Cost of Living Comparison Between St Anne and Chiang Mai Cost of Living Comparison Between St Anne and Chiang Mai

Monthly Cost of Living

A single person spends $1,171 per month in St Anne vs $950 in Chiang Mai, rent included.

A couple spends around $2,744 per month in St Anne vs $1,430 in Chiang Mai, rent included.

A family of three spends $4,317 per month in St Anne vs $1,909 in Chiang Mai, rent included.

St Anne costs about 23% more than Chiang Mai, driven mainly by Groceries & Markets.

Both St Anne and Chiang Mai are more affordable than the global median – St Anne 15% lower, Chiang Mai 31% lower.

Meal at Budget Restaurant

$27.01 GGP 19.96

$2.10 ฿69.4

1186.19%

Three-Course Dinner for Two, Mid-Range

$93.4 GGP 69.0

$19.84 ฿656

370.51%

Fast Food Meal (McDonalds, etc)

$5.79 ฿192

Cappuccino

$2.68 GGP 1.98

$1.83 ฿60.5

46.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.73 GGP 2.02

$0.78 ฿25.63

250.00%

Water (0.33 liter bottle)

$1.34 GGP 0.99

$0.31 ฿10.38

332.26%

Local Beer (0.5 liter draught)

$6.61 GGP 4.89

$2.34 ฿77.3

182.48%

Imported Beer (0.33 liter bottle)

$6.80 GGP 5.02

$3.70 ฿122

83.78%

Milk (1 liter)

$1.99 GGP 1.47

$2.03 ฿67.1

-1.97%

White Bread (500g)

$2.12 GGP 1.57

$1.60 ฿52.8

32.50%

Rice (white) (1kg)

$2.50 GGP 1.85

$1.42 ฿46.80

76.06%

Eggs

$4.45 GGP 3.29

$2.18 ฿72.0

104.13%

Local Cheese (1kg)

$11.03 GGP 8.15

$15.91 ฿526

-30.67%

Chicken Fillets (1kg)

$24.64 GGP 18.21

$3.07 ฿102

702.61%

Beef Round Steak (1kg)

$34.27 GGP 25.33

$9.87 ฿326

247.21%

Apples (1kg)

$4.76 GGP 3.52

$2.63 ฿86.9

80.99%

Banana (1kg)

$3.61 GGP 2.67

$1.10 ฿36.23

228.18%

Oranges (1kg)

$5.45 GGP 4.03

$1.63 ฿53.9

234.36%

Tomato (1kg)

$3.22 GGP 2.38

$1.53 ฿50.6

110.46%

Potato (1kg)

$1.33 GGP 0.98

$1.24 ฿41.16

7.26%

Onion (1kg)

$4.26 GGP 3.15

$1.13 ฿37.40

276.99%

Lettuce (1 head)

$2.78 GGP 2.06

$0.74 ฿24.41

275.68%

Water (1.5 liter bottle)

$1.52 GGP 1.12

$0.50 ฿16.50

204.00%

Cigarettes 20 Pack (Marlboro, Camel)

$4.28 ฿142

Wine (Bottle)

$15.96 GGP 11.80

$17.97 ฿594

-11.19%

Local Beer (0.5 liter bottle)

$1.70 ฿56.2

Imported Beer (0.33 liter bottle)

$2.90 ฿95.8

One-way Ticket (Public Transport)

$0.94 ฿31.15

Public Transport Monthly Pass (Regular Price)

$55.3 ฿1,828

Taxi Start (Normal Tariff)

$1.23 ฿40.80

Taxi (Normal Tariff) (1km)

$0.53 ฿17.67

Taxi 1hour Waiting (Normal Tariff)

$2.40 ฿79.4

Gasoline (1 liter)

$3.35 GGP 2.48

$1.44 ฿47.60

132.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ฿700.9K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.3K ฿903.0K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$265 GGP 196

$64.9 ฿2,147

308.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.68 GGP 19.72

$13.35 ฿442

99.85%

Internet (50+ Mbps, Unlimited Data)

$61.8 GGP 45.69

$20.83 ฿689

196.83%

Gym Membership (Monthly)

$13.36 GGP 9.87

$40.42 ฿1,337

-66.95%

Tennis Court (1 Hour on Weekend)

$6.79 GGP 5.02

$3.95 ฿131

71.90%

Cinema Ticket

$12.40 GGP 9.17

$6.71 ฿222

84.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$787 ฿26.0K

International Primary School, 1 Child (Yearly)

$15.1K ฿500.1K

Jeans (Levis 501 Or Similar)

$56.2 ฿1,859

Summer Dress (H&M, Zara, etc)

$24.95 ฿825

Sport Shoes (Adidas, Nike)

$92.7 ฿3,066

Men's Leather Business Shoes

$75.1 ฿2,484

1-bedroom Apartment, City Center (Monthly)

$1,063 GGP 786

$484 ฿16.0K

119.74%

1-bedroom Apartment, Outside City Center (Monthly)

$287 ฿9,500

3-bedroom Apartment, City Center (Monthly)

$1,655 GGP 1,223

$910 ฿30.1K

81.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,623 GGP 1,200

$531 ฿17.5K

205.89%

Buy Apartment in City Center (m2)

$2,445 GGP 1,807

$1,980 ฿65.5K

23.52%

Buy Apartment Outside City Center (m2)

$2,446 GGP 1,808

$1,451 ฿48.0K

68.59%

Average Monthly Net Salary (After Tax)

$2,068 GGP 1,528

$605 ฿20.0K

241.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.8

5.57

4.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St Anne: September 5, 2026

Last update for Chiang Mai: September 7, 2026

Cost Breakdown

A central one-bedroom costs $1,063 in St Anne versus $484 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 242% higher in St Anne, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $93.0 in St Anne versus $20.00 in Chiang Mai. Monthly groceries follow the same trend: $485 vs $242 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St Anne vs Chiang Mai: Cost of Living - Frequently Asked Questions

St Anne costs about 23% more than Chiang Mai, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,756 per month in St Anne and $1,426 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,171 in St Anne and $950 in Chiang Mai. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 100% more in St Anne, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $950, than in St Anne at $1,171. In Chiang Mai it covers expenses comfortably, while in St Anne it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $950 versus $1,171 in St Anne. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, St Anne makes more sense. Both are solid long-term options with distinct trade-offs.