Cost of Living Comparison Between Chur and St. Gallen Cost of Living Comparison Between Chur and St. Gallen

Monthly Cost of Living

A single person spends $3,082 per month in Chur vs $3,579 in St. Gallen, rent included.

A couple spends around $5,013 per month in Chur vs $5,462 in St. Gallen, rent included.

A family of three spends $6,945 per month in Chur vs $7,344 in St. Gallen, rent included.

Chur is about 14% cheaper than St. Gallen, driven mainly by Getting Around.

Both Chur and St. Gallen sit above the global median – Chur by 129%, St. Gallen by 166%.

Meal at Budget Restaurant

$30.57 CHF 24.27

$30.92 CHF 24.54

-1.13%

Three-Course Dinner for Two, Mid-Range

$99.9 CHF 79.3

$150 CHF 119

-33.26%

Fast Food Meal (McDonalds, etc)

$15.73 CHF 12.49

$18.63 CHF 14.79

-15.57%

Cappuccino

$5.74 CHF 4.56

$6.42 CHF 5.10

-10.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.32 CHF 3.43

$5.69 CHF 4.52

-24.08%

Water (0.33 liter bottle)

$4.33 CHF 3.44

$5.23 CHF 4.15

-17.21%

Local Beer (0.5 liter draught)

$7.35 CHF 5.84

$7.62 CHF 6.05

-3.54%

Imported Beer (0.33 liter bottle)

$7.22 CHF 5.73

$7.28 CHF 5.78

-0.82%

Milk (1 liter)

$2.29 CHF 1.82

$2.27 CHF 1.80

0.88%

White Bread (500g)

$3.79 CHF 3.01

$2.70 CHF 2.15

40.37%

Rice (white) (1kg)

$4.19 CHF 3.33

$3.69 CHF 2.93

13.55%

Eggs

$7.96 CHF 6.32

$8.20 CHF 6.51

-2.93%

Local Cheese (1kg)

$30.06 CHF 23.87

$27.20 CHF 21.59

10.51%

Chicken Fillets (1kg)

$35.70 CHF 28.34

$32.58 CHF 25.87

9.58%

Beef Round Steak (1kg)

$36.60 CHF 29.06

$41.65 CHF 33.06

-12.12%

Apples (1kg)

$3.70 CHF 2.94

$3.24 CHF 2.57

14.20%

Banana (1kg)

$2.27 CHF 1.80

$1.84 CHF 1.46

23.37%

Oranges (1kg)

$2.56 CHF 2.03

$2.48 CHF 1.97

3.23%

Tomato (1kg)

$5.68 CHF 4.51

$6.95 CHF 5.52

-18.27%

Potato (1kg)

$1.81 CHF 1.43

$2.52 CHF 2.00

-28.17%

Onion (1kg)

$2.21 CHF 1.75

$2.38 CHF 1.89

-7.14%

Lettuce (1 head)

$2.25 CHF 1.79

$2.34 CHF 1.86

-3.85%

Water (1.5 liter bottle)

$1.26 CHF 1.00

$1.11 CHF 0.88

13.51%

Cigarettes 20 Pack (Marlboro, Camel)

$10.92 CHF 8.67

$10.65 CHF 8.45

2.54%

Wine (Bottle)

$13.59 CHF 10.79

$11.65 CHF 9.25

16.65%

Local Beer (0.5 liter bottle)

$2.40 CHF 1.91

$2.17 CHF 1.72

10.60%

Imported Beer (0.33 liter bottle)

$3.34 CHF 2.65

$2.30 CHF 1.83

45.22%

One-way Ticket (Public Transport)

$5.53 CHF 4.39

$4.21 CHF 3.34

31.35%

Public Transport Monthly Pass (Regular Price)

$190 CHF 151

$82.2 CHF 65.3

131.21%

Taxi Start (Normal Tariff)

$8.09 CHF 6.42

$6.60 CHF 5.24

22.58%

Taxi (Normal Tariff) (1km)

$4.31 CHF 3.42

$4.24 CHF 3.37

1.65%

Taxi 1hour Waiting (Normal Tariff)

$62.2 CHF 49.37

$81.1 CHF 64.4

-23.29%

Gasoline (1 liter)

$2.22 CHF 1.76

$2.22 CHF 1.77

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.2K CHF 31.1K

$40.6K CHF 32.2K

-3.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.2K CHF 29.5K

$41.7K CHF 33.1K

-10.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$251 CHF 199

$327 CHF 259

-23.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.63 CHF 19.55

$59.6 CHF 47.31

-58.67%

Internet (50+ Mbps, Unlimited Data)

$49.91 CHF 39.62

$52.4 CHF 41.59

-4.73%

Gym Membership (Monthly)

$84.0 CHF 66.7

$82.2 CHF 65.3

2.24%

Tennis Court (1 Hour on Weekend)

$37.51 CHF 29.78

$98.0 CHF 77.8

-61.71%

Cinema Ticket

$21.81 CHF 17.31

$31.19 CHF 24.76

-30.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,487 CHF 1,974

$2,805 CHF 2,227

-11.35%

International Primary School, 1 Child (Yearly)

$41.9K CHF 33.3K

$34.3K CHF 27.2K

22.22%

Jeans (Levis 501 Or Similar)

$140 CHF 111

$147 CHF 117

-4.40%

Summer Dress (H&M, Zara, etc)

$37.55 CHF 29.81

$65.7 CHF 52.1

-42.81%

Sport Shoes (Adidas, Nike)

$132 CHF 104

$155 CHF 123

-15.05%

Men's Leather Business Shoes

$160 CHF 127

$230 CHF 183

-30.24%

1-bedroom Apartment, City Center (Monthly)

$1,507 CHF 1,197

$1,811 CHF 1,438

-16.80%

1-bedroom Apartment, Outside City Center (Monthly)

$1,127 CHF 895

$1,531 CHF 1,216

-26.41%

3-bedroom Apartment, City Center (Monthly)

$2,877 CHF 2,284

$2,773 CHF 2,202

3.73%

3-bedroom Apartment, Outside City Center (Monthly)

$2,515 CHF 1,996

$2,362 CHF 1,875

6.45%

Buy Apartment in City Center (m2)

$10.1K CHF 8,036

$12.6K CHF 10.0K

-19.65%

Buy Apartment Outside City Center (m2)

$7,251 CHF 5,757

$10.1K CHF 8,034

-28.35%

Average Monthly Net Salary (After Tax)

$7,113 CHF 5,647

$7,151 CHF 5,677

-0.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.5

-20.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chur: June 7, 2026

Last update for St. Gallen: June 9, 2026

Cost Breakdown

A central one-bedroom costs $1,507 in Chur versus $1,811 in St. Gallen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1% higher in St. Gallen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $100 in Chur versus $150 in St. Gallen. Groceries tell a different story – $638 in Chur vs $612 in St. Gallen – so St. Gallen wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chur vs St. Gallen: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,082 in Chur, $3,579 in St. Gallen – roughly 16% apart. St. Gallen costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $4,624 per month in Chur and $5,369 in St. Gallen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chur, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $2,487 per month in Chur and $2,805 in St. Gallen. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 4% cheaper in St. Gallen – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$3,000 is a stretch for both – monthly costs hit $3,082 in Chur and $3,579 in St. Gallen. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. St. Gallen has an edge in some lifestyle areas, with costs from $3,082 in Chur to $3,579 in St. Gallen. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chur. If higher salaries, better infrastructure, or specific career opportunities are the priority, St. Gallen makes more sense. Both are solid long-term options with distinct trade-offs.