Last update: Oct 2026

Cost of Living Comparison Between St. Thomas and Hong Kong

For one person, living is cheaper in St. Thomas: $2,432 a month against $2,984 in Hong Kong, rent and utilities included – about $6,600 less a year. Higher rent and utilities in Hong Kong outweigh lower spending on other living expenses.

111

Cost of Living Index in St. Thomas
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St. Thomas Living Index
144

Cost of Living Index in Hong Kong
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Hong Kong Living Index

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St. Thomas

🇨🇦 Canada

$2,432

/mo nomad

Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Monthly Cost of Living

How much you'll spend in St. Thomas and in Hong Kong

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St. Thomas and in Hong Kong actually costs, broken down by who's living it.

A single person spends $2,432 per month in St. Thomas vs $2,984 in Hong Kong, rent included.

St. Thomas $2,432
Hong Kong $2,984

A couple spends around $3,274 per month in St. Thomas vs $4,584 in Hong Kong, rent included.

St. Thomas $3,274
Hong Kong $4,584

A family of three spends $4,117 per month in St. Thomas vs $6,183 in Hong Kong, rent included.

St. Thomas $4,117
Hong Kong $6,183

St. Thomas is about 19% cheaper than Hong Kong, and outside of rent the biggest gap is in eating out.

Both St. Thomas and Hong Kong sit above the global median – St. Thomas by 80%, Hong Kong by 121%.

Meal at Budget Restaurant

$21.05 CA$29.76

$7.75 HK$60.8

171.61%

Three-Course Dinner for Two, Mid-Range

$62.6 CA$88.5

$64.7 HK$508

-3.18%

Fast Food Meal (McDonalds, etc)

$11.38 CA$16.09

$6.18 HK$48.51

84.14%

Cappuccino

$3.32 CA$4.69

$5.08 HK$39.85

-34.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 CA$3.10

$1.31 HK$10.31

67.18%

Water (0.33 liter bottle)

$1.59 CA$2.24

$1.09 HK$8.56

45.87%

Local Beer (0.5 liter draught)

$5.02 CA$7.10

$7.47 HK$58.6

-32.80%

Imported Beer (0.33 liter bottle)

$5.89 CA$8.33

$6.50 HK$51.0

-9.38%

Milk (1 liter)

$2.08 CA$2.95

$2.89 HK$22.71

-28.03%

White Bread (500g)

$2.61 CA$3.69

$2.31 HK$18.14

12.99%

Rice (white) (1kg)

$3.73 CA$5.27

$2.13 HK$16.71

75.12%

Eggs

$3.09 CA$4.37

$3.52 HK$27.65

-12.22%

Local Cheese (1kg)

$9.94 CA$14.05

$24.72 HK$194

-59.79%

Chicken Fillets (1kg)

$15.43 CA$21.81

$8.52 HK$66.9

81.10%

Beef Round Steak (1kg)

$19.20 CA$27.15

$18.00 HK$141

6.67%

Apples (1kg)

$3.86 CA$5.46

$4.18 HK$32.79

-7.66%

Banana (1kg)

$1.24 CA$1.75

$2.68 HK$21.07

-53.73%

Oranges (1kg)

$3.49 CA$4.94

$4.49 HK$35.22

-22.27%

Tomato (1kg)

$3.97 CA$5.61

$4.03 HK$31.66

-1.49%

Potato (1kg)

$3.36 CA$4.76

$3.12 HK$24.51

7.69%

Onion (1kg)

$3.07 CA$4.34

$3.15 HK$24.72

-2.54%

Lettuce (1 head)

$2.85 CA$4.03

$1.62 HK$12.75

75.93%

Water (1.5 liter bottle)

$1.46 CA$2.06

$1.74 HK$13.66

-16.09%

Cigarettes 20 Pack (Marlboro, Camel)

$10.98 CA$15.52

$13.50 HK$106

-18.67%

Wine (Bottle)

$12.74 CA$18.01

$16.54 HK$130

-22.97%

Local Beer (0.5 liter bottle)

$2.40 CA$3.39

$1.94 HK$15.19

23.71%

Imported Beer (0.33 liter bottle)

$2.78 CA$3.93

$2.18 HK$17.11

27.52%

One-way Ticket (Public Transport)

$2.25 CA$3.18

$1.41 HK$11.04

59.57%

Public Transport Monthly Pass (Regular Price)

$58.7 CA$82.9

$88.6 HK$696

-33.81%

Taxi Start (Normal Tariff)

$2.30 CA$3.26

$3.69 HK$28.94

-37.67%

Taxi (Normal Tariff) (1km)

$1.62 CA$2.29

$1.32 HK$10.36

22.73%

Taxi 1hour Waiting (Normal Tariff)

