Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and St Anne

For one person, living is cheaper in Chiang Mai: $936 a month against $1,166 in St Anne, rent and utilities included – about $2,800 less a year. The total is higher in St Anne despite lower rent and utilities.

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Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

St Anne

🇬🇬 Alderney

$1,166

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in St Anne

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in St Anne actually costs, broken down by who's living it.

A single person spends $936 per month in Chiang Mai vs $1,166 in St Anne, rent included.

Chiang Mai $936
St Anne $1,166

A couple spends around $1,457 per month in Chiang Mai vs $2,757 in St Anne, rent included.

Chiang Mai $1,457
St Anne $2,757

A family of three spends $1,979 per month in Chiang Mai vs $4,347 in St Anne, rent included.

Chiang Mai $1,979
St Anne $4,347

Chiang Mai is about 20% cheaper than St Anne, and outside of rent the biggest gap is in groceries.

Both Chiang Mai and St Anne are more affordable than the global median – Chiang Mai 31% lower, St Anne 14% lower.

Meal at Budget Restaurant

$2.24 ฿75.6

$26.33 GGP 19.67

-91.49%

Three-Course Dinner for Two, Mid-Range

$19.00 ฿641

$94.5 GGP 70.6

-79.90%

Fast Food Meal (McDonalds, etc)

$5.55 ฿187

Cappuccino

$1.67 ฿56.5

$2.69 GGP 2.01

-37.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.53

$2.63 GGP 1.97

-75.67%

Water (0.33 liter bottle)

$0.31 ฿10.30

$1.31 GGP 0.98

-76.34%

Local Beer (0.5 liter draught)

$2.36 ฿79.5

$6.59 GGP 4.92

-64.19%

Imported Beer (0.33 liter bottle)

$3.66 ฿124

$6.76 GGP 5.05

-45.86%

Milk (1 liter)

$1.95 ฿65.7

$1.96 GGP 1.47

-0.51%

White Bread (500g)

$1.44 ฿48.45

$2.12 GGP 1.58

-32.08%

Rice (white) (1kg)

$1.33 ฿45.01

$2.38 GGP 1.78

-44.12%

Eggs

$2.28 ฿77.0

$4.47 GGP 3.34

-48.99%

Local Cheese (1kg)

$16.45 ฿555

$10.75 GGP 8.03

53.02%

Chicken Fillets (1kg)

$2.78 ฿93.8

$24.43 GGP 18.25

-88.62%

Beef Round Steak (1kg)

$9.31 ฿314

$32.97 GGP 24.63

-71.76%

Apples (1kg)

$2.35 ฿79.4

$4.66 GGP 3.48

-49.57%

Banana (1kg)

$0.97 ฿32.78

$3.57 GGP 2.67

-72.83%

Oranges (1kg)

$1.60 ฿53.9

$5.28 GGP 3.94

-69.70%

Tomato (1kg)

$1.50 ฿50.6

$3.26 GGP 2.43

-53.99%

Potato (1kg)

$1.28 ฿43.10

$1.30 GGP 0.97

-1.54%

Onion (1kg)

$1.10 ฿37.17

$4.31 GGP 3.22

-74.48%

Lettuce (1 head)

$0.71 ฿23.81

$2.59 GGP 1.94

-72.59%

Water (1.5 liter bottle)

$0.49 ฿16.36

$1.49 GGP 1.11

-67.11%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 ฿140

Wine (Bottle)

$17.52 ฿591

$16.02 GGP 11.97

9.36%

Local Beer (0.5 liter bottle)

$1.61 ฿54.5

Imported Beer (0.33 liter bottle)

$2.78 ฿93.9

One-way Ticket (Public Transport)

$0.87 ฿29.29

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,825

Taxi Start (Normal Tariff)

$1.16 ฿39.03

Taxi (Normal Tariff) (1km)

$0.53 ฿17.79

Taxi 1hour Waiting (Normal Tariff)

$2.42 ฿81.7

Gasoline (1 liter)

