Cost of Living Comparison Between Geneva and St. Moritz Cost of Living Comparison Between Geneva and St. Moritz

Monthly Cost of Living

A single person spends $4,110 per month in Geneva vs $3,865 in St. Moritz, rent included.

A couple spends around $6,453 per month in Geneva vs $6,642 in St. Moritz, rent included.

A family of three spends $8,795 per month in Geneva vs $9,420 in St. Moritz, rent included.

Geneva costs about 6% more than St. Moritz, driven mainly by Eating Out.

Both Geneva and St. Moritz sit above the global median – Geneva by 207%, St. Moritz by 189%.

Meal at Budget Restaurant

$37.47 CHF 29.64

$31.31 CHF 24.77

19.67%

Three-Course Dinner for Two, Mid-Range

$149 CHF 118

$150 CHF 118

-0.62%

Fast Food Meal (McDonalds, etc)

$18.30 CHF 14.47

$15.03 CHF 11.89

21.76%

Cappuccino

$6.04 CHF 4.78

$6.14 CHF 4.86

-1.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.43 CHF 4.30

$5.46 CHF 4.32

-0.55%

Water (0.33 liter bottle)

$4.77 CHF 3.77

$4.76 CHF 3.76

0.21%

Local Beer (0.5 liter draught)

$9.82 CHF 7.77

$10.02 CHF 7.92

-2.00%

Imported Beer (0.33 liter bottle)

$8.57 CHF 6.78

$6.03 CHF 4.77

42.12%

Milk (1 liter)

$2.20 CHF 1.74

$1.33 CHF 1.05

65.41%

White Bread (500g)

$3.77 CHF 2.99

$3.44 CHF 2.72

9.59%

Rice (white) (1kg)

$4.31 CHF 3.41

$4.11 CHF 3.25

4.87%

Eggs

$7.68 CHF 6.08

$7.45 CHF 5.90

3.09%

Local Cheese (1kg)

$27.00 CHF 21.35

$29.79 CHF 23.56

-9.37%

Chicken Fillets (1kg)

$33.58 CHF 26.56

$33.95 CHF 26.85

-1.09%

Beef Round Steak (1kg)

$52.5 CHF 41.53

$50.4 CHF 39.84

4.23%

Apples (1kg)

$3.54 CHF 2.80

$4.09 CHF 3.23

-13.45%

Banana (1kg)

$2.52 CHF 1.99

$2.92 CHF 2.31

-13.70%

Oranges (1kg)

$3.06 CHF 2.42

$3.15 CHF 2.49

-2.86%

Tomato (1kg)

$6.46 CHF 5.11

$5.05 CHF 3.99

27.92%

Potato (1kg)

$2.60 CHF 2.06

$2.82 CHF 2.23

-7.80%

Onion (1kg)

$2.37 CHF 1.87

$2.31 CHF 1.82

2.60%

Lettuce (1 head)

$2.59 CHF 2.05

$2.51 CHF 1.99

3.19%

Water (1.5 liter bottle)

$1.32 CHF 1.05

$1.73 CHF 1.37

-23.70%

Cigarettes 20 Pack (Marlboro, Camel)

$11.01 CHF 8.71

$10.87 CHF 8.60

1.29%

Wine (Bottle)

$12.78 CHF 10.11

$15.15 CHF 11.98

-15.64%

Local Beer (0.5 liter bottle)

$3.34 CHF 2.64

$2.75 CHF 2.18

21.45%

Imported Beer (0.33 liter bottle)

$3.75 CHF 2.97

$3.21 CHF 2.54

16.82%

One-way Ticket (Public Transport)

$3.61 CHF 2.86

$3.83 CHF 3.03

-5.74%

Public Transport Monthly Pass (Regular Price)

$84.7 CHF 67.0

$94.2 CHF 74.5

-10.04%

Taxi Start (Normal Tariff)

$7.49 CHF 5.92

$7.60 CHF 6.01

-1.45%

Taxi (Normal Tariff) (1km)

$3.65 CHF 2.88

$4.58 CHF 3.63

-20.31%

Taxi 1hour Waiting (Normal Tariff)

$64.2 CHF 50.8

$86.6 CHF 68.5

-25.86%

Gasoline (1 liter)

$2.19 CHF 1.73

$2.24 CHF 1.77

-2.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.7K CHF 31.4K

$40.3K CHF 31.9K

-1.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$50.2K CHF 39.7K

$39.4K CHF 31.2K

27.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$259 CHF 205

$99.5 CHF 78.7

160.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.41 CHF 39.08

$36.21 CHF 28.64

36.45%

Internet (50+ Mbps, Unlimited Data)

$62.8 CHF 49.69

$59.8 CHF 47.30

5.05%

Gym Membership (Monthly)

$82.1 CHF 64.9

$73.0 CHF 57.7

12.44%

Tennis Court (1 Hour on Weekend)

$36.50 CHF 28.88

Cinema Ticket

$24.98 CHF 19.76

$19.20 CHF 15.19

30.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,424 CHF 2,708

$3,465 CHF 2,741

-1.19%

International Primary School, 1 Child (Yearly)

$33.7K CHF 26.6K

$39.6K CHF 31.3K

-15.03%

Jeans (Levis 501 Or Similar)

$136 CHF 108

$137 CHF 109

-0.78%

Summer Dress (H&M, Zara, etc)

$80.9 CHF 64.0

$61.5 CHF 48.68

31.38%

Sport Shoes (Adidas, Nike)

$166 CHF 131

$150 CHF 118

10.67%

Men's Leather Business Shoes

$210 CHF 166

$205 CHF 162

2.66%

1-bedroom Apartment, City Center (Monthly)

$2,357 CHF 1,865

$1,709 CHF 1,351

37.98%

1-bedroom Apartment, Outside City Center (Monthly)

$1,999 CHF 1,581

$1,982 CHF 1,568

0.84%

3-bedroom Apartment, City Center (Monthly)

$4,802 CHF 3,798

$2,826 CHF 2,236

69.90%

3-bedroom Apartment, Outside City Center (Monthly)

$3,866 CHF 3,058

$4,665 CHF 3,690

-17.13%

Buy Apartment in City Center (m2)

$23.0K CHF 18.2K

Buy Apartment Outside City Center (m2)

$17.6K CHF 13.9K

$12.8K CHF 10.1K

37.33%

Average Monthly Net Salary (After Tax)

$7,748 CHF 6,128

$4,994 CHF 3,950

55.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.46

1.8

36.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Geneva: April 28, 2026

Last update for St. Moritz: April 26, 2026

Cost Breakdown

A central one-bedroom costs $2,357 in Geneva versus $1,709 in St. Moritz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 55% higher in Geneva, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $149 in Geneva versus $150 in St. Moritz. Groceries tell a different story – $680 in Geneva vs $674 in St. Moritz – so St. Moritz wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Geneva vs St. Moritz: Cost of Living - Frequently Asked Questions

Yes – Geneva is pricier by about 6%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $6,165 per month in Geneva and $5,797 in St. Moritz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in St. Moritz, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 1% more in Geneva, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $149 in Geneva and $150 in St. Moritz. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$3,000 is a stretch for both – monthly costs hit $4,110 in Geneva and $3,865 in St. Moritz. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward St. Moritz – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with St. Moritz. If higher salaries, better infrastructure, or specific career opportunities are the priority, Geneva makes more sense. Both are solid long-term options with distinct trade-offs.