Cost of Living Comparison Between St. Moritz and Geneva Cost of Living Comparison Between St. Moritz and Geneva

Monthly Cost of Living

A single person spends $3,758 per month in St. Moritz vs $4,202 in Geneva, rent included.

A couple spends around $6,619 per month in St. Moritz vs $6,374 in Geneva, rent included.

A family of three spends $9,479 per month in St. Moritz vs $8,546 in Geneva, rent included.

St. Moritz is about 11% cheaper than Geneva, driven mainly by Groceries & Markets.

Both St. Moritz and Geneva sit above the global median – St. Moritz by 173%, Geneva by 205%.

Meal at Budget Restaurant

$37.71 CHF 30.78

$30.87 CHF 25.19

22.16%

Three-Course Dinner for Two, Mid-Range

$147 CHF 120

$136 CHF 111

7.87%

Fast Food Meal (McDonalds, etc)

$14.97 CHF 12.22

$18.85 CHF 15.38

-20.58%

Cappuccino

$6.34 CHF 5.18

$6.65 CHF 5.43

-4.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.52 CHF 4.51

$5.00 CHF 4.08

10.40%

Water (0.33 liter bottle)

$4.57 CHF 3.73

$4.17 CHF 3.41

9.59%

Local Beer (0.5 liter draught)

$9.78 CHF 7.98

$10.02 CHF 8.18

-2.40%

Imported Beer (0.33 liter bottle)

$6.33 CHF 5.16

$9.77 CHF 7.97

-35.21%

Milk (1 liter)

$1.86 CHF 1.52

$2.38 CHF 1.94

-21.85%

White Bread (500g)

$3.89 CHF 3.17

$3.49 CHF 2.85

11.46%

Rice (white) (1kg)

$3.84 CHF 3.13

$3.26 CHF 2.66

17.79%

Eggs

$7.50 CHF 6.12

$8.25 CHF 6.74

-9.09%

Local Cheese (1kg)

$27.52 CHF 22.46

$25.28 CHF 20.63

8.86%

Chicken Fillets (1kg)

$27.09 CHF 22.11

$30.09 CHF 24.56

-9.97%

Beef Round Steak (1kg)

$62.2 CHF 50.8

$43.71 CHF 35.67

42.32%

Apples (1kg)

$4.14 CHF 3.38

$3.59 CHF 2.93

15.32%

Banana (1kg)

$2.88 CHF 2.35

$1.68 CHF 1.37

71.43%

Oranges (1kg)

$3.51 CHF 2.87

$2.73 CHF 2.23

28.57%

Tomato (1kg)

$4.85 CHF 3.96

$4.81 CHF 3.93

0.83%

Potato (1kg)

$2.58 CHF 2.10

$1.59 CHF 1.29

62.26%

Onion (1kg)

$2.18 CHF 1.78

$2.13 CHF 1.74

2.35%

Lettuce (1 head)

$2.59 CHF 2.12

$2.10 CHF 1.71

23.33%

Water (1.5 liter bottle)

$1.27 CHF 1.04

$1.70 CHF 1.39

-25.29%

Cigarettes 20 Pack (Marlboro, Camel)

$11.03 CHF 9.00

$11.27 CHF 9.20

-2.13%

Wine (Bottle)

$13.32 CHF 10.87

$12.19 CHF 9.95

9.27%

Local Beer (0.5 liter bottle)

$2.85 CHF 2.32

$3.27 CHF 2.67

-12.84%

Imported Beer (0.33 liter bottle)

$3.25 CHF 2.65

$3.58 CHF 2.92

-9.22%

One-way Ticket (Public Transport)

$3.85 CHF 3.15

$3.69 CHF 3.01

4.34%

Public Transport Monthly Pass (Regular Price)

$95.6 CHF 78.0

$90.8 CHF 74.1

5.30%

Taxi Start (Normal Tariff)

$8.57 CHF 6.99

$7.83 CHF 6.39

9.45%

Taxi (Normal Tariff) (1km)

$4.82 CHF 3.93

$3.91 CHF 3.19

23.27%

Taxi 1hour Waiting (Normal Tariff)

$91.1 CHF 74.4

$65.7 CHF 53.6

38.72%

Gasoline (1 liter)

$2.25 CHF 1.84

$2.38 CHF 1.95

-5.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.1K CHF 33.5K

$39.1K CHF 31.9K

5.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.7K CHF 33.2K

$40.1K CHF 32.8K

1.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$97.1 CHF 79.3

$287 CHF 234

-66.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.52 CHF 32.25

$39.09 CHF 31.91

1.10%

Internet (50+ Mbps, Unlimited Data)

$58.2 CHF 47.46

$58.1 CHF 47.39

0.15%

Gym Membership (Monthly)

$73.8 CHF 60.2

$76.3 CHF 62.2

-3.23%

Tennis Court (1 Hour on Weekend)

$46.89 CHF 38.26

Cinema Ticket

$19.30 CHF 15.75

$24.65 CHF 20.12

-21.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,671 CHF 2,996

$2,449 CHF 1,999

49.86%

International Primary School, 1 Child (Yearly)

$43.2K CHF 35.2K

$36.8K CHF 30.0K

17.39%

Jeans (Levis 501 Or Similar)

$148 CHF 121

$136 CHF 111

8.58%

Summer Dress (H&M, Zara, etc)

$60.9 CHF 49.73

$81.8 CHF 66.7

-25.48%

Sport Shoes (Adidas, Nike)

$171 CHF 140

$169 CHF 138

1.37%

Men's Leather Business Shoes

$265 CHF 216

$189 CHF 154

40.13%

1-bedroom Apartment, City Center (Monthly)

$1,874 CHF 1,529

$2,843 CHF 2,320

-34.08%

1-bedroom Apartment, Outside City Center (Monthly)

$1,758 CHF 1,435

$2,143 CHF 1,749

-17.95%

3-bedroom Apartment, City Center (Monthly)

$5,636 CHF 4,599

$4,690 CHF 3,827

20.17%

3-bedroom Apartment, Outside City Center (Monthly)

$4,841 CHF 3,950

$3,651 CHF 2,979

32.60%

Buy Apartment in City Center (m2)

$22.5K CHF 18.3K

Buy Apartment Outside City Center (m2)

$12.6K CHF 10.3K

$16.0K CHF 13.0K

-21.23%

Average Monthly Net Salary (After Tax)

$4,853 CHF 3,961

$7,229 CHF 5,900

-32.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.8

1.98

-9.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Moritz: September 8, 2026

Last update for Geneva: September 6, 2026

Cost Breakdown

A central one-bedroom costs $1,874 in St. Moritz versus $2,843 in Geneva. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 49% higher in Geneva, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $147 in St. Moritz versus $136 in Geneva. Monthly groceries follow the same trend: $669 vs $611 – making Geneva the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Moritz vs Geneva: Cost of Living - Frequently Asked Questions

Yes – Geneva is pricier by about 12%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $5,637 per month in St. Moritz and $6,303 in Geneva. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in St. Moritz, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 9% cheaper in Geneva – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $147 in St. Moritz and $136 in Geneva. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$3,000 is a stretch for both – monthly costs hit $3,758 in St. Moritz and $4,202 in Geneva. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward St. Moritz – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with St. Moritz. If higher salaries, better infrastructure, or specific career opportunities are the priority, Geneva makes more sense. Both are solid long-term options with distinct trade-offs.