Last update: Oct 2026

Cost of Living Comparison Between St.James and Phuket

For one person, living is cheaper in St.James: $917 a month against $1,278 in Phuket, rent and utilities included – about $4,300 less a year. Higher rent and utilities in Phuket outweigh lower spending on other living expenses.

St.James, Trinidad And Tobago
Phuket, Thailand
St.James
🇹🇹 Trinidad And Tobago
$917
/mo nomad
Phuket
🇹🇭 Thailand
$1,278
/mo nomad
Monthly Cost of Living

How much you'll spend in St.James and in Phuket

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St.James and in Phuket actually costs, broken down by who's living it.

Monthly costs for one person with rent: $917 in St.James versus $1,278 in Phuket.

  • St.James $917
  • Phuket $1,278

Estimated couple costs with rent: $1,593 in St.James versus $2,216 in Phuket.

  • St.James $1,593
  • Phuket $2,216

Monthly costs for a family of three with rent: $2,270 in St.James versus $3,154 in Phuket.

  • St.James $2,270
  • Phuket $3,154

Living in St.James costs roughly 28% less than in Phuket, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: St.James 33% lower, Phuket 6% lower.

Currency
🍽 Eating Out
St.James
Phuket
Difference
Meal at Budget Restaurant
$10.13 TTD 68.0
$4.47 ฿151
126.62%
Three-Course Dinner for Two, Mid-Range
$88.4 TTD 593
$32.41 ฿1,093
172.63%
Fast Food Meal (McDonalds, etc)
$9.03 TTD 60.6
$8.81 ฿297
2.50%
Cappuccino
$3.65 TTD 24.49
$2.83 ฿95.4
28.98%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.99 TTD 6.67
$0.87 ฿29.41
13.79%
Water (0.33 liter bottle)
$0.77 TTD 5.15
$0.49 ฿16.65
57.14%
Local Beer (0.5 liter draught)
$2.25 TTD 15.06
$2.56 ฿86.3
-12.11%
Imported Beer (0.33 liter bottle)
$3.67 TTD 24.62
$3.68 ฿124
-0.27%
🛒 Groceries & Markets
St.James
Phuket
Difference
Milk (1 liter)
$2.51 TTD 16.85
$1.66 ฿55.9
51.20%
White Bread (500g)
$2.48 TTD 16.67
$1.46 ฿49.31
69.86%
Rice (white) (1kg)
$2.80 TTD 18.82
$1.50 ฿50.5
86.67%
Eggs
$4.43 TTD 29.73
$2.09 ฿70.5
111.96%
Local Cheese (1kg)
$6.57 TTD 44.06
$19.07 ฿643
-65.55%
Chicken Fillets (1kg)
$9.90 TTD 66.4
$3.30 ฿111
200.00%
Beef Round Steak (1kg)
$11.79 TTD 79.1
$10.91 ฿368
8.07%
Apples (1kg)
$5.66 TTD 37.97
$2.93 ฿98.9
93.17%
Banana (1kg)
$2.97 TTD 19.90
$1.69 ฿57.0
75.74%
Oranges (1kg)
$3.75 TTD 25.19
$2.25 ฿75.8
66.67%
Tomato (1kg)
$4.28 TTD 28.70
$2.08 ฿70.0
105.77%
Potato (1kg)
$2.21 TTD 14.84
$1.51 ฿51.0
46.36%
Onion (1kg)
$1.87 TTD 12.54
$1.38 ฿46.52
35.51%
Lettuce (1 head)
$1.91 TTD 12.84
$1.07 ฿35.96
78.50%
Water (1.5 liter bottle)
$1.35 TTD 9.08
$0.52 ฿17.51
159.62%
Cigarettes 20 Pack (Marlboro, Camel)
$5.73 TTD 38.48
$4.20 ฿142
36.43%
Wine (Bottle)
$19.28 TTD 129
$18.79 ฿634
2.61%
Local Beer (0.5 liter bottle)
$2.21 TTD 14.82
$1.82 ฿61.5
21.43%
Imported Beer (0.33 liter bottle)
$3.00 TTD 20.13
$2.84 ฿95.8
5.63%
🚌 Getting Around
St.James
Phuket
Difference
One-way Ticket (Public Transport)
-
$1.45 ฿48.98
-
Public Transport Monthly Pass (Regular Price)
-
$56.7 ฿1,912
-
Taxi Start (Normal Tariff)
$1.01 TTD 6.78
$3.02 ฿102
-66.56%
Taxi (Normal Tariff) (1km)
$1.23 TTD 8.26
$1.02 ฿34.33
20.59%
Taxi 1hour Waiting (Normal Tariff)
$14.65 TTD 98.3
$3.69 ฿125
297.02%
Gasoline (1 liter)
$1.17 TTD 7.83
$1.47 ฿49.76
-20.41%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.2K TTD 249.9K
$26.8K ฿903.4K
39.10%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.7K TTD 273.4K
$26.7K ฿900.5K
52.67%
🧾 Monthly Utilities & Internet
St.James
Phuket
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$90.2 TTD 605
$96.4 ฿3,251
-6.35%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$50.9 TTD 341
$11.26 ฿380
351.95%
Internet (50+ Mbps, Unlimited Data)
$56.0 TTD 376
$16.85 ฿568
232.34%
🎉 Sport & Entertainment
St.James
Phuket
Difference
Gym Membership (Monthly)
-
$67.2 ฿2,268
-
Tennis Court (1 Hour on Weekend)
-
$10.73 ฿362
-
Cinema Ticket
$9.06 TTD 60.8
$7.50 ฿253
20.80%
🧸 Childcare & Education
St.James
Phuket
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$398 TTD 2,669
$476 ฿16.1K
-16.41%
International Primary School, 1 Child (Yearly)
$10.9K TTD 73.1K
$11.3K ฿380.0K
-3.24%
👕👟 Clothing & Footwear
St.James
Phuket
Difference
Jeans (Levis 501 Or Similar)
$54.3 TTD 364
$62.4 ฿2,104
-12.89%
Summer Dress (H&M, Zara, etc)
$51.3 TTD 344
$28.41 ฿958
80.57%
Sport Shoes (Adidas, Nike)
$148 TTD 996
$94.3 ฿3,181
57.35%
Men's Leather Business Shoes
$103 TTD 693
$85.8 ฿2,895
20.45%
🏠 Accommodation & Living
St.James
Phuket
Difference
1-bedroom Apartment, City Center (Monthly)
-
$716 ฿24.2K
-
1-bedroom Apartment, Outside City Center (Monthly)
-
$491 ฿16.6K
-
3-bedroom Apartment, City Center (Monthly)
-
$1,927 ฿65.0K
-
3-bedroom Apartment, Outside City Center (Monthly)
-
$1,431 ฿48.3K
-
Buy Apartment in City Center (m2)
-
$4,175 ฿140.9K
-
Buy Apartment Outside City Center (m2)
-
$3,045 ฿102.7K
-
💵 Salaries & Financials
St.James
Phuket
Difference
Average Monthly Net Salary (After Tax)
-
$502 ฿16.9K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.75
5.57
3.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St.James: October 24, 2026

