Cost of Living Comparison Between St. Moritz and Tbilisi Cost of Living Comparison Between St. Moritz and Tbilisi

Monthly Cost of Living

Monthly costs for one person with rent: $3,865 in St. Moritz versus $1,185 in Tbilisi.

Estimated couple costs with rent: $6,642 in St. Moritz versus $1,834 in Tbilisi.

Monthly costs for a family of three with rent: $9,420 in St. Moritz versus $2,483 in Tbilisi.

Living in St. Moritz is roughly 226% more expensive than Tbilisi, driven mainly by Groceries & Markets.

The two cities straddle the global median: St. Moritz is 189% above, Tbilisi is 12% below.

Meal at Budget Restaurant

$31.31 CHF 24.77

$11.15 ₾30.00

180.81%

Three-Course Dinner for Two, Mid-Range

$150 CHF 118

$43.13 ₾116

247.16%

Fast Food Meal (McDonalds, etc)

$15.03 CHF 11.89

$8.22 ₾22.11

82.85%

Cappuccino

$6.14 CHF 4.86

$3.13 ₾8.42

96.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.46 CHF 4.32

$0.74 ₾2.00

637.84%

Water (0.33 liter bottle)

$4.76 CHF 3.76

$0.45 ₾1.22

957.78%

Local Beer (0.5 liter draught)

$10.02 CHF 7.92

$2.13 ₾5.74

370.42%

Imported Beer (0.33 liter bottle)

$6.03 CHF 4.77

$2.99 ₾8.06

101.67%

Milk (1 liter)

$1.33 CHF 1.05

$1.89 ₾5.09

-29.63%

White Bread (500g)

$3.44 CHF 2.72

$0.73 ₾1.97

371.23%

Rice (white) (1kg)

$4.11 CHF 3.25

$1.85 ₾4.98

122.16%

Eggs

$7.45 CHF 5.90

$2.45 ₾6.58

204.08%

Local Cheese (1kg)

$29.79 CHF 23.56

$7.85 ₾21.12

279.49%

Chicken Fillets (1kg)

$33.95 CHF 26.85

$6.25 ₾16.82

443.20%

Beef Round Steak (1kg)

$50.4 CHF 39.84

$9.77 ₾26.28

415.56%

Apples (1kg)

$4.09 CHF 3.23

$1.21 ₾3.26

238.02%

Banana (1kg)

$2.92 CHF 2.31

$1.59 ₾4.28

83.65%

Oranges (1kg)

$3.15 CHF 2.49

$1.79 ₾4.81

75.98%

Tomato (1kg)

$5.05 CHF 3.99

$2.32 ₾6.25

117.67%

Potato (1kg)

$2.82 CHF 2.23

$0.71 ₾1.91

297.18%

Onion (1kg)

$2.31 CHF 1.82

$0.67 ₾1.81

244.78%

Lettuce (1 head)

$2.51 CHF 1.99

$1.18 ₾3.16

112.71%

Water (1.5 liter bottle)

$1.73 CHF 1.37

$0.71 ₾1.92

143.66%

Cigarettes 20 Pack (Marlboro, Camel)

$10.87 CHF 8.60

$2.92 ₾7.85

272.26%

Wine (Bottle)

$15.15 CHF 11.98

$7.25 ₾19.50

108.97%

Local Beer (0.5 liter bottle)

$2.75 CHF 2.18

$1.55 ₾4.17

77.42%

Imported Beer (0.33 liter bottle)

$3.21 CHF 2.54

$2.31 ₾6.21

38.96%

One-way Ticket (Public Transport)

$3.83 CHF 3.03

$0.38 ₾1.03

907.89%

Public Transport Monthly Pass (Regular Price)

$94.2 CHF 74.5

$14.81 ₾39.83

535.92%

Taxi Start (Normal Tariff)

$7.60 CHF 6.01

$1.48 ₾3.98

413.51%

Taxi (Normal Tariff) (1km)

$4.58 CHF 3.63

$0.69 ₾1.86

563.77%

Taxi 1hour Waiting (Normal Tariff)

$86.6 CHF 68.5

$7.45 ₾20.05

1062.55%

Gasoline (1 liter)

$2.24 CHF 1.77

$1.15 ₾3.10

94.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.3K CHF 31.9K

$18.0K ₾48.4K

123.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.4K CHF 31.2K

$19.8K ₾53.4K

98.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.5 CHF 78.7

$73.4 ₾198

35.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.21 CHF 28.64

$11.64 ₾31.32

211.08%

Internet (50+ Mbps, Unlimited Data)

$59.8 CHF 47.30

$17.77 ₾47.79

236.52%

Gym Membership (Monthly)

$73.0 CHF 57.7

$60.6 ₾163

20.51%

Tennis Court (1 Hour on Weekend)

$16.44 ₾44.21

Cinema Ticket

$19.20 CHF 15.19

$6.51 ₾17.52

194.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,465 CHF 2,741

$263 ₾707

1219.41%

International Primary School, 1 Child (Yearly)

$39.6K CHF 31.3K

$5,136 ₾13.8K

671.15%

Jeans (Levis 501 Or Similar)

$137 CHF 109

$77.7 ₾209

76.69%

Summer Dress (H&M, Zara, etc)

$61.5 CHF 48.68

$44.39 ₾119

38.63%

Sport Shoes (Adidas, Nike)

$150 CHF 118

$118 ₾317

27.10%

Men's Leather Business Shoes

$205 CHF 162

$114 ₾307

79.26%

1-bedroom Apartment, City Center (Monthly)

$1,709 CHF 1,351

$693 ₾1,865

146.47%

1-bedroom Apartment, Outside City Center (Monthly)

$1,982 CHF 1,568

$462 ₾1,244

328.71%

3-bedroom Apartment, City Center (Monthly)

$2,826 CHF 2,236

$1,337 ₾3,597

111.38%

3-bedroom Apartment, Outside City Center (Monthly)

$4,665 CHF 3,690

$779 ₾2,096

498.75%

Buy Apartment in City Center (m2)

$2,530 ₾6,805

Buy Apartment Outside City Center (m2)

$12.8K CHF 10.1K

$1,430 ₾3,847

796.30%

Average Monthly Net Salary (After Tax)

$4,994 CHF 3,950

$633 ₾1,702

689.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.8

11.89

-84.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Moritz: April 26, 2026

Last update for Tbilisi: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,709 in St. Moritz and $693 in Tbilisi. Housing cost is often the main lever when comparing two cities.

St. Moritz pays 689% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $150 in St. Moritz vs $43.00 in Tbilisi for a mid-range dinner for two. Groceries echo the gap at $674 vs $206 per month, with Tbilisi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Moritz vs Tbilisi: Cost of Living - Frequently Asked Questions

St. Moritz and Tbilisi differ by about 226% in total monthly costs ($3,865 vs $1,185 including rent). Tbilisi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

St. Moritz pays 689% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,709 in St. Moritz versus $693 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Tbilisi runs roughly 536% less than in St. Moritz. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $3,465 in St. Moritz versus $263 in Tbilisi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,185 in Tbilisi versus $3,865 in St. Moritz, a $2,000 budget is realistic in Tbilisi but tight or insufficient in St. Moritz. The gap between the two cities makes Tbilisi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, St. Moritz and Tbilisi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tbilisi gentler on the wallet – expenses run 226% less than in St. Moritz. Beyond cost, consider language, visa policies, and how big the international community is in each city.