Cost of Living Comparison Between St. Moritz and Geneva Cost of Living Comparison Between St. Moritz and Geneva

Monthly Cost of Living

A single person spends $3,865 per month in St. Moritz vs $4,110 in Geneva, rent included.

A couple spends around $6,642 per month in St. Moritz vs $6,453 in Geneva, rent included.

A family of three spends $9,420 per month in St. Moritz vs $8,795 in Geneva, rent included.

St. Moritz is about 6% cheaper than Geneva, driven mainly by Eating Out.

Both St. Moritz and Geneva sit above the global median – St. Moritz by 189%, Geneva by 207%.

Meal at Budget Restaurant

$31.31 CHF 24.74

$37.47 CHF 29.60

-16.44%

Three-Course Dinner for Two, Mid-Range

$150 CHF 118

$149 CHF 118

0.62%

Fast Food Meal (McDonalds, etc)

$15.03 CHF 11.88

$18.30 CHF 14.45

-17.87%

Cappuccino

$6.14 CHF 4.85

$6.04 CHF 4.77

1.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.46 CHF 4.31

$5.43 CHF 4.29

0.55%

Water (0.33 liter bottle)

$4.76 CHF 3.76

$4.77 CHF 3.77

-0.21%

Local Beer (0.5 liter draught)

$10.02 CHF 7.91

$9.82 CHF 7.76

2.04%

Imported Beer (0.33 liter bottle)

$6.03 CHF 4.76

$8.57 CHF 6.77

-29.64%

Milk (1 liter)

$1.33 CHF 1.05

$2.20 CHF 1.74

-39.55%

White Bread (500g)

$3.44 CHF 2.72

$3.77 CHF 2.98

-8.75%

Rice (white) (1kg)

$4.11 CHF 3.25

$4.31 CHF 3.40

-4.64%

Eggs

$7.45 CHF 5.89

$7.68 CHF 6.07

-2.99%

Local Cheese (1kg)

$29.79 CHF 23.53

$27.00 CHF 21.33

10.33%

Chicken Fillets (1kg)

$33.95 CHF 26.82

$33.58 CHF 26.53

1.10%

Beef Round Steak (1kg)

$50.4 CHF 39.79

$52.5 CHF 41.48

-4.06%

Apples (1kg)

$4.09 CHF 3.23

$3.54 CHF 2.80

15.54%

Banana (1kg)

$2.92 CHF 2.31

$2.52 CHF 1.99

15.87%

Oranges (1kg)

$3.15 CHF 2.49

$3.06 CHF 2.41

2.94%

Tomato (1kg)

$5.05 CHF 3.99

$6.46 CHF 5.10

-21.83%

Potato (1kg)

$2.82 CHF 2.23

$2.60 CHF 2.05

8.46%

Onion (1kg)

$2.31 CHF 1.82

$2.37 CHF 1.87

-2.53%

Lettuce (1 head)

$2.51 CHF 1.98

$2.59 CHF 2.04

-3.09%

Water (1.5 liter bottle)

$1.73 CHF 1.36

$1.32 CHF 1.05

31.06%

Cigarettes 20 Pack (Marlboro, Camel)

$10.87 CHF 8.59

$11.01 CHF 8.70

-1.27%

Wine (Bottle)

$15.15 CHF 11.97

$12.78 CHF 10.10

18.54%

Local Beer (0.5 liter bottle)

$2.75 CHF 2.18

$3.34 CHF 2.63

-17.66%

Imported Beer (0.33 liter bottle)

$3.21 CHF 2.53

$3.75 CHF 2.97

-14.40%

One-way Ticket (Public Transport)

$3.83 CHF 3.02

$3.61 CHF 2.85

6.09%

Public Transport Monthly Pass (Regular Price)

$94.2 CHF 74.4

$84.7 CHF 66.9

11.17%

Taxi Start (Normal Tariff)

$7.60 CHF 6.00

$7.49 CHF 5.92

1.47%

Taxi (Normal Tariff) (1km)

$4.58 CHF 3.62

$3.65 CHF 2.88

25.48%

Taxi 1hour Waiting (Normal Tariff)

$86.6 CHF 68.4

$64.2 CHF 50.7

34.89%

Gasoline (1 liter)

$2.24 CHF 1.77

$2.19 CHF 1.73

2.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.3K CHF 31.8K

$39.7K CHF 31.4K

1.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.4K CHF 31.2K

$50.2K CHF 39.7K

-21.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.5 CHF 78.6

$259 CHF 204

-61.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.21 CHF 28.61

$49.41 CHF 39.03

-26.72%

Internet (50+ Mbps, Unlimited Data)

$59.8 CHF 47.24

$62.8 CHF 49.63

-4.81%

Gym Membership (Monthly)

$73.0 CHF 57.7

$82.1 CHF 64.8

-11.06%

Tennis Court (1 Hour on Weekend)

$36.50 CHF 28.84

Cinema Ticket

$19.20 CHF 15.17

$24.98 CHF 19.73

-23.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,465 CHF 2,738

$3,424 CHF 2,705

1.21%

International Primary School, 1 Child (Yearly)

$39.6K CHF 31.3K

$33.7K CHF 26.6K

17.69%

Jeans (Levis 501 Or Similar)

$137 CHF 108

$136 CHF 108

0.79%

Summer Dress (H&M, Zara, etc)

$61.5 CHF 48.62

$80.9 CHF 63.9

-23.88%

Sport Shoes (Adidas, Nike)

$150 CHF 118

$166 CHF 131

-9.64%

Men's Leather Business Shoes

$205 CHF 162

$210 CHF 166

-2.59%

1-bedroom Apartment, City Center (Monthly)

$1,709 CHF 1,350

$2,357 CHF 1,862

-27.52%

1-bedroom Apartment, Outside City Center (Monthly)

$1,982 CHF 1,566

$1,999 CHF 1,579

-0.84%

3-bedroom Apartment, City Center (Monthly)

$2,826 CHF 2,233

$4,802 CHF 3,794

-41.14%

3-bedroom Apartment, Outside City Center (Monthly)

$4,665 CHF 3,685

$3,866 CHF 3,054

20.67%

Buy Apartment in City Center (m2)

$23.0K CHF 18.1K

Buy Apartment Outside City Center (m2)

$12.8K CHF 10.1K

$17.6K CHF 13.9K

-27.19%

Average Monthly Net Salary (After Tax)

$4,994 CHF 3,945

$7,748 CHF 6,121

-35.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.8

2.46

-26.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Moritz: April 26, 2026

Last update for Geneva: April 28, 2026

Cost Breakdown

A central one-bedroom costs $1,709 in St. Moritz versus $2,357 in Geneva. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 55% higher in Geneva, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $150 in St. Moritz versus $149 in Geneva. Groceries tell a different story – $674 in St. Moritz vs $680 in Geneva – so St. Moritz wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Moritz vs Geneva: Cost of Living - Frequently Asked Questions

Yes – Geneva is pricier by about 6%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $5,797 per month in St. Moritz and $6,165 in Geneva. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in St. Moritz, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 1% more in Geneva, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $150 in St. Moritz and $149 in Geneva. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$3,000 is a stretch for both – monthly costs hit $3,865 in St. Moritz and $4,110 in Geneva. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward St. Moritz – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with St. Moritz. If higher salaries, better infrastructure, or specific career opportunities are the priority, Geneva makes more sense. Both are solid long-term options with distinct trade-offs.