Cost of Living Comparison Between Ubud, Bali and St. Gallen Cost of Living Comparison Between Ubud, Bali and St. Gallen

🙂 Solo nomad: Ubud, Bali is 55.8% cheaper than St. Gallen without rent, and 61.5% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 67.7% cheaper than St. Gallen without rent, and 49.4% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
St. Gallen
Difference
Meal at Budget Restaurant
$3.48 Rp 59.7K
$30.40 CHF 23.74
-88.55%
Three-Course Dinner for Two, Mid-Range
$32.88 Rp 563.6K
$150 CHF 117
-78.04%
Fast Food Meal (McDonalds, etc)
$5.09 Rp 87.3K
$18.21 CHF 14.23
-72.05%
Cappuccino
$2.75 Rp 47.1K
$6.48 CHF 5.06
-57.56%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 23.7K
$5.95 CHF 4.65
-76.81%
Water (0.33 liter bottle)
$0.71 Rp 12.2K
$5.30 CHF 4.14
-86.60%
Local Beer (0.5 liter draught)
$2.88 Rp 49.3K
$7.69 CHF 6.01
-62.55%
Imported Beer (0.33 liter bottle)
$3.87 Rp 66.3K
$7.11 CHF 5.55
-45.57%
🛒 Groceries & Markets
Ubud, Bali
St. Gallen
Difference
Milk (1 liter)
$1.79 Rp 30.7K
$2.28 CHF 1.78
-21.49%
White Bread (500g)
$2.45 Rp 41.9K
$2.71 CHF 2.12
-9.59%
Rice (white) (1kg)
$1.21 Rp 20.7K
$3.71 CHF 2.90
-67.39%
Eggs
$2.39 Rp 40.9K
$8.31 CHF 6.49
-71.24%
Local Cheese (1kg)
$14.70 Rp 252.0K
$27.13 CHF 21.19
-45.82%
Chicken Fillets (1kg)
$4.24 Rp 72.7K
$32.03 CHF 25.02
-86.76%
Beef Round Steak (1kg)
$12.08 Rp 207.0K
$40.95 CHF 31.98
-70.50%
Apples (1kg)
$3.66 Rp 62.8K
$3.25 CHF 2.54
12.62%
Banana (1kg)
$1.61 Rp 27.5K
$1.89 CHF 1.47
-14.81%
Oranges (1kg)
$2.72 Rp 46.6K
$2.53 CHF 1.98
7.51%
Tomato (1kg)
$2.27 Rp 38.9K
$7.08 CHF 5.53
-67.94%
Potato (1kg)
$1.90 Rp 32.6K
$2.59 CHF 2.02
-26.64%
Onion (1kg)
$2.30 Rp 39.4K
$2.33 CHF 1.82
-1.29%
Lettuce (1 head)
$1.02 Rp 17.4K
$2.44 CHF 1.90
-58.20%
Water (1.5 liter bottle)
$0.78 Rp 13.3K
$1.14 CHF 0.89
-31.58%
Cigarettes 20 Pack (Marlboro, Camel)
$3.24 Rp 55.6K
$10.69 CHF 8.35
-69.69%
Wine (Bottle)
$24.06 Rp 412.4K
$11.76 CHF 9.18
104.59%
Local Beer (0.5 liter bottle)
$2.84 Rp 48.7K
$2.27 CHF 1.77
25.11%
Imported Beer (0.33 liter bottle)
$2.79 Rp 47.8K
$2.33 CHF 1.82
19.74%
🚌 Getting Around
Ubud, Bali
St. Gallen
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,607
$4.26 CHF 3.32
-93.66%
Public Transport Monthly Pass (Regular Price)
$8.24 Rp 141.3K
$80.0 CHF 62.5
-89.70%
Taxi Start (Normal Tariff)
$0.45 Rp 7,702
$6.63 CHF 5.18
-93.21%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,300
$4.13 CHF 3.23
-89.59%
Taxi 1hour Waiting (Normal Tariff)
$6.02 Rp 103.2K
$81.7 CHF 63.8
-92.63%
Gasoline (1 liter)
$0.86 Rp 14.7K
$2.21 CHF 1.72
-61.09%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 446.8M
$40.0K CHF 31.3K
-34.91%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 543.3M
$41.8K CHF 32.7K
-24.26%
🧾 Monthly Utilities & Internet
Ubud, Bali
St. Gallen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.3 Rp 1.3M
$331 CHF 258
-76.32%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.00 Rp 68.5K
$59.9 CHF 46.76
-93.32%
Internet (50+ Mbps, Unlimited Data)
$24.35 Rp 417.5K
$52.5 CHF 40.98
-53.59%
🎉 Sport & Entertainment
Ubud, Bali
St. Gallen
Difference
Gym Membership (Monthly)
$95.8 Rp 1.6M
$83.0 CHF 64.8
15.46%
Tennis Court (1 Hour on Weekend)
$6.46 Rp 110.7K
$98.5 CHF 76.9
-93.44%
Cinema Ticket
$4.01 Rp 68.7K
$30.50 CHF 23.82
-86.85%
🧸 Childcare & Education
Ubud, Bali
St. Gallen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$302 Rp 5.2M
$2,842 CHF 2,220
-89.39%
International Primary School, 1 Child (Yearly)
$6,545 Rp 112.2M
$35.0K CHF 27.3K
-81.28%
👕👟 Clothing & Footwear
Ubud, Bali
St. Gallen
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rp 915.7K
$148 CHF 116
-63.93%
Summer Dress (H&M, Zara, etc)
$38.55 Rp 660.8K
$65.3 CHF 51.0
-40.96%
Sport Shoes (Adidas, Nike)
$89.1 Rp 1.5M
$159 CHF 124
-43.84%
Men's Leather Business Shoes
$78.9 Rp 1.4M
$231 CHF 180
-65.85%
🏠 Accommodation & Living
Ubud, Bali
St. Gallen
Difference
1-bedroom Apartment, City Center (Monthly)
$1,016 Rp 17.4M
$1,810 CHF 1,414
-43.88%
1-bedroom Apartment, Outside City Center (Monthly)
$672 Rp 11.5M
$1,526 CHF 1,192
-55.95%
3-bedroom Apartment, City Center (Monthly)
$3,368 Rp 57.7M
$2,773 CHF 2,166
21.48%
3-bedroom Apartment, Outside City Center (Monthly)
$2,108 Rp 36.1M
$2,336 CHF 1,825
-9.78%
Buy Apartment in City Center (m2)
$3,001 Rp 51.4M
$10.7K CHF 8,361
-71.96%
Buy Apartment Outside City Center (m2)
$2,337 Rp 40.1M
$8,685 CHF 6,783
-73.10%
💵 Salaries & Financials
Ubud, Bali
St. Gallen
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3.0M
$7,096 CHF 5,542
-97.50%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
2.5
431.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 12, 2026

Last update for St. Gallen: April 13, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

Ubud, Bali vs other spots: cost of living compared

Similar cities