Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and St Anne

For one person, living is cheaper in St Anne: $1,166 a month against $1,349 in Ubud, Bali, rent and utilities included – about $2,200 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

St Anne

🇬🇬 Alderney

$1,166

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in St Anne

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in St Anne actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,166 in St Anne, rent included.

Ubud, Bali $1,349
St Anne $1,166

A couple spends around $2,305 per month in Ubud, Bali vs $2,757 in St Anne, rent included.

Ubud, Bali $2,305
St Anne $2,757

A family of three spends $3,261 per month in Ubud, Bali vs $4,347 in St Anne, rent included.

Ubud, Bali $3,261
St Anne $4,347

Ubud, Bali costs about 16% more than St Anne, and outside of rent the biggest gap is in leisure.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$26.33 GGP 19.67

-87.39%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.3K

$94.5 GGP 70.6

-62.29%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.5K

Cappuccino

$2.72 Rp 49.4K

$2.69 GGP 2.01

1.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.63 GGP 1.97

-35.36%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.31 GGP 0.98

-41.98%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$6.59 GGP 4.92

-59.79%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$6.76 GGP 5.05

-35.21%

Milk (1 liter)

$1.49 Rp 27.1K

$1.96 GGP 1.47

-23.98%

White Bread (500g)

$2.28 Rp 41.3K

$2.12 GGP 1.58

7.55%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.38 GGP 1.78

-50.00%

Eggs

$2.04 Rp 37.0K

$4.47 GGP 3.34

-54.36%

Local Cheese (1kg)

$17.70 Rp 321.5K

$10.75 GGP 8.03

64.65%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$24.43 GGP 18.25

-83.79%

Beef Round Steak (1kg)

$12.19 Rp 221.4K

$32.97 GGP 24.63

-63.03%

Apples (1kg)

$3.66 Rp 66.4K

$4.66 GGP 3.48

-21.46%

Banana (1kg)

$1.52 Rp 27.6K

$3.57 GGP 2.67

-57.42%

Oranges (1kg)

$2.23 Rp 40.5K

$5.28 GGP 3.94

-57.77%

Tomato (1kg)

$1.97 Rp 35.8K

$3.26 GGP 2.43

-39.57%

Potato (1kg)

$1.85 Rp 33.6K

$1.30 GGP 0.97

42.31%

Onion (1kg)

$2.42 Rp 44.0K

$4.31 GGP 3.22

-43.85%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.59 GGP 1.94

-61.78%

Water (1.5 liter bottle)

$0.51 Rp 9,324

$1.49 GGP 1.11

-65.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

Wine (Bottle)

$22.24 Rp 403.9K

$16.02 GGP 11.97

38.83%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.25 Rp 4,559

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.1K

Taxi Start (Normal Tariff)

$0.44 Rp 7,982

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,811

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

Gasoline (1 liter)

$0.82 Rp 15.0K

$3.26 GGP 2.44

-74.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.0M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.6M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$263 GGP 196

-69.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.1K

$26.19 GGP 19.56

-75.37%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.4K

$59.0 GGP 44.06

-68.50%

Gym Membership (Monthly)

$49.48 Rp 898.7K

$13.40 GGP 10.01

269.25%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.5K

$6.52 GGP 4.87

170.71%

Cinema Ticket

$4.27 Rp 77.6K

$11.92 GGP 8.91

-64.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.7K

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.8K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,061 GGP 793

6.02%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,591 GGP 1,189

123.99%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,632 GGP 1,219

5.62%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,358 GGP 1,761

15.87%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$2,389 GGP 1,784

-4.38%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,963 GGP 1,467

-91.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.8

137.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for St Anne: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

St Anne

–

Groceries & Markets

Ubud, Bali

$288 21.4%

St Anne

–

Eating Out

Ubud, Bali

$108 8%

St Anne

–

Clothing & Footwear

Ubud, Bali

$108 8%

St Anne

–

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

St Anne

–

Sport & Entertainment

Ubud, Bali

$58 4.3%

St Anne

–

Getting Around

Ubud, Bali

$11 0.9%

St Anne

–

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,061 in St Anne. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in St Anne are about 12 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $95 in St Anne. Monthly groceries follow the same trend: $288 vs $476 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇬🇬 St Anne

🕒 Local time

08:55 8:55 AM

00:55 12:55 AM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

2,000

💱 Currency

Indonesian Rupiah IDR Rp

Guernsey Pound GGP £

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

1 GGP = 1.34 USD

1 GGP = 1.19 EUR

Exchange rates and currency converter

GGP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,355 IDR (100,000 IDR = 4.91 EUR).

Guernsey Pound exchange rates as of November 3, 2026: 1 USD = 0.747 GGP (1 GGP = 1.34 USD). 1 EUR = 0.837 GGP (1 GGP = 1.19 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali St Anne 12,680 km ≈ 16 h nonstop flight

From you

Ubud, Bali
St Anne

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs St Anne: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 16% more than St Anne, and outside of rent the gap comes mainly from clothing. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,750 in St Anne. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,125 in Ubud, Bali and $1,061 in St Anne. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $1,166 in St Anne. That makes St Anne about 14% cheaper.

Interestingly, groceries are about 39% cheaper in Ubud, Bali – one category where the pricier city actually offers better value.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,166 in St Anne. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,166 in St Anne to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.