Cost of Living Comparison Between Geneva and St. Moritz Cost of Living Comparison Between Geneva and St. Moritz

Monthly Cost of Living

A single person spends $4,131 per month in Geneva vs $3,776 in St. Moritz, rent included.

A couple spends around $6,472 per month in Geneva vs $6,503 in St. Moritz, rent included.

A family of three spends $8,814 per month in Geneva vs $9,229 in St. Moritz, rent included.

Geneva costs about 9% more than St. Moritz, driven mainly by Eating Out.

Both Geneva and St. Moritz sit above the global median – Geneva by 210%, St. Moritz by 184%.

Meal at Budget Restaurant

$36.23 CHF 29.24

$31.00 CHF 25.02

16.87%

Three-Course Dinner for Two, Mid-Range

$147 CHF 118

-0.07%

Fast Food Meal (McDonalds, etc)

$18.77 CHF 15.14

$14.73 CHF 11.89

27.43%

Cappuccino

$6.00 CHF 4.84

$6.32 CHF 5.10

-5.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.44 CHF 4.39

$5.65 CHF 4.56

-3.72%

Water (0.33 liter bottle)

$4.83 CHF 3.90

$4.50 CHF 3.63

7.33%

Local Beer (0.5 liter draught)

$10.03 CHF 8.09

$9.75 CHF 7.87

2.87%

Imported Beer (0.33 liter bottle)

$8.48 CHF 6.85

$5.99 CHF 4.84

41.57%

Milk (1 liter)

$2.21 CHF 1.78

$1.32 CHF 1.07

67.42%

White Bread (500g)

$3.97 CHF 3.21

$3.38 CHF 2.73

17.46%

Rice (white) (1kg)

$4.30 CHF 3.47

$4.11 CHF 3.32

4.62%

Eggs

$7.60 CHF 6.13

$7.60 CHF 6.14

Local Cheese (1kg)

$26.80 CHF 21.62

$29.20 CHF 23.57

-8.22%

Chicken Fillets (1kg)

$32.90 CHF 26.55

$32.92 CHF 26.57

-0.06%

Beef Round Steak (1kg)

$53.1 CHF 42.87

$50.6 CHF 40.85

4.96%

Apples (1kg)

$3.58 CHF 2.89

$4.09 CHF 3.30

-12.47%

Banana (1kg)

$2.51 CHF 2.03

$2.89 CHF 2.33

-13.15%

Oranges (1kg)

$2.97 CHF 2.40

$3.04 CHF 2.45

-2.30%

Tomato (1kg)

$6.26 CHF 5.05

$5.20 CHF 4.20

20.38%

Potato (1kg)

$2.55 CHF 2.05

$2.74 CHF 2.21

-6.93%

Onion (1kg)

$2.32 CHF 1.87

$2.31 CHF 1.86

0.43%

Lettuce (1 head)

$2.61 CHF 2.10

$2.47 CHF 1.99

5.67%

Water (1.5 liter bottle)

$1.33 CHF 1.08

$1.73 CHF 1.39

-23.12%

Cigarettes 20 Pack (Marlboro, Camel)

$10.95 CHF 8.83

$11.16 CHF 9.00

-1.88%

Wine (Bottle)

$12.42 CHF 10.03

$13.58 CHF 10.96

-8.54%

Local Beer (0.5 liter bottle)

$3.35 CHF 2.70

$2.70 CHF 2.18

24.07%

Imported Beer (0.33 liter bottle)

$3.78 CHF 3.05

$3.31 CHF 2.67

14.20%

One-way Ticket (Public Transport)

$3.60 CHF 2.91

$3.84 CHF 3.10

-6.25%

Public Transport Monthly Pass (Regular Price)

$85.0 CHF 68.6

$96.9 CHF 78.2

-12.35%

Taxi Start (Normal Tariff)

$7.37 CHF 5.94

$7.52 CHF 6.07

-1.99%

Taxi (Normal Tariff) (1km)

$3.51 CHF 2.83

$4.46 CHF 3.60

-21.30%

Taxi 1hour Waiting (Normal Tariff)

$63.9 CHF 51.6

$89.2 CHF 72.0

-28.35%

Gasoline (1 liter)

$2.21 CHF 1.78

$2.24 CHF 1.81

-1.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.1K CHF 32.4K

$40.5K CHF 32.7K

-0.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$49.5K CHF 40.0K

$39.8K CHF 32.1K

24.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$259 CHF 209

$97.2 CHF 78.5

166.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$47.91 CHF 38.67

$36.41 CHF 29.38

31.58%

Internet (50+ Mbps, Unlimited Data)

$64.2 CHF 51.8

$59.7 CHF 48.16

7.57%

Gym Membership (Monthly)

$80.9 CHF 65.3

$74.7 CHF 60.3

8.31%

Tennis Court (1 Hour on Weekend)

$36.86 CHF 29.75

$42.41 CHF 34.22

-13.09%

Cinema Ticket

$24.51 CHF 19.78

$18.87 CHF 15.23

29.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,517 CHF 2,838

$3,368 CHF 2,718

4.42%

International Primary School, 1 Child (Yearly)

$33.7K CHF 27.2K

$39.7K CHF 32.1K

-15.09%

Jeans (Levis 501 Or Similar)

$139 CHF 112

$137 CHF 111

0.97%

Summer Dress (H&M, Zara, etc)

$79.6 CHF 64.3

$62.3 CHF 50.2

27.92%

Sport Shoes (Adidas, Nike)

$166 CHF 134

$151 CHF 122

9.90%

Men's Leather Business Shoes

$209 CHF 168

$203 CHF 164

2.67%

1-bedroom Apartment, City Center (Monthly)

$2,353 CHF 1,899

$1,702 CHF 1,374

38.20%

1-bedroom Apartment, Outside City Center (Monthly)

$2,079 CHF 1,678

$1,993 CHF 1,608

4.32%

3-bedroom Apartment, City Center (Monthly)

$4,650 CHF 3,753

$2,808 CHF 2,266

65.59%

3-bedroom Apartment, Outside City Center (Monthly)

$3,813 CHF 3,077

$4,655 CHF 3,757

-18.09%

Buy Apartment in City Center (m2)

$22.7K CHF 18.3K

$15.6K CHF 12.6K

45.73%

Buy Apartment Outside City Center (m2)

$15.7K CHF 12.7K

$12.2K CHF 9,879

28.60%

Average Monthly Net Salary (After Tax)

$7,297 CHF 5,888

$4,804 CHF 3,877

51.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.46

1.8

36.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Geneva: July 26, 2026

Last update for St. Moritz: July 25, 2026

Cost Breakdown

A central one-bedroom costs $2,353 in Geneva versus $1,702 in St. Moritz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 52% higher in Geneva, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $147 in Geneva versus $147 in St. Moritz. Groceries tell a different story – $678 in Geneva vs $665 in St. Moritz – so St. Moritz wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Geneva vs St. Moritz: Cost of Living - Frequently Asked Questions

Yes – Geneva is pricier by about 9%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $6,197 per month in Geneva and $5,665 in St. Moritz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in St. Moritz, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 2% more in Geneva, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $147 in Geneva and $147 in St. Moritz. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$3,000 is a stretch for both – monthly costs hit $4,131 in Geneva and $3,776 in St. Moritz. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward St. Moritz – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with St. Moritz. If higher salaries, better infrastructure, or specific career opportunities are the priority, Geneva makes more sense. Both are solid long-term options with distinct trade-offs.