Cost of Living Comparison Between St Anne and Ubud, Bali Cost of Living Comparison Between St Anne and Ubud, Bali

Monthly Cost of Living

A single person spends $784 per month in St Anne vs $1,438 in Ubud, Bali, rent included.

A couple spends around $1,865 per month in St Anne vs $2,585 in Ubud, Bali, rent included.

A family of three spends $2,947 per month in St Anne vs $3,732 in Ubud, Bali, rent included.

St Anne is about 46% cheaper than Ubud, Bali, driven mainly by Eating Out.

St Anne sits 41% below the global median, while Ubud, Bali is 7% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$34.26 GGP 25.29

$3.57 Rp 61.4K

859.66%

Three-Course Dinner for Two, Mid-Range

$99.5 GGP 73.5

$32.58 Rp 560.9K

205.49%

Fast Food Meal (McDonalds, etc)

$11.03 GGP 8.14

$5.07 Rp 87.2K

117.55%

Cappuccino

$4.16 GGP 3.07

$2.83 Rp 48.6K

47.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.36 GGP 1.75

$1.34 Rp 23.1K

76.12%

Water (0.33 liter bottle)

$1.37 GGP 1.01

$0.69 Rp 11.9K

98.55%

Local Beer (0.5 liter draught)

$4.98 GGP 3.67

$2.99 Rp 51.5K

66.56%

Imported Beer (0.33 liter bottle)

$6.28 GGP 4.64

$3.85 Rp 66.2K

63.12%

Milk (1 liter)

$2.06 GGP 1.52

$1.74 Rp 30.0K

18.39%

White Bread (500g)

$2.66 GGP 1.96

$2.54 Rp 43.7K

4.72%

Rice (white) (1kg)

$1.19 Rp 20.5K

Eggs

$2.43 Rp 41.8K

Local Cheese (1kg)

$14.66 Rp 252.4K

Chicken Fillets (1kg)

$4.18 Rp 71.9K

Beef Round Steak (1kg)

$11.94 Rp 205.5K

Apples (1kg)

$3.69 Rp 63.5K

Banana (1kg)

$1.61 Rp 27.6K

Oranges (1kg)

$2.69 Rp 46.2K

Tomato (1kg)

$2.33 Rp 40.1K

Potato (1kg)

$1.91 Rp 32.8K

Onion (1kg)

$2.19 Rp 37.6K

Lettuce (1 head)

$1.06 Rp 18.2K

Water (1.5 liter bottle)

$0.72 Rp 12.4K

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 53.9K

Wine (Bottle)

$16.19 GGP 11.95

$23.49 Rp 404.4K

-31.08%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.1K

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.6K

One-way Ticket (Public Transport)

$0.29 Rp 4,996

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 140.6K

Taxi Start (Normal Tariff)

$8.37 GGP 6.18

$0.45 Rp 7,811

1760.00%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,256

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.0K

Gasoline (1 liter)

$2.77 GGP 2.05

$0.84 Rp 14.5K

229.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 451.8M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 559.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$200 GGP 148

$78.4 Rp 1.4M

155.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.0K

Internet (50+ Mbps, Unlimited Data)

$55.3 GGP 40.79

$24.40 Rp 420.1K

126.52%

Gym Membership (Monthly)

$13.75 GGP 10.15

$96.5 Rp 1.7M

-85.76%

Tennis Court (1 Hour on Weekend)

$13.58 GGP 10.02

$6.35 Rp 109.2K

113.86%

Cinema Ticket

$13.69 GGP 10.11

$4.04 Rp 69.5K

238.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

International Primary School, 1 Child (Yearly)

$6,523 Rp 112.3M

Jeans (Levis 501 Or Similar)

$53.8 Rp 926.8K

Summer Dress (H&M, Zara, etc)

$37.98 Rp 653.9K

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

Men's Leather Business Shoes

$78.9 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.4M

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.6M

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.4M

3-bedroom Apartment, Outside City Center (Monthly)

$1,069 GGP 789

$2,098 Rp 36.1M

-49.07%

Buy Apartment in City Center (m2)

$2,455 GGP 1,811

$2,985 Rp 51.4M

-17.76%

Buy Apartment Outside City Center (m2)

$2,443 GGP 1,803

$2,339 Rp 40.3M

4.43%

Average Monthly Net Salary (After Tax)

$2,029 GGP 1,498

$173 Rp 3.0M

1072.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St Anne: April 26, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A central one-bedroom costs $0 in St Anne versus $1,012 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1072% higher in St Anne, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $100 in St Anne versus $33 in Ubud, Bali. Groceries tell a different story – $80 in St Anne vs $298 in Ubud, Bali – so St Anne wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St Anne vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 84% more than St Anne, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,175 per month in St Anne and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $784 in St Anne and $1,438 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 274% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in St Anne, where all-in costs run around $784, than in Ubud, Bali at $1,438. In St Anne it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. St Anne costs $784 versus $1,438 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with St Anne. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.