Last update: Oct 2026

Cost of Living Comparison Between St. Moritz and London

For one person, living is cheaper in St. Moritz: $3,609 a month against $3,986 in London, rent and utilities included – about $4,500 less a year. Higher rent and utilities in London outweigh lower spending on other living expenses.

175

Cost of Living Index in St. Moritz
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St. Moritz Living Index
194

Cost of Living Index in London
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London Living Index

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St. Moritz

🇨🇭 Switzerland

$3,609

/mo nomad

London

🇬🇧 United Kingdom

$3,986

/mo nomad

Monthly Cost of Living

How much you'll spend in St. Moritz and in London

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St. Moritz and in London actually costs, broken down by who's living it.

A single person spends $3,609 per month in St. Moritz vs $3,986 in London, rent included.

St. Moritz $3,609
London $3,986

A couple spends around $6,451 per month in St. Moritz vs $5,791 in London, rent included.

St. Moritz $6,451
London $5,791

A family of three spends $9,292 per month in St. Moritz vs $7,595 in London, rent included.

St. Moritz $9,292
London $7,595

St. Moritz is about 9% cheaper than London, and outside of rent the biggest gap is in groceries.

Both St. Moritz and London sit above the global median – St. Moritz by 167%, London by 195%.

Meal at Budget Restaurant

$35.22 CHF 29.01

$25.93 £19.45

35.83%

Three-Course Dinner for Two, Mid-Range

$143 CHF 118

$107 £79.9

34.68%

Fast Food Meal (McDonalds, etc)

$14.44 CHF 11.89

$10.71 £8.03

34.83%

Cappuccino

$6.14 CHF 5.05

$5.47 £4.11

12.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.49 CHF 4.52

$2.97 £2.23

84.85%

Water (0.33 liter bottle)

$4.60 CHF 3.79

$2.20 £1.65

109.09%

Local Beer (0.5 liter draught)

$9.64 CHF 7.94

$9.13 £6.85

5.59%

Imported Beer (0.33 liter bottle)

$6.07 CHF 5.00

$7.94 £5.96

-23.55%

Milk (1 liter)

$1.79 CHF 1.48

$1.86 £1.40

-3.76%

White Bread (500g)

$3.76 CHF 3.09

$2.07 £1.55

81.64%

Rice (white) (1kg)

$3.69 CHF 3.04

$2.42 £1.81

52.48%

Eggs

$7.46 CHF 6.14

$5.09 £3.82

46.56%

Local Cheese (1kg)

$26.32 CHF 21.68

$12.87 £9.66

104.51%

Chicken Fillets (1kg)

$27.45 CHF 22.61

$10.43 £7.82

163.18%

Beef Round Steak (1kg)

$60.5 CHF 49.86

$16.87 £12.66

258.86%

Apples (1kg)

$4.03 CHF 3.32

$3.11 £2.33

29.58%

Banana (1kg)

$2.82 CHF 2.32

$1.40 £1.05

101.43%

Oranges (1kg)

$3.36 CHF 2.77

$3.08 £2.31

9.09%

Tomato (1kg)

$4.50 CHF 3.71

$3.27 £2.45

37.61%

Potato (1kg)

$2.53 CHF 2.08

$1.58 £1.19

60.13%

Onion (1kg)

$2.14 CHF 1.76

$1.74 £1.31

22.99%

Lettuce (1 head)

$2.41 CHF 1.99

$1.40 £1.05

72.14%

Water (1.5 liter bottle)

$1.25 CHF 1.03

$1.80 £1.35

-30.56%

Cigarettes 20 Pack (Marlboro, Camel)

$10.91 CHF 8.98

$23.28 £17.46

-53.14%

Wine (Bottle)

$14.04 CHF 11.56

$13.03 £9.77

7.75%

Local Beer (0.5 liter bottle)

$2.74 CHF 2.26

$3.17 £2.38

-13.56%

Imported Beer (0.33 liter bottle)

$3.12 CHF 2.57

$4.42 £3.32

-29.41%

One-way Ticket (Public Transport)

$3.77 CHF 3.10

$4.07 £3.05

-7.37%

Public Transport Monthly Pass (Regular Price)

$92.4 CHF 76.1

$247 £185

-62.55%

Taxi Start (Normal Tariff)

$8.02 CHF 6.60

$5.58 £4.18

43.73%

Taxi (Normal Tariff) (1km)

