Last update: Oct 2026

Cost of Living Comparison Between St. Gallen and Tbilisi

For one person, living is cheaper in Tbilisi: $1,269 a month against $3,451 in St. Gallen, rent and utilities included – about $26,200 less a year. Rent and utilities account for most of the difference.

167

Cost of Living Index in St. Gallen
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St. Gallen Living Index
61

Cost of Living Index in Tbilisi
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Tbilisi Living Index

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St. Gallen

🇨🇭 Switzerland

$3,451

/mo nomad

Tbilisi

🇬🇪 Georgia

$1,269

/mo nomad

Monthly Cost of Living

How much you'll spend in St. Gallen and in Tbilisi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St. Gallen and in Tbilisi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,451 in St. Gallen versus $1,269 in Tbilisi.

St. Gallen $3,451
Tbilisi $1,269

Estimated couple costs with rent: $5,120 in St. Gallen versus $2,016 in Tbilisi.

St. Gallen $5,120
Tbilisi $2,016

Monthly costs for a family of three with rent: $6,789 in St. Gallen versus $2,763 in Tbilisi.

St. Gallen $6,789
Tbilisi $2,763

Living in St. Gallen is roughly 172% more expensive than in Tbilisi, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: St. Gallen is 154% above, Tbilisi is 7% below.

Meal at Budget Restaurant

$28.78 CHF 23.88

$11.63 ₾30.07

147.46%

Three-Course Dinner for Two, Mid-Range

$144 CHF 119

$37.83 ₾97.8

280.02%

Fast Food Meal (McDonalds, etc)

$18.04 CHF 14.97

$9.66 ₾24.98

86.75%

Cappuccino

$6.03 CHF 5.00

$3.57 ₾9.24

68.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.95 CHF 4.94

$1.08 ₾2.78

450.93%

Water (0.33 liter bottle)

$5.10 CHF 4.23

$0.56 ₾1.45

810.71%

Local Beer (0.5 liter draught)

$8.80 CHF 7.30

$2.62 ₾6.78

235.88%

Imported Beer (0.33 liter bottle)

$6.38 CHF 5.29

$3.04 ₾7.85

109.87%

Milk (1 liter)

$2.25 CHF 1.87

$2.17 ₾5.60

3.69%

White Bread (500g)

$3.16 CHF 2.62

$0.80 ₾2.06

295.00%

Rice (white) (1kg)

$3.77 CHF 3.13

$1.74 ₾4.51

116.67%

Eggs

$7.72 CHF 6.40

$2.83 ₾7.31

172.79%

Local Cheese (1kg)

$24.91 CHF 20.67

$9.31 ₾24.07

167.56%

Chicken Fillets (1kg)

$29.02 CHF 24.08

$6.52 ₾16.85

345.09%

Beef Round Steak (1kg)

$39.94 CHF 33.14

$12.95 ₾33.50

208.42%

Apples (1kg)

$3.06 CHF 2.54

$1.68 ₾4.34

82.14%

Banana (1kg)

$1.56 CHF 1.29

$1.85 ₾4.79

-15.68%

Oranges (1kg)

$2.40 CHF 1.99

$1.97 ₾5.10

21.83%

Tomato (1kg)

$6.17 CHF 5.12

$2.42 ₾6.25

154.96%

Potato (1kg)

$1.71 CHF 1.42

$0.82 ₾2.11

108.54%

Onion (1kg)

$2.14 CHF 1.77

$0.74 ₾1.91

189.19%

Lettuce (1 head)

$2.20 CHF 1.83

$1.34 ₾3.47

64.18%

Water (1.5 liter bottle)

$1.18 CHF 0.98

$0.77 ₾2.00

53.25%

Cigarettes 20 Pack (Marlboro, Camel)

$10.98 CHF 9.11

$3.57 ₾9.24

207.56%

Wine (Bottle)

$11.23 CHF 9.32

$7.67 ₾19.83

46.41%

Local Beer (0.5 liter bottle)

$2.10 CHF 1.74

$1.70 ₾4.39

23.53%

Imported Beer (0.33 liter bottle)

$2.28 CHF 1.89

$2.40 ₾6.21

-5.00%

One-way Ticket (Public Transport)

$4.08 CHF 3.38

$0.40 ₾1.05

920.00%

Public Transport Monthly Pass (Regular Price)

$86.4 CHF 71.7

$15.23 ₾39.38

467.17%

Taxi Start (Normal Tariff)

$6.62 CHF 5.49

$1.14 ₾2.95

480.70%

Taxi (Normal Tariff) (1km)

$4.76 CHF 3.95

$0.78 ₾2.02

510.26%

Taxi 1hour Waiting (Normal Tariff)

$79.2 CHF 65.7

$11.83 ₾30.58

569.48%

Gasoline (1 liter)

$2.23 CHF 1.85

$1.45 ₾3.75

53.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.4K CHF 31.8K

$24.6K ₾63.6K

56.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.6K CHF 32.0K

$22.3K ₾57.8K

72.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$312 CHF 259

$88.8 ₾230

251.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.60 CHF 31.19

$13.12 ₾33.93

186.59%

Internet (50+ Mbps, Unlimited Data)

