 BGN 376

197.56%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$399 BGN 664

745.61%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$356 BGN 592

475.65%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$1,497 BGN 2,490

87.34%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,082 BGN 1,800

105.87%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$1,044 BGN 1,737

-84.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.4

290.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Stara Zagora: July 11, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $248 in Stara Zagora. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 525% higher in Stara Zagora, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $35.00 in Stara Zagora. Groceries tell a different story – $297 in Ubud, Bali vs $204 in Stara Zagora – so Stara Zagora wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Stara Zagora: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $846 in Stara Zagora – roughly 66% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,269 in Stara Zagora. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Stara Zagora, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 46% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $35.00 in Stara Zagora. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Stara Zagora, where all-in costs run around $846, than in Ubud, Bali at $1,408. In Stara Zagora it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $846 in Stara Zagora to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Stara Zagora. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.