Cost of Living Comparison Between St. Cloud, MN and Tbilisi Cost of Living Comparison Between St. Cloud, MN and Tbilisi

Monthly Cost of Living

Monthly costs for one person with rent: $2,520 in St. Cloud, MN versus $1,187 in Tbilisi.

Estimated couple costs with rent: $3,609 in St. Cloud, MN versus $1,826 in Tbilisi.

Monthly costs for a family of three with rent: $4,698 in St. Cloud, MN versus $2,466 in Tbilisi.

Living in St. Cloud, MN is roughly 112% more expensive than in Tbilisi, driven mainly by Eating Out.

The two cities straddle the global median: St. Cloud, MN is 89% above, Tbilisi is 11% below.

Meal at Budget Restaurant

$18.30 $18.30

$10.79 ₾28.28

69.60%

Three-Course Dinner for Two, Mid-Range

$65.0 $65.0

$44.24 ₾116

46.84%

Fast Food Meal (McDonalds, etc)

$9.83 $9.83

$8.40 ₾22.00

17.02%

Cappuccino

$5.11 $5.11

$2.98 ₾7.80

71.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.67 $2.67

$0.75 ₾1.97

256.00%

Water (0.33 liter bottle)

$2.40 $2.40

$0.42 ₾1.10

471.43%

Local Beer (0.5 liter draught)

$6.05 $6.05

$2.21 ₾5.78

173.76%

Imported Beer (0.33 liter bottle)

$7.08 $7.08

$3.00 ₾7.87

136.00%

Milk (1 liter)

$0.76 $0.76

$2.00 ₾5.25

-62.00%

White Bread (500g)

$2.79 $2.79

$0.67 ₾1.76

316.42%

Rice (white) (1kg)

$3.28 $3.28

$1.80 ₾4.73

82.22%

Eggs

$2.26 $2.26

$2.59 ₾6.79

-12.74%

Local Cheese (1kg)

$4.82 $4.82

$7.43 ₾19.47

-35.13%

Chicken Fillets (1kg)

$9.43 $9.43

$6.20 ₾16.25

52.10%

Beef Round Steak (1kg)

$14.26 $14.26

$9.55 ₾25.03

49.32%

Apples (1kg)

$3.96 $3.96

$1.22 ₾3.21

224.59%

Banana (1kg)

$1.15 $1.15

$1.65 ₾4.31

-30.30%

Oranges (1kg)

$3.30 $3.30

$1.88 ₾4.92

75.53%

Tomato (1kg)

$2.17 $2.17

$2.33 ₾6.09

-6.87%

Potato (1kg)

$0.74 $0.74

$0.65 ₾1.70

13.85%

Onion (1kg)

$1.69 $1.69

$0.64 ₾1.69

164.06%

Lettuce (1 head)

$1.97 $1.97

$1.24 ₾3.25

58.87%

Water (1.5 liter bottle)

$1.87 $1.87

$0.65 ₾1.71

187.69%

Cigarettes 20 Pack (Marlboro, Camel)

$10.15 $10.15

$3.07 ₾8.04

230.62%

Wine (Bottle)

$11.78 $11.78

$7.74 ₾20.27

52.20%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$1.60 ₾4.18

10.00%

Imported Beer (0.33 liter bottle)

$4.38 $4.38

$2.24 ₾5.86

95.54%

One-way Ticket (Public Transport)

$1.96 $1.96

$0.35 ₾0.92

460.00%

Public Transport Monthly Pass (Regular Price)

$14.73 ₾38.58

Taxi Start (Normal Tariff)

$5.05 $5.05

$1.42 ₾3.71

255.63%

Taxi (Normal Tariff) (1km)

$1.39 $1.39

$0.70 ₾1.83

98.57%

Taxi 1hour Waiting (Normal Tariff)

$29.23 $29.23

$7.52 ₾19.69

288.70%

Gasoline (1 liter)

$0.80 $0.80

$1.15 ₾3.02

-30.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$18.0K ₾47.2K

98.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$19.9K ₾52.1K

30.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$221 $221

$74.2 ₾194

197.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$48.52 $48.52

$11.85 ₾31.06

309.45%

Internet (50+ Mbps, Unlimited Data)

$50.8 $50.8

$18.14 ₾47.52

179.99%

Gym Membership (Monthly)

$42.34 $42.34

$61.7 ₾162

-31.42%

Tennis Court (1 Hour on Weekend)

$16.91 ₾44.30

Cinema Ticket

$13.86 $13.86

$6.53 ₾17.12

112.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,452 $1,452

$264 ₾691

450.73%

International Primary School, 1 Child (Yearly)

$30.1K $30.1K

$5,079 ₾13.3K

492.39%

Jeans (Levis 501 Or Similar)

$38.45 $38.45

$77.2 ₾202

-50.21%

Summer Dress (H&M, Zara, etc)

$42.09 $42.09

$44.11 ₾116

-4.58%

Sport Shoes (Adidas, Nike)

$85.7 $85.7

$120 ₾313

-28.29%

Men's Leather Business Shoes

$127 $127

$111 ₾290

14.68%

1-bedroom Apartment, City Center (Monthly)

$1,578 $1,578

$707 ₾1,852

123.17%

1-bedroom Apartment, Outside City Center (Monthly)

$1,345 $1,345

$461 ₾1,207

191.94%

3-bedroom Apartment, City Center (Monthly)

$2,658 $2,658

$1,348 ₾3,532

97.21%

3-bedroom Apartment, Outside City Center (Monthly)

$2,189 $2,189

$783 ₾2,052

179.59%

Buy Apartment in City Center (m2)

$2,453 $2,453

$2,423 ₾6,349

1.24%

Buy Apartment Outside City Center (m2)

$2,183 $2,183

$1,480 ₾3,878

47.50%

Average Monthly Net Salary (After Tax)

$6,137 $6,137

$662 ₾1,734

827.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

11.89

-45.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Cloud, MN: July 21, 2026

Last update for Tbilisi: July 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,578 in St. Cloud, MN and $707 in Tbilisi. Housing cost is often the main lever when comparing two cities.

St. Cloud, MN pays 827% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $65.0 in St. Cloud, MN vs $44.00 in Tbilisi for a mid-range dinner for two. Groceries echo the gap at $290 vs $205 per month, with Tbilisi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Cloud, MN vs Tbilisi: Cost of Living - Frequently Asked Questions

Tbilisi is cheaper overall, especially in Eating Out, Groceries & Markets, Monthly Utilities & Internet. The 112% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 827% higher in St. Cloud, MN, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,578 in St. Cloud, MN versus $707 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,452 in St. Cloud, MN versus $264 in Tbilisi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Tbilisi – a meal for two runs $44.00 versus $65.0 in St. Cloud, MN. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,187 in Tbilisi versus $2,520 in St. Cloud, MN, a $2,000 budget is realistic in Tbilisi but tight or insufficient in St. Cloud, MN. The gap between the two cities makes Tbilisi the clear choice for anyone on this budget.

For families, Tbilisi is more practical. Housing and childcare are both notably cheaper than in St. Cloud, MN, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, St. Cloud, MN and Tbilisi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tbilisi gentler on the wallet – expenses run 112% less than in St. Cloud, MN. Beyond cost, consider language, visa policies, and how big the international community is in each city.