Last update: Oct 2026

Cost of Living Comparison Between Tbilisi and St. Moritz

For one person, living is cheaper in Tbilisi: $1,269 a month against $3,626 in St. Moritz, rent and utilities included – about $28,300 less a year. Rent and utilities account for most of the difference.

61

Cost of Living Index in Tbilisi
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Tbilisi Living Index
174

Cost of Living Index in St. Moritz
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St. Moritz Living Index

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Tbilisi

🇬🇪 Georgia

$1,269

/mo nomad

St. Moritz

🇨🇭 Switzerland

$3,626

/mo nomad

Monthly Cost of Living

How much you'll spend in Tbilisi and in St. Moritz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tbilisi and in St. Moritz actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,269 in Tbilisi versus $3,626 in St. Moritz.

Tbilisi $1,269
St. Moritz $3,626

Estimated couple costs with rent: $2,016 in Tbilisi versus $6,508 in St. Moritz.

Tbilisi $2,016
St. Moritz $6,508

Monthly costs for a family of three with rent: $2,763 in Tbilisi versus $9,390 in St. Moritz.

Tbilisi $2,763
St. Moritz $9,390

Living in Tbilisi costs roughly 65% less than in St. Moritz, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Tbilisi is 7% below, St. Moritz is 166% above.

Meal at Budget Restaurant

$11.63 ₾30.07

$34.20 CHF 28.21

-65.99%

Three-Course Dinner for Two, Mid-Range

$37.83 ₾97.8

$143 CHF 118

-73.55%

Fast Food Meal (McDonalds, etc)

$9.66 ₾24.98

$14.40 CHF 11.88

-32.92%

Cappuccino

$3.57 ₾9.24

$5.90 CHF 4.87

-39.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.08 ₾2.78

$5.54 CHF 4.57

-80.51%

Water (0.33 liter bottle)

$0.56 ₾1.45

$4.60 CHF 3.80

-87.83%

Local Beer (0.5 liter draught)

$2.62 ₾6.78

$9.90 CHF 8.16

-73.54%

Imported Beer (0.33 liter bottle)

$3.04 ₾7.85

$6.03 CHF 4.97

-49.59%

Milk (1 liter)

$2.17 ₾5.60

$1.81 CHF 1.49

19.89%

White Bread (500g)

$0.80 ₾2.06

$3.96 CHF 3.27

-79.80%

Rice (white) (1kg)

$1.74 ₾4.51

$3.60 CHF 2.97

-51.67%

Eggs

$2.83 ₾7.31

$7.67 CHF 6.32

-63.10%

Local Cheese (1kg)

$9.31 ₾24.07

$27.09 CHF 22.35

-65.63%

Chicken Fillets (1kg)

$6.52 ₾16.85

$28.89 CHF 23.83

-77.43%

Beef Round Steak (1kg)

$12.95 ₾33.50

$60.5 CHF 49.92

-78.60%

Apples (1kg)

$1.68 ₾4.33

$4.09 CHF 3.37

-58.92%

Banana (1kg)

$1.85 ₾4.79

$2.75 CHF 2.27

-32.73%

Oranges (1kg)

$1.97 ₾5.10

$3.60 CHF 2.97

-45.28%

Tomato (1kg)

$2.42 ₾6.25

$4.59 CHF 3.79

-47.28%

Potato (1kg)

$0.82 ₾2.11

$2.55 CHF 2.10

-67.84%

Onion (1kg)

$0.74 ₾1.91

$2.34 CHF 1.93

-68.38%

Lettuce (1 head)

$1.34 ₾3.47

$2.49 CHF 2.05

-46.18%

Water (1.5 liter bottle)

$0.77 ₾2.00

$1.25 CHF 1.03

-38.40%

Cigarettes 20 Pack (Marlboro, Camel)

$3.57 ₾9.24

$10.77 CHF 8.89

-66.85%

Wine (Bottle)

$7.67 ₾19.83

$13.92 CHF 11.48

-44.90%

Local Beer (0.5 liter bottle)

$1.70 ₾4.39

$2.88 CHF 2.37

-40.97%

Imported Beer (0.33 liter bottle)

$2.40 ₾6.21

$3.21 CHF 2.65

-25.23%

One-way Ticket (Public Transport)

$0.40 ₾1.05

$3.92 CHF 3.24

-89.80%

Public Transport Monthly Pass (Regular Price)

$15.23 ₾39.38

$92.6 CHF 76.4

-83.55%

Taxi Start (Normal Tariff)

$1.14 ₾2.95

$8.08 CHF 6.67

-85.89%

Taxi (Normal Tariff) (1km)

$0.78 ₾2.02

$4.54 CHF 3.75

-82.82%

Taxi 1hour Waiting (Normal Tariff)

$11.83 ₾30.58

$87.8 CHF 72.4

-86.52%

Gasoline (1 liter)

$1.45 ₾3.75

$2.14 CHF 1.76

-32.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K ₾63.6K

$38.6K CHF 31.8K

-36.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K ₾57.8K

$39.6K CHF 32.7K

-43.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.8 ₾230

$96.8 CHF 79.9

-8.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.12 ₾33.93

$39.12 CHF 32.27

-66.46%

Internet (50+ Mbps, Unlimited Data)

