Last update: Oct 2026

Cost of Living Comparison Between Chur and St. Gallen

For one person, living is cheaper in Chur: $3,283 a month against $3,451 in St. Gallen, rent and utilities included – about $2,000 less a year. Higher rent and utilities in St. Gallen outweigh lower spending on other living expenses.

158

Cost of Living Index in Chur
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Chur Living Index
167

Cost of Living Index in St. Gallen
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St. Gallen Living Index

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Chur

🇨🇭 Switzerland

$3,283

/mo nomad

St. Gallen

🇨🇭 Switzerland

$3,451

/mo nomad

Monthly Cost of Living

How much you'll spend in Chur and in St. Gallen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chur and in St. Gallen actually costs, broken down by who's living it.

A single person spends $3,283 per month in Chur vs $3,451 in St. Gallen, rent included.

Chur $3,283
St. Gallen $3,451

A couple spends around $5,109 per month in Chur vs $5,120 in St. Gallen, rent included.

Chur $5,109
St. Gallen $5,120

A family of three spends $6,934 per month in Chur vs $6,789 in St. Gallen, rent included.

Chur $6,934
St. Gallen $6,789

Chur is about 5% cheaper than St. Gallen, and outside of rent the biggest gap is in clothing.

Both Chur and St. Gallen sit above the global median – Chur by 141%, St. Gallen by 154%.

Meal at Budget Restaurant

$29.44 CHF 24.28

$28.78 CHF 23.74

2.29%

Three-Course Dinner for Two, Mid-Range

$111 CHF 91.4

$144 CHF 119

-22.96%

Fast Food Meal (McDonalds, etc)

$15.99 CHF 13.19

$18.04 CHF 14.88

-11.36%

Cappuccino

$5.67 CHF 4.68

$6.03 CHF 4.97

-5.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.51 CHF 4.54

$5.95 CHF 4.91

-7.39%

Water (0.33 liter bottle)

$5.08 CHF 4.19

$5.10 CHF 4.21

-0.39%

Local Beer (0.5 liter draught)

$8.69 CHF 7.16

$8.80 CHF 7.26

-1.25%

Imported Beer (0.33 liter bottle)

$8.68 CHF 7.16

$6.38 CHF 5.26

36.05%

Milk (1 liter)

$2.15 CHF 1.78

$2.25 CHF 1.86

-4.44%

White Bread (500g)

$3.42 CHF 2.82

$3.16 CHF 2.61

8.23%

Rice (white) (1kg)

$4.22 CHF 3.48

$3.77 CHF 3.11

11.94%

Eggs

$7.59 CHF 6.26

$7.72 CHF 6.36

-1.68%

Local Cheese (1kg)

$26.51 CHF 21.87

$24.91 CHF 20.55

6.42%

Chicken Fillets (1kg)

$26.64 CHF 21.98

$29.02 CHF 23.94

-8.20%

Beef Round Steak (1kg)

$39.08 CHF 32.24

$39.94 CHF 32.95

-2.15%

Apples (1kg)

$3.42 CHF 2.82

$3.06 CHF 2.52

11.76%

Banana (1kg)

$2.13 CHF 1.75

$1.56 CHF 1.28

36.54%

Oranges (1kg)

$2.68 CHF 2.21

$2.40 CHF 1.98

11.67%

Tomato (1kg)

$4.58 CHF 3.78

$6.17 CHF 5.09

-25.77%

Potato (1kg)

$1.89 CHF 1.56

$1.71 CHF 1.41

10.53%

Onion (1kg)

$2.18 CHF 1.80

$2.14 CHF 1.76

1.87%

Lettuce (1 head)

$2.36 CHF 1.95

$2.20 CHF 1.82

7.27%

Water (1.5 liter bottle)

$1.36 CHF 1.12

$1.18 CHF 0.97

15.25%

Cigarettes 20 Pack (Marlboro, Camel)

$10.94 CHF 9.03

$10.98 CHF 9.06

-0.36%

Wine (Bottle)

$12.75 CHF 10.52

$11.23 CHF 9.27

13.54%

Local Beer (0.5 liter bottle)

$2.38 CHF 1.96

$2.10 CHF 1.73

13.33%

Imported Beer (0.33 liter bottle)

$3.40 CHF 2.80

$2.28 CHF 1.88

49.12%

One-way Ticket (Public Transport)

$5.47 CHF 4.52

$4.08 CHF 3.37

34.07%

Public Transport Monthly Pass (Regular Price)

$184 CHF 152

$86.4 CHF 71.3

113.21%

Taxi Start (Normal Tariff)

$7.46 CHF 6.16

$6.62 CHF 5.46

12.69%

Taxi (Normal Tariff) (1km)

$4.94 CHF 4.08

$4.76 CHF 3.93

3.78%

Taxi 1hour Waiting (Normal Tariff)

