Cost of Living Comparison Between Ubud, Bali and St Anne Cost of Living Comparison Between Ubud, Bali and St Anne

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $1,171 in St Anne, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $2,744 in St Anne, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $4,317 in St Anne, rent included.

Ubud, Bali costs about 18% more than St Anne, driven mainly by Eating Out.

Ubud, Bali sits 0% above the global median, while St Anne is 15% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$27.01 GGP 19.96

-87.67%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$93.4 GGP 69.0

-61.63%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

Cappuccino

$2.82 Rp 49.7K

$2.68 GGP 1.98

5.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$2.73 GGP 2.02

-35.90%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$1.34 GGP 0.99

-40.30%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$6.61 GGP 4.89

-54.01%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$6.80 GGP 5.02

-36.76%

Milk (1 liter)

$1.61 Rp 28.3K

$1.99 GGP 1.47

-19.10%

White Bread (500g)

$2.27 Rp 39.9K

$2.12 GGP 1.57

7.08%

Rice (white) (1kg)

$1.17 Rp 20.6K

$2.50 GGP 1.85

-53.20%

Eggs

$2.17 Rp 38.2K

$4.45 GGP 3.29

-51.24%

Local Cheese (1kg)

$17.63 Rp 310.5K

$11.03 GGP 8.15

59.84%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$24.64 GGP 18.21

-83.56%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$34.27 GGP 25.33

-64.46%

Apples (1kg)

$3.62 Rp 63.7K

$4.76 GGP 3.52

-23.95%

Banana (1kg)

$1.64 Rp 28.8K

$3.61 GGP 2.67

-54.57%

Oranges (1kg)

$2.31 Rp 40.6K

$5.45 GGP 4.03

-57.61%

Tomato (1kg)

$1.96 Rp 34.5K

$3.22 GGP 2.38

-39.13%

Potato (1kg)

$1.84 Rp 32.5K

$1.33 GGP 0.98

38.35%

Onion (1kg)

$2.37 Rp 41.7K

$4.26 GGP 3.15

-44.37%

Lettuce (1 head)

$1.05 Rp 18.5K

$2.78 GGP 2.06

-62.23%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$1.52 GGP 1.12

-64.47%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

Wine (Bottle)

$23.08 Rp 406.4K

$15.96 GGP 11.80

44.61%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

Gasoline (1 liter)

$0.81 Rp 14.2K

$3.35 GGP 2.48

-75.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$265 GGP 196

-68.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$26.68 GGP 19.72

-75.67%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$61.8 GGP 45.69

-69.61%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$13.36 GGP 9.87

313.47%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$6.79 GGP 5.02

168.19%

Cinema Ticket

$4.30 Rp 75.7K

$12.40 GGP 9.17

-65.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

Men's Leather Business Shoes

$78.8 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$1,063 GGP 786

4.79%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$1,655 GGP 1,223

119.88%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$1,623 GGP 1,200

5.48%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$2,445 GGP 1,807

12.88%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$2,446 GGP 1,808

-6.28%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$2,068 GGP 1,528

-91.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.8

137.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for St Anne: September 5, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $1,063 in St Anne. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1138% higher in St Anne, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $93.0 in St Anne. Monthly groceries follow the same trend: $294 vs $485 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs St Anne: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 18% more than St Anne, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $1,756 in St Anne. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in St Anne, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,378 in Ubud, Bali and $1,171 in St Anne. The difference isn't just one category – it shows up across housing, food, transport, and services.

Interestingly, groceries are about 65% cheaper in Ubud, Bali – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in St Anne, where all-in costs run around $1,171, than in Ubud, Bali at $1,378. In St Anne it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. St Anne costs $1,171 versus $1,378 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with St Anne. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.