Last update: Oct 2026

Cost of Living Comparison Between Geneva and St. Moritz

For one person, living is cheaper in St. Moritz: $3,626 a month against $4,079 in Geneva, rent and utilities included – about $5,400 less a year. Higher rent and utilities in Geneva outweigh lower spending on other living expenses.

198

Cost of Living Index in Geneva
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Geneva Living Index
174

Cost of Living Index in St. Moritz
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St. Moritz Living Index

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Geneva

🇨🇭 Switzerland

$4,079

/mo nomad

St. Moritz

🇨🇭 Switzerland

$3,626

/mo nomad

Monthly Cost of Living

How much you'll spend in Geneva and in St. Moritz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Geneva and in St. Moritz actually costs, broken down by who's living it.

A single person spends $4,079 per month in Geneva vs $3,626 in St. Moritz, rent included.

Geneva $4,079
St. Moritz $3,626

A couple spends around $6,308 per month in Geneva vs $6,508 in St. Moritz, rent included.

Geneva $6,308
St. Moritz $6,508

A family of three spends $8,538 per month in Geneva vs $9,390 in St. Moritz, rent included.

Geneva $8,538
St. Moritz $9,390

Geneva costs about 13% more than St. Moritz, and outside of rent the biggest gap is in leisure.

Both Geneva and St. Moritz sit above the global median – Geneva by 200%, St. Moritz by 166%.

Meal at Budget Restaurant

$30.31 CHF 25.00

$34.20 CHF 28.21

-11.37%

Three-Course Dinner for Two, Mid-Range

$129 CHF 107

$143 CHF 118

-9.61%

Fast Food Meal (McDonalds, etc)

$19.47 CHF 16.06

$14.40 CHF 11.87

35.21%

Cappuccino

$6.40 CHF 5.27

$5.90 CHF 4.87

8.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.66 CHF 3.84

$5.54 CHF 4.57

-15.88%

Water (0.33 liter bottle)

$4.13 CHF 3.41

$4.60 CHF 3.80

-10.22%

Local Beer (0.5 liter draught)

$9.82 CHF 8.10

$9.90 CHF 8.16

-0.81%

Imported Beer (0.33 liter bottle)

$9.87 CHF 8.14

$6.03 CHF 4.97

63.68%

Milk (1 liter)

$2.35 CHF 1.94

$1.81 CHF 1.49

29.83%

White Bread (500g)

$3.26 CHF 2.69

$3.96 CHF 3.27

-17.68%

Rice (white) (1kg)

$3.39 CHF 2.79

$3.60 CHF 2.97

-5.83%

Eggs

$8.18 CHF 6.74

$7.67 CHF 6.32

6.65%

Local Cheese (1kg)

$25.05 CHF 20.66

$27.09 CHF 22.34

-7.53%

Chicken Fillets (1kg)

$29.22 CHF 24.10

$28.89 CHF 23.83

1.14%

Beef Round Steak (1kg)

$42.51 CHF 35.06

$60.5 CHF 49.91

-29.75%

Apples (1kg)

$3.53 CHF 2.92

$4.09 CHF 3.37

-13.69%

Banana (1kg)

$1.63 CHF 1.35

$2.75 CHF 2.27

-40.73%

Oranges (1kg)

$2.85 CHF 2.35

$3.60 CHF 2.97

-20.83%

Tomato (1kg)

$4.90 CHF 4.04

$4.59 CHF 3.79

6.75%

Potato (1kg)

$1.64 CHF 1.35

$2.55 CHF 2.10

-35.69%

Onion (1kg)

$2.29 CHF 1.89

$2.34 CHF 1.93

-2.14%

Lettuce (1 head)

$2.19 CHF 1.81

$2.49 CHF 2.05

-12.05%

Water (1.5 liter bottle)

$1.66 CHF 1.37

$1.25 CHF 1.03

32.80%

Cigarettes 20 Pack (Marlboro, Camel)

$10.97 CHF 9.05

$10.77 CHF 8.88

1.86%

Wine (Bottle)

$12.16 CHF 10.03

$13.92 CHF 11.48

-12.64%

Local Beer (0.5 liter bottle)

$3.21 CHF 2.65

$2.88 CHF 2.37

11.46%

Imported Beer (0.33 liter bottle)

$3.30 CHF 2.72

$3.21 CHF 2.65

2.80%

One-way Ticket (Public Transport)

$3.55 CHF 2.93

$3.92 CHF 3.24

-9.44%

Public Transport Monthly Pass (Regular Price)

$85.8 CHF 70.8

$92.6 CHF 76.3

-7.31%

Taxi Start (Normal Tariff)

$7.61 CHF 6.28

$8.08 CHF 6.67

-5.82%

Taxi (Normal Tariff) (1km)

$3.76 CHF 3.10

$4.54 CHF 3.75

-17.18%

Taxi 1hour Waiting (Normal Tariff)

