Last update: Oct 2026

Cost of Living Comparison Between St. John's, Newfoundland and Labrador and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,128 in St. John’s, Newfoundland and Labrador, rent and utilities included – about $9,300 less a year. Other living expenses account for most of the difference.

102

Cost of Living Index in St. John's, Newfoundland and Labrador
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St. John's, Newfoundland and Labrador Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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St. John's, Newfoundland and Labrador

🇨🇦 Canada

$2,128

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in St. John's, Newfoundland and Labrador and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St. John's, Newfoundland and Labrador and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,128 in St. John’s, Newfoundland and Labrador versus $1,349 in Ubud, Bali.

St. John's, Newfoundland and Labrador $2,128
Ubud, Bali $1,349

Estimated couple costs with rent: $3,149 in St. John’s, Newfoundland and Labrador versus $2,305 in Ubud, Bali.

St. John's, Newfoundland and Labrador $3,149
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $4,170 in St. John’s, Newfoundland and Labrador versus $3,261 in Ubud, Bali.

St. John's, Newfoundland and Labrador $4,170
Ubud, Bali $3,261

Living in St. John’s, Newfoundland and Labrador is roughly 58% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$17.60 CA$24.62

$3.32 Rp 60.4K

430.12%

Three-Course Dinner for Two, Mid-Range

$72.0 CA$101

$35.64 Rp 648.1K

102.08%

Fast Food Meal (McDonalds, etc)

$11.73 CA$16.41

$5.53 Rp 100.6K

112.12%

Cappuccino

$4.03 CA$5.64

$2.72 Rp 49.4K

48.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.59 CA$3.62

$1.70 Rp 30.9K

52.35%

Water (0.33 liter bottle)

$2.20 CA$3.08

$0.76 Rp 13.8K

189.47%

Local Beer (0.5 liter draught)

$4.87 CA$6.82

$2.65 Rp 48.3K

83.77%

Imported Beer (0.33 liter bottle)

$5.43 CA$7.59

$4.38 Rp 79.7K

23.97%

Milk (1 liter)

$2.77 CA$3.88

$1.49 Rp 27.1K

85.91%

White Bread (500g)

$3.07 CA$4.30

$2.28 Rp 41.4K

34.65%

Rice (white) (1kg)

$4.28 CA$5.99

$1.19 Rp 21.6K

259.66%

Eggs

$3.87 CA$5.42

$2.04 Rp 37.0K

89.71%

Local Cheese (1kg)

$11.53 CA$16.13

$17.70 Rp 321.9K

-34.86%

Chicken Fillets (1kg)

$13.32 CA$18.63

$3.96 Rp 72.1K

236.36%

Beef Round Steak (1kg)

$11.81 CA$16.53

$12.19 Rp 221.7K

-3.12%

Apples (1kg)

$4.85 CA$6.78

$3.66 Rp 66.5K

32.51%

Banana (1kg)

$3.09 CA$4.33

$1.52 Rp 27.6K

103.29%

Oranges (1kg)

$4.80 CA$6.71

$2.23 Rp 40.5K

115.25%

Tomato (1kg)

$3.08 CA$4.30

$1.97 Rp 35.9K

56.35%

Potato (1kg)

$2.65 CA$3.70

$1.85 Rp 33.6K

43.24%

Onion (1kg)

$2.31 CA$3.23

$2.42 Rp 44.1K

-4.55%

Lettuce (1 head)

$2.86 CA$4.00

$0.99 Rp 18.0K

188.89%

Water (1.5 liter bottle)

$2.02 CA$2.82

$0.51 Rp 9,336

296.08%

Cigarettes 20 Pack (Marlboro, Camel)

$13.80 CA$19.30

$2.22 Rp 40.4K

521.62%

Wine (Bottle)

$16.10 CA$22.52

$22.24 Rp 404.4K

-27.61%

Local Beer (0.5 liter bottle)

$4.19 CA$5.87

$2.26 Rp 41.1K

85.40%

Imported Beer (0.33 liter bottle)

$4.33 CA$6.06

$2.97 Rp 54.0K

45.79%

One-way Ticket (Public Transport)

$1.83 CA$2.56

$0.25 Rp 4,564

632.00%

Public Transport Monthly Pass (Regular Price)

$55.7 CA$77.9

$7.82 Rp 142.3K

612.02%

Taxi Start (Normal Tariff)

$3.22 CA$4.51

$0.44 Rp 7,992

631.82%

Taxi (Normal Tariff) (1km)

$1.75 CA$2.45

$0.43 Rp 7,821

306.98%

Taxi 1hour Waiting (Normal Tariff)

$28.39 CA$39.71

$5.41 Rp 98.4K

424.77%

Gasoline (1 liter)