$19.67 ₾50.9

$54.8 CHF 45.17

-64.07%

Gym Membership (Monthly)

$64.1 ₾166

$73.0 CHF 60.2

-12.22%

Tennis Court (1 Hour on Weekend)

$19.04 ₾49.24

Cinema Ticket

$7.12 ₾18.42

$18.96 CHF 15.64

-62.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$375 ₾971

$3,402 CHF 2,807

-88.96%

International Primary School, 1 Child (Yearly)

$10.5K ₾27.1K

$41.2K CHF 34.0K

-74.61%

Jeans (Levis 501 Or Similar)

$104 ₾268

$140 CHF 115

-25.92%

Summer Dress (H&M, Zara, etc)

$39.26 ₾102

$55.1 CHF 45.43

-28.72%

Sport Shoes (Adidas, Nike)

$117 ₾303

$161 CHF 133

-26.96%

Men's Leather Business Shoes

$122 ₾315

$249 CHF 205

-51.05%

1-bedroom Apartment, City Center (Monthly)

$695 ₾1,798

$1,794 CHF 1,480

-61.24%

1-bedroom Apartment, Outside City Center (Monthly)

$451 ₾1,167

$1,753 CHF 1,446

-74.26%

3-bedroom Apartment, City Center (Monthly)

$1,355 ₾3,504

$5,403 CHF 4,457

-74.92%

3-bedroom Apartment, Outside City Center (Monthly)

$906 ₾2,343

$4,730 CHF 3,902

-80.84%

Buy Apartment in City Center (m2)

$2,295 ₾5,934

Buy Apartment Outside City Center (m2)

$1,345 ₾3,478

$12.3K CHF 10.1K

-89.07%

Average Monthly Net Salary (After Tax)

$664 ₾1,718

$4,889 CHF 4,033

-86.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.62

1.8

601.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: October 27, 2026

Last update for St. Moritz: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tbilisi

$451 35.6%

St. Moritz

$1.8K 48.3% 289% $1.3K

Groceries & Markets

Tbilisi

$234 18.4%

St. Moritz

$670 18.5% 187% $436

Eating Out

Tbilisi

$191 15%

St. Moritz

$490 13.5% 157% $299

Clothing & Footwear

Tbilisi

$172 13.5%

St. Moritz

$272 7.5% 58.2% $100

Monthly Utilities & Internet

Tbilisi

$122 9.6%

St. Moritz

$191 5.3% 56.8% $69

Sport & Entertainment

Tbilisi

$78 6.2%

St. Moritz

$111 3.1% 41.6% $33

Getting Around

Tbilisi

$22 1.7%

St. Moritz

$139 3.8% 535% $117

Cost Breakdown

A one-bedroom apartment in the center runs $695 in Tbilisi and $1,794 in St. Moritz. Housing cost is often the main lever when comparing two cities.

St. Moritz pays about 7.4 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $38 in Tbilisi vs $143 in St. Moritz for a mid-range dinner for two. Groceries echo the gap at $234 vs $670 per month, with Tbilisi cheaper across the board.

Good to know

🇬🇪 Tbilisi

🇨🇭 St. Moritz

🕒 Local time

00:56 12:56 AM

21:56 9:56 PM

3 h behind Tbilisi

🌤 Weather

👥 Population

1,241,700 Capital

5,000

💱 Currency

Georgian Lari GEL ₾

Swiss Franc CHF Fr

📈 Exchange rate

1 GEL = 0.387 USD

1 GEL = 0.346 EUR

1 CHF = 1.21 USD

1 CHF = 1.09 EUR

Exchange rates and currency converter

CHF, USD, EUR to GEL – Georgian Lari Converter

🇺🇸 United States Dollar ($)

🇬🇪 Georgian Lari (₾)

Georgian Lari exchange rates as of November 1, 2026: 1 USD = 2.59 GEL (1 GEL = 0.387 USD). 1 EUR = 2.89 GEL (1 GEL = 0.346 EUR).

Swiss Franc exchange rates as of November 1, 2026: 1 USD = 0.825 CHF (1 CHF = 1.21 USD). 1 EUR = 0.921 CHF (1 CHF = 1.09 EUR).

USD to GEL in detail →

On the map

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Highest

Between locations

Tbilisi St. Moritz 2,820 km ≈ 4 h nonstop flight

From you

Tbilisi
St. Moritz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs St. Moritz: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,269 in Tbilisi and $3,626 in St. Moritz, so Tbilisi is about 65% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 86% lower in Tbilisi. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $695 in Tbilisi versus $1,794 in St. Moritz. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Tbilisi runs roughly 84% less than in St. Moritz. The price difference matters if you commute daily and watch your budget.

Childcare runs $375 in Tbilisi versus $3,402 in St. Moritz. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,269 in Tbilisi versus $3,626 in St. Moritz, a $2,000 budget is realistic in Tbilisi but tight or insufficient in St. Moritz. The gap between the two cities makes Tbilisi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Tbilisi gentler on the wallet – expenses run 65% less than in St. Moritz. Beyond cost, consider language, visa policies, and how big the international community is in each city.