🙂A single person spends $3,056 per month in Chur vs $3,604 in St. Gallen, rent included.
🙂A couple spends around $5,086 per month in Chur vs $5,448 in St. Gallen, rent included.
🙂A family of three spends $7,115 per month in Chur vs $7,293 in St. Gallen, rent included.
🙂Chur is about 15% cheaper than St. Gallen, driven mainly by Getting Around.
📊Both Chur and St. Gallen sit above the global median – Chur by 128%, St. Gallen by 169%.
Moneda
🍽 Eating Out
Chur
St. Gallen
Diferencia
Meal at Budget Restaurant
$30.56CHF 24.18
$30.27CHF 23.95
0.96%
Three-Course Dinner for Two, Mid-Range
$97.9CHF 77.5
$150CHF 119
-34.82%
Fast Food Meal(McDonalds, etc)
$16.07CHF 12.71
$18.21CHF 14.40
-11.75%
Cappuccino
$5.83CHF 4.61
$6.46CHF 5.11
-9.75%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$4.38CHF 3.46
$5.67CHF 4.49
-22.75%
Water(0.33 liter bottle)
$4.19CHF 3.31
$5.12CHF 4.05
-18.16%
Local Beer(0.5 liter draught)
$7.50CHF 5.93
$7.40CHF 5.85
1.35%
Imported Beer(0.33 liter bottle)
$7.28CHF 5.76
$7.12CHF 5.63
2.25%
🛒 Groceries & Markets
Chur
St. Gallen
Diferencia
Milk(1 liter)
$2.23CHF 1.77
$2.28CHF 1.80
-2.19%
White Bread(500g)
$3.82CHF 3.02
$2.59CHF 2.05
47.49%
Rice(white)(1kg)
$4.21CHF 3.33
$3.63CHF 2.87
15.98%
Eggs
$7.76CHF 6.14
$8.02CHF 6.35
-3.24%
Local Cheese(1kg)
$29.42CHF 23.27
$27.88CHF 22.05
5.52%
Chicken Fillets(1kg)
$34.76CHF 27.50
$31.80CHF 25.16
9.31%
Beef Round Steak(1kg)
$36.10CHF 28.56
$41.82CHF 33.08
-13.68%
Apples(1kg)
$3.68CHF 2.91
$3.30CHF 2.61
11.52%
Banana(1kg)
$2.35CHF 1.86
$1.90CHF 1.50
23.68%
Oranges(1kg)
$2.54CHF 2.01
$2.53CHF 2.00
0.40%
Tomato(1kg)
$5.42CHF 4.29
$7.34CHF 5.81
-26.16%
Potato(1kg)
$1.79CHF 1.42
$2.52CHF 1.99
-28.97%
Onion(1kg)
$2.26CHF 1.79
$2.33CHF 1.84
-3.00%
Lettuce(1 head)
$2.17CHF 1.72
$2.35CHF 1.86
-7.66%
Water(1.5 liter bottle)
$1.22CHF 0.97
$1.13CHF 0.89
7.96%
Cigarettes 20 Pack(Marlboro, Camel)
$10.87CHF 8.60
$10.98CHF 8.68
-1.00%
Wine(Bottle)
$13.75CHF 10.88
$11.55CHF 9.14
19.05%
Local Beer(0.5 liter bottle)
$2.49CHF 1.97
$2.15CHF 1.70
15.81%
Imported Beer(0.33 liter bottle)
$3.41CHF 2.70
$2.40CHF 1.90
42.08%
🚌 Getting Around
Chur
St. Gallen
Diferencia
One-way Ticket(Public Transport)
$5.35CHF 4.24
$4.33CHF 3.43
23.56%
Public Transport Monthly Pass(Regular Price)
$189CHF 150
$80.0CHF 63.3
136.75%
Taxi Start(Normal Tariff)
$8.28CHF 6.55
$6.64CHF 5.26
24.70%
Taxi(Normal Tariff)(1km)
$4.12CHF 3.26
$4.24CHF 3.36
-2.83%
Taxi 1hour Waiting(Normal Tariff)
$62.8CHF 49.68
$80.1CHF 63.3
-21.55%
Gasoline(1 liter)
$2.20CHF 1.74
$2.13CHF 1.69
3.29%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$39.5KCHF 31.2K
$41.0KCHF 32.4K
-3.70%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$37.1KCHF 29.4K
$42.2KCHF 33.4K
-12.02%
🧾 Monthly Utilities & Internet
Chur
St. Gallen
Diferencia
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$243CHF 193
$335CHF 265
-27.33%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$24.94CHF 19.73
$58.4CHF 46.15
-57.26%
Internet(50+ Mbps, Unlimited Data)
$49.69CHF 39.30
$52.9CHF 41.81
-6.00%
🎉 Sport & Entertainment
Chur
St. Gallen
Diferencia
Gym Membership(Monthly)
$84.6CHF 66.9
$83.0CHF 65.6
1.95%
Tennis Court(1 Hour on Weekend)
$36.98CHF 29.25
$98.7CHF 78.1
-62.55%
Cinema Ticket
$22.28CHF 17.63
$30.64CHF 24.23
-27.28%
🧸 Childcare & Education
Chur
St. Gallen
Diferencia
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$2,504CHF 1,981
$2,846CHF 2,251
-12.01%
International Primary School, 1 Child(Yearly)
$42.3KCHF 33.5K
$34.4KCHF 27.2K
23.26%
👕👟 Clothing & Footwear
Chur
St. Gallen
