Last update: Oct 2026

Cost of Living Comparison Between Tbilisi and St. Cloud, MN

For one person, living is cheaper in Tbilisi: $1,242 a month against $1,929 in St. Cloud, MN, rent and utilities included – about $8,200 less a year. Rent and utilities account for most of the difference.

61

Cost of Living Index in Tbilisi
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Tbilisi Living Index
94

Cost of Living Index in St. Cloud, MN
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St. Cloud, MN Living Index

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Tbilisi

🇬🇪 Georgia

$1,242

/mo nomad

St. Cloud, MN

🇺🇸 United States

$1,929

/mo nomad

Monthly Cost of Living

How much you'll spend in Tbilisi and in St. Cloud, MN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tbilisi and in St. Cloud, MN actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,242 in Tbilisi versus $1,929 in St. Cloud, MN.

Tbilisi $1,242
St. Cloud, MN $1,929

Estimated couple costs with rent: $1,962 in Tbilisi versus $3,044 in St. Cloud, MN.

Tbilisi $1,962
St. Cloud, MN $3,044

Monthly costs for a family of three with rent: $2,682 in Tbilisi versus $4,158 in St. Cloud, MN.

Tbilisi $2,682
St. Cloud, MN $4,158

Living in Tbilisi costs roughly 36% less than in St. Cloud, MN, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Tbilisi is 7% below, St. Cloud, MN is 44% above.

Meal at Budget Restaurant

$10.98 ₾28.46

$20.17 $20.17

-45.56%

Three-Course Dinner for Two, Mid-Range

$38.21 ₾99.0

$74.1 $74.1

-48.44%

Fast Food Meal (McDonalds, etc)

$9.58 ₾24.84

$11.08 $11.08

-13.54%

Cappuccino

$3.59 ₾9.31

$5.87 $5.87

-38.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.03 ₾2.66

$2.81 $2.81

-63.35%

Water (0.33 liter bottle)

$0.63 ₾1.64

$2.46 $2.46

-74.39%

Local Beer (0.5 liter draught)

$2.74 ₾7.10

$6.86 $6.86

-60.06%

Imported Beer (0.33 liter bottle)

$3.17 ₾8.22

$8.08 $8.08

-60.77%

Milk (1 liter)

$2.13 ₾5.53

$0.76 $0.76

180.26%

White Bread (500g)

$0.74 ₾1.91

$2.79 $2.79

-73.48%

Rice (white) (1kg)

$1.72 ₾4.46

$3.28 $3.28

-47.56%

Eggs

$2.78 ₾7.21

$2.31 $2.31

20.35%

Local Cheese (1kg)

$9.48 ₾24.56

$4.83 $4.83

96.27%

Chicken Fillets (1kg)

$6.45 ₾16.71

$9.61 $9.61

-32.88%

Beef Round Steak (1kg)

$13.02 ₾33.76

$17.95 $17.95

-27.47%

Apples (1kg)

$1.69 ₾4.37

$3.80 $3.80

-55.53%

Banana (1kg)

$1.84 ₾4.76

$1.29 $1.29

42.64%

Oranges (1kg)

$1.89 ₾4.90

$3.39 $3.39

-44.25%

Tomato (1kg)

$2.40 ₾6.22

$2.16 $2.16

11.11%

Potato (1kg)

$0.84 ₾2.17

$0.79 $0.79

6.33%

Onion (1kg)

$0.68 ₾1.75

$1.67 $1.67

-59.28%

Lettuce (1 head)

$1.42 ₾3.68

$2.03 $2.03

-30.05%

Water (1.5 liter bottle)

$0.77 ₾2.01

$1.83 $1.83

-57.92%

Cigarettes 20 Pack (Marlboro, Camel)

$3.56 ₾9.22

$9.97 $9.97

-64.29%

Wine (Bottle)

$7.48 ₾19.39

$11.87 $11.87

-36.98%

Local Beer (0.5 liter bottle)

$1.71 ₾4.43

$1.78 $1.78

-3.93%

Imported Beer (0.33 liter bottle)

$2.29 ₾5.94

$3.27 $3.27

-29.97%

One-way Ticket (Public Transport)

$0.40 ₾1.04

$2.07 $2.07

-80.68%

Public Transport Monthly Pass (Regular Price)

$15.15 ₾39.27

Taxi Start (Normal Tariff)

$1.19 ₾3.08

$3.01 $3.01

-60.47%

Taxi (Normal Tariff) (1km)

$0.78 ₾2.03

$1.93 $1.93

-59.59%

Taxi 1hour Waiting (Normal Tariff)

$11.77 ₾30.50

$32.78 $32.78

-64.09%

Gasoline (1 liter)

$1.41 ₾3.65

$0.88 $0.88

60.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K ₾62.9K

$32.4K $32.4K

-25.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.7K ₾56.3K

$22.5K $22.5K

-3.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$87.6 ₾227

$168 $168

-47.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.33 ₾34.55

$45.83 $45.83

-70.91%

Internet (50+ Mbps, Unlimited Data)

