Last update: Nov 2026

Cost of Living Comparison Between Lisbon and St. Cloud, MN

For one person, living is cheaper in St. Cloud, MN: $2,005 a month against $2,206 in Lisbon, rent and utilities included – about $2,400 less a year. Higher rent and utilities in Lisbon outweigh lower spending on other living expenses.

106

Cost of Living Index in Lisbon
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Lisbon Living Index
95

Cost of Living Index in St. Cloud, MN
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St. Cloud, MN Living Index

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Lisbon

🇵🇹 Portugal

$2,206

/mo nomad

St. Cloud, MN

🇺🇸 United States

$2,005

/mo nomad

Monthly Cost of Living

How much you'll spend in Lisbon and in St. Cloud, MN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lisbon and in St. Cloud, MN actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,206 in Lisbon versus $2,005 in St. Cloud, MN.

Lisbon $2,206
St. Cloud, MN $2,005

Estimated couple costs with rent: $3,276 in Lisbon versus $3,124 in St. Cloud, MN.

Lisbon $3,276
St. Cloud, MN $3,124

Monthly costs for a family of three with rent: $4,346 in Lisbon versus $4,244 in St. Cloud, MN.

Lisbon $4,346
St. Cloud, MN $4,244

Living in Lisbon is roughly 10% more expensive than in St. Cloud, MN, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Lisbon 63% above, St. Cloud, MN 48% above.

Meal at Budget Restaurant

$16.86 €15.02

$19.95 $19.95

-15.49%

Three-Course Dinner for Two, Mid-Range

$61.0 €54.4

$74.5 $74.5

-18.11%

Fast Food Meal (McDonalds, etc)

$10.98 €9.78

$10.80 $10.80

1.67%

Cappuccino

$3.05 €2.72

$5.83 $5.83

-47.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.28 €2.03

$2.78 $2.78

-17.99%

Water (0.33 liter bottle)

$1.68 €1.50

$2.53 $2.53

-33.60%

Local Beer (0.5 liter draught)

$3.44 €3.06

$6.83 $6.83

-49.63%

Imported Beer (0.33 liter bottle)

$3.91 €3.48

$7.85 $7.85

-50.19%

Milk (1 liter)

$1.15 €1.02

$0.76 $0.76

51.32%

White Bread (500g)

$1.89 €1.68

$2.80 $2.80

-32.50%

Rice (white) (1kg)

$1.50 €1.34

$3.23 $3.23

-53.56%

Eggs

$4.12 €3.67

$2.22 $2.22

85.59%

Local Cheese (1kg)

$13.01 €11.59

$4.92 $4.92

164.43%

Chicken Fillets (1kg)

$8.04 €7.17

$9.47 $9.47

-15.10%

Beef Round Steak (1kg)

$17.89 €15.94

$17.54 $17.54

2.00%

Apples (1kg)

$2.27 €2.02

$3.79 $3.79

-40.11%

Banana (1kg)

$1.74 €1.55

$1.36 $1.36

27.94%

Oranges (1kg)

$1.82 €1.62

$3.39 $3.39

-46.31%

Tomato (1kg)

$2.69 €2.39

$2.15 $2.15

25.12%

Potato (1kg)

$1.77 €1.57

$0.74 $0.74

139.19%

Onion (1kg)

$1.94 €1.73

$1.67 $1.67

16.17%

Lettuce (1 head)

$1.46 €1.30

$2.01 $2.01

-27.36%

Water (1.5 liter bottle)

$0.76 €0.68

$1.83 $1.83

-58.47%

Cigarettes 20 Pack (Marlboro, Camel)

$6.66 €5.93

$10.06 $10.06

-33.80%

Wine (Bottle)

$5.64 €5.02

$12.09 $12.09

-53.35%

Local Beer (0.5 liter bottle)

$1.29 €1.15

$1.77 $1.77

-27.12%

Imported Beer (0.33 liter bottle)

$2.14 €1.91

$3.40 $3.40

-37.06%

One-way Ticket (Public Transport)

$2.30 €2.05

$1.77 $1.77

29.94%

Public Transport Monthly Pass (Regular Price)

$44.02 €39.21

$66.1 $66.1

-33.38%

Taxi Start (Normal Tariff)

$3.98 €3.55

$3.88 $3.88

2.58%

Taxi (Normal Tariff) (1km)

$0.64 €0.57

$1.63 $1.63

-60.74%

Taxi 1hour Waiting (Normal Tariff)