$21.70 CA$30.68

$15.77 HK$124

37.60%

Gasoline (1 liter)

$1.13 CA$1.59

$4.03 HK$31.65

-71.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K CA$39.6K

$44.7K HK$350.5K

-37.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.7K CA$27.9K

$37.8K HK$296.6K

-47.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$123 CA$174

$250 HK$1,959

-50.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.76 CA$60.5

$15.60 HK$122

174.10%

Internet (50+ Mbps, Unlimited Data)

$55.5 CA$78.4

$21.77 HK$171

154.80%

Gym Membership (Monthly)

$44.43 CA$62.8

$94.2 HK$739

-52.82%

Tennis Court (1 Hour on Weekend)

$20.32 CA$28.72

$9.29 HK$72.9

118.73%

Cinema Ticket

$10.33 CA$14.61

$13.91 HK$109

-25.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$399 CA$564

$1,162 HK$9,122

-65.68%

International Primary School, 1 Child (Yearly)

$16.7K CA$23.5K

$21.9K HK$171.6K

-23.84%

Jeans (Levis 501 Or Similar)

$53.5 CA$75.7

$68.0 HK$534

-21.25%

Summer Dress (H&M, Zara, etc)

$35.84 CA$50.7

$41.91 HK$329

-14.48%

Sport Shoes (Adidas, Nike)

$82.2 CA$116

$79.7 HK$626

3.10%

Men's Leather Business Shoes

$90.6 CA$128

$122 HK$956

-25.56%

1-bedroom Apartment, City Center (Monthly)

$1,148 CA$1,622

$2,241 HK$17.6K

-48.79%

1-bedroom Apartment, Outside City Center (Monthly)

$1,267 CA$1,792

$1,718 HK$13.5K

-26.24%

3-bedroom Apartment, City Center (Monthly)

$1,794 CA$2,537

$5,041 HK$39.6K

-64.40%

3-bedroom Apartment, Outside City Center (Monthly)

$1,470 CA$2,078

$3,435 HK$27.0K

-57.21%

Buy Apartment in City Center (m2)

$4,187 CA$5,919

$29.2K HK$229.0K

-85.65%

Buy Apartment Outside City Center (m2)

$3,561 CA$5,034

$17.6K HK$137.9K

-79.74%

Average Monthly Net Salary (After Tax)

$2,970 CA$4,198

$3,271 HK$25.7K

-9.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.99

3.91

27.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Thomas: October 11, 2026

Last update for Hong Kong: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

St. Thomas

$1.3K 52.1%

Hong Kong

$1.7K 57.6% 35.6% $451

Groceries & Markets

St. Thomas

$387 15.9%

Hong Kong

$411 13.8% 6% $23

Eating Out

St. Thomas

$294 12.1%

Hong Kong

$201 6.8% 31.6% $93

Monthly Utilities & Internet

St. Thomas

$222 9.1%

Hong Kong

$287 9.6% 29.5% $65

Clothing & Footwear

St. Thomas

$118 4.9%

Hong Kong

$140 4.7% 18.7% $22

Getting Around

St. Thomas

$78 3.2%

Hong Kong

$105 3.5% 33.9% $26

Sport & Entertainment

St. Thomas

$65 2.7%

Hong Kong

$122 4.1% 87.4% $57

Cost Breakdown

A central one-bedroom costs $1,148 in St. Thomas versus $2,241 in Hong Kong. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 10% higher in Hong Kong, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $63.0 in St. Thomas versus $65.0 in Hong Kong. Monthly groceries follow the same trend: $387 vs $411 – making St. Thomas the more affordable choice for daily food spending.

Good to know

🇨🇦 St. Thomas

🇭🇰 Hong Kong

🕒 Local time

14:19 2:19 PM

02:19 2:19 AM

12 h ahead of St. Thomas

🌤 Weather

👥 Population

38,909

1,367,900 Capital

💱 Currency

Canadian Dollar CAD $

Hong Kong Dollar HKD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

Exchange rates and currency converter

HKD, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Hong Kong Dollar exchange rates as of October 19, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

USD to CAD in detail →

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St. Thomas Hong Kong 12,610 km ≈ 16 h nonstop flight

From you

St. Thomas
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Thomas vs Hong Kong: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,432 in St. Thomas, $2,984 in Hong Kong – roughly 23% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,648 per month in St. Thomas and $4,476 in Hong Kong. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in St. Thomas, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $63.0 in St. Thomas and $65.0 in Hong Kong. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,432 in St. Thomas and $2,984 in Hong Kong. That's a gap of about 23%.

A $3,000 monthly budget goes further in St. Thomas, where all-in costs run around $2,432, than in Hong Kong at $2,984. In St. Thomas it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $2,432 in St. Thomas to $2,984 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with St. Thomas. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.