Cost of Living Comparison Between St. Andrews and Horsham Cost of Living Comparison Between St. Andrews and Horsham

Monthly Cost of Living

A single person spends $2,353 per month in St. Andrews vs $2,899 in Horsham, rent included.

A couple spends around $3,993 per month in St. Andrews vs $4,142 in Horsham, rent included.

A family of three spends $5,633 per month in St. Andrews vs $5,386 in Horsham, rent included.

St. Andrews is about 19% cheaper than Horsham, driven mainly by Getting Around.

Both St. Andrews and Horsham sit above the global median – St. Andrews by 71%, Horsham by 111%.

Meal at Budget Restaurant

$21.49 £15.90

$21.39 £15.83

0.47%

Three-Course Dinner for Two, Mid-Range

$87.9 £65.0

$94.8 £70.1

-7.30%

Fast Food Meal (McDonalds, etc)

$10.63 £7.87

$10.43 £7.71

1.92%

Cappuccino

$4.68 £3.46

$5.09 £3.77

-8.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.60 £1.92

$2.40 £1.77

8.33%

Water (0.33 liter bottle)

$2.03 £1.50

$1.83 £1.35

10.93%

Local Beer (0.5 liter draught)

$6.66 £4.93

$7.06 £5.22

-5.67%

Imported Beer (0.33 liter bottle)

$6.59 £4.87

$6.24 £4.61

5.61%

Milk (1 liter)

$1.60 £1.19

$1.48 £1.10

8.11%

White Bread (500g)

$1.83 £1.35

$1.16 £0.86

57.76%

Rice (white) (1kg)

$1.93 £1.43

$1.73 £1.28

11.56%

Eggs

$4.61 £3.41

$3.81 £2.82

21.00%

Local Cheese (1kg)

$7.57 £5.60

$11.68 £8.64

-35.19%

Chicken Fillets (1kg)

$9.78 £7.23

$8.77 £6.49

11.52%

Beef Round Steak (1kg)

$15.77 £11.67

$13.06 £9.66

20.75%

Apples (1kg)

$2.53 £1.87

$2.93 £2.17

-13.65%

Banana (1kg)

$1.37 £1.02

$1.38 £1.02

-0.72%

Oranges (1kg)

$2.81 £2.08

$2.91 £2.15

-3.44%

Tomato (1kg)

$2.82 £2.08

$3.20 £2.37

-11.88%

Potato (1kg)

$1.83 £1.35

$1.10 £0.82

66.36%

Onion (1kg)

$1.55 £1.15

$1.34 £1.00

15.67%

Lettuce (1 head)

$1.24 £0.92

$1.00 £0.74

24.00%

Water (1.5 liter bottle)

$2.51 £1.85

$1.39 £1.03

80.58%

Cigarettes 20 Pack (Marlboro, Camel)

$22.68 £16.78

$21.94 £16.23

3.37%

Wine (Bottle)

$11.43 £8.46

$12.00 £8.88

-4.75%

Local Beer (0.5 liter bottle)

$2.72 £2.01

$2.25 £1.67

20.89%

Imported Beer (0.33 liter bottle)

$3.19 £2.36

$3.15 £2.33

1.27%

One-way Ticket (Public Transport)

$4.82 £3.57

$4.10 £3.04

17.56%

Public Transport Monthly Pass (Regular Price)

$96.3 £71.2

Taxi Start (Normal Tariff)

$4.17 £3.09

$6.63 £4.91

-37.10%

Taxi (Normal Tariff) (1km)

$2.37 £1.75

$4.58 £3.39

-48.25%

Taxi 1hour Waiting (Normal Tariff)

$24.58 £18.19

$13.70 £10.14

79.42%

Gasoline (1 liter)

$2.06 £1.52

$1.88 £1.39

9.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.9K £28.8K

$37.3K £27.6K

4.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.8K £30.2K

$41.0K £30.3K

-0.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$249 £184

$272 £201

-8.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.41 £9.92

$15.89 £11.75

-15.61%

Internet (50+ Mbps, Unlimited Data)

$42.84 £31.70

$37.00 £27.37

15.78%

Gym Membership (Monthly)

$96.0 £71.0

$46.17 £34.16

107.91%

Tennis Court (1 Hour on Weekend)

$10.91 £8.07

Cinema Ticket

$13.66 £10.10

$13.49 £9.98

1.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,809 £1,338

$1,719 £1,272

5.23%

International Primary School, 1 Child (Yearly)

$23.6K £17.5K

$20.5K £15.2K

15.20%

Jeans (Levis 501 Or Similar)

$100 £74.0

$77.4 £57.3

29.26%

Summer Dress (H&M, Zara, etc)

$49.36 £36.52

$69.1 £51.1

-28.58%

Sport Shoes (Adidas, Nike)

$107 £79.4

$82.7 £61.2

29.65%

Men's Leather Business Shoes

$91.3 £67.5

$103 £76.3

-11.53%

1-bedroom Apartment, City Center (Monthly)

$1,384 £1,024

$1,861 £1,377

-25.64%

1-bedroom Apartment, Outside City Center (Monthly)

$1,065 £788

$1,563 £1,156

-31.90%

3-bedroom Apartment, City Center (Monthly)

$3,126 £2,312

$2,817 £2,084

10.97%

3-bedroom Apartment, Outside City Center (Monthly)

$2,718 £2,011

$2,354 £1,742

15.46%

Buy Apartment in City Center (m2)

$6,205 £4,590

$6,871 £5,083

-9.70%

Buy Apartment Outside City Center (m2)

$2,743 £2,029

$6,558 £4,852

-58.18%

Average Monthly Net Salary (After Tax)

$3,424 £2,533

$3,172 £2,346

7.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.41

8.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Andrews: September 1, 2026

Last update for Horsham: August 29, 2026

Cost Breakdown

A central one-bedroom costs $1,384 in St. Andrews versus $1,861 in Horsham. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 8% higher in St. Andrews, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $88.0 in St. Andrews versus $95.0 in Horsham. Groceries tell a different story – $312 in St. Andrews vs $285 in Horsham – so Horsham wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Andrews vs Horsham: Cost of Living - Frequently Asked Questions

Horsham costs about 23% more than St. Andrews, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,529 per month in St. Andrews and $4,348 in Horsham. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in St. Andrews, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,353 in St. Andrews and $2,899 in Horsham. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $1,809 per month in St. Andrews and $1,719 in Horsham. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $3,000 monthly budget goes further in St. Andrews, where all-in costs run around $2,353, than in Horsham at $2,899. In St. Andrews it covers expenses comfortably, while in Horsham it requires careful planning or may not stretch far enough.

Families tend to lean toward St. Andrews – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with St. Andrews. If higher salaries, better infrastructure, or specific career opportunities are the priority, Horsham makes more sense. Both are solid long-term options with distinct trade-offs.