Last update: Nov 2026

Cost of Living Comparison Between St. Cloud, MN and Lisbon

For one person, living is cheaper in St. Cloud, MN: $2,005 a month against $2,206 in Lisbon, rent and utilities included – about $2,400 less a year. Higher rent and utilities in Lisbon outweigh lower spending on other living expenses.

95

Cost of Living Index in St. Cloud, MN
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St. Cloud, MN Living Index
106

Cost of Living Index in Lisbon
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Lisbon Living Index

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St. Cloud, MN

🇺🇸 United States

$2,005

/mo nomad

Lisbon

🇵🇹 Portugal

$2,206

/mo nomad

Monthly Cost of Living

How much you'll spend in St. Cloud, MN and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St. Cloud, MN and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,005 in St. Cloud, MN versus $2,206 in Lisbon.

St. Cloud, MN $2,005
Lisbon $2,206

Estimated couple costs with rent: $3,124 in St. Cloud, MN versus $3,276 in Lisbon.

St. Cloud, MN $3,124
Lisbon $3,276

Monthly costs for a family of three with rent: $4,244 in St. Cloud, MN versus $4,346 in Lisbon.

St. Cloud, MN $4,244
Lisbon $4,346

Living in St. Cloud, MN costs roughly 9% less than in Lisbon, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: St. Cloud, MN 48% above, Lisbon 63% above.

Meal at Budget Restaurant

$19.95 $19.95

$16.86 €15.00

18.33%

Three-Course Dinner for Two, Mid-Range

$74.5 $74.5

$61.0 €54.3

22.12%

Fast Food Meal (McDonalds, etc)

$10.80 $10.80

$10.98 €9.77

-1.64%

Cappuccino

$5.83 $5.83

$3.05 €2.71

91.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.78 $2.78

$2.28 €2.03

21.93%

Water (0.33 liter bottle)

$2.53 $2.53

$1.68 €1.50

50.60%

Local Beer (0.5 liter draught)

$6.83 $6.83

$3.44 €3.06

98.55%

Imported Beer (0.33 liter bottle)

$7.85 $7.85

$3.91 €3.48

100.77%

Milk (1 liter)

$0.76 $0.76

$1.15 €1.02

-33.91%

White Bread (500g)

$2.80 $2.80

$1.89 €1.68

48.15%

Rice (white) (1kg)

$3.23 $3.23

$1.50 €1.34

115.33%

Eggs

$2.22 $2.22

$4.12 €3.66

-46.12%

Local Cheese (1kg)

$4.92 $4.92

$13.01 €11.57

-62.18%

Chicken Fillets (1kg)

$9.47 $9.47

$8.04 €7.16

17.79%

Beef Round Steak (1kg)

$17.54 $17.54

$17.89 €15.92

-1.96%

Apples (1kg)

$3.79 $3.79

$2.27 €2.02

66.96%

Banana (1kg)

$1.36 $1.36

$1.74 €1.55

-21.84%

Oranges (1kg)

$3.39 $3.39

$1.82 €1.62

86.26%

Tomato (1kg)

$2.15 $2.15

$2.69 €2.39

-20.07%

Potato (1kg)

$0.74 $0.74

$1.77 €1.57

-58.19%

Onion (1kg)

$1.67 $1.67

$1.94 €1.72

-13.92%

Lettuce (1 head)

$2.01 $2.01

$1.46 €1.30

37.67%

Water (1.5 liter bottle)

$1.83 $1.83

$0.76 €0.68

140.79%

Cigarettes 20 Pack (Marlboro, Camel)

$10.06 $10.06

$6.66 €5.92

51.05%

Wine (Bottle)

$12.09 $12.09

$5.64 €5.02

114.36%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$1.29 €1.15

37.21%

Imported Beer (0.33 liter bottle)

$3.40 $3.40

$2.14 €1.90

58.88%

One-way Ticket (Public Transport)

$1.77 $1.77

$2.30 €2.05

-23.04%

Public Transport Monthly Pass (Regular Price)

$66.1 $66.1

$44.02 €39.17

50.11%

Taxi Start (Normal Tariff)

$3.88 $3.88

$3.98 €3.54

-2.51%

Taxi (Normal Tariff) (1km)

