Cost of Living Comparison Between St. Moritz and Tbilisi Cost of Living Comparison Between St. Moritz and Tbilisi

Monthly Cost of Living

Monthly costs for one person with rent: $3,661 in St. Moritz versus $1,247 in Tbilisi.

Estimated couple costs with rent: $6,635 in St. Moritz versus $2,025 in Tbilisi.

Monthly costs for a family of three with rent: $9,609 in St. Moritz versus $2,803 in Tbilisi.

Living in St. Moritz is roughly 194% more expensive than in Tbilisi, driven mainly by Groceries & Markets.

The two cities straddle the global median: St. Moritz is 168% above, Tbilisi is 9% below.

Meal at Budget Restaurant

$36.06 CHF 29.77

$11.33 ₾29.45

218.27%

Three-Course Dinner for Two, Mid-Range

$145 CHF 120

$38.71 ₾101

275.38%

Fast Food Meal (McDonalds, etc)

$14.76 CHF 12.19

$9.52 ₾24.73

55.04%

Cappuccino

$5.99 CHF 4.94

$3.41 ₾8.85

75.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.62 CHF 4.64

$1.04 ₾2.71

440.38%

Water (0.33 liter bottle)

$4.72 CHF 3.90

$0.64 ₾1.66

637.50%

Local Beer (0.5 liter draught)

$9.93 CHF 8.20

$2.61 ₾6.79

280.46%

Imported Beer (0.33 liter bottle)

$6.27 CHF 5.17

$3.24 ₾8.43

93.52%

Milk (1 liter)

$1.79 CHF 1.48

$2.17 ₾5.65

-17.51%

White Bread (500g)

$3.82 CHF 3.15

$0.74 ₾1.92

416.22%

Rice (white) (1kg)

$3.90 CHF 3.22

$1.71 ₾4.45

128.07%

Eggs

$7.69 CHF 6.35

$2.83 ₾7.36

171.73%

Local Cheese (1kg)

$27.64 CHF 22.81

$9.22 ₾23.95

199.78%

Chicken Fillets (1kg)

$27.50 CHF 22.70

$6.76 ₾17.55

306.80%

Beef Round Steak (1kg)

$60.4 CHF 49.89

$12.77 ₾33.17

373.30%

Apples (1kg)

$4.05 CHF 3.34

$1.64 ₾4.26

146.95%

Banana (1kg)

$2.83 CHF 2.33

$1.77 ₾4.60

59.89%

Oranges (1kg)

$3.44 CHF 2.84

$1.87 ₾4.85

83.96%

Tomato (1kg)

$4.84 CHF 4.00

$2.44 ₾6.34

98.36%

Potato (1kg)

$2.55 CHF 2.10

$0.87 ₾2.25

193.10%

Onion (1kg)

$2.19 CHF 1.81

$0.65 ₾1.70

236.92%

Lettuce (1 head)

$2.58 CHF 2.13

$1.40 ₾3.64

84.29%

Water (1.5 liter bottle)

$1.33 CHF 1.10

$0.74 ₾1.93

79.73%

Cigarettes 20 Pack (Marlboro, Camel)

$11.14 CHF 9.19

$3.41 ₾8.86

226.69%

Wine (Bottle)

$13.58 CHF 11.21

$7.60 ₾19.75

78.68%

Local Beer (0.5 liter bottle)

$2.73 CHF 2.25

$1.70 ₾4.41

60.59%

Imported Beer (0.33 liter bottle)

$3.26 CHF 2.69

$2.38 ₾6.20

36.97%

One-way Ticket (Public Transport)

$3.85 CHF 3.18

$0.36 ₾0.94

969.44%

Public Transport Monthly Pass (Regular Price)

$95.7 CHF 79.0

$15.24 ₾39.60

527.76%

Taxi Start (Normal Tariff)

$8.16 CHF 6.73

$1.18 ₾3.07

591.53%

Taxi (Normal Tariff) (1km)

$4.77 CHF 3.94

$0.76 ₾1.97

527.63%

Taxi 1hour Waiting (Normal Tariff)

$91.3 CHF 75.4

$11.34 ₾29.47

705.03%

Gasoline (1 liter)

$2.26 CHF 1.87

$1.33 ₾3.46

69.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.2K CHF 33.2K

$24.7K ₾64.2K

62.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.0K CHF 32.2K

$22.0K ₾57.2K

77.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.3 CHF 79.5

$88.9 ₾231

8.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.62 CHF 31.87

$13.33 ₾34.63

189.72%

Internet (50+ Mbps, Unlimited Data)

$56.5 CHF 46.63

$20.12 ₾52.3

180.77%

Gym Membership (Monthly)

$74.1 CHF 61.2

$68.7 ₾178

7.97%

Tennis Court (1 Hour on Weekend)

$18.09 ₾47.01

Cinema Ticket

$18.93 CHF 15.62

$6.72 ₾17.46

181.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,711 CHF 3,063

$374 ₾971

893.45%

International Primary School, 1 Child (Yearly)

$43.8K CHF 36.1K

$10.7K ₾27.8K

309.35%

Jeans (Levis 501 Or Similar)

$146 CHF 120

$101 ₾263

44.08%

Summer Dress (H&M, Zara, etc)

$58.7 CHF 48.48

$39.33 ₾102

49.35%

Sport Shoes (Adidas, Nike)

$169 CHF 140

$118 ₾305

43.87%

Men's Leather Business Shoes

$264 CHF 218

$122 ₾318

116.11%

1-bedroom Apartment, City Center (Monthly)

$1,815 CHF 1,498

$682 ₾1,773

165.96%

1-bedroom Apartment, Outside City Center (Monthly)

$1,793 CHF 1,480

$456 ₾1,186

292.82%

3-bedroom Apartment, City Center (Monthly)

$5,609 CHF 4,630

$1,303 ₾3,385

330.58%

3-bedroom Apartment, Outside City Center (Monthly)

$4,794 CHF 3,957

$899 ₾2,337

433.04%

Buy Apartment in City Center (m2)

$2,449 ₾6,365

Buy Apartment Outside City Center (m2)

$12.2K CHF 10.1K

$1,452 ₾3,774

740.53%

Average Monthly Net Salary (After Tax)

$4,904 CHF 4,048

$652 ₾1,695

651.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.8

12.62

-85.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Moritz: September 14, 2026

Last update for Tbilisi: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,815 in St. Moritz and $682 in Tbilisi. Housing cost is often the main lever when comparing two cities.

St. Moritz pays 652% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $145 in St. Moritz vs $39.00 in Tbilisi for a mid-range dinner for two. Groceries echo the gap at $665 vs $232 per month, with Tbilisi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Moritz vs Tbilisi: Cost of Living - Frequently Asked Questions

St. Moritz and Tbilisi differ by about 194% in total monthly costs ($3,661 vs $1,247 including rent). Tbilisi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 652% higher in St. Moritz, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,815 in St. Moritz versus $682 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Tbilisi runs roughly 528% less than in St. Moritz. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $3,711 in St. Moritz versus $374 in Tbilisi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,247 in Tbilisi versus $3,661 in St. Moritz, a $2,000 budget is realistic in Tbilisi but tight or insufficient in St. Moritz. The gap between the two cities makes Tbilisi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, St. Moritz and Tbilisi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tbilisi gentler on the wallet – expenses run 194% less than in St. Moritz. Beyond cost, consider language, visa policies, and how big the international community is in each city.