Cost of Living Comparison Between Tbilisi and St. Moritz Cost of Living Comparison Between Tbilisi and St. Moritz

Monthly Cost of Living

Monthly costs for one person with rent: $1,247 in Tbilisi versus $3,661 in St. Moritz.

Estimated couple costs with rent: $2,025 in Tbilisi versus $6,635 in St. Moritz.

Monthly costs for a family of three with rent: $2,803 in Tbilisi versus $9,609 in St. Moritz.

Living in Tbilisi costs roughly 66% less than in St. Moritz, driven mainly by Groceries & Markets.

The two cities straddle the global median: Tbilisi is 9% below, St. Moritz is 168% above.

Currency
🍽 Eating Out
Tbilisi
St. Moritz
Difference
Meal at Budget Restaurant
$11.33 ₾29.45
$36.06 CHF 29.77
-68.58%
Three-Course Dinner for Two, Mid-Range
$38.71 ₾101
$145 CHF 120
-73.36%
Fast Food Meal (McDonalds, etc)
$9.52 ₾24.73
$14.76 CHF 12.19
-35.50%
Cappuccino
$3.41 ₾8.85
$5.99 CHF 4.94
-43.07%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.04 ₾2.71
$5.62 CHF 4.64
-81.49%
Water (0.33 liter bottle)
$0.64 ₾1.66
$4.72 CHF 3.90
-86.44%
Local Beer (0.5 liter draught)
$2.61 ₾6.79
$9.93 CHF 8.20
-73.72%
Imported Beer (0.33 liter bottle)
$3.24 ₾8.43
$6.27 CHF 5.17
-48.33%
🛒 Groceries & Markets
Tbilisi
St. Moritz
Difference
Milk (1 liter)
$2.17 ₾5.65
$1.79 CHF 1.48
21.23%
White Bread (500g)
$0.74 ₾1.92
$3.82 CHF 3.15
-80.63%
Rice (white) (1kg)
$1.71 ₾4.45
$3.90 CHF 3.22
-56.15%
Eggs
$2.83 ₾7.36
$7.69 CHF 6.35
-63.20%
Local Cheese (1kg)
$9.22 ₾23.95
$27.64 CHF 22.81
-66.64%
Chicken Fillets (1kg)
$6.76 ₾17.55
$27.50 CHF 22.70
-75.42%
Beef Round Steak (1kg)
$12.77 ₾33.17
$60.4 CHF 49.89
-78.87%
Apples (1kg)
$1.64 ₾4.26
$4.05 CHF 3.34
-59.51%
Banana (1kg)
$1.77 ₾4.60
$2.83 CHF 2.33
-37.46%
Oranges (1kg)
$1.87 ₾4.85
$3.44 CHF 2.84
-45.64%
Tomato (1kg)
$2.44 ₾6.34
$4.84 CHF 4.00
-49.59%
Potato (1kg)
$0.87 ₾2.25
$2.55 CHF 2.10
-65.88%
Onion (1kg)
$0.65 ₾1.70
$2.19 CHF 1.81
-70.32%
Lettuce (1 head)
$1.40 ₾3.64
$2.58 CHF 2.13
-45.74%
Water (1.5 liter bottle)
$0.74 ₾1.93
$1.33 CHF 1.10
-44.36%
Cigarettes 20 Pack (Marlboro, Camel)
$3.41 ₾8.86
$11.14 CHF 9.19
-69.39%
Wine (Bottle)
$7.60 ₾19.75
$13.58 CHF 11.21
-44.04%
Local Beer (0.5 liter bottle)
$1.70 ₾4.41
$2.73 CHF 2.25
-37.73%
Imported Beer (0.33 liter bottle)
$2.38 ₾6.20
$3.26 CHF 2.69
-26.99%
🚌 Getting Around
Tbilisi
St. Moritz
Difference
One-way Ticket (Public Transport)
$0.36 ₾0.94
$3.85 CHF 3.18
-90.65%
Public Transport Monthly Pass (Regular Price)
$15.24 ₾39.60
$95.7 CHF 79.0
-84.07%
Taxi Start (Normal Tariff)
$1.18 ₾3.07
$8.16 CHF 6.73
-85.54%
Taxi (Normal Tariff) (1km)
$0.76 ₾1.97
$4.77 CHF 3.94
-84.07%
Taxi 1hour Waiting (Normal Tariff)
$11.34 ₾29.47
$91.3 CHF 75.4
-87.58%
Gasoline (1 liter)
$1.33 ₾3.46
$2.26 CHF 1.87
-41.15%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.7K ₾64.2K
$40.2K CHF 33.2K
-38.44%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.0K ₾57.2K
$39.0K CHF 32.2K
-43.58%
🧾 Monthly Utilities & Internet
Tbilisi
St. Moritz
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$88.9 ₾231
$96.3 CHF 79.5
-7.71%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.33 ₾34.63
$38.62 CHF 31.87
-65.48%
Internet (50+ Mbps, Unlimited Data)
$20.12 ₾52.3
$56.5 CHF 46.63
-64.38%
🎉 Sport & Entertainment
Tbilisi
St. Moritz
Difference
Gym Membership (Monthly)
$68.7 ₾178
$74.1 CHF 61.2
-7.38%
Tennis Court (1 Hour on Weekend)
$18.09 ₾47.01
-
-
Cinema Ticket
$6.72 ₾17.46
$18.93 CHF 15.62
-64.50%
🧸 Childcare & Education
Tbilisi
St. Moritz
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$374 ₾971
$3,711 CHF 3,063
-89.93%
International Primary School, 1 Child (Yearly)
$10.7K ₾27.8K
$43.8K CHF 36.1K
-75.57%
👕👟 Clothing & Footwear
Tbilisi
St. Moritz
Difference
Jeans (Levis 501 Or Similar)
$101 ₾263
$146 CHF 120
-30.59%
Summer Dress (H&M, Zara, etc)
$39.33 ₾102
$58.7 CHF 48.48
-33.04%
Sport Shoes (Adidas, Nike)
$118 ₾305
$169 CHF 140
-30.49%
Men's Leather Business Shoes
$122 ₾318
$264 CHF 218
-53.73%
🏠 Accommodation & Living
Tbilisi
St. Moritz
Difference
1-bedroom Apartment, City Center (Monthly)
$682 ₾1,773
$1,815 CHF 1,498
-62.40%
1-bedroom Apartment, Outside City Center (Monthly)
$456 ₾1,186
$1,793 CHF 1,480
-74.54%
3-bedroom Apartment, City Center (Monthly)
$1,303 ₾3,385
$5,609 CHF 4,630
-76.78%
3-bedroom Apartment, Outside City Center (Monthly)
$899 ₾2,337
$4,794 CHF 3,957
-81.24%
Buy Apartment in City Center (m2)
$2,449 ₾6,365
-
-
Buy Apartment Outside City Center (m2)
$1,452 ₾3,774
$12.2K CHF 10.1K
-88.10%
💵 Salaries & Financials
Tbilisi
St. Moritz
Difference
Average Monthly Net Salary (After Tax)
$652 ₾1,695
$4,904 CHF 4,048
-86.70%
20-Year Fixed Mortgage Interest Rate (Annual %)
12.62
1.8
601.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: September 13, 2026