$88.7 CHF 73.2

$79.2 CHF 65.3

11.98%

Gasoline (1 liter)

$2.22 CHF 1.83

$2.23 CHF 1.84

-0.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.1K CHF 32.2K

$38.4K CHF 31.7K

1.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.5K CHF 31.7K

$38.6K CHF 31.8K

-0.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 CHF 191

$312 CHF 257

-25.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.60 CHF 26.07

$37.60 CHF 31.01

-15.96%

Internet (50+ Mbps, Unlimited Data)

$53.8 CHF 44.39

$54.0 CHF 44.50

-0.26%

Gym Membership (Monthly)

$78.3 CHF 64.6

$79.6 CHF 65.6

-1.65%

Tennis Court (1 Hour on Weekend)

$33.63 CHF 27.74

Cinema Ticket

$23.22 CHF 19.15

$28.27 CHF 23.32

-17.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,413 CHF 1,990

$2,308 CHF 1,904

4.52%

International Primary School, 1 Child (Yearly)

$44.9K CHF 37.0K

$32.2K CHF 26.6K

39.51%

Jeans (Levis 501 Or Similar)

$91.1 CHF 75.2

$144 CHF 119

-36.92%

Summer Dress (H&M, Zara, etc)

$48.03 CHF 39.62

$64.0 CHF 52.8

-25.00%

Sport Shoes (Adidas, Nike)

$120 CHF 98.9

$146 CHF 120

-17.88%

Men's Leather Business Shoes

$169 CHF 139

$183 CHF 151

-7.77%

1-bedroom Apartment, City Center (Monthly)

$1,715 CHF 1,414

$1,895 CHF 1,563

-9.51%

1-bedroom Apartment, Outside City Center (Monthly)

$1,379 CHF 1,137

$1,504 CHF 1,240

-8.32%

3-bedroom Apartment, City Center (Monthly)

$3,015 CHF 2,487

$2,868 CHF 2,366

5.10%

3-bedroom Apartment, Outside City Center (Monthly)

$2,550 CHF 2,104

$2,256 CHF 1,861

13.06%

Buy Apartment in City Center (m2)

$7,109 CHF 5,864

$11.3K CHF 9,285

-36.84%

Buy Apartment Outside City Center (m2)

$5,446 CHF 4,492

$8,285 CHF 6,834

-34.27%

Average Monthly Net Salary (After Tax)

$8,497 CHF 7,009

$6,694 CHF 5,522

26.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.72

2.1

-18.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chur: October 25, 2026

Last update for St. Gallen: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chur

$1.4K 42%

St. Gallen

$1.5K 43.6% 9.1% $125

Groceries & Markets

Chur

$576 17.6%

St. Gallen

$575 16.7% 0.3% $1.6

Eating Out

Chur

$455 13.9%

St. Gallen

$458 13.3% 0.7% $3

Monthly Utilities & Internet

Chur

$318 9.7%

St. Gallen

$404 11.7% 27.1% $86

Getting Around

Chur

$238 7.3%

St. Gallen

$133 3.9% 44.1% $105

Clothing & Footwear

Chur

$193 5.9%

St. Gallen

$242 7% 25.6% $49

Sport & Entertainment

Chur

$125 3.8%

St. Gallen

$136 3.9% 9.1% $11

Cost Breakdown

A central one-bedroom costs $1,715 in Chur versus $1,895 in St. Gallen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 27% higher in Chur, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $111 in Chur versus $144 in St. Gallen. Groceries tell a different story – $576 in Chur vs $575 in St. Gallen – so St. Gallen wins on supermarket bills even if dining out costs more.

Good to know

🇨🇭 Chur

🇨🇭 St. Gallen

🕒 Local time

22:14 10:14 PM

Same time as Chur

🌤 Weather

👥 Population

37,082

78,213

💱 Currency

Swiss Franc CHF Fr

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.09 EUR

1 CHF = 1.21 USD

1 CHF = 1.09 EUR

Exchange rates and currency converter

On the map

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Chur St. Gallen 64 km

From you

Chur
St. Gallen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chur vs St. Gallen: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,283 in Chur, $3,451 in St. Gallen – Chur comes out roughly 5% cheaper. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $4,924 per month in Chur and $5,177 in St. Gallen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chur, especially for central apartments: a one-bedroom in the center costs $1,715 there versus $1,895 in St. Gallen.

A mid-range dinner for two costs $111 in Chur and $144 in St. Gallen. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 53% less in St. Gallen. For daily commuters, that gap adds up to noticeable savings over a year.

$3,000 is a stretch for both – monthly costs hit $3,283 in Chur and $3,451 in St. Gallen. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. St. Gallen has an edge in some lifestyle areas, with costs from $3,283 in Chur to $3,451 in St. Gallen. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.