$4.58 CHF 3.77

$3.36 £2.52

36.31%

Taxi 1hour Waiting (Normal Tariff)

$88.1 CHF 72.5

$56.8 £42.58

55.21%

Gasoline (1 liter)

$2.10 CHF 1.73

$2.13 £1.60

-1.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.8K CHF 32.8K

$38.2K £28.6K

4.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.2K CHF 31.4K

$40.9K £30.7K

-6.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$97.5 CHF 80.3

$372 £279

-73.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.42 CHF 30.00

$17.82 £13.37

104.38%

Internet (50+ Mbps, Unlimited Data)

$56.0 CHF 46.14

$40.37 £30.29

38.77%

Gym Membership (Monthly)

$73.2 CHF 60.3

$60.0 £44.99

22.11%

Tennis Court (1 Hour on Weekend)

$21.29 £15.97

Cinema Ticket

$18.35 CHF 15.11

$17.74 £13.31

3.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,525 CHF 2,903

$2,864 £2,149

23.05%

International Primary School, 1 Child (Yearly)

$42.5K CHF 35.0K

$35.3K £26.5K

20.35%

Jeans (Levis 501 Or Similar)

$140 CHF 115

$114 £85.5

22.93%

Summer Dress (H&M, Zara, etc)

$59.2 CHF 48.72

$54.3 £40.71

9.01%

Sport Shoes (Adidas, Nike)

$163 CHF 134

$124 £93.2

31.35%

Men's Leather Business Shoes

$250 CHF 206

$163 £122

53.51%

1-bedroom Apartment, City Center (Monthly)

$1,799 CHF 1,481

$2,869 £2,152

-37.31%

1-bedroom Apartment, Outside City Center (Monthly)

$1,740 CHF 1,433

$2,233 £1,675

-22.08%

3-bedroom Apartment, City Center (Monthly)

$5,419 CHF 4,463

$5,266 £3,951

2.92%

3-bedroom Apartment, Outside City Center (Monthly)

$4,642 CHF 3,823

$3,778 £2,835

22.86%

Buy Apartment in City Center (m2)

$18.3K £13.8K

Buy Apartment Outside City Center (m2)

$12.1K CHF 9,973

$8,024 £6,020

50.91%

Average Monthly Net Salary (After Tax)

$4,707 CHF 3,877

$5,037 £3,779

-6.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.8

4.74

-62.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Moritz: October 11, 2026

Last update for London: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

St. Moritz

$1.7K 48.2%

London

$2.2K 56% 28.3% $493

Groceries & Markets

St. Moritz

$656 18.2%

London

$349 8.8% 46.7% $306

Eating Out

St. Moritz

$499 13.8%

London

$388 9.7% 22.4% $112

Clothing & Footwear

St. Moritz

$276 7.6%

London

$205 5.1% 25.7% $71

Monthly Utilities & Internet

St. Moritz

$190 5.3%

London

$430 10.8% 127% $240

Getting Around

St. Moritz

$138 3.8%

London

$285 7.2% 106% $147

Sport & Entertainment

St. Moritz

$110 3.1%

London

$95 2.4% 13.2% $14

Cost Breakdown

A central one-bedroom costs $1,799 in St. Moritz versus $2,869 in London. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 7% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $143 in St. Moritz versus $107 in London. Monthly groceries follow the same trend: $656 vs $349 – making London the more affordable choice for daily food spending.

Good to know

🇨🇭 St. Moritz

🇬🇧 London

🕒 Local time

03:24 3:24 AM

02:24 2:24 AM

1 h behind St. Moritz

🌤 Weather

👥 Population

5,000

8,908,083 Capital

💱 Currency

Swiss Franc CHF Fr

British Pound GBP £

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of October 19, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

USD to CHF in detail →

On the map

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Between locations

St. Moritz London 910 km ≈ 1 h 45 min nonstop flight

From you

St. Moritz
London

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Moritz vs London: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,609 in St. Moritz, $3,986 in London – roughly 10% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $5,413 per month in St. Moritz and $5,979 in London. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in St. Moritz, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 88% cheaper in London – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $143 in St. Moritz and $107 in London. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$3,000 is a stretch for both – monthly costs hit $3,609 in St. Moritz and $3,986 in London. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. London has an edge in some lifestyle areas, with costs from $3,609 in St. Moritz to $3,986 in London. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with St. Moritz. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.