Last update: Nov 2026

Cost of Living Comparison Between St. Cloud, MN and Bogota

For one person, living is cheaper in Bogota: $1,387 a month against $2,005 in St. Cloud, MN, rent and utilities included – about $7,400 less a year. Rent and utilities account for most of the difference.

95

Cost of Living Index in St. Cloud, MN
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St. Cloud, MN Living Index
67

Cost of Living Index in Bogota
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Bogota Living Index

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St. Cloud, MN

🇺🇸 United States

$2,005

/mo nomad

Bogota

🇨🇴 Colombia

$1,387

/mo nomad

Monthly Cost of Living

How much you'll spend in St. Cloud, MN and in Bogota

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St. Cloud, MN and in Bogota actually costs, broken down by who's living it.

A single person spends $2,005 per month in St. Cloud, MN vs $1,387 in Bogota, rent included.

St. Cloud, MN $2,005
Bogota $1,387

A couple spends around $3,124 per month in St. Cloud, MN vs $2,151 in Bogota, rent included.

St. Cloud, MN $3,124
Bogota $2,151

A family of three spends $4,244 per month in St. Cloud, MN vs $2,915 in Bogota, rent included.

St. Cloud, MN $4,244
Bogota $2,915

St. Cloud, MN costs about 45% more than Bogota, and outside of rent the biggest gap is in eating out.

Both St. Cloud, MN and Bogota sit above the global median – St. Cloud, MN by 48%, Bogota by 3%.

Meal at Budget Restaurant

$19.95 $19.95

$7.94 COP 25.6K

151.26%

Three-Course Dinner for Two, Mid-Range

$74.5 $74.5

$42.83 COP 137.8K

74.04%

Fast Food Meal (McDonalds, etc)

$10.80 $10.80

$10.81 COP 34.8K

-0.09%

Cappuccino

$5.83 $5.83

$2.47 COP 7,955

136.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.78 $2.78

$1.34 COP 4,326

107.46%

Water (0.33 liter bottle)

$2.53 $2.53

$0.85 COP 2,723

197.65%

Local Beer (0.5 liter draught)

$6.83 $6.83

$2.39 COP 7,696

185.77%

Imported Beer (0.33 liter bottle)

$7.85 $7.85

$4.83 COP 15.5K

62.53%

Milk (1 liter)

$0.76 $0.76

$1.63 COP 5,245

-53.37%

White Bread (500g)

$2.80 $2.80

$2.33 COP 7,479

20.17%

Rice (white) (1kg)

$3.23 $3.23

$1.81 COP 5,814

78.45%

Eggs

$2.22 $2.22

$3.52 COP 11.3K

-36.93%

Local Cheese (1kg)

$4.92 $4.92

$7.84 COP 25.2K

-37.24%

Chicken Fillets (1kg)

$9.47 $9.47

$7.62 COP 24.5K

24.28%

Beef Round Steak (1kg)

$17.54 $17.54

$10.66 COP 34.3K

64.54%

Apples (1kg)

$3.79 $3.79

$3.49 COP 11.2K

8.60%

Banana (1kg)

$1.36 $1.36

$1.76 COP 5,668

-22.73%

Oranges (1kg)

$3.39 $3.39

$1.92 COP 6,160

76.56%

Tomato (1kg)

$2.15 $2.15

$1.89 COP 6,091

13.76%

Potato (1kg)

$0.74 $0.74

$1.41 COP 4,535

-47.52%

Onion (1kg)

$1.67 $1.67

$1.43 COP 4,598

16.78%

Lettuce (1 head)

$2.01 $2.01

$1.26 COP 4,059

59.52%

Water (1.5 liter bottle)

$1.83 $1.83

$1.15 COP 3,715

59.13%

Cigarettes 20 Pack (Marlboro, Camel)

$10.06 $10.06

$4.43 COP 14.2K

127.09%

Wine (Bottle)

$12.09 $12.09

$12.31 COP 39.6K

-1.79%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$1.48 COP 4,764

19.59%

Imported Beer (0.33 liter bottle)

$3.40 $3.40

$3.22 COP 10.4K

5.59%

One-way Ticket (Public Transport)

$1.77 $1.77

$1.08 COP 3,469

63.89%

Public Transport Monthly Pass (Regular Price)

$66.1 $66.1

$50.2 COP 161.5K

31.63%

Taxi Start (Normal Tariff)

$3.88 $3.88

$2.02 COP 6,512

92.08%

Taxi (Normal Tariff) (1km)

$1.63 $1.63

$2.54 COP 8,181

-35.83%

Taxi 1hour Waiting (Normal Tariff)

$26.12 $26.12

$7.49 COP 24.1K

248.73%

Gasoline (1 liter)

$1.00 $1.00

$1.28 COP 4,119

-21.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K $27.5K

$34.1K COP 109.6M

-19.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$34.9K COP 112.1M

-24.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$165 $165

$127 COP 409.4K

29.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$46.26 $46.26

$16.31 COP 52.5K

183.63%

Internet (50+ Mbps, Unlimited Data)