Last update for Phuket: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
St.James
$356
Phuket
$266 25.2% $90
Monthly Utilities & Internet
St.James
$197
Phuket
$124 36.9% $73
Eating Out
St.James
$178
Phuket
$122 31.5% $56
Clothing & Footwear
St.James
$161
Phuket
$122 24.2% $39
Sport & Entertainment
St.James
$18 *
Phuket
$82 354% $64
Getting Around
St.James
$7.2 *
Phuket
$71 886% $63
Accommodation & Living
St.James
- *
Phuket
$491

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $88 in St.James vs $32 in Phuket for a mid-range dinner for two. Groceries echo the gap at $356 vs $266 per month, with Phuket cheaper across the board.

Good to know
🇹🇹 St.James
🇹🇭 Phuket
🕒 Local time
17:13 5:13 PM
04:13 4:13 AM
11 h ahead of St.James
🌤 Weather
👥 Population
4,342
79,308
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

THB, USD, EUR to TTD – Trinidad and Tobago Dollar Converter

Trinidad and Tobago Dollar exchange rates as of November 1, 2026: 1 USD = 6.71 TTD (1 TTD = 0.149 USD). 1 EUR = 7.49 TTD (1 TTD = 0.133 EUR).

Thai Baht exchange rates as of November 1, 2026: 1 USD = 33.74 THB (100 THB = 2.96 USD). 1 EUR = 37.67 THB (100 THB = 2.65 EUR).

On the map
Between locations
  • St.James Phuket 16,980 km ≈ 22 h nonstop flight
From you
  • St.James
  • Phuket

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
St.James vs Phuket: Cost of Living - Frequently Asked Questions
Is St.James cheaper than Phuket?
St.James is about 28% cheaper overall, especially in leisure and transport. That difference adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You’d need roughly $1,375 in St.James and $1,917 in Phuket to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
Which city has cheaper kindergarten?
Childcare runs $398 in St.James versus $476 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in St.James or in Phuket?
Dining out is cheaper in Phuket – a meal for two runs $32 versus $88 in St.James. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,200 a realistic budget for living in St.James or in Phuket?
At $917 in St.James versus $1,278 in Phuket, a $1,200 budget is realistic in St.James but tight or insufficient in Phuket. The gap between the two cities makes St.James the clear choice for anyone on this budget.
Is it better to live in St.James or in Phuket?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

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