$54.0 CHF 44.76

$19.67 ₾50.9

174.28%

Gym Membership (Monthly)

$79.6 CHF 66.0

$64.1 ₾166

24.23%

Tennis Court (1 Hour on Weekend)

$19.04 ₾49.24

Cinema Ticket

$28.27 CHF 23.45

$7.12 ₾18.42

297.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,308 CHF 1,915

$375 ₾971

514.77%

International Primary School, 1 Child (Yearly)

$32.2K CHF 26.7K

$10.5K ₾27.1K

207.43%

Jeans (Levis 501 Or Similar)

$144 CHF 120

$104 ₾268

39.41%

Summer Dress (H&M, Zara, etc)

$64.0 CHF 53.1

$39.26 ₾102

63.12%

Sport Shoes (Adidas, Nike)

$146 CHF 121

$117 ₾303

24.45%

Men's Leather Business Shoes

$183 CHF 152

$122 ₾315

50.54%

1-bedroom Apartment, City Center (Monthly)

$1,895 CHF 1,572

$695 ₾1,798

172.51%

1-bedroom Apartment, Outside City Center (Monthly)

$1,504 CHF 1,248

$451 ₾1,167

233.32%

3-bedroom Apartment, City Center (Monthly)

$2,868 CHF 2,379

$1,355 ₾3,504

111.69%

3-bedroom Apartment, Outside City Center (Monthly)

$2,256 CHF 1,871

$906 ₾2,343

148.94%

Buy Apartment in City Center (m2)

$11.3K CHF 9,337

$2,295 ₾5,934

390.47%

Buy Apartment Outside City Center (m2)

$8,285 CHF 6,873

$1,345 ₾3,478

516.05%

Average Monthly Net Salary (After Tax)

$6,694 CHF 5,553

$664 ₾1,718

907.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.1

12.62

-83.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Gallen: October 26, 2026

Last update for Tbilisi: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

St. Gallen

$1.5K 43.6%

Tbilisi

$451 35.6% 70% $1.1K

Groceries & Markets

St. Gallen

$575 16.7%

Tbilisi

$234 18.4% 59.3% $341

Eating Out

St. Gallen

$458 13.3%

Tbilisi

$191 15% 58.4% $267

Monthly Utilities & Internet

St. Gallen

$404 11.7%

Tbilisi

$122 9.6% 69.9% $282

Clothing & Footwear

St. Gallen

$242 7%

Tbilisi

$172 13.5% 29% $70

Sport & Entertainment

St. Gallen

$136 3.9%

Tbilisi

$78 6.2% 42.5% $58

Getting Around

St. Gallen

$133 3.9%

Tbilisi

$22 1.7% 83.5% $111

Cost Breakdown

A one-bedroom apartment in the center runs $1,895 in St. Gallen and $695 in Tbilisi. Housing cost is often the main lever when comparing two cities.

St. Gallen pays about 10 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $144 in St. Gallen vs $38 in Tbilisi for a mid-range dinner for two. Groceries echo the gap at $575 vs $234 per month, with Tbilisi cheaper across the board.

Good to know

🇨🇭 St. Gallen

🇬🇪 Tbilisi

🕒 Local time

02:02 2:02 AM

05:02 5:02 AM

3 h ahead of St. Gallen

🌤 Weather

👥 Population

78,213

1,241,700 Capital

💱 Currency

Swiss Franc CHF Fr

Georgian Lari GEL ₾

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

1 GEL = 0.387 USD

1 GEL = 0.347 EUR

Exchange rates and currency converter

GEL, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of October 29, 2026: 1 USD = 0.83 CHF (1 CHF = 1.21 USD). 1 EUR = 0.924 CHF (1 CHF = 1.08 EUR).

Georgian Lari exchange rates as of October 29, 2026: 1 USD = 2.59 GEL (1 GEL = 0.387 USD). 1 EUR = 2.88 GEL (1 GEL = 0.347 EUR).

USD to CHF in detail →

On the map

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Between locations

St. Gallen Tbilisi 2,850 km ≈ 4 h nonstop flight

From you

St. Gallen
Tbilisi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Gallen vs Tbilisi: Cost of Living - Frequently Asked Questions

Tbilisi is about 63% cheaper overall, especially in groceries, eating out, and transport. That difference adds up to real monthly savings that compound significantly over time.

Average pay in St. Gallen is about 10 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,895 in St. Gallen versus $695 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Tbilisi runs roughly 82% less than in St. Gallen. The price difference matters if you commute daily and watch your budget.

Childcare runs $2,308 in St. Gallen versus $375 in Tbilisi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,269 in Tbilisi versus $3,451 in St. Gallen, a $2,000 budget is realistic in Tbilisi but tight or insufficient in St. Gallen. The gap between the two cities makes Tbilisi the clear choice for anyone on this budget.

For families, Tbilisi is more practical. Housing and childcare are both notably cheaper than in St. Gallen, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, St. Gallen and Tbilisi are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Tbilisi gentler on the wallet – expenses run 63% less than in St. Gallen. Beyond cost, consider language, visa policies, and how big the international community is in each city.