$1.45 ฿48.87

$3.26 GGP 2.44

-55.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ฿710.3K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿908.7K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ฿2,097

$263 GGP 196

-76.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.17 ฿410

$26.19 GGP 19.56

-53.53%

Internet (50+ Mbps, Unlimited Data)

$20.12 ฿679

$59.0 GGP 44.06

-65.89%

Gym Membership (Monthly)

$37.31 ฿1,259

$13.40 GGP 10.01

178.43%

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

$6.52 GGP 4.87

-42.18%

Cinema Ticket

$6.49 ฿219

$11.92 GGP 8.91

-45.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$736 ฿24.8K

International Primary School, 1 Child (Yearly)

$14.8K ฿498.0K

Jeans (Levis 501 Or Similar)

$53.4 ฿1,800

Summer Dress (H&M, Zara, etc)

$24.64 ฿831

Sport Shoes (Adidas, Nike)

$91.5 ฿3,086

Men's Leather Business Shoes

$71.9 ฿2,426

1-bedroom Apartment, City Center (Monthly)

$482 ฿16.3K

$1,061 GGP 793

-54.54%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ฿10.4K

3-bedroom Apartment, City Center (Monthly)

$1,006 ฿33.9K

$1,591 GGP 1,189

-36.79%

3-bedroom Apartment, Outside City Center (Monthly)

$633 ฿21.4K

$1,632 GGP 1,219

-61.18%

Buy Apartment in City Center (m2)

$2,363 ฿79.7K

$2,358 GGP 1,761

0.23%

Buy Apartment Outside City Center (m2)

$1,589 ฿53.6K

$2,389 GGP 1,784

-33.47%

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

$1,963 GGP 1,467

-69.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

5.8

-3.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for St Anne: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$309 33%

St Anne

–

Groceries & Markets

Chiang Mai

$234 25.1%

St Anne

–

Clothing & Footwear

Chiang Mai

$109 11.6%

St Anne

–

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

St Anne

–

Eating Out

Chiang Mai

$78 8.3%

St Anne

–

Getting Around

Chiang Mai

$61 6.6%

St Anne

–

Sport & Entertainment

Chiang Mai

$50 5.4%

St Anne

–

Cost Breakdown

A central one-bedroom costs $482 in Chiang Mai versus $1,061 in St Anne. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in St Anne are about 3.3 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19 in Chiang Mai versus $95 in St Anne. Monthly groceries follow the same trend: $234 vs $476 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇹🇭 Chiang Mai

🇬🇬 St Anne

🕒 Local time

06:50 6:50 AM

23:50 11:50 PM

7 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

2,000

💱 Currency

Thai Baht THB ฿

Guernsey Pound GGP £

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.65 EUR

1 GGP = 1.34 USD

1 GGP = 1.19 EUR

Exchange rates and currency converter

GGP, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 2, 2026: 1 USD = 33.73 THB (100 THB = 2.96 USD). 1 EUR = 37.81 THB (100 THB = 2.65 EUR).

Guernsey Pound exchange rates as of November 2, 2026: 1 USD = 0.747 GGP (1 GGP = 1.34 USD). 1 EUR = 0.837 GGP (1 GGP = 1.19 EUR).

USD to THB in detail →

On the map

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Highest

Between locations

Chiang Mai St Anne 9,200 km ≈ 12 h nonstop flight

From you

Chiang Mai
St Anne

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs St Anne: Cost of Living - Frequently Asked Questions

St Anne costs about 25% more than Chiang Mai, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $1,750 in St Anne. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $482 there versus $1,061 in St Anne.

Monthly expenses with rent come to $936 in Chiang Mai and $1,166 in St Anne. That makes Chiang Mai about 20% cheaper.

Groceries cost about 103% more in St Anne, though the gap depends on what you buy.

$800 is a stretch for both – monthly costs hit $936 in Chiang Mai and $1,166 in St Anne. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $936 in Chiang Mai to $1,166 in St Anne. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Chiang Mai. If higher salaries or specific career opportunities are the priority, St Anne makes more sense. Both are solid long-term options with distinct trade-offs.