Cost of Living Comparison Between Chur and St. Gallen Cost of Living Comparison Between Chur and St. Gallen

Monthly Cost of Living

A single person spends $3,116 per month in Chur vs $3,566 in St. Gallen, rent included.

A couple spends around $5,144 per month in Chur vs $5,365 in St. Gallen, rent included.

A family of three spends $7,172 per month in Chur vs $7,165 in St. Gallen, rent included.

Chur is about 13% cheaper than St. Gallen, driven mainly by Getting Around.

Both Chur and St. Gallen sit above the global median – Chur by 134%, St. Gallen by 168%.

Meal at Budget Restaurant

$30.40 CHF 24.73

$30.77 CHF 25.03

-1.20%

Three-Course Dinner for Two, Mid-Range

$98.1 CHF 79.8

$145 CHF 118

-32.44%

Fast Food Meal (McDonalds, etc)

$15.99 CHF 13.01

$18.51 CHF 15.05

-13.61%

Cappuccino

$5.91 CHF 4.81

$6.31 CHF 5.13

-6.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.56 CHF 3.71

$5.72 CHF 4.65

-20.28%

Water (0.33 liter bottle)

$4.27 CHF 3.47

$5.29 CHF 4.30

-19.28%

Local Beer (0.5 liter draught)

$7.20 CHF 5.85

$7.68 CHF 6.25

-6.25%

Imported Beer (0.33 liter bottle)

$7.40 CHF 6.02

$7.17 CHF 5.83

3.21%

Milk (1 liter)

$2.33 CHF 1.89

$2.29 CHF 1.86

1.75%

White Bread (500g)

$3.63 CHF 2.96

$2.65 CHF 2.16

36.98%

Rice (white) (1kg)

$4.12 CHF 3.35

$3.54 CHF 2.88

16.38%

Eggs

$7.69 CHF 6.25

$7.92 CHF 6.44

-2.90%

Local Cheese (1kg)

$29.99 CHF 24.39

$28.07 CHF 22.83

6.84%

Chicken Fillets (1kg)

$34.85 CHF 28.35

$32.38 CHF 26.34

7.63%

Beef Round Steak (1kg)

$35.79 CHF 29.11

$41.83 CHF 34.02

-14.44%

Apples (1kg)

$3.82 CHF 3.10

$3.18 CHF 2.58

20.13%

Banana (1kg)

$2.24 CHF 1.83

$1.84 CHF 1.50

21.74%

Oranges (1kg)

$2.53 CHF 2.05

$2.57 CHF 2.09

-1.56%

Tomato (1kg)

$5.66 CHF 4.61

$7.11 CHF 5.78

-20.39%

Potato (1kg)

$1.75 CHF 1.43

$2.59 CHF 2.10

-32.43%

Onion (1kg)

$2.20 CHF 1.79

$2.33 CHF 1.90

-5.58%

Lettuce (1 head)

$2.24 CHF 1.82

$2.41 CHF 1.96

-7.05%

Water (1.5 liter bottle)

$1.21 CHF 0.99

$1.15 CHF 0.93

5.22%

Cigarettes 20 Pack (Marlboro, Camel)

$10.89 CHF 8.86

$10.77 CHF 8.76

1.11%

Wine (Bottle)

$13.11 CHF 10.66

$11.46 CHF 9.32

14.40%

Local Beer (0.5 liter bottle)

$2.52 CHF 2.05

$2.20 CHF 1.79

14.55%

Imported Beer (0.33 liter bottle)

$3.43 CHF 2.79

$2.29 CHF 1.86

49.78%

One-way Ticket (Public Transport)

$5.54 CHF 4.51

$4.29 CHF 3.49

29.14%

Public Transport Monthly Pass (Regular Price)

$186 CHF 151

$79.6 CHF 64.8

133.11%

Taxi Start (Normal Tariff)

$8.27 CHF 6.73

$6.68 CHF 5.43

23.80%

Taxi (Normal Tariff) (1km)

$4.11 CHF 3.34

$4.27 CHF 3.48

-3.75%

Taxi 1hour Waiting (Normal Tariff)

$61.9 CHF 50.3

$78.6 CHF 64.0

-21.31%

Gasoline (1 liter)

$2.16 CHF 1.76

$2.19 CHF 1.79

-1.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.7K CHF 31.5K

$40.9K CHF 33.3K

-5.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.6K CHF 29.8K

$40.7K CHF 33.1K

-10.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$249 CHF 203

$330 CHF 268

-24.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.75 CHF 20.13

$59.2 CHF 48.19

-58.22%

Internet (50+ Mbps, Unlimited Data)

$49.35 CHF 40.14

$53.2 CHF 43.26

-7.20%

Gym Membership (Monthly)

$86.0 CHF 69.9

$80.2 CHF 65.3

7.13%

Tennis Court (1 Hour on Weekend)

$36.32 CHF 29.54

$98.6 CHF 80.2

-63.16%

Cinema Ticket

$22.19 CHF 18.05

$30.77 CHF 25.03

-27.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,483 CHF 2,020

$2,877 CHF 2,340

-13.70%

International Primary School, 1 Child (Yearly)

$43.1K CHF 35.1K

$34.7K CHF 28.2K

24.31%

Jeans (Levis 501 Or Similar)

$138 CHF 112

$149 CHF 121

-7.20%

Summer Dress (H&M, Zara, etc)

$37.26 CHF 30.31

$67.0 CHF 54.5

-44.38%

Sport Shoes (Adidas, Nike)

$134 CHF 109

$155 CHF 126

-13.93%

Men's Leather Business Shoes

$161 CHF 131

$236 CHF 192

-32.09%

1-bedroom Apartment, City Center (Monthly)

$1,494 CHF 1,215

$1,831 CHF 1,490

-18.43%

1-bedroom Apartment, Outside City Center (Monthly)

$1,111 CHF 903

$1,539 CHF 1,252

-27.83%

3-bedroom Apartment, City Center (Monthly)

$2,967 CHF 2,413

$2,720 CHF 2,213

9.07%

3-bedroom Apartment, Outside City Center (Monthly)

$2,584 CHF 2,102

$2,341 CHF 1,904

10.39%

Buy Apartment in City Center (m2)

$7,264 CHF 5,908

$12.3K CHF 9,997

-40.90%

Buy Apartment Outside City Center (m2)

$5,428 CHF 4,415

$9,211 CHF 7,492

-41.07%

Average Monthly Net Salary (After Tax)

$6,830 CHF 5,556

$6,725 CHF 5,470

1.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.5

-20.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chur: July 26, 2026

Last update for St. Gallen: July 26, 2026

Cost Breakdown

A central one-bedroom costs $1,494 in Chur versus $1,831 in St. Gallen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2% higher in Chur, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $98.0 in Chur versus $145 in St. Gallen. Groceries tell a different story – $628 in Chur vs $614 in St. Gallen – so St. Gallen wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chur vs St. Gallen: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,116 in Chur, $3,566 in St. Gallen – roughly 14% apart. St. Gallen costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $4,675 per month in Chur and $5,348 in St. Gallen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chur, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $2,483 per month in Chur and $2,877 in St. Gallen. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 2% cheaper in St. Gallen – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$3,000 is a stretch for both – monthly costs hit $3,116 in Chur and $3,566 in St. Gallen. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. St. Gallen has an edge in some lifestyle areas, with costs from $3,116 in Chur to $3,566 in St. Gallen. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chur. If higher salaries, better infrastructure, or specific career opportunities are the priority, St. Gallen makes more sense. Both are solid long-term options with distinct trade-offs.