Cost of Living Comparison Between St. Moritz and Geneva Cost of Living Comparison Between St. Moritz and Geneva

Monthly Cost of Living

A single person spends $3,776 per month in St. Moritz vs $4,131 in Geneva, rent included.

A couple spends around $6,503 per month in St. Moritz vs $6,472 in Geneva, rent included.

A family of three spends $9,229 per month in St. Moritz vs $8,814 in Geneva, rent included.

St. Moritz is about 9% cheaper than Geneva, driven mainly by Eating Out.

Both St. Moritz and Geneva sit above the global median – St. Moritz by 184%, Geneva by 210%.

Meal at Budget Restaurant

$31.00 CHF 25.22

$36.23 CHF 29.47

-14.44%

Three-Course Dinner for Two, Mid-Range

$147 CHF 119

0.07%

Fast Food Meal (McDonalds, etc)

$14.73 CHF 11.98

$18.77 CHF 15.26

-21.52%

Cappuccino

$6.32 CHF 5.14

$6.00 CHF 4.88

5.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.65 CHF 4.60

$5.44 CHF 4.42

3.86%

Water (0.33 liter bottle)

$4.50 CHF 3.66

$4.83 CHF 3.93

-6.83%

Local Beer (0.5 liter draught)

$9.75 CHF 7.93

$10.03 CHF 8.16

-2.79%

Imported Beer (0.33 liter bottle)

$5.99 CHF 4.87

$8.48 CHF 6.90

-29.36%

Milk (1 liter)

$1.32 CHF 1.08

$2.21 CHF 1.80

-40.27%

White Bread (500g)

$3.38 CHF 2.75

$3.97 CHF 3.23

-14.86%

Rice (white) (1kg)

$4.11 CHF 3.34

$4.30 CHF 3.50

-4.42%

Eggs

$7.60 CHF 6.18

Local Cheese (1kg)

$29.20 CHF 23.75

$26.80 CHF 21.80

8.96%

Chicken Fillets (1kg)

$32.92 CHF 26.78

$32.90 CHF 26.76

0.06%

Beef Round Steak (1kg)

$50.6 CHF 41.18

$53.1 CHF 43.21

-4.72%

Apples (1kg)

$4.09 CHF 3.33

$3.58 CHF 2.92

14.25%

Banana (1kg)

$2.89 CHF 2.35

$2.51 CHF 2.04

15.14%

Oranges (1kg)

$3.04 CHF 2.47

$2.97 CHF 2.42

2.36%

Tomato (1kg)

$5.20 CHF 4.23

$6.26 CHF 5.09

-16.93%

Potato (1kg)

$2.74 CHF 2.23

$2.55 CHF 2.07

7.45%

Onion (1kg)

$2.31 CHF 1.88

$2.32 CHF 1.89

-0.43%

Lettuce (1 head)

$2.47 CHF 2.01

$2.61 CHF 2.12

-5.36%

Water (1.5 liter bottle)

$1.73 CHF 1.40

$1.33 CHF 1.08

30.08%

Cigarettes 20 Pack (Marlboro, Camel)

$11.16 CHF 9.08

$10.95 CHF 8.90

1.92%

Wine (Bottle)

$13.58 CHF 11.05

$12.42 CHF 10.10

9.34%

Local Beer (0.5 liter bottle)

$2.70 CHF 2.20

$3.35 CHF 2.72

-19.40%

Imported Beer (0.33 liter bottle)

$3.31 CHF 2.70

$3.78 CHF 3.08

-12.43%

One-way Ticket (Public Transport)

$3.84 CHF 3.13

$3.60 CHF 2.93

6.67%

Public Transport Monthly Pass (Regular Price)

$96.9 CHF 78.9

$85.0 CHF 69.1

14.09%

Taxi Start (Normal Tariff)

$7.52 CHF 6.12

$7.37 CHF 5.99

2.04%

Taxi (Normal Tariff) (1km)

$4.46 CHF 3.63

$3.51 CHF 2.86

27.07%

Taxi 1hour Waiting (Normal Tariff)

$89.2 CHF 72.6

$63.9 CHF 52.0

39.57%

Gasoline (1 liter)

$2.24 CHF 1.82

$2.21 CHF 1.79

1.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.5K CHF 32.9K

$40.1K CHF 32.7K

0.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.8K CHF 32.4K

$49.5K CHF 40.3K

-19.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$97.2 CHF 79.1

$259 CHF 211

-62.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.41 CHF 29.61

$47.91 CHF 38.97

-24.00%

Internet (50+ Mbps, Unlimited Data)

$59.7 CHF 48.54

$64.2 CHF 52.2

-7.04%

Gym Membership (Monthly)

$74.7 CHF 60.8

$80.9 CHF 65.8

-7.68%

Tennis Court (1 Hour on Weekend)

$42.41 CHF 34.50

$36.86 CHF 29.98

15.06%

Cinema Ticket

$18.87 CHF 15.35

$24.51 CHF 19.93

-23.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,368 CHF 2,739

$3,517 CHF 2,860

-4.23%

International Primary School, 1 Child (Yearly)

$39.7K CHF 32.3K

$33.7K CHF 27.4K

17.78%

Jeans (Levis 501 Or Similar)

$137 CHF 112

$139 CHF 113

-0.96%

Summer Dress (H&M, Zara, etc)

$62.3 CHF 50.6

$79.6 CHF 64.8

-21.83%

Sport Shoes (Adidas, Nike)

$151 CHF 123

$166 CHF 135

-9.01%

Men's Leather Business Shoes

$203 CHF 165

$209 CHF 170

-2.60%

1-bedroom Apartment, City Center (Monthly)

$1,702 CHF 1,385

$2,353 CHF 1,914

-27.64%

1-bedroom Apartment, Outside City Center (Monthly)

$1,993 CHF 1,621

$2,079 CHF 1,691

-4.14%

3-bedroom Apartment, City Center (Monthly)

$2,808 CHF 2,284

$4,650 CHF 3,782

-39.61%

3-bedroom Apartment, Outside City Center (Monthly)

$4,655 CHF 3,787

$3,813 CHF 3,101

22.09%

Buy Apartment in City Center (m2)

$15.6K CHF 12.7K

$22.7K CHF 18.5K

-31.38%

Buy Apartment Outside City Center (m2)

$12.2K CHF 9,957

$15.7K CHF 12.8K

-22.24%

Average Monthly Net Salary (After Tax)

$4,804 CHF 3,908

$7,297 CHF 5,935

-34.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.8

2.46

-26.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Moritz: July 25, 2026

Last update for Geneva: July 26, 2026

Cost Breakdown

A central one-bedroom costs $1,702 in St. Moritz versus $2,353 in Geneva. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 52% higher in Geneva, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $147 in St. Moritz versus $147 in Geneva. Monthly groceries follow the same trend: $665 vs $678 – making St. Moritz the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Moritz vs Geneva: Cost of Living - Frequently Asked Questions

Yes – Geneva is pricier by about 9%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $5,665 per month in St. Moritz and $6,197 in Geneva. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in St. Moritz, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 2% more in Geneva, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $147 in St. Moritz and $147 in Geneva. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$3,000 is a stretch for both – monthly costs hit $3,776 in St. Moritz and $4,131 in Geneva. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward St. Moritz – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with St. Moritz. If higher salaries, better infrastructure, or specific career opportunities are the priority, Geneva makes more sense. Both are solid long-term options with distinct trade-offs.