Cost of Living Comparison Between St.James and Chiang Mai Cost of Living Comparison Between St.James and Chiang Mai

Monthly Cost of Living

A single person spends $924 per month in St.James vs $869 in Chiang Mai, rent included.

A couple spends around $1,643 per month in St.James vs $1,362 in Chiang Mai, rent included.

A family of three spends $2,361 per month in St.James vs $1,855 in Chiang Mai, rent included.

St.James costs about 6% more than Chiang Mai, driven mainly by Groceries & Markets.

Both St.James and Chiang Mai are more affordable than the global median – St.James 31% lower, Chiang Mai 35% lower.

Meal at Budget Restaurant

$10.18 TTD 68.8

$1.98 ฿64.3

414.14%

Three-Course Dinner for Two, Mid-Range

$87.1 TTD 589

$18.80 ฿612

363.14%

Fast Food Meal (McDonalds, etc)

$7.49 TTD 50.6

$7.75 ฿252

-3.35%

Cappuccino

$3.61 TTD 24.42

$1.92 ฿62.5

88.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.08 TTD 7.31

$0.79 ฿25.79

36.71%

Water (0.33 liter bottle)

$0.79 TTD 5.32

$0.36 ฿11.62

119.44%

Local Beer (0.5 liter draught)

$1.81 TTD 12.21

$2.21 ฿72.1

-18.10%

Imported Beer (0.33 liter bottle)

$3.07 TTD 20.74

$3.66 ฿119

-16.12%

Milk (1 liter)

$2.76 TTD 18.68

$1.65 ฿53.8

67.27%

White Bread (500g)

$2.81 TTD 18.97

$1.63 ฿53.2

72.39%

Rice (white) (1kg)

$2.68 TTD 18.12

$1.19 ฿38.86

125.21%

Eggs

$5.08 TTD 34.33

$2.00 ฿65.1

154.00%

Local Cheese (1kg)

$7.81 TTD 52.8

$15.98 ฿520

-51.13%

Chicken Fillets (1kg)

$10.52 TTD 71.1

$3.03 ฿98.5

247.19%

Beef Round Steak (1kg)

$14.18 TTD 95.9

$10.86 ฿354

30.57%

Apples (1kg)

$5.96 TTD 40.28

$2.76 ฿90.0

115.94%

Banana (1kg)

$2.49 TTD 16.81

$1.18 ฿38.42

111.02%

Oranges (1kg)

$4.22 TTD 28.55

$1.64 ฿53.5

157.32%

Tomato (1kg)

$4.62 TTD 31.26

$1.52 ฿49.51

203.95%

Potato (1kg)

$1.50 TTD 10.15

$1.38 ฿45.10

8.70%

Onion (1kg)

$1.67 TTD 11.27

$1.19 ฿38.84

40.34%

Lettuce (1 head)

$1.94 TTD 13.11

$0.70 ฿22.86

177.14%

Water (1.5 liter bottle)

$1.41 TTD 9.53

$0.56 ฿18.13

151.79%

Cigarettes 20 Pack (Marlboro, Camel)

$5.86 TTD 39.62

$4.58 ฿149

27.95%

Wine (Bottle)

$18.70 TTD 126

$16.56 ฿539

12.92%

Local Beer (0.5 liter bottle)

$2.17 TTD 14.68

$1.83 ฿59.5

18.58%

Imported Beer (0.33 liter bottle)

$2.84 TTD 19.18

$3.20 ฿104

-11.25%

One-way Ticket (Public Transport)

$0.88 ฿28.56

Public Transport Monthly Pass (Regular Price)

$18.72 ฿610

Taxi Start (Normal Tariff)

$1.05 TTD 7.13

$1.36 ฿44.16

-22.79%

Taxi (Normal Tariff) (1km)

$1.28 TTD 8.64

$1.34 ฿43.65

-4.48%

Taxi 1hour Waiting (Normal Tariff)

$15.03 TTD 102

$7.84 ฿256

91.71%

Gasoline (1 liter)

$1.11 TTD 7.50

$1.23 ฿39.92

-9.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K TTD 225.5K

$21.6K ฿704.3K

54.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.0K TTD 263.6K

$22.5K ฿734.3K

72.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.3 TTD 549

$70.5 ฿2,298

15.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$46.23 TTD 313

$13.68 ฿445

237.94%

Internet (50+ Mbps, Unlimited Data)

$60.6 TTD 410

$17.45 ฿568

247.22%

Gym Membership (Monthly)

$41.33 ฿1,346

Tennis Court (1 Hour on Weekend)

$6.96 ฿227

Cinema Ticket

$10.28 TTD 69.5

$5.77 ฿188

78.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$329 TTD 2,224

$307 ฿10.0K

7.11%

International Primary School, 1 Child (Yearly)

$7,199 TTD 48.7K

$14.6K ฿475.9K

-50.72%

Jeans (Levis 501 Or Similar)

$60.2 TTD 407

$55.8 ฿1,817

7.87%

Summer Dress (H&M, Zara, etc)

$38.56 TTD 261

$26.21 ฿854

47.12%

Sport Shoes (Adidas, Nike)

$145 TTD 981

$85.8 ฿2,793

69.22%

Men's Leather Business Shoes

$130 TTD 876

$72.2 ฿2,353

79.31%

1-bedroom Apartment, City Center (Monthly)

$430 ฿14.0K

1-bedroom Apartment, Outside City Center (Monthly)

$239 ฿7,774

3-bedroom Apartment, City Center (Monthly)

$817 ฿26.6K

3-bedroom Apartment, Outside City Center (Monthly)

$511 ฿16.6K

Buy Apartment in City Center (m2)

$1,983 ฿64.6K

Buy Apartment Outside City Center (m2)

$1,484 ฿48.3K

Average Monthly Net Salary (After Tax)

$619 ฿20.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.38

7.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St.James: June 8, 2026

Last update for Chiang Mai: June 7, 2026

Cost Breakdown

A mid-range dinner for two costs $87.0 in St.James versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $376 vs $241 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St.James vs Chiang Mai: Cost of Living - Frequently Asked Questions

St.James costs about 6% more than Chiang Mai, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,386 per month in St.James and $1,303 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $87.0 in St.James and $19.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 56% more in St.James, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$800 covers both cities comfortably – all-in costs are $924 in St.James and $869 in Chiang Mai, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Chiang Mai costs $869 versus $924 in St.James. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, St.James makes more sense. Both are solid long-term options with distinct trade-offs.