$64.2 CHF 52.9

$87.8 CHF 72.4

-26.87%

Gasoline (1 liter)

$2.35 CHF 1.94

$2.14 CHF 1.76

9.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.5K CHF 32.6K

$38.6K CHF 31.8K

2.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.8K CHF 32.0K

$39.6K CHF 32.7K

-1.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$280 CHF 231

$96.8 CHF 79.9

189.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.96 CHF 31.31

$39.12 CHF 32.26

-2.97%

Internet (50+ Mbps, Unlimited Data)

$57.6 CHF 47.47

$54.8 CHF 45.16

5.11%

Gym Membership (Monthly)

$77.0 CHF 63.5

$73.0 CHF 60.2

5.47%

Tennis Court (1 Hour on Weekend)

$43.34 CHF 35.75

Cinema Ticket

$23.96 CHF 19.76

$18.96 CHF 15.64

26.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,484 CHF 2,049

$3,402 CHF 2,806

-26.99%

International Primary School, 1 Child (Yearly)

$35.2K CHF 29.0K

$41.2K CHF 34.0K

-14.71%

Jeans (Levis 501 Or Similar)

$133 CHF 110

$140 CHF 115

-4.87%

Summer Dress (H&M, Zara, etc)

$79.1 CHF 65.2

$55.1 CHF 45.43

43.57%

Sport Shoes (Adidas, Nike)

$169 CHF 139

$161 CHF 133

4.92%

Men's Leather Business Shoes

$188 CHF 155

$249 CHF 205

-24.24%

1-bedroom Apartment, City Center (Monthly)

$2,825 CHF 2,330

$1,794 CHF 1,480

57.48%

1-bedroom Apartment, Outside City Center (Monthly)

$2,115 CHF 1,744

$1,753 CHF 1,446

20.63%

3-bedroom Apartment, City Center (Monthly)

$5,088 CHF 4,197

$5,403 CHF 4,456

-5.82%

3-bedroom Apartment, Outside City Center (Monthly)

$3,963 CHF 3,268

$4,730 CHF 3,901

-16.23%

Buy Apartment in City Center (m2)

$22.5K CHF 18.5K

Buy Apartment Outside City Center (m2)

$16.3K CHF 13.5K

$12.3K CHF 10.1K

32.70%

Average Monthly Net Salary (After Tax)

$7,271 CHF 5,997

$4,889 CHF 4,032

48.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.98

1.8

10.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Geneva: October 25, 2026

Last update for St. Moritz: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Geneva

$2.1K 51.9%

St. Moritz

$1.8K 48.3% 17.1% $362

Groceries & Markets

Geneva

$600 14.7%

St. Moritz

$670 18.5% 11.8% $71

Eating Out

Geneva

$482 11.8%

St. Moritz

$490 13.5% 1.7% $8.1

Monthly Utilities & Internet

Geneva

$375 9.2%

St. Moritz

$191 5.3% 49.2% $185

Clothing & Footwear

Geneva

$256 6.3%

St. Moritz

$272 7.5% 6.2% $16

Getting Around

Geneva

$126 3.1%

St. Moritz

$139 3.8% 10% $13

Sport & Entertainment

Geneva

$125 3.1%

St. Moritz

$111 3.1% 11.2% $14

Cost Breakdown

A central one-bedroom costs $2,825 in Geneva versus $1,794 in St. Moritz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 49% higher in Geneva. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $129 in Geneva versus $143 in St. Moritz. Monthly groceries follow the same trend: $600 vs $670 – making Geneva the more affordable choice for daily food spending.

Good to know

🇨🇭 Geneva

🇨🇭 St. Moritz

🕒 Local time

06:19 6:19 AM

Same time as Geneva

🌤 Weather

👥 Population

191,557

5,000

💱 Currency

Swiss Franc CHF Fr

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.09 EUR

1 CHF = 1.21 USD

1 CHF = 1.09 EUR

Exchange rates and currency converter

On the map

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Geneva St. Moritz 290 km

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Geneva
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Geneva vs St. Moritz: Cost of Living - Frequently Asked Questions

Yes – Geneva is pricier by about 13%, and outside of rent the gap shows up most in leisure.

For a comfortable life, plan on about $6,118 per month in Geneva and $5,438 in St. Moritz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in St. Moritz, especially for central apartments: a one-bedroom in the center costs $1,794 there versus $2,825 in Geneva.

Interestingly, groceries are about 11% cheaper in Geneva – one category where the pricier city actually offers better value.

A mid-range dinner for two costs $129 in Geneva and $143 in St. Moritz. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$3,000 is a stretch for both – monthly costs hit $4,079 in Geneva and $3,626 in St. Moritz. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Geneva has an edge in some lifestyle areas, with costs from $3,626 in St. Moritz to $4,079 in Geneva. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with St. Moritz. If higher salaries or specific career opportunities are the priority, Geneva makes more sense. Both are solid long-term options with distinct trade-offs.