$1.63 $1.63

$0.64 €0.57

154.69%

Taxi 1hour Waiting (Normal Tariff)

$26.12 $26.12

$18.93 €16.84

37.98%

Gasoline (1 liter)

$1.00 $1.00

$2.28 €2.03

-56.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K $27.5K

$33.4K €29.7K

-17.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$38.5K €34.3K

-31.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$165 $165

$158 €141

4.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$46.26 $46.26

$17.54 €15.61

163.74%

Internet (50+ Mbps, Unlimited Data)

$44.52 $44.52

$31.18 €27.75

42.78%

Gym Membership (Monthly)

$40.74 $40.74

$44.64 €39.73

-8.74%

Tennis Court (1 Hour on Weekend)

$18.98 €16.89

Cinema Ticket

$14.27 $14.27

$9.58 €8.52

48.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,724 $1,724

$674 €599

155.90%

International Primary School, 1 Child (Yearly)

$11.3K $11.3K

$18.7K €16.7K

-39.46%

Jeans (Levis 501 Or Similar)

$63.1 $63.1

$102 €90.9

-38.30%

Summer Dress (H&M, Zara, etc)

$62.4 $62.4

$45.90 €40.85

35.95%

Sport Shoes (Adidas, Nike)

$73.1 $73.1

$102 €91.0

-28.47%

Men's Leather Business Shoes

$84.4 $84.4

$122 €109

-30.81%

1-bedroom Apartment, City Center (Monthly)

$987 $987

$1,641 €1,460

-39.81%

1-bedroom Apartment, Outside City Center (Monthly)

$835 $835

$1,187 €1,057

-29.67%

3-bedroom Apartment, City Center (Monthly)

$1,879 $1,879

$2,825 €2,514

-33.48%

3-bedroom Apartment, Outside City Center (Monthly)

$1,622 $1,622

$2,018 €1,796

-19.62%

Buy Apartment in City Center (m2)

$1,853 $1,853

$7,836 €6,973

-76.35%

Buy Apartment Outside City Center (m2)

$1,843 $1,843

$4,701 €4,183

-60.79%

Average Monthly Net Salary (After Tax)

$5,259 $5,259

$1,687 €1,501

211.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.64

3.82

73.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Cloud, MN: November 1, 2026

Last update for Lisbon: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

St. Cloud, MN

$835 41.7%

Lisbon

$1.2K 53.8% 42.2% $352

Eating Out

St. Cloud, MN

$333 16.6%

Lisbon

$245 11.1% 26.4% $88

Groceries & Markets

St. Cloud, MN

$299 14.9%

Lisbon

$275 12.5% 8.2% $24

Monthly Utilities & Internet

St. Cloud, MN

$256 12.8%

Lisbon

$207 9.4% 19% $49

Clothing & Footwear

St. Cloud, MN

$127 6.4%

Lisbon

$168 7.6% 31.6% $40

Getting Around

St. Cloud, MN

$85 4.3%

Lisbon

$60 2.7% 29.1% $25

Sport & Entertainment

St. Cloud, MN

$69 3.5%

Lisbon

$64 2.9% 7.9% $5.5

Cost Breakdown

A one-bedroom apartment in the center runs $987 in St. Cloud, MN and $1,641 in Lisbon. Housing cost is often the main lever when comparing two cities.

St. Cloud, MN pays about 3.1 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $75 in St. Cloud, MN vs $61 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $299 vs $275 per month, with Lisbon cheaper across the board.

Good to know

🇺🇸 St. Cloud, MN

🇵🇹 Lisbon

🕒 Local time

14:13 2:13 PM

20:13 8:13 PM

6 h ahead of St. Cloud, MN

🌤 Weather

👥 Population

65,842

545,923 Capital

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.891 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

St. Cloud, MN Lisbon 6,720 km ≈ 9 h nonstop flight

From you

St. Cloud, MN
Lisbon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Cloud, MN vs Lisbon: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,005 in St. Cloud, MN and $2,206 in Lisbon, so St. Cloud, MN is about 9% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in St. Cloud, MN is about 3.1 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $987 in St. Cloud, MN versus $1,641 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,724 in St. Cloud, MN versus $674 in Lisbon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Lisbon pay roughly 8% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Either city works on $2,500 a month, though St. Cloud, MN gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.