$44.52 $44.52

$30.21 COP 97.2K

47.37%

Gym Membership (Monthly)

$40.74 $40.74

$33.56 COP 108.0K

21.39%

Tennis Court (1 Hour on Weekend)

$15.03 COP 48.3K

Cinema Ticket

$14.27 $14.27

$7.62 COP 24.5K

87.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,724 $1,724

$557 COP 1.8M

209.38%

International Primary School, 1 Child (Yearly)

$11.3K $11.3K

$13.1K COP 42.0M

-13.20%

Jeans (Levis 501 Or Similar)

$63.1 $63.1

$85.1 COP 273.6K

-25.88%

Summer Dress (H&M, Zara, etc)

$62.4 $62.4

$48.17 COP 154.9K

29.54%

Sport Shoes (Adidas, Nike)

$73.1 $73.1

$139 COP 446.9K

-47.38%

Men's Leather Business Shoes

$84.4 $84.4

$108 COP 345.8K

-21.50%

1-bedroom Apartment, City Center (Monthly)

$987 $987

$730 COP 2.3M

35.28%

1-bedroom Apartment, Outside City Center (Monthly)

$835 $835

$504 COP 1.6M

65.69%

3-bedroom Apartment, City Center (Monthly)

$1,879 $1,879

$1,438 COP 4.6M

30.62%

3-bedroom Apartment, Outside City Center (Monthly)

$1,622 $1,622

$963 COP 3.1M

68.45%

Buy Apartment in City Center (m2)

$1,853 $1,853

$2,946 COP 9.5M

-37.09%

Buy Apartment Outside City Center (m2)

$1,843 $1,843

$2,250 COP 7.2M

-18.06%

Average Monthly Net Salary (After Tax)

$5,259 $5,259

$811 COP 2.6M

548.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.64

12.81

-48.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Cloud, MN: November 1, 2026

Last update for Bogota: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

St. Cloud, MN

$835 41.7%

Bogota

$504 36.4% 39.6% $331

Eating Out

St. Cloud, MN

$333 16.6%

Bogota

$156 11.3% 53.2% $177

Groceries & Markets

St. Cloud, MN

$299 14.9%

Bogota

$264 19% 11.7% $35

Monthly Utilities & Internet

St. Cloud, MN

$256 12.8%

Bogota

$174 12.5% 32% $82

Clothing & Footwear

St. Cloud, MN

$127 6.4%

Bogota

$171 12.3% 34.2% $44

Getting Around

St. Cloud, MN

$85 4.3%

Bogota

$69 5% 18.7% $16

Sport & Entertainment

St. Cloud, MN

$69 3.5%

Bogota

$49 3.5% 29.6% $20

Cost Breakdown

A central one-bedroom costs $987 in St. Cloud, MN versus $730 in Bogota. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in St. Cloud, MN are about 6.5 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $75 in St. Cloud, MN versus $43 in Bogota. Monthly groceries follow the same trend: $299 vs $264 – making Bogota the more affordable choice for daily food spending.

Good to know

🇺🇸 St. Cloud, MN

🇨🇴 Bogota

🕒 Local time

12:16 12:16 PM

13:16 1:16 PM

1 h ahead of St. Cloud, MN

🌤 Weather

👥 Population

65,842

8,181,047 Capital

💱 Currency

United States Dollar USD $

Colombian Peso COP $

📈 Exchange rate

1 USD = 0.89 EUR

10,000 COP = 3.11 USD

10,000 COP = 2.77 EUR

Exchange rates and currency converter

COP, EUR to USD – United States Dollar Converter

🇨🇴 Colombian Peso ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Colombian Peso exchange rates as of November 5, 2026: 1 USD = 3,217 COP (10,000 COP = 3.11 USD). 1 EUR = 3,615 COP (10,000 COP = 2.77 EUR).

COP to USD in detail →

On the map

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Between locations

St. Cloud, MN Bogota 4,940 km ≈ 7 h nonstop flight

From you

St. Cloud, MN
Bogota

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Cloud, MN vs Bogota: Cost of Living - Frequently Asked Questions

Yes – St. Cloud, MN is pricier by about 45%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,007 per month in St. Cloud, MN and $2,080 in Bogota. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bogota, especially for central apartments: a one-bedroom in the center costs $730 there versus $987 in St. Cloud, MN.

Monthly expenses with rent come to $2,005 in St. Cloud, MN and $1,387 in Bogota. That makes Bogota about 31% cheaper.

Public transport costs about 24% less in Bogota. For daily commuters, that gap adds up to noticeable savings over a year.

Families tend to lean toward Bogota – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Bogota. If higher salaries or specific career opportunities are the priority, St. Cloud, MN makes more sense. Both are solid long-term options with distinct trade-offs.