Cost of Living Comparison Between St. Gallen and Ubud, Bali Cost of Living Comparison Between St. Gallen and Ubud, Bali

😐 Solo nomad: St. Gallen is 126.3% more expensive than Ubud, Bali without rent, and 159.4% more expensive with rent.
😐 Family of 3: St. Gallen is 209.3% more expensive than Ubud, Bali without rent, and 97.7% more expensive with rent.
Currency
🍽 Eating Out
St. Gallen
Ubud, Bali
Difference
Meal at Budget Restaurant
$30.40 CHF 23.80
$3.48 Rp 59.7K
773.56%
Three-Course Dinner for Two, Mid-Range
$150 CHF 117
$32.88 Rp 563.8K
355.35%
Fast Food Meal (McDonalds, etc)
$18.21 CHF 14.26
$5.09 Rp 87.3K
257.76%
Cappuccino
$6.48 CHF 5.07
$2.75 Rp 47.1K
135.64%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$5.95 CHF 4.66
$1.38 Rp 23.7K
331.16%
Water (0.33 liter bottle)
$5.30 CHF 4.15
$0.71 Rp 12.2K
646.48%
Local Beer (0.5 liter draught)
$7.69 CHF 6.02
$2.88 Rp 49.4K
167.01%
Imported Beer (0.33 liter bottle)
$7.11 CHF 5.57
$3.87 Rp 66.4K
83.72%
🛒 Groceries & Markets
St. Gallen
Ubud, Bali
Difference
Milk (1 liter)
$2.28 CHF 1.78
$1.79 Rp 30.7K
27.37%
White Bread (500g)
$2.71 CHF 2.12
$2.45 Rp 42.0K
10.61%
Rice (white) (1kg)
$3.71 CHF 2.90
$1.21 Rp 20.7K
206.61%
Eggs
$8.31 CHF 6.51
$2.39 Rp 40.9K
247.70%
Local Cheese (1kg)
$27.13 CHF 21.24
$14.70 Rp 252.1K
84.56%
Chicken Fillets (1kg)
$32.03 CHF 25.08
$4.24 Rp 72.7K
655.42%
Beef Round Steak (1kg)
$40.95 CHF 32.06
$12.08 Rp 207.1K
238.99%
Apples (1kg)
$3.25 CHF 2.55
$3.66 Rp 62.8K
-11.20%
Banana (1kg)
$1.89 CHF 1.48
$1.61 Rp 27.5K
17.39%
Oranges (1kg)
$2.53 CHF 1.98
$2.72 Rp 46.6K
-6.99%
Tomato (1kg)
$7.08 CHF 5.54
$2.27 Rp 38.9K
211.89%
Potato (1kg)
$2.59 CHF 2.03
$1.90 Rp 32.6K
36.32%
Onion (1kg)
$2.33 CHF 1.83
$2.30 Rp 39.4K
1.30%
Lettuce (1 head)
$2.44 CHF 1.91
$1.02 Rp 17.4K
139.22%
Water (1.5 liter bottle)
$1.14 CHF 0.89
$0.78 Rp 13.4K
46.15%
Cigarettes 20 Pack (Marlboro, Camel)
$10.69 CHF 8.37
$3.24 Rp 55.6K
229.94%
Wine (Bottle)
$11.76 CHF 9.21
$24.06 Rp 412.6K
-51.12%
Local Beer (0.5 liter bottle)
$2.27 CHF 1.77
$2.84 Rp 48.7K
-20.07%
Imported Beer (0.33 liter bottle)
$2.33 CHF 1.82
$2.79 Rp 47.8K
-16.49%
🚌 Getting Around
St. Gallen
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$4.26 CHF 3.33
$0.27 Rp 4,609
1477.78%
Public Transport Monthly Pass (Regular Price)
$80.0 CHF 62.7
$8.24 Rp 141.3K
871.24%
Taxi Start (Normal Tariff)
$6.63 CHF 5.19
$0.45 Rp 7,706
1373.33%
Taxi (Normal Tariff) (1km)
$4.13 CHF 3.23
$0.43 Rp 7,303
860.47%
Taxi 1hour Waiting (Normal Tariff)
$81.7 CHF 63.9
$6.02 Rp 103.3K
1256.31%
Gasoline (1 liter)
$2.21 CHF 1.73
$0.86 Rp 14.7K
156.98%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$40.0K CHF 31.4K
$26.1K Rp 447.0M
53.64%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.8K CHF 32.8K
$31.7K Rp 543.6M
32.03%
🧾 Monthly Utilities & Internet
St. Gallen
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$331 CHF 259
$78.3 Rp 1.3M
322.38%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$59.9 CHF 46.88
$4.00 Rp 68.5K
1396.75%
Internet (50+ Mbps, Unlimited Data)
$52.5 CHF 41.09
$24.35 Rp 417.6K
115.48%
🎉 Sport & Entertainment
St. Gallen
Ubud, Bali
Difference
Gym Membership (Monthly)
$83.0 CHF 65.0
$95.8 Rp 1.6M
-13.39%
Tennis Court (1 Hour on Weekend)
$98.5 CHF 77.1
$6.46 Rp 110.7K
1424.30%
Cinema Ticket
$30.50 CHF 23.88
$4.01 Rp 68.7K
660.60%
🧸 Childcare & Education
St. Gallen
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,842 CHF 2,225
$302 Rp 5.2M
842.38%
International Primary School, 1 Child (Yearly)
$35.0K CHF 27.4K
$6,545 Rp 112.2M
434.10%
👕👟 Clothing & Footwear
St. Gallen
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$148 CHF 116
$53.4 Rp 916.1K
177.26%
Summer Dress (H&M, Zara, etc)
$65.3 CHF 51.1
$38.55 Rp 661.0K
69.36%
Sport Shoes (Adidas, Nike)
$159 CHF 124
$89.1 Rp 1.5M
78.07%
Men's Leather Business Shoes
$231 CHF 181
$78.9 Rp 1.4M
192.86%
🏠 Accommodation & Living
St. Gallen
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,810 CHF 1,418
$1,016 Rp 17.4M
78.19%
1-bedroom Apartment, Outside City Center (Monthly)
$1,526 CHF 1,195
$672 Rp 11.5M
127.02%
3-bedroom Apartment, City Center (Monthly)
$2,773 CHF 2,171
$3,368 Rp 57.8M
-17.68%
3-bedroom Apartment, Outside City Center (Monthly)
$2,336 CHF 1,829
$2,108 Rp 36.1M
10.84%
Buy Apartment in City Center (m2)
$10.7K CHF 8,382
$3,001 Rp 51.5M
256.67%
Buy Apartment Outside City Center (m2)
$8,685 CHF 6,800
$2,337 Rp 40.1M
271.69%
💵 Salaries & Financials
St. Gallen
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$7,096 CHF 5,556
$178 Rp 3.0M
3897.93%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.5
13.28
-81.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Gallen: April 13, 2026

Last update for Ubud, Bali: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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