Diferencia
Jeans(Levis 501 Or Similar)
$137CHF 108
$146CHF 115
-6.00%
Summer Dress(H&M, Zara, etc)
$36.73CHF 29.05
$66.2CHF 52.3
-44.48%
Sport Shoes(Adidas, Nike)
$130CHF 103
$157CHF 124
-17.13%
Men's Leather Business Shoes
$162CHF 128
$237CHF 188
-31.94%
🏠 Accommodation & Living
Chur
St. Gallen
Diferencia
1-bedroom Apartment, City Center(Monthly)
$1,526CHF 1,207
$1,834CHF 1,451
-16.79%
1-bedroom Apartment, Outside City Center(Monthly)
$1,136CHF 898
$1,522CHF 1,204
-25.37%
3-bedroom Apartment, City Center(Monthly)
$2,867CHF 2,268
$2,804CHF 2,218
2.25%
3-bedroom Apartment, Outside City Center(Monthly)
$2,561CHF 2,026
$2,360CHF 1,867
8.51%
Buy Apartment in City Center(m2)
$10.2KCHF 8,046
$10.9KCHF 8,640
-6.88%
Buy Apartment Outside City Center(m2)
$7,386CHF 5,842
$8,560CHF 6,771
-13.71%
💵 Salaries & Financials
Chur
St. Gallen
Diferencia
Average Monthly Net Salary(After Tax)
$7,296CHF 5,771
$7,299CHF 5,773
-0.04%
20-Year Fixed Mortgage Interest Rate(Annual %)
2
2.5
-20.00%
Los datos de CityCost se basan en IA y aportaciones de usuarios. Puede haber pequeñas variaciones.
Última actualización para Chur: April 26, 2026
Última actualización para St. Gallen: April 28, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,526 in Chur versus $1,834 in St. Gallen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 0% higher in St. Gallen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $98.0 in Chur versus $150 in St. Gallen. Groceries tell a different story – $629 in Chur vs $612 in St. Gallen – so St. Gallen wins on supermarket bills even if dining out costs more.
Comparación de velocidades medias de internet por ciudad (actualizado April 2026)
El gráfico resalta el umbral de precisión para velocidades de internet móvil y fija, actualizado trimestralmente.
Índice del coste de vida para nómadas digitales
Chur vs St. Gallen: Coste de vida - preguntas frecuentes
How do living costs in Chur and St. Gallen compare overall?
Monthly costs with rent: $3,056 in Chur, $3,604 in St. Gallen – roughly 18% apart. St. Gallen costs more across the board, with Getting Around showing the biggest gap.
What salary covers living expenses in Chur compared to St. Gallen?
For a comfortable life, plan on about $4,585 per month in Chur and $5,406 in St. Gallen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Chur and St. Gallen?
Rent is clearly cheaper in Chur, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What is the difference in childcare costs between Chur and St. Gallen?
Kindergarten costs $2,504 per month in Chur and $2,846 in St. Gallen. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city has cheaper grocery shopping?
Interestingly, groceries are about 3% cheaper in St. Gallen – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Which city is feasible on a $3,000 budget?
$3,000 is a stretch for both – monthly costs hit $3,056 in Chur and $3,604 in St. Gallen. You'll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between Chur and St. Gallen?
It depends on your priorities. St. Gallen has an edge in some lifestyle areas, with costs from $3,056 in Chur to $3,604 in St. Gallen. Climate, culture, job market, and personal taste all factor in.
Is Chur or St. Gallen safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Chur and St. Gallen?
If budget matters most, go with Chur. If higher salaries, better infrastructure, or specific career opportunities are the priority, St. Gallen makes more sense. Both are solid long-term options with distinct trade-offs.