$18.93 €16.86

$26.12 $26.12

-27.53%

Gasoline (1 liter)

$2.28 €2.03

$1.00 $1.00

128.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.4K €29.7K

$27.5K $27.5K

21.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.5K €34.3K

$26.2K $26.2K

46.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$158 €141

$165 $165

-4.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.54 €15.62

$46.26 $46.26

-62.08%

Internet (50+ Mbps, Unlimited Data)

$31.18 €27.78

$44.52 $44.52

-29.96%

Gym Membership (Monthly)

$44.64 €39.77

$40.74 $40.74

9.57%

Tennis Court (1 Hour on Weekend)

$18.98 €16.91

Cinema Ticket

$9.58 €8.53

$14.27 $14.27

-32.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$674 €600

$1,724 $1,724

-60.92%

International Primary School, 1 Child (Yearly)

$18.7K €16.7K

$11.3K $11.3K

65.19%

Jeans (Levis 501 Or Similar)

$102 €91.0

$63.1 $63.1

62.08%

Summer Dress (H&M, Zara, etc)

$45.90 €40.89

$62.4 $62.4

-26.44%

Sport Shoes (Adidas, Nike)

$102 €91.0

$73.1 $73.1

39.81%

Men's Leather Business Shoes

$122 €109

$84.4 $84.4

44.52%

1-bedroom Apartment, City Center (Monthly)

$1,641 €1,461

$987 $987

66.13%

1-bedroom Apartment, Outside City Center (Monthly)

$1,187 €1,058

$835 $835

42.18%

3-bedroom Apartment, City Center (Monthly)

$2,825 €2,516

$1,879 $1,879

50.34%

3-bedroom Apartment, Outside City Center (Monthly)

$2,018 €1,798

$1,622 $1,622

24.41%

Buy Apartment in City Center (m2)

$7,836 €6,980

$1,853 $1,853

322.83%

Buy Apartment Outside City Center (m2)

$4,701 €4,188

$1,843 $1,843

155.03%

Average Monthly Net Salary (After Tax)

$1,687 €1,503

$5,259 $5,259

-67.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.82

6.64

-42.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: November 1, 2026

Last update for St. Cloud, MN: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lisbon

$1.2K 53.8%

St. Cloud, MN

$835 41.7% 29.7% $352

Groceries & Markets

Lisbon

$275 12.5%

St. Cloud, MN

$299 14.9% 8.9% $24

Eating Out

Lisbon

$245 11.1%

St. Cloud, MN

$333 16.6% 35.8% $88

Monthly Utilities & Internet

Lisbon

$207 9.4%

St. Cloud, MN

$256 12.8% 23.5% $49

Clothing & Footwear

Lisbon

$168 7.6%

St. Cloud, MN

$127 6.4% 24% $40

Sport & Entertainment

Lisbon

$64 2.9%

St. Cloud, MN

$69 3.5% 8.6% $5.5

Getting Around

Lisbon

$60 2.7%

St. Cloud, MN

$85 4.3% 41% $25

Cost Breakdown

A one-bedroom apartment in the center runs $1,641 in Lisbon and $987 in St. Cloud, MN. Housing cost is often the main lever when comparing two cities.

St. Cloud, MN pays about 3.1 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $61 in Lisbon vs $75 in St. Cloud, MN for a mid-range dinner for two. Groceries echo the gap at $275 vs $299 per month, with Lisbon cheaper across the board.

Good to know

🇵🇹 Lisbon

🇺🇸 St. Cloud, MN

🕒 Local time

21:15 9:15 PM

15:15 3:15 PM

6 h behind Lisbon

🌤 Weather

👥 Population

545,923 Capital

65,842

💱 Currency

Euro EUR €

United States Dollar USD $

📈 Exchange rate

1 EUR = 1.12 USD

1 USD = 0.891 EUR

Exchange rates and currency converter

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Between locations

Lisbon St. Cloud, MN 6,720 km ≈ 9 h nonstop flight

From you

Lisbon
St. Cloud, MN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs St. Cloud, MN: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,206 in Lisbon and $2,005 in St. Cloud, MN, so St. Cloud, MN is about 9% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 68% lower in Lisbon. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,641 in Lisbon versus $987 in St. Cloud, MN. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $674 in Lisbon versus $1,724 in St. Cloud, MN. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Lisbon pay roughly 8% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Either city works on $2,500 a month, though St. Cloud, MN gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.