Last update: Oct 2026

Cost of Living Comparison Between St. Cloud, MN and Tbilisi

For one person, living is cheaper in Tbilisi: $1,242 a month against $1,929 in St. Cloud, MN, rent and utilities included – about $8,200 less a year. Rent and utilities account for most of the difference.

94

Cost of Living Index in St. Cloud, MN
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St. Cloud, MN Living Index
61

Cost of Living Index in Tbilisi
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Tbilisi Living Index

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St. Cloud, MN

🇺🇸 United States

$1,929

/mo nomad

Tbilisi

🇬🇪 Georgia

$1,242

/mo nomad

Monthly Cost of Living

How much you'll spend in St. Cloud, MN and in Tbilisi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St. Cloud, MN and in Tbilisi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,929 in St. Cloud, MN versus $1,242 in Tbilisi.

St. Cloud, MN $1,929
Tbilisi $1,242

Estimated couple costs with rent: $3,044 in St. Cloud, MN versus $1,962 in Tbilisi.

St. Cloud, MN $3,044
Tbilisi $1,962

Monthly costs for a family of three with rent: $4,158 in St. Cloud, MN versus $2,682 in Tbilisi.

St. Cloud, MN $4,158
Tbilisi $2,682

Living in St. Cloud, MN is roughly 55% more expensive than in Tbilisi, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: St. Cloud, MN is 44% above, Tbilisi is 7% below.

Meal at Budget Restaurant

$20.17 $20.17

$10.98 ₾28.46

83.70%

Three-Course Dinner for Two, Mid-Range

$74.1 $74.1

$38.21 ₾99.0

93.95%

Fast Food Meal (McDonalds, etc)

$11.08 $11.08

$9.58 ₾24.84

15.66%

Cappuccino

$5.87 $5.87

$3.59 ₾9.31

63.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.81 $2.81

$1.03 ₾2.66

172.82%

Water (0.33 liter bottle)

$2.46 $2.46

$0.63 ₾1.64

290.48%

Local Beer (0.5 liter draught)

$6.86 $6.86

$2.74 ₾7.10

150.36%

Imported Beer (0.33 liter bottle)

$8.08 $8.08

$3.17 ₾8.22

154.89%

Milk (1 liter)

$0.76 $0.76

$2.13 ₾5.53

-64.32%

White Bread (500g)

$2.79 $2.79

$0.74 ₾1.91

277.03%

Rice (white) (1kg)

$3.28 $3.28

$1.72 ₾4.46

90.70%

Eggs

$2.31 $2.31

$2.78 ₾7.21

-16.91%

Local Cheese (1kg)

$4.83 $4.83

$9.48 ₾24.56

-49.05%

Chicken Fillets (1kg)

$9.61 $9.61

$6.45 ₾16.71

48.99%

Beef Round Steak (1kg)

$17.95 $17.95

$13.02 ₾33.76

37.86%

Apples (1kg)

$3.80 $3.80

$1.69 ₾4.37

124.85%

Banana (1kg)

$1.29 $1.29

$1.84 ₾4.76

-29.89%

Oranges (1kg)

$3.39 $3.39

$1.89 ₾4.90

79.37%

Tomato (1kg)

$2.16 $2.16

$2.40 ₾6.22

-10.00%

Potato (1kg)

$0.79 $0.79

$0.84 ₾2.17

-5.95%

Onion (1kg)

$1.67 $1.67

$0.68 ₾1.75

145.59%

Lettuce (1 head)

$2.03 $2.03

$1.42 ₾3.68

42.96%

Water (1.5 liter bottle)

$1.83 $1.83

$0.77 ₾2.01

137.66%

Cigarettes 20 Pack (Marlboro, Camel)

$9.97 $9.97

$3.56 ₾9.22

180.06%

Wine (Bottle)

$11.87 $11.87

$7.48 ₾19.39

58.69%

Local Beer (0.5 liter bottle)

$1.78 $1.78

$1.71 ₾4.43

4.09%

Imported Beer (0.33 liter bottle)

$3.27 $3.27

$2.29 ₾5.94

42.79%

One-way Ticket (Public Transport)

$2.07 $2.07

$0.40 ₾1.04

417.50%

Public Transport Monthly Pass (Regular Price)

$15.15 ₾39.27

Taxi Start (Normal Tariff)

$3.01 $3.01

$1.19 ₾3.08

152.94%

Taxi (Normal Tariff) (1km)

$1.93 $1.93

$0.78 ₾2.03

147.44%

Taxi 1hour Waiting (Normal Tariff)

$32.78 $32.78

$11.77 ₾30.50

178.50%

Gasoline (1 liter)

$0.88 $0.88

$1.41 ₾3.65

-37.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K $32.4K

$24.3K ₾62.9K

33.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K $22.5K

$21.7K ₾56.3K

3.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$168 $168

$87.6 ₾227

92.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.83 $45.83

$13.33 ₾34.55

243.81%

Internet (50+ Mbps, Unlimited Data)