Last update for St. Moritz: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $682 in Tbilisi and $1,815 in St. Moritz. Housing cost is often the main lever when comparing two cities.

St. Moritz pays 652% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $39.00 in Tbilisi vs $145 in St. Moritz for a mid-range dinner for two. Groceries echo the gap at $232 vs $665 per month, with Tbilisi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tbilisi vs St. Moritz: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Tbilisi and in St. Moritz?
Tbilisi and St. Moritz differ by about 194% in total monthly costs ($1,247 vs $3,661 including rent). Tbilisi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 652% lower in St. Moritz. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Tbilisi and in St. Moritz?
Rent for a central apartment: $682 in Tbilisi versus $1,815 in St. Moritz. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in Tbilisi and in St. Moritz?
A monthly transit pass in Tbilisi runs roughly 528% less than in St. Moritz. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between Tbilisi and St. Moritz?
Childcare runs $374 in Tbilisi versus $3,711 in St. Moritz. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $2,000 per month?
At $1,247 in Tbilisi versus $3,661 in St. Moritz, a $2,000 budget is realistic in Tbilisi but tight or insufficient in St. Moritz. The gap between the two cities makes Tbilisi the clear choice for anyone on this budget.
How does quality of life compare between Tbilisi and St. Moritz?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Tbilisi or St. Moritz safer for residents?
Safety-wise, Tbilisi and St. Moritz are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Tbilisi or St. Moritz?
Expats usually find Tbilisi gentler on the wallet – expenses run 194% less than in St. Moritz. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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