Last update: Oct 2026

Cost of Living Comparison Between St. Gallen and Chur

For one person, living is cheaper in Chur: $3,283 a month against $3,451 in St. Gallen, rent and utilities included – about $2,000 less a year. Higher rent and utilities in St. Gallen outweigh lower spending on other living expenses.

167

Cost of Living Index in St. Gallen
Learn more

St. Gallen Living Index
158

Cost of Living Index in Chur
Learn more

Chur Living Index

Jump to prices

St. Gallen

🇨🇭 Switzerland

$3,451

/mo nomad

Chur

🇨🇭 Switzerland

$3,283

/mo nomad

Monthly Cost of Living

How much you'll spend in St. Gallen and in Chur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St. Gallen and in Chur actually costs, broken down by who's living it.

A single person spends $3,451 per month in St. Gallen vs $3,283 in Chur, rent included.

St. Gallen $3,451
Chur $3,283

A couple spends around $5,120 per month in St. Gallen vs $5,109 in Chur, rent included.

St. Gallen $5,120
Chur $5,109

A family of three spends $6,789 per month in St. Gallen vs $6,934 in Chur, rent included.

St. Gallen $6,789
Chur $6,934

St. Gallen costs about 5% more than Chur, and outside of rent the biggest gap is in clothing.

Both St. Gallen and Chur sit above the global median – St. Gallen by 154%, Chur by 141%.

Meal at Budget Restaurant

$28.78 CHF 23.88

$29.44 CHF 24.42

-2.24%

Three-Course Dinner for Two, Mid-Range

$144 CHF 119

$111 CHF 91.9

29.81%

Fast Food Meal (McDonalds, etc)

$18.04 CHF 14.97

$15.99 CHF 13.27

12.82%

Cappuccino

$6.03 CHF 5.00

$5.67 CHF 4.70

6.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.95 CHF 4.94

$5.51 CHF 4.57

7.99%

Water (0.33 liter bottle)

$5.10 CHF 4.23

$5.08 CHF 4.21

0.39%

Local Beer (0.5 liter draught)

$8.80 CHF 7.30

$8.69 CHF 7.21

1.27%

Imported Beer (0.33 liter bottle)

$6.38 CHF 5.29

$8.68 CHF 7.20

-26.50%

Milk (1 liter)

$2.25 CHF 1.87

$2.15 CHF 1.79

4.65%

White Bread (500g)

$3.16 CHF 2.62

$3.42 CHF 2.84

-7.60%

Rice (white) (1kg)

$3.77 CHF 3.13

$4.22 CHF 3.50

-10.66%

Eggs

$7.72 CHF 6.40

$7.59 CHF 6.29

1.71%

Local Cheese (1kg)

$24.91 CHF 20.67

$26.51 CHF 21.99

-6.04%

Chicken Fillets (1kg)

$29.02 CHF 24.08

$26.64 CHF 22.10

8.93%

Beef Round Steak (1kg)

$39.94 CHF 33.14

$39.08 CHF 32.42

2.20%

Apples (1kg)

$3.06 CHF 2.54

$3.42 CHF 2.84

-10.53%

Banana (1kg)

$1.56 CHF 1.29

$2.13 CHF 1.76

-26.76%

Oranges (1kg)

$2.40 CHF 1.99

$2.68 CHF 2.22

-10.45%

Tomato (1kg)

$6.17 CHF 5.12

$4.58 CHF 3.80

34.72%

Potato (1kg)

$1.71 CHF 1.42

$1.89 CHF 1.57

-9.52%

Onion (1kg)

$2.14 CHF 1.77

$2.18 CHF 1.81

-1.83%

Lettuce (1 head)

$2.20 CHF 1.83

$2.36 CHF 1.96

-6.78%

Water (1.5 liter bottle)

$1.18 CHF 0.98

$1.36 CHF 1.13

-13.24%

Cigarettes 20 Pack (Marlboro, Camel)

$10.98 CHF 9.11

$10.94 CHF 9.08

0.37%

Wine (Bottle)

$11.23 CHF 9.32

$12.75 CHF 10.58

-11.92%

Local Beer (0.5 liter bottle)

$2.10 CHF 1.74

$2.38 CHF 1.97

-11.76%

Imported Beer (0.33 liter bottle)

$2.28 CHF 1.89

$3.40 CHF 2.82

-32.94%

One-way Ticket (Public Transport)

$4.08 CHF 3.38

$5.47 CHF 4.54

-25.41%

Public Transport Monthly Pass (Regular Price)

$86.4 CHF 71.7

$184 CHF 153

-53.10%

Taxi Start (Normal Tariff)

$6.62 CHF 5.49

$7.46 CHF 6.19

-11.26%

Taxi (Normal Tariff) (1km)

