🙂Monthly costs for one person with rent: $1,247 in Tbilisi versus $3,661 in St. Moritz.
🙂Estimated couple costs with rent: $2,025 in Tbilisi versus $6,635 in St. Moritz.
🙂Monthly costs for a family of three with rent: $2,803 in Tbilisi versus $9,609 in St. Moritz.
🌍Living in Tbilisi costs roughly 66% less than in St. Moritz, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Tbilisi is 9% below, St. Moritz is 168% above.
Currency
🍽 Eating Out
Tbilisi
St. Moritz
Difference
Meal at Budget Restaurant
$11.33₾29.45
$36.06CHF 29.77
-68.58%
Three-Course Dinner for Two, Mid-Range
$38.71₾101
$145CHF 120
-73.36%
Fast Food Meal(McDonalds, etc)
$9.52₾24.73
$14.76CHF 12.19
-35.50%
Cappuccino
$3.41₾8.85
$5.99CHF 4.94
-43.07%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.04₾2.71
$5.62CHF 4.64
-81.49%
Water(0.33 liter bottle)
$0.64₾1.66
$4.72CHF 3.90
-86.44%
Local Beer(0.5 liter draught)
$2.61₾6.79
$9.93CHF 8.20
-73.72%
Imported Beer(0.33 liter bottle)
$3.24₾8.43
$6.27CHF 5.17
-48.33%
🛒 Groceries & Markets
Tbilisi
St. Moritz
Difference
Milk(1 liter)
$2.17₾5.65
$1.79CHF 1.48
21.23%
White Bread(500g)
$0.74₾1.92
$3.82CHF 3.15
-80.63%
Rice(white)(1kg)
$1.71₾4.45
$3.90CHF 3.22
-56.15%
Eggs
$2.83₾7.36
$7.69CHF 6.35
-63.20%
Local Cheese(1kg)
$9.22₾23.95
$27.64CHF 22.81
-66.64%
Chicken Fillets(1kg)
$6.76₾17.55
$27.50CHF 22.70
-75.42%
Beef Round Steak(1kg)
$12.77₾33.17
$60.4CHF 49.89
-78.87%
Apples(1kg)
$1.64₾4.26
$4.05CHF 3.34
-59.51%
Banana(1kg)
$1.77₾4.60
$2.83CHF 2.33
-37.46%
Oranges(1kg)
$1.87₾4.85
$3.44CHF 2.84
-45.64%
Tomato(1kg)
$2.44₾6.34
$4.84CHF 4.00
-49.59%
Potato(1kg)
$0.87₾2.25
$2.55CHF 2.10
-65.88%
Onion(1kg)
$0.65₾1.70
$2.19CHF 1.81
-70.32%
Lettuce(1 head)
$1.40₾3.64
$2.58CHF 2.13
-45.74%
Water(1.5 liter bottle)
$0.74₾1.93
$1.33CHF 1.10
-44.36%
Cigarettes 20 Pack(Marlboro, Camel)
$3.41₾8.86
$11.14CHF 9.19
-69.39%
Wine(Bottle)
$7.60₾19.75
$13.58CHF 11.21
-44.04%
Local Beer(0.5 liter bottle)
$1.70₾4.41
$2.73CHF 2.25
-37.73%
Imported Beer(0.33 liter bottle)
$2.38₾6.20
$3.26CHF 2.69
-26.99%
🚌 Getting Around
Tbilisi
St. Moritz
Difference
One-way Ticket(Public Transport)
$0.36₾0.94
$3.85CHF 3.18
-90.65%
Public Transport Monthly Pass(Regular Price)
$15.24₾39.60
$95.7CHF 79.0
-84.07%
Taxi Start(Normal Tariff)
$1.18₾3.07
$8.16CHF 6.73
-85.54%
Taxi(Normal Tariff)(1km)
$0.76₾1.97
$4.77CHF 3.94
-84.07%
Taxi 1hour Waiting(Normal Tariff)
$11.34₾29.47
$91.3CHF 75.4
-87.58%
Gasoline(1 liter)
$1.33₾3.46
$2.26CHF 1.87
-41.15%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.7K₾64.2K
$40.2KCHF 33.2K
-38.44%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.0K₾57.2K
$39.0KCHF 32.2K
-43.58%
🧾 Monthly Utilities & Internet
Tbilisi
St. Moritz
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$88.9₾231
$96.3CHF 79.5
-7.71%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.33₾34.63
$38.62CHF 31.87
-65.48%
Internet(50+ Mbps, Unlimited Data)
$20.12₾52.3
$56.5CHF 46.63
-64.38%
🎉 Sport & Entertainment
Tbilisi
St. Moritz
Difference
Gym Membership(Monthly)
$68.7₾178
$74.1CHF 61.2
-7.38%
Tennis Court(1 Hour on Weekend)
$18.09₾47.01
-
-
Cinema Ticket
$6.72₾17.46
$18.93CHF 15.62
-64.50%
🧸 Childcare & Education
Tbilisi
St. Moritz
