Last update: Oct 2026

Cost of Living Comparison Between St. Moritz and Tbilisi

For one person, living is cheaper in Tbilisi: $1,269 a month against $3,626 in St. Moritz, rent and utilities included – about $28,300 less a year. Rent and utilities account for most of the difference.

174

Cost of Living Index in St. Moritz
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St. Moritz Living Index
61

Cost of Living Index in Tbilisi
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Tbilisi Living Index

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St. Moritz

🇨🇭 Switzerland

$3,626

/mo nomad

Tbilisi

🇬🇪 Georgia

$1,269

/mo nomad

Monthly Cost of Living

How much you'll spend in St. Moritz and in Tbilisi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St. Moritz and in Tbilisi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,626 in St. Moritz versus $1,269 in Tbilisi.

St. Moritz $3,626
Tbilisi $1,269

Estimated couple costs with rent: $6,508 in St. Moritz versus $2,016 in Tbilisi.

St. Moritz $6,508
Tbilisi $2,016

Monthly costs for a family of three with rent: $9,390 in St. Moritz versus $2,763 in Tbilisi.

St. Moritz $9,390
Tbilisi $2,763

Living in St. Moritz is roughly 186% more expensive than in Tbilisi, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: St. Moritz is 166% above, Tbilisi is 7% below.

Meal at Budget Restaurant

$34.20 CHF 28.21

$11.63 ₾30.07

194.07%

Three-Course Dinner for Two, Mid-Range

$143 CHF 118

$37.83 ₾97.8

278.14%

Fast Food Meal (McDonalds, etc)

$14.40 CHF 11.87

$9.66 ₾24.98

49.07%

Cappuccino

$5.90 CHF 4.87

$3.57 ₾9.24

65.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.54 CHF 4.57

$1.08 ₾2.78

412.96%

Water (0.33 liter bottle)

$4.60 CHF 3.80

$0.56 ₾1.45

721.43%

Local Beer (0.5 liter draught)

$9.90 CHF 8.16

$2.62 ₾6.78

277.86%

Imported Beer (0.33 liter bottle)

$6.03 CHF 4.97

$3.04 ₾7.85

98.36%

Milk (1 liter)

$1.81 CHF 1.49

$2.17 ₾5.60

-16.59%

White Bread (500g)

$3.96 CHF 3.27

$0.80 ₾2.06

395.00%

Rice (white) (1kg)

$3.60 CHF 2.97

$1.74 ₾4.51

106.90%

Eggs

$7.67 CHF 6.32

$2.83 ₾7.31

171.02%

Local Cheese (1kg)

$27.09 CHF 22.34

$9.31 ₾24.07

190.98%

Chicken Fillets (1kg)

$28.89 CHF 23.83

$6.52 ₾16.85

343.10%

Beef Round Steak (1kg)

$60.5 CHF 49.91

$12.95 ₾33.50

367.26%

Apples (1kg)

$4.09 CHF 3.37

$1.68 ₾4.33

143.45%

Banana (1kg)

$2.75 CHF 2.27

$1.85 ₾4.79

48.65%

Oranges (1kg)

$3.60 CHF 2.97

$1.97 ₾5.10

82.74%

Tomato (1kg)

$4.59 CHF 3.79

$2.42 ₾6.25

89.67%

Potato (1kg)

$2.55 CHF 2.10

$0.82 ₾2.11

210.98%

Onion (1kg)

$2.34 CHF 1.93

$0.74 ₾1.91

216.22%

Lettuce (1 head)

$2.49 CHF 2.05

$1.34 ₾3.47

85.82%

Water (1.5 liter bottle)

$1.25 CHF 1.03

$0.77 ₾2.00

62.34%

Cigarettes 20 Pack (Marlboro, Camel)

$10.77 CHF 8.88

$3.57 ₾9.24

201.68%

Wine (Bottle)

$13.92 CHF 11.48

$7.67 ₾19.83

81.49%

Local Beer (0.5 liter bottle)

$2.88 CHF 2.37

$1.70 ₾4.39

69.41%

Imported Beer (0.33 liter bottle)

$3.21 CHF 2.65

$2.40 ₾6.21

33.75%

One-way Ticket (Public Transport)

$3.92 CHF 3.24

$0.40 ₾1.05

880.00%

Public Transport Monthly Pass (Regular Price)

$92.6 CHF 76.3

$15.23 ₾39.38

507.75%

Taxi Start (Normal Tariff)

$8.08 CHF 6.67

$1.14 ₾2.95

608.77%

Taxi (Normal Tariff) (1km)

$4.54 CHF 3.75

$0.78 ₾2.02

482.05%

Taxi 1hour Waiting (Normal Tariff)

$87.8 CHF 72.4

$11.83 ₾30.58

641.76%

Gasoline (1 liter)

$2.14 CHF 1.76

$1.45 ₾3.75

47.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.6K CHF 31.8K

$24.6K ₾63.6K

57.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.6K CHF 32.7K

$22.3K ₾57.8K

77.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.8 CHF 79.9

$88.8 ₾230

9.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.12 CHF 32.26

$13.12 ₾33.93

198.17%

Internet (50+ Mbps, Unlimited Data)

