Cost of Living Comparison Between St. Moritz and Tbilisi Cost of Living Comparison Between St. Moritz and Tbilisi

Monthly Cost of Living

Monthly costs for one person with rent: $3,776 in St. Moritz versus $1,191 in Tbilisi.

Estimated couple costs with rent: $6,503 in St. Moritz versus $1,856 in Tbilisi.

Monthly costs for a family of three with rent: $9,229 in St. Moritz versus $2,522 in Tbilisi.

Living in St. Moritz is roughly 217% more expensive than in Tbilisi, driven mainly by Groceries & Markets.

The two cities straddle the global median: St. Moritz is 184% above, Tbilisi is 11% below.

Meal at Budget Restaurant

$31.00 CHF 25.02

$10.91 ₾28.56

184.14%

Three-Course Dinner for Two, Mid-Range

$147 CHF 118

$43.19 ₾113

239.75%

Fast Food Meal (McDonalds, etc)

$14.73 CHF 11.89

$8.53 ₾22.31

72.68%

Cappuccino

$6.32 CHF 5.10

$2.99 ₾7.81

111.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.65 CHF 4.56

$0.81 ₾2.12

597.53%

Water (0.33 liter bottle)

$4.50 CHF 3.63

$0.42 ₾1.09

971.43%

Local Beer (0.5 liter draught)

$9.75 CHF 7.87

$2.16 ₾5.65

351.39%

Imported Beer (0.33 liter bottle)

$5.99 CHF 4.84

$2.88 ₾7.52

107.99%

Milk (1 liter)

$1.32 CHF 1.07

$1.94 ₾5.08

-31.96%

White Bread (500g)

$3.38 CHF 2.73

$0.68 ₾1.77

397.06%

Rice (white) (1kg)

$4.11 CHF 3.32

$1.85 ₾4.83

122.16%

Eggs

$7.60 CHF 6.14

$2.53 ₾6.62

200.40%

Local Cheese (1kg)

$29.20 CHF 23.57

$7.53 ₾19.69

287.78%

Chicken Fillets (1kg)

$32.92 CHF 26.57

$6.26 ₾16.39

425.88%

Beef Round Steak (1kg)

$50.6 CHF 40.85

$9.59 ₾25.09

427.84%

Apples (1kg)

$4.09 CHF 3.30

$1.16 ₾3.04

252.59%

Banana (1kg)

$2.89 CHF 2.33

$1.64 ₾4.29

76.22%

Oranges (1kg)

$3.04 CHF 2.45

$1.88 ₾4.93

61.70%

Tomato (1kg)

$5.20 CHF 4.20

$2.23 ₾5.84

133.18%

Potato (1kg)

$2.74 CHF 2.21

$0.70 ₾1.83

291.43%

Onion (1kg)

$2.31 CHF 1.86

$0.64 ₾1.68

260.94%

Lettuce (1 head)

$2.47 CHF 1.99

$1.18 ₾3.09

109.32%

Water (1.5 liter bottle)

$1.73 CHF 1.39

$0.70 ₾1.83

147.14%

Cigarettes 20 Pack (Marlboro, Camel)

$11.16 CHF 9.00

$2.97 ₾7.78

275.76%

Wine (Bottle)

$13.58 CHF 10.96

$7.43 ₾19.45

82.77%

Local Beer (0.5 liter bottle)

$2.70 CHF 2.18

$1.54 ₾4.03

75.32%

Imported Beer (0.33 liter bottle)

$3.31 CHF 2.67

$2.28 ₾5.98

45.18%

One-way Ticket (Public Transport)

$3.84 CHF 3.10

$0.36 ₾0.93

966.67%

Public Transport Monthly Pass (Regular Price)

$96.9 CHF 78.2

$14.73 ₾38.54

558.04%

Taxi Start (Normal Tariff)

$7.52 CHF 6.07

$1.42 ₾3.71

429.58%

Taxi (Normal Tariff) (1km)

$4.46 CHF 3.60

$0.69 ₾1.81

546.38%

Taxi 1hour Waiting (Normal Tariff)

$89.2 CHF 72.0

$7.27 ₾19.02

1127.51%

Gasoline (1 liter)

$2.24 CHF 1.81

$1.09 ₾2.86

105.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.5K CHF 32.7K

$18.3K ₾47.9K

120.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.8K CHF 32.1K

$20.5K ₾53.6K

94.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$97.2 CHF 78.5

$74.4 ₾195

30.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.41 CHF 29.38

$11.71 ₾30.63

210.93%

Internet (50+ Mbps, Unlimited Data)

$59.7 CHF 48.16

$17.60 ₾46.06

239.03%

Gym Membership (Monthly)

$74.7 CHF 60.3

$60.3 ₾158

23.93%

Tennis Court (1 Hour on Weekend)

$42.41 CHF 34.22

$16.29 ₾42.63

160.34%

Cinema Ticket

$18.87 CHF 15.23

$6.51 ₾17.03

189.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,368 CHF 2,718

$269 ₾704

1151.48%

International Primary School, 1 Child (Yearly)

$39.7K CHF 32.1K

$5,154 ₾13.5K

671.01%

Jeans (Levis 501 Or Similar)

$137 CHF 111

$77.1 ₾202

78.16%

Summer Dress (H&M, Zara, etc)

$62.3 CHF 50.2

$43.48 ₾114

43.17%

Sport Shoes (Adidas, Nike)

$151 CHF 122

$118 ₾310

27.40%

Men's Leather Business Shoes

$203 CHF 164

$113 ₾295

80.18%

1-bedroom Apartment, City Center (Monthly)

$1,702 CHF 1,374

$709 ₾1,856

139.99%

1-bedroom Apartment, Outside City Center (Monthly)

$1,993 CHF 1,608

$465 ₾1,215

329.00%

3-bedroom Apartment, City Center (Monthly)

$2,808 CHF 2,266

$1,316 ₾3,442

113.46%

3-bedroom Apartment, Outside City Center (Monthly)

$4,655 CHF 3,757

$767 ₾2,007

507.05%

Buy Apartment in City Center (m2)

$15.6K CHF 12.6K

$2,492 ₾6,522

525.50%

Buy Apartment Outside City Center (m2)

$12.2K CHF 9,879

$1,442 ₾3,773

748.93%

Average Monthly Net Salary (After Tax)

$4,804 CHF 3,877

$663 ₾1,735

624.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.8

11.89

-84.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Moritz: July 25, 2026

Last update for Tbilisi: July 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,702 in St. Moritz and $709 in Tbilisi. Housing cost is often the main lever when comparing two cities.

St. Moritz pays 625% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $147 in St. Moritz vs $43.00 in Tbilisi for a mid-range dinner for two. Groceries echo the gap at $665 vs $204 per month, with Tbilisi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Moritz vs Tbilisi: Cost of Living - Frequently Asked Questions

St. Moritz and Tbilisi differ by about 217% in total monthly costs ($3,776 vs $1,191 including rent). Tbilisi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 625% higher in St. Moritz, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,702 in St. Moritz versus $709 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Tbilisi runs roughly 558% less than in St. Moritz. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $3,368 in St. Moritz versus $269 in Tbilisi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,191 in Tbilisi versus $3,776 in St. Moritz, a $2,000 budget is realistic in Tbilisi but tight or insufficient in St. Moritz. The gap between the two cities makes Tbilisi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, St. Moritz and Tbilisi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tbilisi gentler on the wallet – expenses run 217% less than in St. Moritz. Beyond cost, consider language, visa policies, and how big the international community is in each city.