Cost of Living Comparison Between Chiang Mai and St Anne Cost of Living Comparison Between Chiang Mai and St Anne

Monthly Cost of Living

A single person spends $852 per month in Chiang Mai vs $781 in St Anne, rent included.

A couple spends around $1,360 per month in Chiang Mai vs $1,868 in St Anne, rent included.

A family of three spends $1,867 per month in Chiang Mai vs $2,954 in St Anne, rent included.

Chiang Mai costs about 9% more than St Anne, driven mainly by Eating Out.

Both Chiang Mai and St Anne are more affordable than the global median – Chiang Mai 36% lower, St Anne 41% lower.

Meal at Budget Restaurant

$2.04 ฿68.1

$33.35 GGP 25.05

-93.88%

Three-Course Dinner for Two, Mid-Range

$18.71 ฿624

$98.9 GGP 74.3

-81.08%

Fast Food Meal (McDonalds, etc)

$7.86 ฿262

$10.70 GGP 8.04

-26.54%

Cappuccino

$2.03 ฿67.6

$4.18 GGP 3.14

-51.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.80 ฿26.63

$2.36 GGP 1.77

-66.10%

Water (0.33 liter bottle)

$0.35 ฿11.68

$1.33 GGP 1.00

-73.68%

Local Beer (0.5 liter draught)

$2.14 ฿71.5

$5.05 GGP 3.79

-57.62%

Imported Beer (0.33 liter bottle)

$3.67 ฿122

$6.63 GGP 4.98

-44.65%

Milk (1 liter)

$1.73 ฿57.6

$2.03 GGP 1.52

-14.78%

White Bread (500g)

$1.57 ฿52.4

$2.79 GGP 2.10

-43.73%

Rice (white) (1kg)

$1.20 ฿39.98

Eggs

$1.97 ฿65.8

Local Cheese (1kg)

$16.23 ฿541

Chicken Fillets (1kg)

$3.06 ฿102

Beef Round Steak (1kg)

$10.80 ฿360

Apples (1kg)

$2.77 ฿92.3

Banana (1kg)

$1.17 ฿38.93

Oranges (1kg)

$1.71 ฿56.9

Tomato (1kg)

$1.59 ฿53.2

Potato (1kg)

$1.39 ฿46.49

Onion (1kg)

$1.16 ฿38.55

Lettuce (1 head)

$0.66 ฿22.05

Water (1.5 liter bottle)

$0.52 ฿17.30

Cigarettes 20 Pack (Marlboro, Camel)

$4.65 ฿155

Wine (Bottle)

$17.78 ฿593

$16.20 GGP 12.16

9.75%

Local Beer (0.5 liter bottle)

$1.79 ฿59.6

Imported Beer (0.33 liter bottle)

$3.34 ฿111

One-way Ticket (Public Transport)

$0.91 ฿30.26

Public Transport Monthly Pass (Regular Price)

$18.64 ฿622

Taxi Start (Normal Tariff)

$1.41 ฿47.02

$8.24 GGP 6.19

-82.89%

Taxi (Normal Tariff) (1km)

$1.34 ฿44.69

Taxi 1hour Waiting (Normal Tariff)

$8.11 ฿270

Gasoline (1 liter)

$1.23 ฿41.14

$2.89 GGP 2.17

-57.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.4K ฿714.9K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K ฿727.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$71.3 ฿2,379

$205 GGP 154

-65.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.01 ฿467

Internet (50+ Mbps, Unlimited Data)

$17.93 ฿598

$55.1 GGP 41.37

-67.45%

Gym Membership (Monthly)

$40.82 ฿1,361

$13.35 GGP 10.02

205.77%

Tennis Court (1 Hour on Weekend)

$6.88 ฿230

$13.56 GGP 10.19

-49.26%

Cinema Ticket

$5.72 ฿191

$13.46 GGP 10.11

-57.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$308 ฿10.3K

International Primary School, 1 Child (Yearly)

$14.7K ฿489.5K

Jeans (Levis 501 Or Similar)

$55.8 ฿1,860

Summer Dress (H&M, Zara, etc)

$26.04 ฿868

Sport Shoes (Adidas, Nike)

$84.8 ฿2,828

Men's Leather Business Shoes

$71.0 ฿2,368

1-bedroom Apartment, City Center (Monthly)

$423 ฿14.1K

1-bedroom Apartment, Outside City Center (Monthly)

$242 ฿8,086

3-bedroom Apartment, City Center (Monthly)

$797 ฿26.6K

3-bedroom Apartment, Outside City Center (Monthly)

$507 ฿16.9K

$1,068 GGP 802

-52.54%

Buy Apartment in City Center (m2)

$1,918 ฿64.0K

$2,370 GGP 1,780

-19.06%

Buy Apartment Outside City Center (m2)

$1,464 ฿48.8K

$2,399 GGP 1,802

-38.98%

Average Monthly Net Salary (After Tax)

$595 ฿19.8K

$1,974 GGP 1,482

-69.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: July 27, 2026

Last update for St Anne: July 26, 2026

Cost Breakdown

Salaries run about 232% higher in St Anne, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $19.00 in Chiang Mai versus $99.0 in St Anne. Groceries tell a different story – $244 in Chiang Mai vs $81.0 in St Anne – so St Anne wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs St Anne: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 9% more than St Anne, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,279 per month in Chiang Mai and $1,172 in St Anne. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $852 in Chiang Mai and $781 in St Anne. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 203% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$800 covers both cities comfortably – all-in costs are $852 in Chiang Mai and $781 in St Anne, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. St Anne costs $781 versus $852 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with St Anne. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.