$54.8 CHF 45.16

$19.67 ₾50.9

178.34%

Gym Membership (Monthly)

$73.0 CHF 60.2

$64.1 ₾166

13.93%

Tennis Court (1 Hour on Weekend)

$19.04 ₾49.24

Cinema Ticket

$18.96 CHF 15.64

$7.12 ₾18.42

166.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,402 CHF 2,806

$375 ₾971

806.21%

International Primary School, 1 Child (Yearly)

$41.2K CHF 34.0K

$10.5K ₾27.1K

293.91%

Jeans (Levis 501 Or Similar)

$140 CHF 115

$104 ₾268

35.00%

Summer Dress (H&M, Zara, etc)

$55.1 CHF 45.43

$39.26 ₾102

40.30%

Sport Shoes (Adidas, Nike)

$161 CHF 133

$117 ₾303

36.92%

Men's Leather Business Shoes

$249 CHF 205

$122 ₾315

104.30%

1-bedroom Apartment, City Center (Monthly)

$1,794 CHF 1,480

$695 ₾1,798

158.03%

1-bedroom Apartment, Outside City Center (Monthly)

$1,753 CHF 1,446

$451 ₾1,167

288.56%

3-bedroom Apartment, City Center (Monthly)

$5,403 CHF 4,456

$1,355 ₾3,504

298.73%

3-bedroom Apartment, Outside City Center (Monthly)

$4,730 CHF 3,901

$906 ₾2,343

422.02%

Buy Apartment in City Center (m2)

$2,295 ₾5,934

Buy Apartment Outside City Center (m2)

$12.3K CHF 10.1K

$1,345 ₾3,478

814.55%

Average Monthly Net Salary (After Tax)

$4,889 CHF 4,032

$664 ₾1,718

635.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.8

12.62

-85.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Moritz: October 26, 2026

Last update for Tbilisi: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

St. Moritz

$1.8K 48.3%

Tbilisi

$451 35.6% 74.3% $1.3K

Groceries & Markets

St. Moritz

$670 18.5%

Tbilisi

$234 18.4% 65.1% $436

Eating Out

St. Moritz

$490 13.5%

Tbilisi

$191 15% 61.1% $299

Clothing & Footwear

St. Moritz

$272 7.5%

Tbilisi

$172 13.5% 36.8% $100

Monthly Utilities & Internet

St. Moritz

$191 5.3%

Tbilisi

$122 9.6% 36.2% $69

Getting Around

St. Moritz

$139 3.8%

Tbilisi

$22 1.7% 84.3% $117

Sport & Entertainment

St. Moritz

$111 3.1%

Tbilisi

$78 6.2% 29.4% $33

Cost Breakdown

A one-bedroom apartment in the center runs $1,794 in St. Moritz and $695 in Tbilisi. Housing cost is often the main lever when comparing two cities.

St. Moritz pays about 7.4 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $143 in St. Moritz vs $38 in Tbilisi for a mid-range dinner for two. Groceries echo the gap at $670 vs $234 per month, with Tbilisi cheaper across the board.

Good to know

🇨🇭 St. Moritz

🇬🇪 Tbilisi

🕒 Local time

03:23 3:23 AM

06:23 6:23 AM

3 h ahead of St. Moritz

🌤 Weather

👥 Population

5,000

1,241,700 Capital

💱 Currency

Swiss Franc CHF Fr

Georgian Lari GEL ₾

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.09 EUR

1 GEL = 0.387 USD

1 GEL = 0.346 EUR

Exchange rates and currency converter

GEL, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of November 2, 2026: 1 USD = 0.825 CHF (1 CHF = 1.21 USD). 1 EUR = 0.921 CHF (1 CHF = 1.09 EUR).

Georgian Lari exchange rates as of November 2, 2026: 1 USD = 2.59 GEL (1 GEL = 0.387 USD). 1 EUR = 2.89 GEL (1 GEL = 0.346 EUR).

USD to CHF in detail →

On the map

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Between locations

St. Moritz Tbilisi 2,820 km ≈ 4 h nonstop flight

From you

St. Moritz
Tbilisi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Moritz vs Tbilisi: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $3,626 in St. Moritz and $1,269 in Tbilisi, so Tbilisi is about 65% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in St. Moritz is about 7.4 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,794 in St. Moritz versus $695 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Tbilisi runs roughly 84% less than in St. Moritz. The price difference matters if you commute daily and watch your budget.

Childcare runs $3,402 in St. Moritz versus $375 in Tbilisi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,269 in Tbilisi versus $3,626 in St. Moritz, a $2,000 budget is realistic in Tbilisi but tight or insufficient in St. Moritz. The gap between the two cities makes Tbilisi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Tbilisi gentler on the wallet – expenses run 65% less than in St. Moritz. Beyond cost, consider language, visa policies, and how big the international community is in each city.