Last update: Oct 2026

Cost of Living Comparison Between St. Moritz and Geneva

For one person, living is cheaper in St. Moritz: $3,626 a month against $4,079 in Geneva, rent and utilities included – about $5,400 less a year. Higher rent and utilities in Geneva outweigh lower spending on other living expenses.

174

Cost of Living Index in St. Moritz
Learn more

St. Moritz Living Index
198

Cost of Living Index in Geneva
Learn more

Geneva Living Index

Jump to prices

St. Moritz

🇨🇭 Switzerland

$3,626

/mo nomad

Geneva

🇨🇭 Switzerland

$4,079

/mo nomad

Monthly Cost of Living

How much you'll spend in St. Moritz and in Geneva

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St. Moritz and in Geneva actually costs, broken down by who's living it.

A single person spends $3,626 per month in St. Moritz vs $4,079 in Geneva, rent included.

St. Moritz $3,626
Geneva $4,079

A couple spends around $6,508 per month in St. Moritz vs $6,308 in Geneva, rent included.

St. Moritz $6,508
Geneva $6,308

A family of three spends $9,390 per month in St. Moritz vs $8,538 in Geneva, rent included.

St. Moritz $9,390
Geneva $8,538

St. Moritz is about 11% cheaper than Geneva, and outside of rent the biggest gap is in leisure.

Both St. Moritz and Geneva sit above the global median – St. Moritz by 166%, Geneva by 200%.

Meal at Budget Restaurant

$34.20 CHF 28.34

$30.31 CHF 25.12

12.83%

Three-Course Dinner for Two, Mid-Range

$143 CHF 119

$129 CHF 107

10.63%

Fast Food Meal (McDonalds, etc)

$14.40 CHF 11.93

$19.47 CHF 16.13

-26.04%

Cappuccino

$5.90 CHF 4.89

$6.40 CHF 5.30

-7.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.54 CHF 4.59

$4.66 CHF 3.86

18.88%

Water (0.33 liter bottle)

$4.60 CHF 3.81

$4.13 CHF 3.43

11.38%

Local Beer (0.5 liter draught)

$9.90 CHF 8.20

$9.82 CHF 8.14

0.81%

Imported Beer (0.33 liter bottle)

$6.03 CHF 4.99

$9.87 CHF 8.18

-38.91%

Milk (1 liter)

$1.81 CHF 1.50

$2.35 CHF 1.95

-22.98%

White Bread (500g)

$3.96 CHF 3.28

$3.26 CHF 2.70

21.47%

Rice (white) (1kg)

$3.60 CHF 2.98

$3.39 CHF 2.81

6.19%

Eggs

$7.67 CHF 6.35

$8.18 CHF 6.77

-6.23%

Local Cheese (1kg)

$27.09 CHF 22.45

$25.05 CHF 20.75

8.14%

Chicken Fillets (1kg)

$28.89 CHF 23.94

$29.22 CHF 24.22

-1.13%

Beef Round Steak (1kg)

$60.5 CHF 50.2

$42.51 CHF 35.23

42.34%

Apples (1kg)

$4.09 CHF 3.39

$3.53 CHF 2.93

15.86%

Banana (1kg)

$2.75 CHF 2.28

$1.63 CHF 1.35

68.71%

Oranges (1kg)

$3.60 CHF 2.98

$2.85 CHF 2.36

26.32%

Tomato (1kg)

$4.59 CHF 3.81

$4.90 CHF 4.06

-6.33%

Potato (1kg)

$2.55 CHF 2.11

$1.64 CHF 1.36

55.49%

Onion (1kg)

$2.34 CHF 1.94

$2.29 CHF 1.90

2.18%

Lettuce (1 head)

$2.49 CHF 2.06

$2.19 CHF 1.81

13.70%

Water (1.5 liter bottle)

$1.25 CHF 1.03

$1.66 CHF 1.38

-24.70%

Cigarettes 20 Pack (Marlboro, Camel)

$10.77 CHF 8.93

$10.97 CHF 9.09

-1.82%

Wine (Bottle)

$13.92 CHF 11.53

$12.16 CHF 10.07

14.47%

Local Beer (0.5 liter bottle)

$2.88 CHF 2.38

$3.21 CHF 2.66

-10.28%

Imported Beer (0.33 liter bottle)

$3.21 CHF 2.66

$3.30 CHF 2.73

-2.73%

One-way Ticket (Public Transport)

$3.92 CHF 3.25

$3.55 CHF 2.94

10.42%

Public Transport Monthly Pass (Regular Price)

$92.6 CHF 76.7

$85.8 CHF 71.1

7.89%

Taxi Start (Normal Tariff)

$8.08 CHF 6.70

$7.61 CHF 6.31

6.18%

Taxi (Normal Tariff) (1km)

$4.54 CHF 3.76

$3.76 CHF 3.11

20.74%

Taxi 1hour Waiting (Normal Tariff)

