Cost of Living Comparison Between Ubud, Bali and St Anne Cost of Living Comparison Between Ubud, Bali and St Anne

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $784 in St Anne, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,865 in St Anne, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $2,947 in St Anne, rent included.

Ubud, Bali costs about 84% more than St Anne, driven mainly by Eating Out.

Ubud, Bali sits 7% above the global median, while St Anne is 41% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 61.6K

$34.26 GGP 25.36

-89.58%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 562.6K

$99.5 GGP 73.7

-67.27%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.5K

$11.03 GGP 8.17

-54.03%

Cappuccino

$2.83 Rp 48.8K

$4.16 GGP 3.08

-31.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.1K

$2.36 GGP 1.75

-43.22%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$1.37 GGP 1.02

-49.64%

Local Beer (0.5 liter draught)

$2.99 Rp 51.6K

$4.98 GGP 3.68

-39.96%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.4K

$6.28 GGP 4.65

-38.69%

Milk (1 liter)

$1.74 Rp 30.1K

$2.06 GGP 1.52

-15.53%

White Bread (500g)

$2.54 Rp 43.8K

$2.66 GGP 1.97

-4.51%

Rice (white) (1kg)

$1.19 Rp 20.6K

Eggs

$2.43 Rp 41.9K

Local Cheese (1kg)

$14.66 Rp 253.2K

Chicken Fillets (1kg)

$4.18 Rp 72.1K

Beef Round Steak (1kg)

$11.94 Rp 206.1K

Apples (1kg)

$3.69 Rp 63.6K

Banana (1kg)

$1.61 Rp 27.7K

Oranges (1kg)

$2.69 Rp 46.4K

Tomato (1kg)

$2.33 Rp 40.2K

Potato (1kg)

$1.91 Rp 32.9K

Onion (1kg)

$2.19 Rp 37.7K

Lettuce (1 head)

$1.06 Rp 18.3K

Water (1.5 liter bottle)

$0.72 Rp 12.5K

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.1K

Wine (Bottle)

$23.49 Rp 405.6K

$16.19 GGP 11.98

45.09%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.3K

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.7K

One-way Ticket (Public Transport)

$0.29 Rp 5,010

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.0K

Taxi Start (Normal Tariff)

$0.45 Rp 7,834

$8.37 GGP 6.20

-94.62%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,278

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.3K

Gasoline (1 liter)

$0.84 Rp 14.5K

$2.77 GGP 2.05

-69.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 453.1M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 560.8M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$200 GGP 148

-60.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.2K

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 421.4K

$55.3 GGP 40.90

-55.85%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$13.75 GGP 10.18

602.11%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 109.6K

$13.58 GGP 10.05

-53.24%

Cinema Ticket

$4.04 Rp 69.7K

$13.69 GGP 10.13

-70.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

International Primary School, 1 Child (Yearly)

$6,523 Rp 112.6M

Jeans (Levis 501 Or Similar)

$53.8 Rp 929.5K

Summer Dress (H&M, Zara, etc)

$37.98 Rp 655.8K

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

Men's Leather Business Shoes

$78.9 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.6M

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.5M

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.2M

$1,069 GGP 791

96.33%

Buy Apartment in City Center (m2)

$2,985 Rp 51.5M

$2,455 GGP 1,816

21.60%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.4M

$2,443 GGP 1,808

-4.24%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$2,029 GGP 1,502

-91.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for St Anne: April 26, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $0 in St Anne. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1072% higher in St Anne, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33 in Ubud, Bali versus $100 in St Anne. Groceries tell a different story – $298 in Ubud, Bali vs $80 in St Anne – so St Anne wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs St Anne: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 84% more than St Anne, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $1,175 in St Anne. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,438 in Ubud, Bali and $784 in St Anne. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 274% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in St Anne, where all-in costs run around $784, than in Ubud, Bali at $1,438. In St Anne it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. St Anne costs $784 versus $1,438 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with St Anne. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.