$4.76 CHF 3.95

$4.94 CHF 4.10

-3.64%

Taxi 1hour Waiting (Normal Tariff)

$79.2 CHF 65.7

$88.7 CHF 73.6

-10.70%

Gasoline (1 liter)

$2.23 CHF 1.85

$2.22 CHF 1.84

0.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.4K CHF 31.8K

$39.1K CHF 32.4K

-1.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.6K CHF 32.0K

$38.5K CHF 31.9K

0.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$312 CHF 259

$232 CHF 193

34.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.60 CHF 31.19

$31.60 CHF 26.22

18.99%

Internet (50+ Mbps, Unlimited Data)

$54.0 CHF 44.76

$53.8 CHF 44.64

0.26%

Gym Membership (Monthly)

$79.6 CHF 66.0

$78.3 CHF 64.9

1.67%

Tennis Court (1 Hour on Weekend)

$33.63 CHF 27.90

Cinema Ticket

$28.27 CHF 23.45

$23.22 CHF 19.26

21.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,308 CHF 1,915

$2,413 CHF 2,001

-4.33%

International Primary School, 1 Child (Yearly)

$32.2K CHF 26.7K

$44.9K CHF 37.3K

-28.32%

Jeans (Levis 501 Or Similar)

$144 CHF 120

$91.1 CHF 75.6

58.53%

Summer Dress (H&M, Zara, etc)

$64.0 CHF 53.1

$48.03 CHF 39.84

33.33%

Sport Shoes (Adidas, Nike)

$146 CHF 121

$120 CHF 99.5

21.77%

Men's Leather Business Shoes

$183 CHF 152

$169 CHF 140

8.42%

1-bedroom Apartment, City Center (Monthly)

$1,895 CHF 1,572

$1,715 CHF 1,422

10.51%

1-bedroom Apartment, Outside City Center (Monthly)

$1,504 CHF 1,248

$1,379 CHF 1,144

9.08%

3-bedroom Apartment, City Center (Monthly)

$2,868 CHF 2,379

$3,015 CHF 2,501

-4.85%

3-bedroom Apartment, Outside City Center (Monthly)

$2,256 CHF 1,871

$2,550 CHF 2,116

-11.55%

Buy Apartment in City Center (m2)

$11.3K CHF 9,337

$7,109 CHF 5,897

58.33%

Buy Apartment Outside City Center (m2)

$8,285 CHF 6,873

$5,446 CHF 4,518

52.14%

Average Monthly Net Salary (After Tax)

$6,694 CHF 5,553

$8,497 CHF 7,049

-21.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.1

1.72

22.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Gallen: October 26, 2026

Last update for Chur: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

St. Gallen

$1.5K 43.6%

Chur

$1.4K 42% 8.3% $125

Groceries & Markets

St. Gallen

$575 16.7%

Chur

$576 17.6% 0.3% $1.6

Eating Out

St. Gallen

$458 13.3%

Chur

$455 13.9% 0.7% $3

Monthly Utilities & Internet

St. Gallen

$404 11.7%

Chur

$318 9.7% 21.3% $86

Clothing & Footwear

St. Gallen

$242 7%

Chur

$193 5.9% 20.4% $49

Sport & Entertainment

St. Gallen

$136 3.9%

Chur

$125 3.8% 8.4% $11

Getting Around

St. Gallen

$133 3.9%

Chur

$238 7.3% 79% $105

Cost Breakdown

A central one-bedroom costs $1,895 in St. Gallen versus $1,715 in Chur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 27% higher in Chur, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $144 in St. Gallen versus $111 in Chur. Groceries tell a different story – $575 in St. Gallen vs $576 in Chur – so St. Gallen wins on supermarket bills even if dining out costs more.

Good to know

🇨🇭 St. Gallen

🇨🇭 Chur

🕒 Local time

23:54 11:54 PM

Same time as St. Gallen

🌤 Weather

👥 Population

78,213

37,082

💱 Currency

Swiss Franc CHF Fr

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

St. Gallen Chur 64 km

From you

St. Gallen
Chur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Gallen vs Chur: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,451 in St. Gallen, $3,283 in Chur – Chur comes out roughly 5% cheaper. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $5,177 per month in St. Gallen and $4,924 in Chur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chur, especially for central apartments: a one-bedroom in the center costs $1,715 there versus $1,895 in St. Gallen.

A mid-range dinner for two costs $144 in St. Gallen and $111 in Chur. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 53% less in St. Gallen. For daily commuters, that gap adds up to noticeable savings over a year.

$3,000 is a stretch for both – monthly costs hit $3,451 in St. Gallen and $3,283 in Chur. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. St. Gallen has an edge in some lifestyle areas, with costs from $3,283 in Chur to $3,451 in St. Gallen. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.