Cost of Living Comparison Between St. Moritz and Tbilisi Cost of Living Comparison Between St. Moritz and Tbilisi

Monthly Cost of Living

Monthly costs for one person with rent: $3,847 in St. Moritz versus $1,218 in Tbilisi.

Estimated couple costs with rent: $6,534 in St. Moritz versus $1,853 in Tbilisi.

Monthly costs for a family of three with rent: $9,221 in St. Moritz versus $2,489 in Tbilisi.

Living in St. Moritz is roughly 216% more expensive than Tbilisi, driven mainly by Groceries & Markets.

The two cities straddle the global median: St. Moritz is 186% above, Tbilisi is 9% below.

Meal at Budget Restaurant

$31.18 CHF 24.75

$10.85 ₾28.75

187.37%

Three-Course Dinner for Two, Mid-Range

$146 CHF 116

$44.17 ₾117

231.36%

Fast Food Meal (McDonalds, etc)

$14.71 CHF 11.68

$8.28 ₾21.94

77.66%

Cappuccino

$6.27 CHF 4.98

$3.02 ₾8.00

107.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.48 CHF 4.35

$0.76 ₾2.02

621.05%

Water (0.33 liter bottle)

$4.70 CHF 3.73

$0.46 ₾1.22

921.74%

Local Beer (0.5 liter draught)

$9.73 CHF 7.73

$2.24 ₾5.93

334.37%

Imported Beer (0.33 liter bottle)

$6.05 CHF 4.81

$3.00 ₾7.95

101.67%

Milk (1 liter)

$1.33 CHF 1.06

$1.93 ₾5.11

-31.09%

White Bread (500g)

$3.40 CHF 2.70

$0.72 ₾1.91

372.22%

Rice (white) (1kg)

$3.94 CHF 3.13

$1.84 ₾4.87

114.13%

Eggs

$7.46 CHF 5.92

$2.45 ₾6.48

204.49%

Local Cheese (1kg)

$29.03 CHF 23.05

$7.43 ₾19.67

290.71%

Chicken Fillets (1kg)

$33.94 CHF 26.95

$6.48 ₾17.16

423.77%

Beef Round Steak (1kg)

$50.8 CHF 40.32

$9.70 ₾25.70

423.51%

Apples (1kg)

$4.14 CHF 3.29

$1.20 ₾3.18

245.00%

Banana (1kg)

$2.91 CHF 2.31

$1.56 ₾4.14

86.54%

Oranges (1kg)

$3.15 CHF 2.50

$1.79 ₾4.75

75.98%

Tomato (1kg)

$5.05 CHF 4.01

$2.23 ₾5.90

126.46%

Potato (1kg)

$2.73 CHF 2.17

$0.65 ₾1.73

320.00%

Onion (1kg)

$2.29 CHF 1.82

$0.68 ₾1.79

236.76%

Lettuce (1 head)

$2.58 CHF 2.05

$1.19 ₾3.16

116.81%

Water (1.5 liter bottle)

$1.67 CHF 1.33

$0.70 ₾1.86

138.57%

Cigarettes 20 Pack (Marlboro, Camel)

$11.28 CHF 8.95

$2.95 ₾7.82

282.37%

Wine (Bottle)

$14.82 CHF 11.76

$7.33 ₾19.41

102.18%

Local Beer (0.5 liter bottle)

$2.64 CHF 2.09

$1.52 ₾4.02

73.68%

Imported Beer (0.33 liter bottle)

$3.22 CHF 2.56

$2.25 ₾5.95

43.11%

One-way Ticket (Public Transport)

$4.04 CHF 3.21

$0.36 ₾0.95

1022.22%

Public Transport Monthly Pass (Regular Price)

$95.2 CHF 75.6

$14.60 ₾38.68

551.99%

Taxi Start (Normal Tariff)

$7.52 CHF 5.97

$1.50 ₾3.97

401.33%

Taxi (Normal Tariff) (1km)

$4.54 CHF 3.61

$0.73 ₾1.92

521.92%

Taxi 1hour Waiting (Normal Tariff)

$86.3 CHF 68.5

$7.45 ₾19.74

1058.52%

Gasoline (1 liter)

$2.27 CHF 1.80

$1.14 ₾3.01

99.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.0K CHF 31.8K

$18.5K ₾49.0K

116.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.8K CHF 31.6K

$20.3K ₾53.6K

96.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$98.5 CHF 78.2

$73.9 ₾196

33.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.59 CHF 28.25

$11.71 ₾31.01

203.93%

Internet (50+ Mbps, Unlimited Data)

$59.2 CHF 46.98

$18.16 ₾48.09

225.88%

Gym Membership (Monthly)

$73.5 CHF 58.3

$61.7 ₾163

19.07%

Tennis Court (1 Hour on Weekend)

$16.66 ₾44.12

Cinema Ticket

$19.41 CHF 15.41

$6.61 ₾17.50

193.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,408 CHF 2,705

$264 ₾700

1189.81%

International Primary School, 1 Child (Yearly)

$38.5K CHF 30.6K

$5,145 ₾13.6K

648.59%

Jeans (Levis 501 Or Similar)

$141 CHF 112

$74.9 ₾198

88.73%

Summer Dress (H&M, Zara, etc)

$61.3 CHF 48.69

$43.98 ₾117

39.45%

Sport Shoes (Adidas, Nike)

$147 CHF 117

$118 ₾312

25.05%

Men's Leather Business Shoes

$205 CHF 163

$114 ₾301

80.23%

1-bedroom Apartment, City Center (Monthly)

$1,699 CHF 1,348

$692 ₾1,833

145.45%

1-bedroom Apartment, Outside City Center (Monthly)

$1,955 CHF 1,552

$454 ₾1,203

330.63%

3-bedroom Apartment, City Center (Monthly)

$2,868 CHF 2,277

$1,323 ₾3,504

116.74%

3-bedroom Apartment, Outside City Center (Monthly)

$4,615 CHF 3,664

$789 ₾2,089

485.23%

Buy Apartment in City Center (m2)

$15.0K CHF 11.9K

$2,431 ₾6,440

514.93%

Buy Apartment Outside City Center (m2)

$11.6K CHF 9,221

$1,441 ₾3,818

705.86%

Average Monthly Net Salary (After Tax)

$4,973 CHF 3,948

$645 ₾1,709

670.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.8

11.89

-84.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Moritz: June 7, 2026

Last update for Tbilisi: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,699 in St. Moritz and $692 in Tbilisi. Housing cost is often the main lever when comparing two cities.

St. Moritz pays 671% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $146 in St. Moritz vs $44.00 in Tbilisi for a mid-range dinner for two. Groceries echo the gap at $670 vs $204 per month, with Tbilisi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Moritz vs Tbilisi: Cost of Living - Frequently Asked Questions

St. Moritz and Tbilisi differ by about 216% in total monthly costs ($3,847 vs $1,218 including rent). Tbilisi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

St. Moritz pays 671% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,699 in St. Moritz versus $692 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Tbilisi runs roughly 552% less than in St. Moritz. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $3,408 in St. Moritz versus $264 in Tbilisi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,218 in Tbilisi versus $3,847 in St. Moritz, a $2,000 budget is realistic in Tbilisi but tight or insufficient in St. Moritz. The gap between the two cities makes Tbilisi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, St. Moritz and Tbilisi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tbilisi gentler on the wallet – expenses run 216% less than in St. Moritz. Beyond cost, consider language, visa policies, and how big the international community is in each city.