Cost of Living Comparison Between St. John's, Newfoundland and Labrador and Ubud, Bali Cost of Living Comparison Between St. John's, Newfoundland and Labrador and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,071 in St. John's, Newfoundland and Labrador versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $3,131 in St. John's, Newfoundland and Labrador versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,191 in St. John's, Newfoundland and Labrador versus $3,660 in Ubud, Bali.

Living in St. John's, Newfoundland and Labrador is roughly 46% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: St. John's, Newfoundland and Labrador 55% above, Ubud, Bali 6% above.

Meal at Budget Restaurant

$18.72 CA$25.91

$3.56 Rp 63.7K

425.84%

Three-Course Dinner for Two, Mid-Range

$73.3 CA$102

$32.73 Rp 584.5K

124.01%

Fast Food Meal (McDonalds, etc)

$11.66 CA$16.14

$4.95 Rp 88.4K

135.56%

Cappuccino

$3.32 CA$4.60

$2.71 Rp 48.4K

22.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.48 CA$3.44

$1.34 Rp 24.0K

85.07%

Water (0.33 liter bottle)

$1.80 CA$2.50

$0.70 Rp 12.5K

157.14%

Local Beer (0.5 liter draught)

$5.02 CA$6.95

$2.92 Rp 52.1K

71.92%

Imported Beer (0.33 liter bottle)

$5.21 CA$7.22

$3.96 Rp 70.7K

31.57%

Milk (1 liter)

$2.94 CA$4.07

$1.81 Rp 32.3K

62.43%

White Bread (500g)

$3.29 CA$4.55

$2.52 Rp 45.0K

30.56%

Rice (white) (1kg)

$4.50 CA$6.23

$1.16 Rp 20.7K

287.93%

Eggs

$3.89 CA$5.39

$2.46 Rp 43.9K

58.13%

Local Cheese (1kg)

$8.75 CA$12.11

$14.71 Rp 262.7K

-40.52%

Chicken Fillets (1kg)

$12.85 CA$17.79

$4.32 Rp 77.1K

197.45%

Beef Round Steak (1kg)

$11.19 CA$15.50

$12.14 Rp 216.7K

-7.83%

Apples (1kg)

$5.54 CA$7.67

$3.84 Rp 68.6K

44.27%

Banana (1kg)

$2.21 CA$3.06

$1.56 Rp 27.8K

41.67%

Oranges (1kg)

$5.33 CA$7.37

$2.83 Rp 50.6K

88.34%

Tomato (1kg)

$3.02 CA$4.19

$2.33 Rp 41.5K

29.61%

Potato (1kg)

$2.20 CA$3.05

$1.91 Rp 34.2K

15.18%

Onion (1kg)

$2.66 CA$3.68

$2.20 Rp 39.3K

20.91%

Lettuce (1 head)

$3.36 CA$4.66

$1.01 Rp 18.1K

232.67%

Water (1.5 liter bottle)

$2.25 CA$3.12

$0.78 Rp 13.8K

188.46%

Cigarettes 20 Pack (Marlboro, Camel)

$14.71 CA$20.36

$3.32 Rp 59.2K

343.07%

Wine (Bottle)

$14.28 CA$19.77

$23.74 Rp 423.9K

-39.85%

Local Beer (0.5 liter bottle)

$4.19 CA$5.81

$2.79 Rp 49.8K

50.18%

Imported Beer (0.33 liter bottle)

$4.70 CA$6.51

$2.86 Rp 51.1K

64.34%

One-way Ticket (Public Transport)

$1.80 CA$2.50

$0.27 Rp 4,800

566.67%

Public Transport Monthly Pass (Regular Price)

$57.6 CA$79.7

$8.03 Rp 143.4K

617.06%

Taxi Start (Normal Tariff)

$3.28 CA$4.54

$0.46 Rp 8,150

613.04%

Taxi (Normal Tariff) (1km)

$1.72 CA$2.38

$0.45 Rp 8,037

282.22%

Taxi 1hour Waiting (Normal Tariff)

$30.11 CA$41.70

$6.10 Rp 108.9K

393.61%

Gasoline (1 liter)

$1.25 CA$1.73

$0.79 Rp 14.2K

58.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K CA$34.5K

$26.1K Rp 467.0M

-4.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.0K CA$30.5K

$32.1K Rp 573.6M

-31.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$198 CA$275

$79.9 Rp 1.4M

148.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.2 CA$80.6

$4.06 Rp 72.6K

1333.99%

Internet (50+ Mbps, Unlimited Data)

$77.9 CA$108

$23.52 Rp 420.0K

231.25%

Gym Membership (Monthly)

$77.7 CA$108

$98.7 Rp 1.8M

-21.32%

Tennis Court (1 Hour on Weekend)

$10.85 CA$15.03

$6.63 Rp 118.4K

63.65%

Cinema Ticket

$8.93 CA$12.37

$4.15 Rp 74.1K

115.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$505 CA$699

$304 Rp 5.4M

66.07%

International Primary School, 1 Child (Yearly)

$8,949 CA$12.4K

$6,613 Rp 118.1M

35.33%

Jeans (Levis 501 Or Similar)

$68.6 CA$95.0

$55.5 Rp 991.8K

23.53%

Summer Dress (H&M, Zara, etc)

$52.0 CA$71.9

$38.31 Rp 684.1K

35.60%

Sport Shoes (Adidas, Nike)

$85.8 CA$119

$88.6 Rp 1.6M

-3.13%

Men's Leather Business Shoes

$96.7 CA$134

$77.9 Rp 1.4M

24.22%

1-bedroom Apartment, City Center (Monthly)

$947 CA$1,312

$1,006 Rp 18.0M

-5.86%

1-bedroom Apartment, Outside City Center (Monthly)

$751 CA$1,040

$675 Rp 12.1M

11.21%

3-bedroom Apartment, City Center (Monthly)

$1,439 CA$1,993

$3,442 Rp 61.5M

-58.19%

3-bedroom Apartment, Outside City Center (Monthly)

$1,291 CA$1,787

$2,039 Rp 36.4M

-36.71%

Buy Apartment in City Center (m2)

$2,051 CA$2,840

$2,841 Rp 50.7M

-27.80%

Buy Apartment Outside City Center (m2)

$1,613 CA$2,234

$2,264 Rp 40.4M

-28.74%

Average Monthly Net Salary (After Tax)

$2,870 CA$3,974

$165 Rp 3.0M

1637.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.77

13.28

-49.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. John's, Newfoundland and Labrador: June 2, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $947 in St. John's, Newfoundland and Labrador and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

St. John's, Newfoundland and Labrador pays 1637% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $73.0 in St. John's, Newfoundland and Labrador vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $409 vs $302 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. John's, Newfoundland and Labrador vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Getting Around. The 46% gap adds up to real monthly savings that compound significantly over time.

St. John's, Newfoundland and Labrador pays 1637% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $947 in St. John's, Newfoundland and Labrador versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 617% less than in St. John's, Newfoundland and Labrador. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $505 in St. John's, Newfoundland and Labrador versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,419 in Ubud, Bali versus $2,071 in St. John's, Newfoundland and Labrador, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in St. John's, Newfoundland and Labrador. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in St. John's, Newfoundland and Labrador, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, St. John's, Newfoundland and Labrador and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 46% less than in St. John's, Newfoundland and Labrador. Beyond cost, consider language, visa policies, and how big the international community is in each city.