$19.51 ₾50.6

$44.18 $44.18

-55.84%

Gym Membership (Monthly)

$64.7 ₾168

$41.54 $41.54

55.75%

Tennis Court (1 Hour on Weekend)

$18.85 ₾48.86

Cinema Ticket

$6.55 ₾16.97

$14.03 $14.03

-53.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$377 ₾978

$1,697 $1,697

-77.78%

International Primary School, 1 Child (Yearly)

$10.6K ₾27.5K

$24.3K $24.3K

-56.35%

Jeans (Levis 501 Or Similar)

$102 ₾265

$62.6 $62.6

63.40%

Summer Dress (H&M, Zara, etc)

$40.36 ₾105

$62.2 $62.2

-35.11%

Sport Shoes (Adidas, Nike)

$117 ₾302

$73.9 $73.9

57.86%

Men's Leather Business Shoes

$121 ₾314

$85.4 $85.4

41.89%

1-bedroom Apartment, City Center (Monthly)

$675 ₾1,749

$992 $992

-32.02%

1-bedroom Apartment, Outside City Center (Monthly)

$451 ₾1,170

$819 $819

-44.88%

3-bedroom Apartment, City Center (Monthly)

$1,275 ₾3,305

$1,892 $1,892

-32.60%

3-bedroom Apartment, Outside City Center (Monthly)

$883 ₾2,288

$1,626 $1,626

-45.71%

Buy Apartment in City Center (m2)

$2,415 ₾6,259

$2,638 $2,638

-8.45%

Buy Apartment Outside City Center (m2)

$1,404 ₾3,640

$2,594 $2,594

-45.87%

Average Monthly Net Salary (After Tax)

$706 ₾1,830

$6,096 $6,096

-88.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.62

6.61

90.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: October 4, 2026

Last update for St. Cloud, MN: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tbilisi

$451 35.8%

St. Cloud, MN

$819 42.4% 81.4% $368

Groceries & Markets

Tbilisi

$232 18.4%

St. Cloud, MN

$300 15.5% 29.2% $68

Eating Out

Tbilisi

$186 14.8%

St. Cloud, MN

$337 17.4% 80.6% $150

Clothing & Footwear

Tbilisi

$171 13.6%

St. Cloud, MN

$128 6.6% 25.3% $43

Monthly Utilities & Internet

Tbilisi

$120 9.6%

St. Cloud, MN

$258 13.4% 114% $138

Sport & Entertainment

Tbilisi

$78 6.2%

St. Cloud, MN

$70 3.6% 10.5% $8.2

Getting Around

Tbilisi

$22 1.7%

St. Cloud, MN

$21 * 1.1% 4.2% $0.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $675 in Tbilisi and $992 in St. Cloud, MN. Housing cost is often the main lever when comparing two cities.

St. Cloud, MN pays 763% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $38.00 in Tbilisi vs $74.0 in St. Cloud, MN for a mid-range dinner for two. Groceries echo the gap at $232 vs $300 per month, with Tbilisi cheaper across the board.

Good to know

🇬🇪 Tbilisi

🇺🇸 St. Cloud, MN

🕒 Local time

11:58 11:58 AM

02:58 2:58 AM

9 h behind Tbilisi

🌤 Weather

👥 Population

1,241,700 Capital

65,842

💱 Currency

Georgian Lari GEL ₾

United States Dollar USD $

📈 Exchange rate

1 GEL = 0.386 USD

1 GEL = 0.344 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to GEL – Georgian Lari Converter

🇺🇸 United States Dollar ($)

🇬🇪 Georgian Lari (₾)

Georgian Lari exchange rates as of October 12, 2026: 1 USD = 2.59 GEL (1 GEL = 0.386 USD). 1 EUR = 2.9 GEL (1 GEL = 0.344 EUR).

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to GEL in detail →

On the map

Lowest

Highest

Between locations

Tbilisi St. Cloud, MN 9,490 km ≈ 12 h nonstop flight

From you

Tbilisi
St. Cloud, MN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs St. Cloud, MN: Cost of Living - Frequently Asked Questions

Tbilisi is cheaper overall, especially in groceries, eating out, and utilities. The 55% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 763% lower in St. Cloud, MN. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $675 in Tbilisi versus $992 in St. Cloud, MN. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $377 in Tbilisi versus $1,697 in St. Cloud, MN. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Tbilisi – a meal for two runs $38.00 versus $74.0 in St. Cloud, MN. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,242 in Tbilisi versus $1,929 in St. Cloud, MN, a $2,000 budget is realistic in Tbilisi but tight or insufficient in St. Cloud, MN. The gap between the two cities makes Tbilisi the clear choice for anyone on this budget.

For families, Tbilisi is more practical. Housing and childcare are both notably cheaper than in St. Cloud, MN, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Tbilisi and St. Cloud, MN are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tbilisi gentler on the wallet – expenses run 55% less than in St. Cloud, MN. Beyond cost, consider language, visa policies, and how big the international community is in each city.