Cost of Living Comparison Between Bern and St. Moritz Cost of Living Comparison Between Bern and St. Moritz

🙂 Solo nomad: Bern is 5.9% cheaper than St. Moritz without rent, and 12% cheaper with rent.
😐 Family of 3: Bern is 9.5% more expensive than St. Moritz without rent, and 24.6% cheaper with rent.
Currency
🍽 Eating Out
Bern
St. Moritz
Difference
Meal at Budget Restaurant
$27.45 CHF 21.47
$31.01 CHF 24.25
-11.48%
Three-Course Dinner for Two, Mid-Range
$107 CHF 83.4
$151 CHF 118
-29.22%
Fast Food Meal (McDonalds, etc)
$17.00 CHF 13.29
$14.91 CHF 11.66
14.02%
Cappuccino
$5.95 CHF 4.65
$6.20 CHF 4.85
-4.03%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$4.80 CHF 3.75
$5.68 CHF 4.44
-15.49%
Water (0.33 liter bottle)
$4.75 CHF 3.72
$4.72 CHF 3.69
0.64%
Local Beer (0.5 liter draught)
$8.40 CHF 6.57
$10.09 CHF 7.89
-16.75%
Imported Beer (0.33 liter bottle)
$5.98 CHF 4.68
$6.24 CHF 4.88
-4.17%
🛒 Groceries & Markets
Bern
St. Moritz
Difference
Milk (1 liter)
$2.15 CHF 1.68
$1.33 CHF 1.04
61.65%
White Bread (500g)
$3.45 CHF 2.70
$3.42 CHF 2.67
0.88%
Rice (white) (1kg)
$4.09 CHF 3.20
$3.96 CHF 3.10
3.28%
Eggs
$7.06 CHF 5.52
$7.30 CHF 5.71
-3.29%
Local Cheese (1kg)
$28.55 CHF 22.33
$29.84 CHF 23.33
-4.32%
Chicken Fillets (1kg)
$35.12 CHF 27.47
$33.02 CHF 25.82
6.36%
Beef Round Steak (1kg)
$41.13 CHF 32.17
$50.1 CHF 39.17
-17.90%
Apples (1kg)
$3.44 CHF 2.69
$4.03 CHF 3.15
-14.64%
Banana (1kg)
$2.21 CHF 1.73
$2.91 CHF 2.28
-24.05%
Oranges (1kg)
$2.76 CHF 2.16
$3.15 CHF 2.46
-12.38%
Tomato (1kg)
$7.10 CHF 5.56
$5.09 CHF 3.98
39.49%
Potato (1kg)
$2.25 CHF 1.76
$2.82 CHF 2.20
-20.21%
Onion (1kg)
$2.17 CHF 1.69
$2.36 CHF 1.85
-8.05%
Lettuce (1 head)
$2.56 CHF 2.00
$2.56 CHF 2.00
-
Water (1.5 liter bottle)
$1.10 CHF 0.86
$1.67 CHF 1.31
-34.13%
Cigarettes 20 Pack (Marlboro, Camel)
$11.27 CHF 8.81
$11.03 CHF 8.63
2.18%
Wine (Bottle)
$12.95 CHF 10.13
$15.57 CHF 12.17
-16.83%
Local Beer (0.5 liter bottle)
$1.92 CHF 1.50
$2.63 CHF 2.06
-27.00%
Imported Beer (0.33 liter bottle)
$2.27 CHF 1.78
$3.19 CHF 2.49
-28.84%
🚌 Getting Around
Bern
St. Moritz
Difference
One-way Ticket (Public Transport)
$3.68 CHF 2.88
$3.88 CHF 3.03
-5.15%
Public Transport Monthly Pass (Regular Price)
$95.7 CHF 74.8
$96.9 CHF 75.8
-1.29%
Taxi Start (Normal Tariff)
$8.08 CHF 6.32
$7.84 CHF 6.13
3.06%
Taxi (Normal Tariff) (1km)
$4.24 CHF 3.32
$4.53 CHF 3.54
-6.40%
Taxi 1hour Waiting (Normal Tariff)
$94.1 CHF 73.6
$88.5 CHF 69.2
6.28%
Gasoline (1 liter)
$2.14 CHF 1.67
$2.19 CHF 1.71
-2.28%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$40.5K CHF 31.7K
$39.8K CHF 31.1K
1.85%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$58.2K CHF 45.5K
$39.9K CHF 31.2K
45.96%
🧾 Monthly Utilities & Internet
Bern
St. Moritz
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$371 CHF 290
$98.7 CHF 77.2
276.07%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$58.6 CHF 45.81
$35.14 CHF 27.48
66.70%
Internet (50+ Mbps, Unlimited Data)
$57.3 CHF 44.79
$58.4 CHF 45.65
-1.88%
🎉 Sport & Entertainment
Bern
St. Moritz
Difference
Gym Membership (Monthly)
$82.7 CHF 64.7
$72.7 CHF 56.9
13.71%
Tennis Court (1 Hour on Weekend)
$47.72 CHF 37.32
-
-
Cinema Ticket
$24.30 CHF 19.00
$18.72 CHF 14.64
29.81%
🧸 Childcare & Education
Bern
St. Moritz
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,359 CHF 2,627
$3,354 CHF 2,623
0.14%
International Primary School, 1 Child (Yearly)
$40.7K CHF 31.8K
$39.0K CHF 30.5K
4.34%
👕👟 Clothing & Footwear
Bern
St. Moritz
Difference
Jeans (Levis 501 Or Similar)
$150 CHF 117
$138 CHF 108
8.11%
Summer Dress (H&M, Zara, etc)
$68.8 CHF 53.8
$60.9 CHF 47.60
12.95%
Sport Shoes (Adidas, Nike)
$175 CHF 137
$150 CHF 117
16.91%
Men's Leather Business Shoes
$186 CHF 145
$198 CHF 155
-6.05%
🏠 Accommodation & Living
Bern
St. Moritz
Difference
1-bedroom Apartment, City Center (Monthly)
$1,912 CHF 1,495
$1,690 CHF 1,322
13.14%
1-bedroom Apartment, Outside City Center (Monthly)
$1,254 CHF 981
$1,975 CHF 1,545
-36.50%
3-bedroom Apartment, City Center (Monthly)
$3,215 CHF 2,514
$2,821 CHF 2,206
13.97%
3-bedroom Apartment, Outside City Center (Monthly)
$2,366 CHF 1,851
$4,621 CHF 3,614
-48.79%
Buy Apartment in City Center (m2)
$15.7K CHF 12.3K
-
-
Buy Apartment Outside City Center (m2)
$12.2K CHF 9,573
$12.6K CHF 9,863
-2.94%
💵 Salaries & Financials
Bern
St. Moritz
Difference
Average Monthly Net Salary (After Tax)
$7,483 CHF 5,852
$5,107 CHF 3,994
46.53%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.52
1.8
40.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bern: April 13, 2026

Last update for St. Moritz: April 13, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
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