Cost of Living Comparison Between Chiang Mai and St Anne Cost of Living Comparison Between Chiang Mai and St Anne

Monthly Cost of Living

A single person spends $950 per month in Chiang Mai vs $1,171 in St Anne, rent included.

A couple spends around $1,430 per month in Chiang Mai vs $2,744 in St Anne, rent included.

A family of three spends $1,909 per month in Chiang Mai vs $4,317 in St Anne, rent included.

Chiang Mai is about 19% cheaper than St Anne, driven mainly by Groceries & Markets.

Both Chiang Mai and St Anne are more affordable than the global median – Chiang Mai 31% lower, St Anne 15% lower.

Meal at Budget Restaurant

$2.10 ฿69.4

$27.01 GGP 19.96

-92.23%

Three-Course Dinner for Two, Mid-Range

$19.84 ฿656

$93.4 GGP 69.0

-78.75%

Fast Food Meal (McDonalds, etc)

$5.79 ฿192

Cappuccino

$1.83 ฿60.5

$2.68 GGP 1.98

-31.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.78 ฿25.63

$2.73 GGP 2.02

-71.43%

Water (0.33 liter bottle)

$0.31 ฿10.38

$1.34 GGP 0.99

-76.87%

Local Beer (0.5 liter draught)

$2.34 ฿77.3

$6.61 GGP 4.89

-64.60%

Imported Beer (0.33 liter bottle)

$3.70 ฿122

$6.80 GGP 5.02

-45.59%

Milk (1 liter)

$2.03 ฿67.1

$1.99 GGP 1.47

2.01%

White Bread (500g)

$1.60 ฿52.8

$2.12 GGP 1.57

-24.53%

Rice (white) (1kg)

$1.42 ฿46.80

$2.50 GGP 1.85

-43.20%

Eggs

$2.18 ฿72.0

$4.45 GGP 3.29

-51.01%

Local Cheese (1kg)

$15.91 ฿526

$11.03 GGP 8.15

44.24%

Chicken Fillets (1kg)

$3.07 ฿102

$24.64 GGP 18.21

-87.54%

Beef Round Steak (1kg)

$9.87 ฿326

$34.27 GGP 25.33

-71.20%

Apples (1kg)

$2.63 ฿86.9

$4.76 GGP 3.52

-44.75%

Banana (1kg)

$1.10 ฿36.23

$3.61 GGP 2.67

-69.53%

Oranges (1kg)

$1.63 ฿53.9

$5.45 GGP 4.03

-70.09%

Tomato (1kg)

$1.53 ฿50.6

$3.22 GGP 2.38

-52.48%

Potato (1kg)

$1.24 ฿41.16

$1.33 GGP 0.98

-6.77%

Onion (1kg)

$1.13 ฿37.40

$4.26 GGP 3.15

-73.47%

Lettuce (1 head)

$0.74 ฿24.41

$2.78 GGP 2.06

-73.38%

Water (1.5 liter bottle)

$0.50 ฿16.50

$1.52 GGP 1.12

-67.11%

Cigarettes 20 Pack (Marlboro, Camel)

$4.28 ฿142

Wine (Bottle)

$17.97 ฿594

$15.96 GGP 11.80

12.59%

Local Beer (0.5 liter bottle)

$1.70 ฿56.2

Imported Beer (0.33 liter bottle)

$2.90 ฿95.8

One-way Ticket (Public Transport)

$0.94 ฿31.15

Public Transport Monthly Pass (Regular Price)

$55.3 ฿1,828

Taxi Start (Normal Tariff)

$1.23 ฿40.80

Taxi (Normal Tariff) (1km)

$0.53 ฿17.67

Taxi 1hour Waiting (Normal Tariff)

$2.40 ฿79.4

Gasoline (1 liter)

$1.44 ฿47.60

$3.35 GGP 2.48

-57.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ฿700.9K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.3K ฿903.0K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$64.9 ฿2,147

$265 GGP 196

-75.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.35 ฿442

$26.68 GGP 19.72

-49.96%

Internet (50+ Mbps, Unlimited Data)

$20.83 ฿689

$61.8 GGP 45.69

-66.31%

Gym Membership (Monthly)

$40.42 ฿1,337

$13.36 GGP 9.87

202.54%

Tennis Court (1 Hour on Weekend)

$3.95 ฿131

$6.79 GGP 5.02

-41.83%

Cinema Ticket

$6.71 ฿222

$12.40 GGP 9.17

-45.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$787 ฿26.0K

International Primary School, 1 Child (Yearly)

$15.1K ฿500.1K

Jeans (Levis 501 Or Similar)

$56.2 ฿1,859

Summer Dress (H&M, Zara, etc)

$24.95 ฿825

Sport Shoes (Adidas, Nike)

$92.7 ฿3,066

Men's Leather Business Shoes

$75.1 ฿2,484

1-bedroom Apartment, City Center (Monthly)

$484 ฿16.0K

$1,063 GGP 786

-54.49%

1-bedroom Apartment, Outside City Center (Monthly)

$287 ฿9,500

3-bedroom Apartment, City Center (Monthly)

$910 ฿30.1K

$1,655 GGP 1,223

-45.03%

3-bedroom Apartment, Outside City Center (Monthly)

$531 ฿17.5K

$1,623 GGP 1,200

-67.31%

Buy Apartment in City Center (m2)

$1,980 ฿65.5K

$2,445 GGP 1,807

-19.04%

Buy Apartment Outside City Center (m2)

$1,451 ฿48.0K

$2,446 GGP 1,808

-40.69%

Average Monthly Net Salary (After Tax)

$605 ฿20.0K

$2,068 GGP 1,528

-70.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

5.8

-3.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: September 7, 2026

Last update for St Anne: September 5, 2026

Cost Breakdown

A central one-bedroom costs $484 in Chiang Mai versus $1,063 in St Anne. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 242% higher in St Anne, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $20.00 in Chiang Mai versus $93.0 in St Anne. Monthly groceries follow the same trend: $242 vs $485 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs St Anne: Cost of Living - Frequently Asked Questions

St Anne costs about 23% more than Chiang Mai, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,426 per month in Chiang Mai and $1,756 in St Anne. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $950 in Chiang Mai and $1,171 in St Anne. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 100% more in St Anne, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $950, than in St Anne at $1,171. In Chiang Mai it covers expenses comfortably, while in St Anne it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $950 versus $1,171 in St Anne. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, St Anne makes more sense. Both are solid long-term options with distinct trade-offs.