Cost of Living Comparison Between Ubud, Bali and Stara Zagora Cost of Living Comparison Between Ubud, Bali and Stara Zagora

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $864 in Stara Zagora, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,330 in Stara Zagora, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,796 in Stara Zagora, rent included.

Ubud, Bali costs about 64% more than Stara Zagora, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Stara Zagora is 36% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$8.82 BGN 14.68

-59.64%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$34.74 BGN 57.8

-5.79%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$8.99 BGN 14.95

-44.94%

Cappuccino

$2.71 Rp 48.6K

$1.87 BGN 3.11

44.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$1.27 BGN 2.11

5.51%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.73 BGN 1.22

-4.11%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$1.17 BGN 1.94

149.57%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$2.02 BGN 3.35

96.04%

Milk (1 liter)

$1.81 Rp 32.4K

$1.86 BGN 3.09

-2.69%

White Bread (500g)

$2.52 Rp 45.1K

$0.78 BGN 1.29

223.08%

Rice (white) (1kg)

$1.16 Rp 20.8K

$1.54 BGN 2.56

-24.68%

Eggs

$2.46 Rp 44.1K

$2.25 BGN 3.74

9.33%

Local Cheese (1kg)

$14.71 Rp 263.7K

$9.15 BGN 15.21

60.77%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$7.52 BGN 12.51

-42.55%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$8.65 BGN 14.39

40.35%

Apples (1kg)

$3.84 Rp 68.8K

$1.37 BGN 2.27

180.29%

Banana (1kg)

$1.56 Rp 27.9K

$1.66 BGN 2.76

-6.02%

Oranges (1kg)

$2.83 Rp 50.8K

$1.88 BGN 3.13

50.53%

Tomato (1kg)

$2.33 Rp 41.7K

$2.14 BGN 3.55

8.88%

Potato (1kg)

$1.91 Rp 34.3K

$1.01 BGN 1.67

89.11%

Onion (1kg)

$2.20 Rp 39.5K

$0.85 BGN 1.42

158.82%

Lettuce (1 head)

$1.01 Rp 18.2K

$0.57 BGN 0.95

77.19%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.75 BGN 1.24

4.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$3.84 BGN 6.39

-13.54%

Wine (Bottle)

$23.74 Rp 425.5K

$5.34 BGN 8.88

344.57%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$1.22 BGN 2.03

128.69%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$2.17 BGN 3.62

31.80%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.92 BGN 1.54

-70.65%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$18.95 BGN 31.52

-57.63%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$1.38 BGN 2.29

-66.67%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.70 BGN 1.17

-35.71%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$11.66 BGN 19.39

-47.68%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.54 BGN 2.55

-48.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$24.7K BGN 41.0K

6.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$17.9K BGN 29.8K

79.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$104 BGN 173

-22.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$15.07 BGN 25.06

-73.06%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$11.04 BGN 18.36

113.04%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$19.66 BGN 32.70

402.03%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$17.48 BGN 29.08

-62.07%

Cinema Ticket

$4.15 Rp 74.3K

$7.78 BGN 12.94

-46.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$232 BGN 386

30.86%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$2,361 BGN 3,927

180.15%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$38.22 BGN 63.6

45.32%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$18.85 BGN 31.36

103.24%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$76.1 BGN 127

16.40%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$75.7 BGN 126

2.87%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$244 BGN 406

312.29%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$232 BGN 386

191.13%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$399 BGN 663

763.35%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$368 BGN 612

454.18%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$1,508 BGN 2,508

88.45%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$1,120 BGN 1,863

102.11%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,062 BGN 1,767

-84.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.4

290.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Stara Zagora: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $244 in Stara Zagora. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 543% higher in Stara Zagora, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $35.00 in Stara Zagora. Groceries tell a different story – $302 in Ubud, Bali vs $204 in Stara Zagora – so Stara Zagora wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Stara Zagora: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,419 in Ubud, Bali, $864 in Stara Zagora – roughly 64% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,296 in Stara Zagora. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Stara Zagora, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 48% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $35.00 in Stara Zagora. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Stara Zagora, where all-in costs run around $864, than in Ubud, Bali at $1,419. In Stara Zagora it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $864 in Stara Zagora to $1,419 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Stara Zagora. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.