$44.18 $44.18

$19.51 ₾50.6

126.45%

Gym Membership (Monthly)

$41.54 $41.54

$64.7 ₾168

-35.80%

Tennis Court (1 Hour on Weekend)

$18.85 ₾48.86

Cinema Ticket

$14.03 $14.03

$6.55 ₾16.97

114.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,697 $1,697

$377 ₾978

349.96%

International Primary School, 1 Child (Yearly)

$24.3K $24.3K

$10.6K ₾27.5K

129.10%

Jeans (Levis 501 Or Similar)

$62.6 $62.6

$102 ₾265

-38.80%

Summer Dress (H&M, Zara, etc)

$62.2 $62.2

$40.36 ₾105

54.11%

Sport Shoes (Adidas, Nike)

$73.9 $73.9

$117 ₾302

-36.65%

Men's Leather Business Shoes

$85.4 $85.4

$121 ₾314

-29.52%

1-bedroom Apartment, City Center (Monthly)

$992 $992

$675 ₾1,749

47.10%

1-bedroom Apartment, Outside City Center (Monthly)

$819 $819

$451 ₾1,170

81.43%

3-bedroom Apartment, City Center (Monthly)

$1,892 $1,892

$1,275 ₾3,305

48.37%

3-bedroom Apartment, Outside City Center (Monthly)

$1,626 $1,626

$883 ₾2,288

84.20%

Buy Apartment in City Center (m2)

$2,638 $2,638

$2,415 ₾6,259

9.23%

Buy Apartment Outside City Center (m2)

$2,594 $2,594

$1,404 ₾3,640

84.75%

Average Monthly Net Salary (After Tax)

$6,096 $6,096

$706 ₾1,830

763.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.61

12.62

-47.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Cloud, MN: October 5, 2026

Last update for Tbilisi: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

St. Cloud, MN

$819 42.4%

Tbilisi

$451 35.8% 44.9% $368

Eating Out

St. Cloud, MN

$337 17.4%

Tbilisi

$186 14.8% 44.6% $150

Groceries & Markets

St. Cloud, MN

$300 15.5%

Tbilisi

$232 18.4% 22.6% $68

Monthly Utilities & Internet

St. Cloud, MN

$258 13.4%

Tbilisi

$120 9.6% 53.4% $138

Clothing & Footwear

St. Cloud, MN

$128 6.6%

Tbilisi

$171 13.6% 33.9% $43

Sport & Entertainment

St. Cloud, MN

$70 3.6%

Tbilisi

$78 6.2% 11.8% $8.2

Getting Around

St. Cloud, MN

$21 * 1.1%

Tbilisi

$22 1.7% 4.3% $0.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $992 in St. Cloud, MN and $675 in Tbilisi. Housing cost is often the main lever when comparing two cities.

St. Cloud, MN pays 763% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $74.0 in St. Cloud, MN vs $38.00 in Tbilisi for a mid-range dinner for two. Groceries echo the gap at $300 vs $232 per month, with Tbilisi cheaper across the board.

Good to know

🇺🇸 St. Cloud, MN

🇬🇪 Tbilisi

🕒 Local time

01:59 1:59 AM

10:59 10:59 AM

9 h ahead of St. Cloud, MN

🌤 Weather

👥 Population

65,842

1,241,700 Capital

💱 Currency

United States Dollar USD $

Georgian Lari GEL ₾

📈 Exchange rate

1 USD = 0.892 EUR

1 GEL = 0.386 USD

1 GEL = 0.344 EUR

Exchange rates and currency converter

GEL, EUR to USD – United States Dollar Converter

🇬🇪 Georgian Lari (₾)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Georgian Lari exchange rates as of October 12, 2026: 1 USD = 2.59 GEL (1 GEL = 0.386 USD). 1 EUR = 2.9 GEL (1 GEL = 0.344 EUR).

GEL to USD in detail →

On the map

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Between locations

St. Cloud, MN Tbilisi 9,490 km ≈ 12 h nonstop flight

From you

St. Cloud, MN
Tbilisi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Cloud, MN vs Tbilisi: Cost of Living - Frequently Asked Questions

Tbilisi is cheaper overall, especially in eating out, groceries, and utilities. The 55% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 763% higher in St. Cloud, MN, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $992 in St. Cloud, MN versus $675 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,697 in St. Cloud, MN versus $377 in Tbilisi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Tbilisi – a meal for two runs $38.00 versus $74.0 in St. Cloud, MN. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,242 in Tbilisi versus $1,929 in St. Cloud, MN, a $2,000 budget is realistic in Tbilisi but tight or insufficient in St. Cloud, MN. The gap between the two cities makes Tbilisi the clear choice for anyone on this budget.

For families, Tbilisi is more practical. Housing and childcare are both notably cheaper than in St. Cloud, MN, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, St. Cloud, MN and Tbilisi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tbilisi gentler on the wallet – expenses run 55% less than in St. Cloud, MN. Beyond cost, consider language, visa policies, and how big the international community is in each city.