🙂A single person spends $3,865 per month in St. Moritz vs $4,110 in Geneva, rent included.
😐A couple spends around $6,642 per month in St. Moritz vs $6,453 in Geneva, rent included.
😐A family of three spends $9,420 per month in St. Moritz vs $8,795 in Geneva, rent included.
🙂St. Moritz is about 6% cheaper than Geneva, driven mainly by Eating Out.
📊Both St. Moritz and Geneva sit above the global median – St. Moritz by 189%, Geneva by 207%.
Moneda
🍽 Eating Out
St. Moritz
Geneva
Diferencia
Meal at Budget Restaurant
$31.31CHF 24.77
$37.47CHF 29.64
-16.44%
Three-Course Dinner for Two, Mid-Range
$150CHF 118
$149CHF 118
0.62%
Fast Food Meal(McDonalds, etc)
$15.03CHF 11.89
$18.30CHF 14.47
-17.87%
Cappuccino
$6.14CHF 4.86
$6.04CHF 4.78
1.66%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$5.46CHF 4.32
$5.43CHF 4.30
0.55%
Water(0.33 liter bottle)
$4.76CHF 3.76
$4.77CHF 3.77
-0.21%
Local Beer(0.5 liter draught)
$10.02CHF 7.92
$9.82CHF 7.77
2.04%
Imported Beer(0.33 liter bottle)
$6.03CHF 4.77
$8.57CHF 6.78
-29.64%
🛒 Groceries & Markets
St. Moritz
Geneva
Diferencia
Milk(1 liter)
$1.33CHF 1.05
$2.20CHF 1.74
-39.55%
White Bread(500g)
$3.44CHF 2.72
$3.77CHF 2.99
-8.75%
Rice(white)(1kg)
$4.11CHF 3.25
$4.31CHF 3.41
-4.64%
Eggs
$7.45CHF 5.90
$7.68CHF 6.08
-2.99%
Local Cheese(1kg)
$29.79CHF 23.56
$27.00CHF 21.35
10.33%
Chicken Fillets(1kg)
$33.95CHF 26.85
$33.58CHF 26.56
1.10%
Beef Round Steak(1kg)
$50.4CHF 39.84
$52.5CHF 41.53
-4.06%
Apples(1kg)
$4.09CHF 3.23
$3.54CHF 2.80
15.54%
Banana(1kg)
$2.92CHF 2.31
$2.52CHF 1.99
15.87%
Oranges(1kg)
$3.15CHF 2.49
$3.06CHF 2.42
2.94%
Tomato(1kg)
$5.05CHF 3.99
$6.46CHF 5.11
-21.83%
Potato(1kg)
$2.82CHF 2.23
$2.60CHF 2.06
8.46%
Onion(1kg)
$2.31CHF 1.82
$2.37CHF 1.87
-2.53%
Lettuce(1 head)
$2.51CHF 1.99
$2.59CHF 2.05
-3.09%
Water(1.5 liter bottle)
$1.73CHF 1.37
$1.32CHF 1.05
31.06%
Cigarettes 20 Pack(Marlboro, Camel)
$10.87CHF 8.60
$11.01CHF 8.71
-1.27%
Wine(Bottle)
$15.15CHF 11.98
$12.78CHF 10.11
18.54%
Local Beer(0.5 liter bottle)
$2.75CHF 2.18
$3.34CHF 2.64
-17.66%
Imported Beer(0.33 liter bottle)
$3.21CHF 2.54
$3.75CHF 2.97
-14.40%
🚌 Getting Around
St. Moritz
Geneva
Diferencia
One-way Ticket(Public Transport)
$3.83CHF 3.03
$3.61CHF 2.86
6.09%
Public Transport Monthly Pass(Regular Price)
$94.2CHF 74.5
$84.7CHF 67.0
11.17%
Taxi Start(Normal Tariff)
$7.60CHF 6.01
$7.49CHF 5.92
1.47%
Taxi(Normal Tariff)(1km)
$4.58CHF 3.63
$3.65CHF 2.88
25.48%
Taxi 1hour Waiting(Normal Tariff)
$86.6CHF 68.5
$64.2CHF 50.8
34.89%
Gasoline(1 liter)
$2.24CHF 1.77
$2.19CHF 1.73
2.28%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$40.3KCHF 31.9K
$39.7KCHF 31.4K
1.39%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.4KCHF 31.2K
$50.2KCHF 39.7K
-21.43%
🧾 Monthly Utilities & Internet
St. Moritz
Geneva
Diferencia
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$99.5CHF 78.7
$259CHF 205
-61.55%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$36.21CHF 28.64
$49.41CHF 39.08
-26.72%
Internet(50+ Mbps, Unlimited Data)
$59.8CHF 47.30
$62.8CHF 49.69
-4.81%
🎉 Sport & Entertainment
St. Moritz
Geneva
Diferencia
Gym Membership(Monthly)
$73.0CHF 57.7
$82.1CHF 64.9
-11.06%
Tennis Court(1 Hour on Weekend)
-
$36.50CHF 28.88
-
Cinema Ticket
$19.20CHF 15.19
$24.98CHF 19.76
-23.14%
🧸 Childcare & Education
St. Moritz
Geneva
Diferencia
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$3,465CHF 2,741
