Last update: Oct 2026

Cost of Living Comparison Between St Anne and Ubud, Bali

For one person, living is cheaper in St Anne: $1,166 a month against $1,349 in Ubud, Bali, rent and utilities included – about $2,200 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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St Anne

🇬🇬 Alderney

$1,166

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in St Anne and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St Anne and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,166 per month in St Anne vs $1,349 in Ubud, Bali, rent included.

St Anne $1,166
Ubud, Bali $1,349

A couple spends around $2,757 per month in St Anne vs $2,305 in Ubud, Bali, rent included.

St Anne $2,757
Ubud, Bali $2,305

A family of three spends $4,347 per month in St Anne vs $3,261 in Ubud, Bali, rent included.

St Anne $4,347
Ubud, Bali $3,261

St Anne is about 14% cheaper than Ubud, Bali, and outside of rent the biggest gap is in leisure.

Meal at Budget Restaurant

$26.33 GGP 19.67

$3.32 Rp 60.3K

693.07%

Three-Course Dinner for Two, Mid-Range

$94.5 GGP 70.6

$35.64 Rp 646.7K

165.18%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

Cappuccino

$2.69 GGP 2.01

$2.72 Rp 49.3K

-1.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.63 GGP 1.97

$1.70 Rp 30.9K

54.71%

Water (0.33 liter bottle)

$1.31 GGP 0.98

$0.76 Rp 13.8K

72.37%

Local Beer (0.5 liter draught)

$6.59 GGP 4.92

$2.65 Rp 48.2K

148.68%

Imported Beer (0.33 liter bottle)

$6.76 GGP 5.05

$4.38 Rp 79.5K

54.34%

Milk (1 liter)

$1.96 GGP 1.47

$1.49 Rp 27.1K

31.54%

White Bread (500g)

$2.12 GGP 1.58

$2.28 Rp 41.3K

-7.02%

Rice (white) (1kg)

$2.38 GGP 1.78

$1.19 Rp 21.6K

100.00%

Eggs

$4.47 GGP 3.34

$2.04 Rp 36.9K

119.12%

Local Cheese (1kg)

$10.75 GGP 8.03

$17.70 Rp 321.2K

-39.27%

Chicken Fillets (1kg)

$24.43 GGP 18.25

$3.96 Rp 71.9K

516.92%

Beef Round Steak (1kg)

$32.97 GGP 24.63

$12.19 Rp 221.2K

170.47%

Apples (1kg)

$4.66 GGP 3.48

$3.66 Rp 66.3K

27.32%

Banana (1kg)

$3.57 GGP 2.67

$1.52 Rp 27.5K

134.87%

Oranges (1kg)

$5.28 GGP 3.94

$2.23 Rp 40.4K

136.77%

Tomato (1kg)

$3.26 GGP 2.43

$1.97 Rp 35.8K

65.48%

Potato (1kg)

$1.30 GGP 0.97

$1.85 Rp 33.5K

-29.73%

Onion (1kg)

$4.31 GGP 3.22

$2.42 Rp 44.0K

78.10%

Lettuce (1 head)

$2.59 GGP 1.94

$0.99 Rp 18.0K

161.62%

Water (1.5 liter bottle)

$1.49 GGP 1.11

$0.51 Rp 9,316

192.16%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

Wine (Bottle)

$16.02 GGP 11.97

$22.24 Rp 403.6K

-27.97%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.25 Rp 4,555

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

Gasoline (1 liter)

$3.26 GGP 2.44

$0.82 Rp 15.0K

297.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$263 GGP 196

$79.1 Rp 1.4M

232.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.19 GGP 19.56

$6.45 Rp 117.0K

306.05%

Internet (50+ Mbps, Unlimited Data)

$59.0 GGP 44.06

$18.58 Rp 337.1K

217.49%

Gym Membership (Monthly)

$13.40 GGP 10.01

$49.48 Rp 897.9K

-72.92%

Tennis Court (1 Hour on Weekend)

$6.52 GGP 4.87

$17.65 Rp 320.2K

-63.06%

Cinema Ticket

$11.92 GGP 8.91

$4.27 Rp 77.6K

179.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,061 GGP 793

$1,125 Rp 20.4M

-5.68%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$1,591 GGP 1,189

$3,565 Rp 64.7M

-55.35%

3-bedroom Apartment, Outside City Center (Monthly)

$1,632 GGP 1,219

$1,723 Rp 31.3M

-5.32%

Buy Apartment in City Center (m2)

$2,358 GGP 1,761

$2,732 Rp 49.6M

-13.69%

Buy Apartment Outside City Center (m2)

$2,389 GGP 1,784

$2,284 Rp 41.4M

4.58%

Average Monthly Net Salary (After Tax)

$1,963 GGP 1,467

$164 Rp 3.0M

1098.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.8

13.78

-57.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St Anne: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

St Anne

–

Ubud, Bali

$672 49.8%

Groceries & Markets

St Anne

–

Ubud, Bali

$288 21.4%

Eating Out

St Anne

–

Ubud, Bali

$108 8%

Clothing & Footwear

St Anne

–

Ubud, Bali

$108 8%

Monthly Utilities & Internet

St Anne

–

Ubud, Bali

$104 7.7%

Sport & Entertainment

St Anne

–

Ubud, Bali

$58 4.3%

Getting Around

St Anne

–

Ubud, Bali

$11 0.9%

Cost Breakdown

A central one-bedroom costs $1,061 in St Anne versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in St Anne are about 12 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $95 in St Anne versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $476 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇬🇬 St Anne

🇮🇩 Ubud, Bali

🕒 Local time

23:38 11:38 PM

07:38 7:38 AM

8 h ahead of St Anne

🌤 Weather

👥 Population

2,000

74,800

💱 Currency

Guernsey Pound GGP £

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 GGP = 1.34 USD

1 GGP = 1.19 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, USD, EUR to GGP – Guernsey Pound Converter

🇺🇸 United States Dollar ($)

🇬🇬 Guernsey Pound (£)

Guernsey Pound exchange rates as of November 2, 2026: 1 USD = 0.747 GGP (1 GGP = 1.34 USD). 1 EUR = 0.837 GGP (1 GGP = 1.19 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,337 IDR (100,000 IDR = 4.92 EUR).

USD to GGP in detail →

On the map

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Highest

Between locations

St Anne Ubud, Bali 12,680 km ≈ 16 h nonstop flight

From you

St Anne
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St Anne vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 16% more than St Anne, and outside of rent the gap comes mainly from clothing. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,750 per month in St Anne and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,061 in St Anne and $1,125 in Ubud, Bali. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Monthly expenses with rent come to $1,166 in St Anne and $1,349 in Ubud, Bali. That makes St Anne about 14% cheaper.

Interestingly, groceries are about 39% cheaper in Ubud, Bali – one category where the pricier city actually offers better value.

$1,000 is a stretch for both – monthly costs hit $1,166 in St Anne and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,166 in St Anne to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.