$1.39 CA$1.94

$0.82 Rp 15.0K

69.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.6K CA$40.1K

$23.8K Rp 433.5M

20.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.8K CA$33.4K

$31.7K Rp 577.3M

-24.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 CA$255

$79.1 Rp 1.4M

130.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$41.72 CA$58.4

$6.45 Rp 117.2K

546.82%

Internet (50+ Mbps, Unlimited Data)

$76.6 CA$107

$18.58 Rp 337.8K

312.16%

Gym Membership (Monthly)

$68.1 CA$95.3

$49.48 Rp 899.8K

37.71%

Tennis Court (1 Hour on Weekend)

$19.14 CA$26.77

$17.65 Rp 320.9K

8.44%

Cinema Ticket

$10.63 CA$14.87

$4.27 Rp 77.7K

148.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$535 CA$748

$491 Rp 8.9M

9.07%

International Primary School, 1 Child (Yearly)

$9,862 CA$13.8K

$5,674 Rp 103.2M

73.81%

Jeans (Levis 501 Or Similar)

$66.9 CA$93.6

$44.64 Rp 811.7K

49.93%

Summer Dress (H&M, Zara, etc)

$51.5 CA$72.0

$34.95 Rp 635.6K

47.27%

Sport Shoes (Adidas, Nike)

$81.7 CA$114

$79.9 Rp 1.5M

2.24%

Men's Leather Business Shoes

$96.2 CA$135

$79.4 Rp 1.4M

21.13%

1-bedroom Apartment, City Center (Monthly)

$1,041 CA$1,457

$1,125 Rp 20.5M

-7.42%

1-bedroom Apartment, Outside City Center (Monthly)

$836 CA$1,169

$671 Rp 12.2M

24.48%

3-bedroom Apartment, City Center (Monthly)

$1,540 CA$2,153

$3,565 Rp 64.8M

-56.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,322 CA$1,849

$1,723 Rp 31.3M

-23.28%

Buy Apartment in City Center (m2)

$2,435 CA$3,405

$2,732 Rp 49.7M

-10.87%

Buy Apartment Outside City Center (m2)

$1,776 CA$2,484

$2,284 Rp 41.5M

-22.25%

Average Monthly Net Salary (After Tax)

$2,823 CA$3,949

$164 Rp 3.0M

1623.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.57

13.78

-66.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. John's, Newfoundland and Labrador: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

St. John's, Newfoundland and Labrador

$836 39.3%

Ubud, Bali

$672 49.8% 19.7% $164

Groceries & Markets

St. John's, Newfoundland and Labrador

$415 19.5%

Ubud, Bali

$288 21.4% 30.5% $127

Monthly Utilities & Internet

St. John's, Newfoundland and Labrador

$300 14.1%

Ubud, Bali

$104 7.7% 65.4% $196

Eating Out

St. John's, Newfoundland and Labrador

$279 13.1%

Ubud, Bali

$108 8% 61.4% $171

Clothing & Footwear

St. John's, Newfoundland and Labrador

$133 6.3%

Ubud, Bali

$108 8% 19.4% $26

Sport & Entertainment

St. John's, Newfoundland and Labrador

$89 4.2%

Ubud, Bali

$58 4.3% 35.1% $31

Getting Around

St. John's, Newfoundland and Labrador

$75 3.5%

Ubud, Bali

$11 0.9% 84.8% $64

Cost Breakdown

A one-bedroom apartment in the center runs $1,041 in St. John’s, Newfoundland and Labrador and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

St. John’s, Newfoundland and Labrador pays about 17 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $72 in St. John’s, Newfoundland and Labrador vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $415 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇨🇦 St. John's, Newfoundland and Labrador

🇮🇩 Ubud, Bali

🕒 Local time

00:31 12:31 AM

11:01 11:01 AM

10 h 30 min ahead of St. John's, Newfoundland and Labrador

🌤 Weather

👥 Population

110,525

74,800

💱 Currency

Canadian Dollar CAD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CAD = 0.715 USD

1 CAD = 0.642 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 29, 2026: 1 USD = 1.4 CAD (1 CAD = 0.715 USD). 1 EUR = 1.56 CAD (1 CAD = 0.642 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

USD to CAD in detail →

On the map

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Between locations

St. John's, Newfoundland and Labrador Ubud, Bali 15,530 km ≈ 20 h nonstop flight

From you

St. John's, Newfoundland and Labrador
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. John's, Newfoundland and Labrador vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 37% cheaper overall, especially in eating out, groceries, and utilities. That difference adds up to real monthly savings that compound significantly over time.

Average pay in St. John’s, Newfoundland and Labrador is about 17 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,041 in St. John’s, Newfoundland and Labrador versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 86% less than in St. John’s, Newfoundland and Labrador. The price difference matters if you commute daily and watch your budget.

Childcare runs $535 in St. John’s, Newfoundland and Labrador versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Ubud, Bali wins on affordability, St. John’s, Newfoundland and Labrador on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.