Cost of Living Comparison Between St. Andrews and Manchester Cost of Living Comparison Between St. Andrews and Manchester

Monthly Cost of Living

A single person spends $2,118 per month in St. Andrews vs $2,651 in Manchester, rent included.

A couple spends around $3,899 per month in St. Andrews vs $3,871 in Manchester, rent included.

A family of three spends $5,679 per month in St. Andrews vs $5,091 in Manchester, rent included.

St. Andrews is about 20% cheaper than Manchester, driven mainly by Getting Around.

Both St. Andrews and Manchester sit above the global median – St. Andrews by 58%, Manchester by 98%.

Meal at Budget Restaurant

$21.70 £16.17

$20.74 £15.45

4.63%

Three-Course Dinner for Two, Mid-Range

$82.4 £61.4

$94.5 £70.4

-12.81%

Fast Food Meal (McDonalds, etc)

$10.10 £7.53

$10.75 £8.01

-6.05%

Cappuccino

$4.35 £3.24

$4.94 £3.68

-11.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 £1.57

$2.59 £1.93

-18.53%

Water (0.33 liter bottle)

$1.36 £1.01

$1.70 £1.26

-20.00%

Local Beer (0.5 liter draught)

$5.93 £4.42

$7.41 £5.52

-19.97%

Imported Beer (0.33 liter bottle)

$6.20 £4.62

$7.52 £5.60

-17.55%

Milk (1 liter)

$1.73 £1.29

$1.62 £1.21

6.79%

White Bread (500g)

$1.49 £1.11

$1.80 £1.34

-17.22%

Rice (white) (1kg)

$1.85 £1.38

$2.16 £1.61

-14.35%

Eggs

$4.21 £3.14

$4.08 £3.04

3.19%

Local Cheese (1kg)

$8.35 £6.22

$12.05 £8.97

-30.71%

Chicken Fillets (1kg)

$10.07 £7.50

$9.75 £7.26

3.28%

Beef Round Steak (1kg)

$13.92 £10.37

$17.39 £12.96

-19.95%

Apples (1kg)

$3.26 £2.43

$3.30 £2.46

-1.21%

Banana (1kg)

$2.39 £1.78

$1.84 £1.37

29.89%

Oranges (1kg)

$2.59 £1.93

$3.82 £2.84

-32.20%

Tomato (1kg)

$4.00 £2.98

$4.35 £3.24

-8.05%

Potato (1kg)

$2.10 £1.57

$2.10 £1.56

Onion (1kg)

$1.86 £1.39

$1.80 £1.34

3.33%

Lettuce (1 head)

$1.22 £0.91

$1.31 £0.97

-6.87%

Water (1.5 liter bottle)

$2.08 £1.55

$1.47 £1.10

41.50%

Cigarettes 20 Pack (Marlboro, Camel)

$18.67 £13.91

$18.73 £13.95

-0.32%

Wine (Bottle)

$11.25 £8.38

$10.64 £7.93

5.73%

Local Beer (0.5 liter bottle)

$2.23 £1.66

$2.57 £1.91

-13.23%

Imported Beer (0.33 liter bottle)

$2.29 £1.70

$3.49 £2.60

-34.38%

One-way Ticket (Public Transport)

$4.03 £3.00

$2.75 £2.05

46.55%

Public Transport Monthly Pass (Regular Price)

$80.6 £60.0

$121 £90.3

-33.52%

Taxi Start (Normal Tariff)

$4.90 £3.65

$5.49 £4.09

-10.75%

Taxi (Normal Tariff) (1km)

$1.38 £1.03

$2.85 £2.12

-51.58%

Taxi 1hour Waiting (Normal Tariff)

$35.16 £26.19

$34.28 £25.54

2.57%

Gasoline (1 liter)

$1.87 £1.40

$1.96 £1.46

-4.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.9K £28.2K

$37.8K £28.1K

0.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.8K £30.4K

$41.8K £31.1K

-2.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$233 £173

$295 £220

-21.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.37 £10.70

$22.44 £16.72

-35.96%

Internet (50+ Mbps, Unlimited Data)

$45.15 £33.64

$42.92 £31.97

5.20%

Gym Membership (Monthly)

$42.07 £31.34

$42.39 £31.58

-0.75%

Tennis Court (1 Hour on Weekend)

$20.17 £15.03

$16.07 £11.97

25.51%

Cinema Ticket

$12.36 £9.21

$13.72 £10.22

-9.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,591 £1,185

$1,944 £1,448

-18.16%

International Primary School, 1 Child (Yearly)

$15.1K £11.3K

$20.8K £15.5K

-27.43%

Jeans (Levis 501 Or Similar)

$83.0 £61.9

$90.6 £67.5

-8.41%

Summer Dress (H&M, Zara, etc)

$41.59 £30.99

$41.85 £31.18

-0.62%

Sport Shoes (Adidas, Nike)

$96.0 £71.5

$89.5 £66.6

7.32%

Men's Leather Business Shoes

$119 £88.6

$106 £79.1

12.02%

1-bedroom Apartment, City Center (Monthly)

$1,213 £904

$1,637 £1,220

-25.90%

1-bedroom Apartment, Outside City Center (Monthly)

$880 £656

$1,256 £936

-29.91%

3-bedroom Apartment, City Center (Monthly)

$2,684 £2,000

$2,702 £2,013

-0.66%

3-bedroom Apartment, Outside City Center (Monthly)

$2,871 £2,139

$2,077 £1,547

38.20%

Buy Apartment in City Center (m2)

$6,197 £4,617

$5,107 £3,805

21.33%

Buy Apartment Outside City Center (m2)

$2,678 £1,995

$4,671 £3,480

-42.67%

Average Monthly Net Salary (After Tax)

$3,344 £2,491

$3,247 £2,419

2.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

5.92

-0.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Andrews: May 31, 2026

Last update for Manchester: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,213 in St. Andrews versus $1,637 in Manchester. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3% higher in St. Andrews, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $82.0 in St. Andrews versus $94.0 in Manchester. Monthly groceries follow the same trend: $313 vs $335 – making St. Andrews the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Andrews vs Manchester: Cost of Living - Frequently Asked Questions

Yes – Manchester is pricier by about 25%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,177 per month in St. Andrews and $3,977 in Manchester. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in St. Andrews, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,591 per month in St. Andrews and $1,944 in Manchester. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 7% more in Manchester, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $3,000 monthly budget goes further in St. Andrews, where all-in costs run around $2,118, than in Manchester at $2,651. In St. Andrews it covers expenses comfortably, while in Manchester it requires careful planning or may not stretch far enough.

Families tend to lean toward St. Andrews – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with St. Andrews. If higher salaries, better infrastructure, or specific career opportunities are the priority, Manchester makes more sense. Both are solid long-term options with distinct trade-offs.