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$374₾971
$3,711CHF 3,063
-89.93%
International Primary School, 1 Child(Yearly)
$10.7K₾27.8K
$43.8KCHF 36.1K
-75.57%
👕👟 Clothing & Footwear
Tbilisi
St. Moritz
Difference
Jeans(Levis 501 Or Similar)
$101₾263
$146CHF 120
-30.59%
Summer Dress(H&M, Zara, etc)
$39.33₾102
$58.7CHF 48.48
-33.04%
Sport Shoes(Adidas, Nike)
$118₾305
$169CHF 140
-30.49%
Men's Leather Business Shoes
$122₾318
$264CHF 218
-53.73%
🏠 Accommodation & Living
Tbilisi
St. Moritz
Difference
1-bedroom Apartment, City Center(Monthly)
$682₾1,773
$1,815CHF 1,498
-62.40%
1-bedroom Apartment, Outside City Center(Monthly)
$456₾1,186
$1,793CHF 1,480
-74.54%
3-bedroom Apartment, City Center(Monthly)
$1,303₾3,385
$5,609CHF 4,630
-76.78%
3-bedroom Apartment, Outside City Center(Monthly)
$899₾2,337
$4,794CHF 3,957
-81.24%
Buy Apartment in City Center(m2)
$2,449₾6,365
-
-
Buy Apartment Outside City Center(m2)
$1,452₾3,774
$12.2KCHF 10.1K
-88.10%
💵 Salaries & Financials
Tbilisi
St. Moritz
Difference
Average Monthly Net Salary(After Tax)
$652₾1,695
$4,904CHF 4,048
-86.70%
20-Year Fixed Mortgage Interest Rate(Annual %)
12.62
1.8
601.11%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Tbilisi: September 13, 2026
Last update for St. Moritz: September 14, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $682 in Tbilisi and $1,815 in St. Moritz. Housing cost is often the main lever when comparing two cities.
💰St. Moritz pays 652% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $39.00 in Tbilisi vs $145 in St. Moritz for a mid-range dinner for two. Groceries echo the gap at $232 vs $665 per month, with Tbilisi cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tbilisi vs St. Moritz: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Tbilisi and in St. Moritz?
Tbilisi and St. Moritz differ by about 194% in total monthly costs ($1,247 vs $3,661 including rent). Tbilisi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 652% lower in St. Moritz. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Tbilisi and in St. Moritz?
Rent for a central apartment: $682 in Tbilisi versus $1,815 in St. Moritz. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in Tbilisi and in St. Moritz?
A monthly transit pass in Tbilisi runs roughly 528% less than in St. Moritz. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between Tbilisi and St. Moritz?
Childcare runs $374 in Tbilisi versus $3,711 in St. Moritz. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $2,000 per month?
At $1,247 in Tbilisi versus $3,661 in St. Moritz, a $2,000 budget is realistic in Tbilisi but tight or insufficient in St. Moritz. The gap between the two cities makes Tbilisi the clear choice for anyone on this budget.
How does quality of life compare between Tbilisi and St. Moritz?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Tbilisi or St. Moritz safer for residents?
Safety-wise, Tbilisi and St. Moritz are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Tbilisi or St. Moritz?
Expats usually find Tbilisi gentler on the wallet – expenses run 194% less than in St. Moritz. Beyond cost, consider language, visa policies, and how big the international community is in each city.