Cost of Living Comparison Between Chiang Mai and St Anne Cost of Living Comparison Between Chiang Mai and St Anne

Monthly Cost of Living

A single person spends $869 per month in Chiang Mai vs $804 in St Anne, rent included.

A couple spends around $1,362 per month in Chiang Mai vs $1,880 in St Anne, rent included.

A family of three spends $1,855 per month in Chiang Mai vs $2,957 in St Anne, rent included.

Chiang Mai costs about 8% more than St Anne, driven mainly by Eating Out.

Both Chiang Mai and St Anne are more affordable than the global median – Chiang Mai 35% lower, St Anne 40% lower.

Meal at Budget Restaurant

$1.98 ฿64.3

$34.38 GGP 25.64

-94.24%

Three-Course Dinner for Two, Mid-Range

$18.80 ฿612

$99.3 GGP 74.1

-81.07%

Fast Food Meal (McDonalds, etc)

$7.75 ฿252

$10.90 GGP 8.13

-28.90%

Cappuccino

$1.92 ฿62.5

$4.12 GGP 3.08

-53.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.79 ฿25.79

$2.37 GGP 1.77

-66.67%

Water (0.33 liter bottle)

$0.36 ฿11.62

$1.39 GGP 1.04

-74.10%

Local Beer (0.5 liter draught)

$2.21 ฿72.1

$5.22 GGP 3.89

-57.66%

Imported Beer (0.33 liter bottle)

$3.66 ฿119

$6.29 GGP 4.69

-41.81%

Milk (1 liter)

$1.65 ฿53.8

$1.99 GGP 1.49

-17.09%

White Bread (500g)

$1.63 ฿53.2

$2.69 GGP 2.00

-39.41%

Rice (white) (1kg)

$1.19 ฿38.86

Eggs

$2.00 ฿65.1

Local Cheese (1kg)

$15.98 ฿520

Chicken Fillets (1kg)

$3.03 ฿98.5

Beef Round Steak (1kg)

$10.86 ฿354

Apples (1kg)

$2.76 ฿90.0

Banana (1kg)

$1.18 ฿38.42

Oranges (1kg)

$1.64 ฿53.5

Tomato (1kg)

$1.52 ฿49.51

Potato (1kg)

$1.38 ฿45.10

Onion (1kg)

$1.19 ฿38.84

Lettuce (1 head)

$0.70 ฿22.86

Water (1.5 liter bottle)

$0.56 ฿18.13

Cigarettes 20 Pack (Marlboro, Camel)

$4.58 ฿149

Wine (Bottle)

$16.56 ฿539

$15.72 GGP 11.73

5.34%

Local Beer (0.5 liter bottle)

$1.83 ฿59.5

Imported Beer (0.33 liter bottle)

$3.20 ฿104

One-way Ticket (Public Transport)

$0.88 ฿28.56

Public Transport Monthly Pass (Regular Price)

$18.72 ฿610

Taxi Start (Normal Tariff)

$1.36 ฿44.16

$8.02 GGP 5.98

-83.04%

Taxi (Normal Tariff) (1km)

$1.34 ฿43.65

Taxi 1hour Waiting (Normal Tariff)

$7.84 ฿256

Gasoline (1 liter)

$1.23 ฿39.92

$2.80 GGP 2.09

-56.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.6K ฿704.3K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K ฿734.3K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$70.5 ฿2,298

$201 GGP 150

-64.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.68 ฿445

Internet (50+ Mbps, Unlimited Data)

$17.45 ฿568

$56.6 GGP 42.25

-69.19%

Gym Membership (Monthly)

$41.33 ฿1,346

$13.69 GGP 10.22

201.90%

Tennis Court (1 Hour on Weekend)

$6.96 ฿227

$13.43 GGP 10.02

-48.18%

Cinema Ticket

$5.77 ฿188

$13.57 GGP 10.12

-57.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$307 ฿10.0K

International Primary School, 1 Child (Yearly)

$14.6K ฿475.9K

Jeans (Levis 501 Or Similar)

$55.8 ฿1,817

Summer Dress (H&M, Zara, etc)

$26.21 ฿854

Sport Shoes (Adidas, Nike)

$85.8 ฿2,793

Men's Leather Business Shoes

$72.2 ฿2,353

1-bedroom Apartment, City Center (Monthly)

$430 ฿14.0K

1-bedroom Apartment, Outside City Center (Monthly)

$239 ฿7,774

3-bedroom Apartment, City Center (Monthly)

$817 ฿26.6K

3-bedroom Apartment, Outside City Center (Monthly)

$511 ฿16.6K

$1,102 GGP 822

-53.67%

Buy Apartment in City Center (m2)

$1,983 ฿64.6K

$2,430 GGP 1,813

-18.39%

Buy Apartment Outside City Center (m2)

$1,484 ฿48.3K

$2,388 GGP 1,782

-37.87%

Average Monthly Net Salary (After Tax)

$619 ฿20.2K

$1,978 GGP 1,476

-68.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: June 7, 2026

Last update for St Anne: June 7, 2026

Cost Breakdown

Salaries run about 220% higher in St Anne, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $19.00 in Chiang Mai versus $99.0 in St Anne. Groceries tell a different story – $241 in Chiang Mai vs $78.0 in St Anne – so St Anne wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs St Anne: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 8% more than St Anne, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,303 per month in Chiang Mai and $1,205 in St Anne. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $869 in Chiang Mai and $804 in St Anne. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 208% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$800 covers both cities comfortably – all-in costs are $869 in Chiang Mai and $804 in St Anne, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. St Anne costs $804 versus $869 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with St Anne. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.