Cost of Living Comparison Between Ubud, Bali and St Anne Cost of Living Comparison Between Ubud, Bali and St Anne

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $804 in St Anne, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $1,880 in St Anne, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $2,957 in St Anne, rent included.

Ubud, Bali costs about 75% more than St Anne, driven mainly by Eating Out.

Ubud, Bali sits 4% above the global median, while St Anne is 40% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$34.38 GGP 25.64

-89.62%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$99.3 GGP 74.1

-67.27%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$10.90 GGP 8.13

-55.41%

Cappuccino

$2.75 Rp 49.2K

$4.12 GGP 3.08

-33.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$2.37 GGP 1.77

-44.30%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$1.39 GGP 1.04

-49.64%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$5.22 GGP 3.89

-44.25%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$6.29 GGP 4.69

-39.75%

Milk (1 liter)

$1.71 Rp 30.6K

$1.99 GGP 1.49

-14.07%

White Bread (500g)

$2.47 Rp 44.3K

$2.69 GGP 2.00

-8.18%

Rice (white) (1kg)

$1.20 Rp 21.5K

Eggs

$2.44 Rp 43.8K

Local Cheese (1kg)

$14.38 Rp 257.7K

Chicken Fillets (1kg)

$4.31 Rp 77.1K

Beef Round Steak (1kg)

$12.21 Rp 218.7K

Apples (1kg)

$3.68 Rp 66.0K

Banana (1kg)

$1.55 Rp 27.8K

Oranges (1kg)

$2.79 Rp 49.9K

Tomato (1kg)

$2.33 Rp 41.8K

Potato (1kg)

$1.97 Rp 35.3K

Onion (1kg)

$2.31 Rp 41.4K

Lettuce (1 head)

$1.06 Rp 19.1K

Water (1.5 liter bottle)

$0.73 Rp 13.1K

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

Wine (Bottle)

$22.79 Rp 408.4K

$15.72 GGP 11.73

44.97%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

One-way Ticket (Public Transport)

$0.29 Rp 5,217

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$8.02 GGP 5.98

-94.39%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

Gasoline (1 liter)

$0.85 Rp 15.2K

$2.80 GGP 2.09

-69.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$201 GGP 150

-59.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$56.6 GGP 42.25

-56.88%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$13.69 GGP 10.22

613.44%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$13.43 GGP 10.02

-51.97%

Cinema Ticket

$4.04 Rp 72.4K

$13.57 GGP 10.12

-70.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

Men's Leather Business Shoes

$76.7 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$1,102 GGP 822

87.39%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$2,430 GGP 1,813

12.81%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$2,388 GGP 1,782

-6.73%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$1,978 GGP 1,476

-91.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for St Anne: June 7, 2026

Cost Breakdown

Salaries run about 1110% higher in St Anne, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $99.0 in St Anne. Groceries tell a different story – $297 in Ubud, Bali vs $78.0 in St Anne – so St Anne wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs St Anne: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 75% more than St Anne, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $1,205 in St Anne. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,404 in Ubud, Bali and $804 in St Anne. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 280% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in St Anne, where all-in costs run around $804, than in Ubud, Bali at $1,404. In St Anne it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. St Anne costs $804 versus $1,404 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with St Anne. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.