$87.8 CHF 72.7

$64.2 CHF 53.2

36.75%

Gasoline (1 liter)

$2.14 CHF 1.77

$2.35 CHF 1.95

-8.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.6K CHF 32.0K

$39.5K CHF 32.8K

-2.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.6K CHF 32.8K

$38.8K CHF 32.2K

1.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.8 CHF 80.2

$280 CHF 232

-65.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.12 CHF 32.42

$37.96 CHF 31.46

3.06%

Internet (50+ Mbps, Unlimited Data)

$54.8 CHF 45.37

$57.6 CHF 47.69

-4.87%

Gym Membership (Monthly)

$73.0 CHF 60.5

$77.0 CHF 63.8

-5.18%

Tennis Court (1 Hour on Weekend)

$43.34 CHF 35.91

Cinema Ticket

$18.96 CHF 15.71

$23.96 CHF 19.86

-20.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,402 CHF 2,819

$2,484 CHF 2,058

36.97%

International Primary School, 1 Child (Yearly)

$41.2K CHF 34.2K

$35.2K CHF 29.1K

17.24%

Jeans (Levis 501 Or Similar)

$140 CHF 116

$133 CHF 110

5.12%

Summer Dress (H&M, Zara, etc)

$55.1 CHF 45.64

$79.1 CHF 65.5

-30.35%

Sport Shoes (Adidas, Nike)

$161 CHF 133

$169 CHF 140

-4.69%

Men's Leather Business Shoes

$249 CHF 206

$188 CHF 156

32.00%

1-bedroom Apartment, City Center (Monthly)

$1,794 CHF 1,487

$2,825 CHF 2,341

-36.50%

1-bedroom Apartment, Outside City Center (Monthly)

$1,753 CHF 1,453

$2,115 CHF 1,752

-17.10%

3-bedroom Apartment, City Center (Monthly)

$5,403 CHF 4,477

$5,088 CHF 4,216

6.18%

3-bedroom Apartment, Outside City Center (Monthly)

$4,730 CHF 3,920

$3,963 CHF 3,284

19.37%

Buy Apartment in City Center (m2)

$22.5K CHF 18.6K

Buy Apartment Outside City Center (m2)

$12.3K CHF 10.2K

$16.3K CHF 13.5K

-24.64%

Average Monthly Net Salary (After Tax)

$4,889 CHF 4,051

$7,271 CHF 6,025

-32.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.8

1.98

-9.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Moritz: October 26, 2026

Last update for Geneva: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

St. Moritz

$1.8K 48.3%

Geneva

$2.1K 51.9% 20.6% $362

Groceries & Markets

St. Moritz

$670 18.5%

Geneva

$600 14.7% 10.5% $71

Eating Out

St. Moritz

$490 13.5%

Geneva

$482 11.8% 1.6% $8.1

Clothing & Footwear

St. Moritz

$272 7.5%

Geneva

$256 6.3% 5.8% $16

Monthly Utilities & Internet

St. Moritz

$191 5.3%

Geneva

$375 9.2% 96.8% $185

Getting Around

St. Moritz

$139 3.8%

Geneva

$126 3.1% 9.1% $13

Sport & Entertainment

St. Moritz

$111 3.1%

Geneva

$125 3.1% 12.6% $14

Cost Breakdown

A central one-bedroom costs $1,794 in St. Moritz versus $2,825 in Geneva. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 49% higher in Geneva. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $143 in St. Moritz versus $129 in Geneva. Monthly groceries follow the same trend: $670 vs $600 – making Geneva the more affordable choice for daily food spending.

Good to know

🇨🇭 St. Moritz

🇨🇭 Geneva

🕒 Local time

07:30 7:30 AM

Same time as St. Moritz

🌤 Weather

👥 Population

5,000

191,557

💱 Currency

Swiss Franc CHF Fr

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

St. Moritz Geneva 290 km

From you

St. Moritz
Geneva

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Moritz vs Geneva: Cost of Living - Frequently Asked Questions

Yes – Geneva is pricier by about 13%, and outside of rent the gap shows up most in leisure.

For a comfortable life, plan on about $5,438 per month in St. Moritz and $6,118 in Geneva. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in St. Moritz, especially for central apartments: a one-bedroom in the center costs $1,794 there versus $2,825 in Geneva.

Interestingly, groceries are about 11% cheaper in Geneva – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $143 in St. Moritz and $129 in Geneva. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$3,000 is a stretch for both – monthly costs hit $3,626 in St. Moritz and $4,079 in Geneva. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Geneva has an edge in some lifestyle areas, with costs from $3,626 in St. Moritz to $4,079 in Geneva. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with St. Moritz. If higher salaries, better infrastructure, or specific career opportunities are the priority, Geneva makes more sense. Both are solid long-term options with distinct trade-offs.