Last update: Oct 2026

Cost of Living Comparison Between London and St. Moritz

For one person, living is cheaper in St. Moritz: $3,609 a month against $3,986 in London, rent and utilities included – about $4,500 less a year. Higher rent and utilities in London outweigh lower spending on other living expenses.

194

Cost of Living Index in London
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London Living Index
175

Cost of Living Index in St. Moritz
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St. Moritz Living Index

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London

🇬🇧 United Kingdom

$3,986

/mo nomad

St. Moritz

🇨🇭 Switzerland

$3,609

/mo nomad

Monthly Cost of Living

How much you'll spend in London and in St. Moritz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in St. Moritz actually costs, broken down by who's living it.

A single person spends $3,986 per month in London vs $3,609 in St. Moritz, rent included.

London $3,986
St. Moritz $3,609

A couple spends around $5,791 per month in London vs $6,451 in St. Moritz, rent included.

London $5,791
St. Moritz $6,451

A family of three spends $7,595 per month in London vs $9,292 in St. Moritz, rent included.

London $7,595
St. Moritz $9,292

London costs about 10% more than St. Moritz, and outside of rent the biggest gap is in groceries.

Both London and St. Moritz sit above the global median – London by 195%, St. Moritz by 167%.

Meal at Budget Restaurant

$25.93 £19.45

$35.22 CHF 29.01

-26.38%

Three-Course Dinner for Two, Mid-Range

$107 £79.9

$143 CHF 118

-25.75%

Fast Food Meal (McDonalds, etc)

$10.71 £8.03

$14.44 CHF 11.89

-25.83%

Cappuccino

$5.47 £4.11

$6.14 CHF 5.05

-10.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.97 £2.23

$5.49 CHF 4.52

-45.90%

Water (0.33 liter bottle)

$2.20 £1.65

$4.60 CHF 3.79

-52.17%

Local Beer (0.5 liter draught)

$9.13 £6.85

$9.64 CHF 7.94

-5.29%

Imported Beer (0.33 liter bottle)

$7.94 £5.96

$6.07 CHF 5.00

30.81%

Milk (1 liter)

$1.86 £1.40

$1.79 CHF 1.48

3.91%

White Bread (500g)

$2.07 £1.55

$3.76 CHF 3.09

-44.95%

Rice (white) (1kg)

$2.42 £1.81

$3.69 CHF 3.04

-34.42%

Eggs

$5.09 £3.82

$7.46 CHF 6.14

-31.77%

Local Cheese (1kg)

$12.87 £9.66

$26.32 CHF 21.68

-51.10%

Chicken Fillets (1kg)

$10.43 £7.82

$27.45 CHF 22.61

-62.00%

Beef Round Steak (1kg)

$16.87 £12.66

$60.5 CHF 49.86

-72.13%

Apples (1kg)

$3.11 £2.33

$4.03 CHF 3.32

-22.83%

Banana (1kg)

$1.40 £1.05

$2.82 CHF 2.32

-50.35%

Oranges (1kg)

$3.08 £2.31

$3.36 CHF 2.77

-8.33%

Tomato (1kg)

$3.27 £2.45

$4.50 CHF 3.71

-27.33%

Potato (1kg)

$1.58 £1.19

$2.53 CHF 2.08

-37.55%

Onion (1kg)

$1.74 £1.31

$2.14 CHF 1.76

-18.69%

Lettuce (1 head)

$1.40 £1.05

$2.41 CHF 1.99

-41.91%

Water (1.5 liter bottle)

$1.80 £1.35

$1.25 CHF 1.03

44.00%

Cigarettes 20 Pack (Marlboro, Camel)

$23.28 £17.46

$10.91 CHF 8.98

113.38%

Wine (Bottle)

$13.03 £9.77

$14.04 CHF 11.56

-7.19%

Local Beer (0.5 liter bottle)

$3.17 £2.38

$2.74 CHF 2.26

15.69%

Imported Beer (0.33 liter bottle)

$4.42 £3.32

$3.12 CHF 2.57

41.67%

One-way Ticket (Public Transport)

$4.07 £3.05

$3.77 CHF 3.10

7.96%

Public Transport Monthly Pass (Regular Price)

$247 £185

$92.4 CHF 76.1

167.00%

Taxi Start (Normal Tariff)

$5.58 £4.18

$8.02 CHF 6.60

-30.42%

Taxi (Normal Tariff) (1km)

