Cost of Living Comparison Between St Anne and Ubud, Bali Cost of Living Comparison Between St Anne and Ubud, Bali

Monthly Cost of Living

A single person spends $781 per month in St Anne vs $1,392 in Ubud, Bali, rent included.

A couple spends around $1,868 per month in St Anne vs $2,557 in Ubud, Bali, rent included.

A family of three spends $2,954 per month in St Anne vs $3,723 in Ubud, Bali, rent included.

St Anne is about 44% cheaper than Ubud, Bali, driven mainly by Eating Out.

St Anne sits 41% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$33.35 GGP 25.05

$3.57 Rp 64.6K

834.17%

Three-Course Dinner for Two, Mid-Range

$98.9 GGP 74.3

$32.32 Rp 584.1K

206.00%

Fast Food Meal (McDonalds, etc)

$10.70 GGP 8.04

$5.01 Rp 90.5K

113.57%

Cappuccino

$4.18 GGP 3.14

$2.82 Rp 51.0K

48.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.36 GGP 1.77

$1.35 Rp 24.4K

74.81%

Water (0.33 liter bottle)

$1.33 GGP 1.00

$0.73 Rp 13.2K

82.19%

Local Beer (0.5 liter draught)

$5.05 GGP 3.79

$2.93 Rp 53.0K

72.35%

Imported Beer (0.33 liter bottle)

$6.63 GGP 4.98

$3.94 Rp 71.1K

68.27%

Milk (1 liter)

$2.03 GGP 1.52

$1.78 Rp 32.1K

14.04%

White Bread (500g)

$2.79 GGP 2.10

$2.45 Rp 44.3K

13.88%

Rice (white) (1kg)

$1.15 Rp 20.8K

Eggs

$2.41 Rp 43.6K

Local Cheese (1kg)

$14.33 Rp 259.0K

Chicken Fillets (1kg)

$4.19 Rp 75.7K

Beef Round Steak (1kg)

$12.06 Rp 217.9K

Apples (1kg)

$3.64 Rp 65.7K

Banana (1kg)

$1.57 Rp 28.3K

Oranges (1kg)

$2.79 Rp 50.4K

Tomato (1kg)

$2.24 Rp 40.5K

Potato (1kg)

$1.98 Rp 35.8K

Onion (1kg)

$2.28 Rp 41.1K

Lettuce (1 head)

$1.05 Rp 19.0K

Water (1.5 liter bottle)

$0.79 Rp 14.2K

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

Wine (Bottle)

$16.20 GGP 12.16

$23.49 Rp 424.6K

-31.03%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.8K

One-way Ticket (Public Transport)

$0.27 Rp 4,819

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.2K

Taxi Start (Normal Tariff)

$8.24 GGP 6.19

$0.45 Rp 8,176

1731.11%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,307

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.7K

Gasoline (1 liter)

$2.89 GGP 2.17

$0.86 Rp 15.6K

236.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.5M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 588.3M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$205 GGP 154

$79.0 Rp 1.4M

159.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

Internet (50+ Mbps, Unlimited Data)

$55.1 GGP 41.37

$23.85 Rp 431.0K

130.99%

Gym Membership (Monthly)

$13.35 GGP 10.02

$98.8 Rp 1.8M

-86.49%

Tennis Court (1 Hour on Weekend)

$13.56 GGP 10.19

$6.35 Rp 114.8K

113.54%

Cinema Ticket

$13.46 GGP 10.11

$4.01 Rp 72.4K

235.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.3M

Jeans (Levis 501 Or Similar)

$53.4 Rp 965.6K

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.8K

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

Men's Leather Business Shoes

$76.6 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,068 GGP 802

$2,090 Rp 37.8M

-48.91%

Buy Apartment in City Center (m2)

$2,370 GGP 1,780

$2,729 Rp 49.3M

-13.15%

Buy Apartment Outside City Center (m2)

$2,399 GGP 1,802

$2,295 Rp 41.5M

4.53%

Average Monthly Net Salary (After Tax)

$1,974 GGP 1,482

$164 Rp 3.0M

1105.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St Anne: July 26, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

Salaries run about 1106% higher in St Anne, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $99.0 in St Anne versus $32.00 in Ubud, Bali. Groceries tell a different story – $81.0 in St Anne vs $298 in Ubud, Bali – so St Anne wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St Anne vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 78% more than St Anne, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,172 per month in St Anne and $2,088 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $781 in St Anne and $1,392 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 269% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in St Anne, where all-in costs run around $781, than in Ubud, Bali at $1,392. In St Anne it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. St Anne costs $781 versus $1,392 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with St Anne. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.