Cost of Living Comparison Between St Anne and Ubud, Bali Cost of Living Comparison Between St Anne and Ubud, Bali

Monthly Cost of Living

A single person spends $1,171 per month in St Anne vs $1,378 in Ubud, Bali, rent included.

A couple spends around $2,744 per month in St Anne vs $2,327 in Ubud, Bali, rent included.

A family of three spends $4,317 per month in St Anne vs $3,275 in Ubud, Bali, rent included.

St Anne is about 15% cheaper than Ubud, Bali, driven mainly by Eating Out.

St Anne sits 15% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$27.01 GGP 19.96

$3.33 Rp 58.7K

711.11%

Three-Course Dinner for Two, Mid-Range

$93.4 GGP 69.0

$35.82 Rp 630.7K

160.61%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

Cappuccino

$2.68 GGP 1.98

$2.82 Rp 49.7K

-4.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.73 GGP 2.02

$1.75 Rp 30.8K

56.00%

Water (0.33 liter bottle)

$1.34 GGP 0.99

$0.80 Rp 14.0K

67.50%

Local Beer (0.5 liter draught)

$6.61 GGP 4.89

$3.04 Rp 53.6K

117.43%

Imported Beer (0.33 liter bottle)

$6.80 GGP 5.02

$4.30 Rp 75.7K

58.14%

Milk (1 liter)

$1.99 GGP 1.47

$1.61 Rp 28.3K

23.60%

White Bread (500g)

$2.12 GGP 1.57

$2.27 Rp 39.9K

-6.61%

Rice (white) (1kg)

$2.50 GGP 1.85

$1.17 Rp 20.6K

113.68%

Eggs

$4.45 GGP 3.29

$2.17 Rp 38.2K

105.07%

Local Cheese (1kg)

$11.03 GGP 8.15

$17.63 Rp 310.5K

-37.44%

Chicken Fillets (1kg)

$24.64 GGP 18.21

$4.05 Rp 71.4K

508.40%

Beef Round Steak (1kg)

$34.27 GGP 25.33

$12.18 Rp 214.5K

181.36%

Apples (1kg)

$4.76 GGP 3.52

$3.62 Rp 63.7K

31.49%

Banana (1kg)

$3.61 GGP 2.67

$1.64 Rp 28.8K

120.12%

Oranges (1kg)

$5.45 GGP 4.03

$2.31 Rp 40.6K

135.93%

Tomato (1kg)

$3.22 GGP 2.38

$1.96 Rp 34.5K

64.29%

Potato (1kg)

$1.33 GGP 0.98

$1.84 Rp 32.5K

-27.72%

Onion (1kg)

$4.26 GGP 3.15

$2.37 Rp 41.7K

79.75%

Lettuce (1 head)

$2.78 GGP 2.06

$1.05 Rp 18.5K

164.76%

Water (1.5 liter bottle)

$1.52 GGP 1.12

$0.54 Rp 9,560

181.48%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

Wine (Bottle)

$15.96 GGP 11.80

$23.08 Rp 406.4K

-30.85%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

Gasoline (1 liter)

$3.35 GGP 2.48

$0.81 Rp 14.2K

313.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$265 GGP 196

$82.7 Rp 1.5M

220.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.68 GGP 19.72

$6.49 Rp 114.2K

311.09%

Internet (50+ Mbps, Unlimited Data)

$61.8 GGP 45.69

$18.79 Rp 330.8K

229.06%

Gym Membership (Monthly)

$13.36 GGP 9.87

$55.2 Rp 972.6K

-75.81%

Tennis Court (1 Hour on Weekend)

$6.79 GGP 5.02

$18.21 Rp 320.6K

-62.71%

Cinema Ticket

$12.40 GGP 9.17

$4.30 Rp 75.7K

188.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

Men's Leather Business Shoes

$78.8 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,063 GGP 786

$1,114 Rp 19.6M

-4.57%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$1,655 GGP 1,223

$3,639 Rp 64.1M

-54.52%

3-bedroom Apartment, Outside City Center (Monthly)

$1,623 GGP 1,200

$1,712 Rp 30.1M

-5.20%

Buy Apartment in City Center (m2)

$2,445 GGP 1,807

$2,761 Rp 48.6M

-11.41%

Buy Apartment Outside City Center (m2)

$2,446 GGP 1,808

$2,293 Rp 40.4M

6.71%

Average Monthly Net Salary (After Tax)

$2,068 GGP 1,528

$167 Rp 2.9M

1137.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.8

13.78

-57.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St Anne: September 5, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A central one-bedroom costs $1,063 in St Anne versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1138% higher in St Anne, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $93.0 in St Anne versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $485 vs $294 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St Anne vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 18% more than St Anne, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,756 per month in St Anne and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in St Anne, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,171 in St Anne and $1,378 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Interestingly, groceries are about 65% cheaper in Ubud, Bali – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in St Anne, where all-in costs run around $1,171, than in Ubud, Bali at $1,378. In St Anne it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. St Anne costs $1,171 versus $1,378 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with St Anne. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.