$3,424CHF 2,708
1.21%
International Primary School, 1 Child(Yearly)
$39.6KCHF 31.3K
$33.7KCHF 26.6K
17.69%
👕👟 Clothing & Footwear
St. Moritz
Geneva
Diferencia
Jeans(Levis 501 Or Similar)
$137CHF 109
$136CHF 108
0.79%
Summer Dress(H&M, Zara, etc)
$61.5CHF 48.68
$80.9CHF 64.0
-23.88%
Sport Shoes(Adidas, Nike)
$150CHF 118
$166CHF 131
-9.64%
Men's Leather Business Shoes
$205CHF 162
$210CHF 166
-2.59%
🏠 Accommodation & Living
St. Moritz
Geneva
Diferencia
1-bedroom Apartment, City Center(Monthly)
$1,709CHF 1,351
$2,357CHF 1,865
-27.52%
1-bedroom Apartment, Outside City Center(Monthly)
$1,982CHF 1,568
$1,999CHF 1,581
-0.84%
3-bedroom Apartment, City Center(Monthly)
$2,826CHF 2,236
$4,802CHF 3,798
-41.14%
3-bedroom Apartment, Outside City Center(Monthly)
$4,665CHF 3,690
$3,866CHF 3,058
20.67%
Buy Apartment in City Center(m2)
-
$23.0KCHF 18.2K
-
Buy Apartment Outside City Center(m2)
$12.8KCHF 10.1K
$17.6KCHF 13.9K
-27.19%
💵 Salaries & Financials
St. Moritz
Geneva
Diferencia
Average Monthly Net Salary(After Tax)
$4,994CHF 3,950
$7,748CHF 6,128
-35.54%
20-Year Fixed Mortgage Interest Rate(Annual %)
1.8
2.46
-26.83%
Los datos de CityCost se basan en IA y aportaciones de usuarios. Puede haber pequeñas variaciones.
Última actualización para St. Moritz: April 26, 2026
Última actualización para Geneva: April 28, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,709 in St. Moritz versus $2,357 in Geneva. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 55% higher in Geneva, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $150 in St. Moritz versus $149 in Geneva. Groceries tell a different story – $674 in St. Moritz vs $680 in Geneva – so St. Moritz wins on supermarket bills even if dining out costs more.
Comparación de velocidades medias de internet por ciudad (actualizado April 2026)
El gráfico resalta el umbral de precisión para velocidades de internet móvil y fija, actualizado trimestralmente.
Índice del coste de vida para nómadas digitales
St. Moritz vs Geneva: Coste de vida - preguntas frecuentes
Is Geneva cheaper than St. Moritz?
Yes – Geneva is pricier by about 6%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $5,797 per month in St. Moritz and $6,165 in Geneva. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in St. Moritz, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do food prices compare in St. Moritz and Geneva?
Groceries cost about 1% more in Geneva, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is eating out cheaper in St. Moritz or Geneva?
A mid-range dinner for two costs $150 in St. Moritz and $149 in Geneva. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $3,000 enough to cover costs in St. Moritz or Geneva?
$3,000 is a stretch for both – monthly costs hit $3,865 in St. Moritz and $4,110 in Geneva. You'll need shared housing and careful budgeting no matter which city you pick.
Is St. Moritz or Geneva more family-friendly?
Families tend to lean toward St. Moritz – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, St. Moritz or Geneva?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with St. Moritz. If higher salaries, better infrastructure, or specific career opportunities are the priority, Geneva makes more sense. Both are solid long-term options with distinct trade-offs.
St. Moritz vs otros destinos: coste de vida comparado