$3.36 £2.52

$4.58 CHF 3.77

-26.64%

Taxi 1hour Waiting (Normal Tariff)

$56.8 £42.58

$88.1 CHF 72.5

-35.57%

Gasoline (1 liter)

$2.13 £1.60

$2.10 CHF 1.73

1.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K £28.6K

$39.8K CHF 32.8K

-4.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.9K £30.7K

$38.2K CHF 31.4K

7.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$372 £279

$97.5 CHF 80.3

281.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.82 £13.37

$36.42 CHF 30.00

-51.07%

Internet (50+ Mbps, Unlimited Data)

$40.37 £30.29

$56.0 CHF 46.14

-27.94%

Gym Membership (Monthly)

$60.0 £44.99

$73.2 CHF 60.3

-18.11%

Tennis Court (1 Hour on Weekend)

$21.29 £15.97

Cinema Ticket

$17.74 £13.31

$18.35 CHF 15.11

-3.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,864 £2,149

$3,525 CHF 2,903

-18.74%

International Primary School, 1 Child (Yearly)

$35.3K £26.5K

$42.5K CHF 35.0K

-16.91%

Jeans (Levis 501 Or Similar)

$114 £85.5

$140 CHF 115

-18.65%

Summer Dress (H&M, Zara, etc)

$54.3 £40.71

$59.2 CHF 48.72

-8.27%

Sport Shoes (Adidas, Nike)

$124 £93.2

$163 CHF 134

-23.87%

Men's Leather Business Shoes

$163 £122

$250 CHF 206

-34.86%

1-bedroom Apartment, City Center (Monthly)

$2,869 £2,152

$1,799 CHF 1,481

59.51%

1-bedroom Apartment, Outside City Center (Monthly)

$2,233 £1,675

$1,740 CHF 1,433

28.34%

3-bedroom Apartment, City Center (Monthly)

$5,266 £3,951

$5,419 CHF 4,463

-2.83%

3-bedroom Apartment, Outside City Center (Monthly)

$3,778 £2,835

$4,642 CHF 3,823

-18.61%

Buy Apartment in City Center (m2)

$18.3K £13.8K

Buy Apartment Outside City Center (m2)

$8,024 £6,020

$12.1K CHF 9,973

-33.74%

Average Monthly Net Salary (After Tax)

$5,037 £3,779

$4,707 CHF 3,877

6.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.74

1.8

163.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: October 10, 2026

Last update for St. Moritz: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$2.2K 56%

St. Moritz

$1.7K 48.2% 22.1% $493

Monthly Utilities & Internet

London

$430 10.8%

St. Moritz

$190 5.3% 55.9% $240

Eating Out

London

$388 9.7%

St. Moritz

$499 13.8% 28.9% $112

Groceries & Markets

London

$349 8.8%

St. Moritz

$656 18.2% 87.6% $306

Getting Around

London

$285 7.2%

St. Moritz

$138 3.8% 51.5% $147

Clothing & Footwear

London

$205 5.1%

St. Moritz

$276 7.6% 34.5% $71

Sport & Entertainment

London

$95 2.4%

St. Moritz

$110 3.1% 15.2% $14

Cost Breakdown

A central one-bedroom costs $2,869 in London versus $1,799 in St. Moritz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 7% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $107 in London versus $143 in St. Moritz. Monthly groceries follow the same trend: $349 vs $656 – making London the more affordable choice for daily food spending.

Good to know

🇬🇧 London

🇨🇭 St. Moritz

🕒 Local time

02:24 2:24 AM

03:24 3:24 AM

1 h ahead of London

🌤 Weather

👥 Population

8,908,083 Capital

5,000

💱 Currency

British Pound GBP £

Swiss Franc CHF Fr

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

Exchange rates and currency converter

CHF, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Swiss Franc exchange rates as of October 19, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

London St. Moritz 910 km ≈ 1 h 45 min nonstop flight

From you

London
St. Moritz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs St. Moritz: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,986 in London, $3,609 in St. Moritz – roughly 10% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $5,979 per month in London and $5,413 in St. Moritz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in St. Moritz, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 88% cheaper in London – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $107 in London and $143 in St. Moritz. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$3,000 is a stretch for both – monthly costs hit $3,986 in London and $3,609 in St. Moritz. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. London has an edge in some lifestyle areas, with costs from $3,609 in St. Moritz to $3,986 in London. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with St. Moritz. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.