Cost of Living Comparison Between Hong Kong and St. Thomas Cost of Living Comparison Between Hong Kong and St. Thomas

Monthly Cost of Living

A single person spends $2,848 per month in Hong Kong vs $2,347 in St. Thomas, rent included.

A couple spends around $4,336 per month in Hong Kong vs $3,394 in St. Thomas, rent included.

A family of three spends $5,823 per month in Hong Kong vs $4,440 in St. Thomas, rent included.

Hong Kong costs about 21% more than St. Thomas, driven mainly by Eating Out.

Both Hong Kong and St. Thomas sit above the global median – Hong Kong by 113%, St. Thomas by 76%.

Meal at Budget Restaurant

$8.85 HK$69.4

$20.36 CA$28.54

-56.53%

Three-Course Dinner for Two, Mid-Range

$64.1 HK$503

$72.3 CA$101

-11.30%

Fast Food Meal (McDonalds, etc)

$6.40 HK$50.2

$11.16 CA$15.64

-42.65%

Cappuccino

$4.98 HK$39.08

$3.44 CA$4.82

44.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 HK$10.59

$1.80 CA$2.52

-25.00%

Water (0.33 liter bottle)

$1.09 HK$8.56

$1.79 CA$2.51

-39.11%

Local Beer (0.5 liter draught)

$6.84 HK$53.6

$5.14 CA$7.21

33.07%

Imported Beer (0.33 liter bottle)

$6.25 HK$48.97

$5.75 CA$8.06

8.70%

Milk (1 liter)

$3.02 HK$23.66

$2.01 CA$2.82

50.25%

White Bread (500g)

$2.30 HK$18.01

$2.70 CA$3.78

-14.81%

Rice (white) (1kg)

$1.98 HK$15.56

$3.26 CA$4.57

-39.26%

Eggs

$3.49 HK$27.35

$3.17 CA$4.45

10.09%

Local Cheese (1kg)

$25.39 HK$199

$9.61 CA$13.47

164.20%

Chicken Fillets (1kg)

$10.33 HK$81.0

$11.24 CA$15.76

-8.10%

Beef Round Steak (1kg)

$21.97 HK$172

$16.00 CA$22.43

37.31%

Apples (1kg)

$3.44 HK$26.98

$4.22 CA$5.92

-18.48%

Banana (1kg)

$2.22 HK$17.42

$1.29 CA$1.81

72.09%

Oranges (1kg)

$3.86 HK$30.27

$3.25 CA$4.56

18.77%

Tomato (1kg)

$3.09 HK$24.24

$3.69 CA$5.17

-16.26%

Potato (1kg)

$2.36 HK$18.48

$2.93 CA$4.11

-19.45%

Onion (1kg)

$2.22 HK$17.43

$2.64 CA$3.70

-15.91%

Lettuce (1 head)

$1.69 HK$13.25

$2.34 CA$3.27

-27.78%

Water (1.5 liter bottle)

$1.63 HK$12.81

$1.50 CA$2.11

8.67%

Cigarettes 20 Pack (Marlboro, Camel)

$13.14 HK$103

$11.10 CA$15.56

18.38%

Wine (Bottle)

$17.12 HK$134

$12.46 CA$17.46

37.40%

Local Beer (0.5 liter bottle)

$1.76 HK$13.79

$2.12 CA$2.97

-16.98%

Imported Beer (0.33 liter bottle)

$2.74 HK$21.48

$2.52 CA$3.53

8.73%

One-way Ticket (Public Transport)

$1.76 HK$13.81

$2.39 CA$3.35

-26.36%

Public Transport Monthly Pass (Regular Price)

$63.5 HK$498

$63.4 CA$88.8

0.19%

Taxi Start (Normal Tariff)

$3.77 HK$29.55

$2.31 CA$3.24

63.20%

Taxi (Normal Tariff) (1km)

$1.38 HK$10.84

$1.75 CA$2.45

-21.14%

Taxi 1hour Waiting (Normal Tariff)

$15.20 HK$119

$30.81 CA$43.20

-50.67%

Gasoline (1 liter)

$3.09 HK$24.25

$1.14 CA$1.60

171.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.7K HK$303.0K

$25.1K CA$35.1K

54.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K HK$251.7K

$20.8K CA$29.2K

54.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 HK$1,792

$134 CA$188

70.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.59 HK$138

$53.7 CA$75.3

-67.24%

Internet (50+ Mbps, Unlimited Data)

$22.95 HK$180

$57.9 CA$81.1

-60.33%

Gym Membership (Monthly)

$77.6 HK$609

$41.18 CA$57.7

88.54%

Tennis Court (1 Hour on Weekend)

$8.52 HK$66.8

Cinema Ticket

$12.64 HK$99.1

$11.06 CA$15.51

14.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,001 HK$7,850

$546 CA$765

83.44%

International Primary School, 1 Child (Yearly)

$21.5K HK$168.7K

$10.9K CA$15.3K

97.35%

Jeans (Levis 501 Or Similar)

$74.2 HK$582

$54.3 CA$76.1

36.70%

Summer Dress (H&M, Zara, etc)

$38.66 HK$303

$38.84 CA$54.5

-0.46%

Sport Shoes (Adidas, Nike)

$91.7 HK$719

$86.4 CA$121

6.11%

Men's Leather Business Shoes

$142 HK$1,115

$80.6 CA$113

76.56%

1-bedroom Apartment, City Center (Monthly)

$2,160 HK$16.9K

$1,208 CA$1,693

78.90%

1-bedroom Apartment, Outside City Center (Monthly)

$1,559 HK$12.2K

$1,182 CA$1,657

31.93%

3-bedroom Apartment, City Center (Monthly)

$4,788 HK$37.5K

$2,005 CA$2,811

138.79%

3-bedroom Apartment, Outside City Center (Monthly)

$3,086 HK$24.2K

$1,798 CA$2,521

71.60%

Buy Apartment in City Center (m2)

$27.6K HK$216.7K

$4,383 CA$6,145

530.60%

Buy Apartment Outside City Center (m2)

$16.9K HK$132.8K

$3,545 CA$4,970

377.91%

Average Monthly Net Salary (After Tax)

$3,230 HK$25.3K

$2,869 CA$4,023

12.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.97

6.55

-39.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: July 14, 2026

Last update for St. Thomas: July 14, 2026

Cost Breakdown

A central one-bedroom costs $2,160 in Hong Kong versus $1,208 in St. Thomas. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 13% higher in Hong Kong, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $64.0 in Hong Kong versus $72.0 in St. Thomas. Groceries tell a different story – $417 in Hong Kong vs $348 in St. Thomas – so St. Thomas wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs St. Thomas: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,848 in Hong Kong, $2,347 in St. Thomas – roughly 21% apart. Hong Kong costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $4,272 per month in Hong Kong and $3,520 in St. Thomas. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in St. Thomas, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $64.0 in Hong Kong and $72.0 in St. Thomas. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,848 in Hong Kong and $2,347 in St. Thomas. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $3,000 monthly budget goes further in St. Thomas, where all-in costs run around $2,347, than in Hong Kong at $2,848. In St. Thomas it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $2,347 in St. Thomas to $2,848 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with St. Thomas. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.