Last update: Oct 2026

Cost of Living Comparison Between St. Andrews and Horsham

For one person, living is cheaper in St. Andrews: $2,285 a month against $2,791 in Horsham, rent and utilities included – about $6,100 less a year. Rent and utilities account for most of the difference.

110

Cost of Living Index in St. Andrews
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St. Andrews Living Index
136

Cost of Living Index in Horsham
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Horsham Living Index

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St. Andrews

🇬🇧 United Kingdom

$2,285

/mo nomad

Horsham

🇬🇧 United Kingdom

$2,791

/mo nomad

Monthly Cost of Living

How much you'll spend in St. Andrews and in Horsham

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St. Andrews and in Horsham actually costs, broken down by who's living it.

A single person spends $2,285 per month in St. Andrews vs $2,791 in Horsham, rent included.

St. Andrews $2,285
Horsham $2,791

A couple spends around $3,891 per month in St. Andrews vs $4,027 in Horsham, rent included.

St. Andrews $3,891
Horsham $4,027

A family of three spends $5,496 per month in St. Andrews vs $5,264 in Horsham, rent included.

St. Andrews $5,496
Horsham $5,264

St. Andrews is about 18% cheaper than Horsham, and outside of rent the biggest gap is in transport.

Both St. Andrews and Horsham sit above the global median – St. Andrews by 69%, Horsham by 106%.

Meal at Budget Restaurant

$21.15 £15.87

$21.67 £16.26

-2.40%

Three-Course Dinner for Two, Mid-Range

$87.9 £65.9

$94.2 £70.7

-6.70%

Fast Food Meal (McDonalds, etc)

$10.51 £7.89

$10.29 £7.72

2.14%

Cappuccino

$4.61 £3.46

$5.00 £3.75

-7.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.84 £2.13

$2.32 £1.74

22.41%

Water (0.33 liter bottle)

$2.10 £1.57

$1.88 £1.41

11.70%

Local Beer (0.5 liter draught)

$6.76 £5.07

$7.25 £5.44

-6.76%

Imported Beer (0.33 liter bottle)

$6.76 £5.07

$6.14 £4.60

10.10%

Milk (1 liter)

$1.51 £1.13

$1.45 £1.09

4.14%

White Bread (500g)

$1.71 £1.28

$1.19 £0.89

43.70%

Rice (white) (1kg)

$2.03 £1.52

$1.77 £1.33

14.69%

Eggs

$4.49 £3.37

$3.77 £2.83

19.10%

Local Cheese (1kg)

$7.37 £5.53

$11.42 £8.56

-35.46%

Chicken Fillets (1kg)

$9.65 £7.24

$8.25 £6.19

16.97%

Beef Round Steak (1kg)

$15.41 £11.56

$12.75 £9.56

20.86%

Apples (1kg)

$2.50 £1.88

$3.00 £2.25

-16.67%

Banana (1kg)

$1.33 £1.00

$1.30 £0.98

2.31%

Oranges (1kg)

$2.76 £2.07

$2.89 £2.17

-4.50%

Tomato (1kg)

$2.86 £2.15

$3.31 £2.48

-13.60%

Potato (1kg)

$1.69 £1.27

$1.05 £0.78

60.95%

Onion (1kg)

$1.52 £1.14

$1.31 £0.98

16.03%

Lettuce (1 head)

$1.20 £0.90

$0.99 £0.74

21.21%

Water (1.5 liter bottle)

$2.46 £1.85

$1.30 £0.98

89.23%

Cigarettes 20 Pack (Marlboro, Camel)

$22.57 £16.93

$21.89 £16.42

3.11%

Wine (Bottle)

$10.86 £8.15

$11.81 £8.86

-8.04%

Local Beer (0.5 liter bottle)

$2.70 £2.03

$2.23 £1.67

21.08%

Imported Beer (0.33 liter bottle)

$2.98 £2.24

$3.06 £2.30

-2.61%

One-way Ticket (Public Transport)

$4.79 £3.59

$4.10 £3.08

16.83%

Public Transport Monthly Pass (Regular Price)

$92.9 £69.7

Taxi Start (Normal Tariff)

$4.05 £3.04

$6.49 £4.87

-37.60%

Taxi (Normal Tariff) (1km)

$2.44 £1.83

$4.39 £3.29

-44.42%

Taxi 1hour Waiting (Normal Tariff)

$23.73 £17.80

$13.55 £10.16

75.13%

Gasoline (1 liter)

$2.10 £1.58

$1.94 £1.46

8.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.3K £28.7K

$36.0K £27.0K

6.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.2K £30.9K

$40.6K £30.4K

1.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$243 £182

$262 £196

-7.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.40 £10.06

$15.91 £11.93

-15.78%

Internet (50+ Mbps, Unlimited Data)

$41.64 £31.24

$35.94 £26.96

15.86%

Gym Membership (Monthly)

$91.6 £68.7

$43.70 £32.79

109.50%

Tennis Court (1 Hour on Weekend)

$10.80 £8.10

Cinema Ticket

$13.06 £9.80

$13.52 £10.15

-3.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,806 £1,355

$1,676 £1,257

7.78%

International Primary School, 1 Child (Yearly)

$22.8K £17.1K

$19.9K £14.9K

14.64%

Jeans (Levis 501 Or Similar)

$95.6 £71.7

$74.7 £56.0

28.07%

Summer Dress (H&M, Zara, etc)

$48.97 £36.74

$69.0 £51.8

-29.05%

Sport Shoes (Adidas, Nike)

$104 £77.8

$80.8 £60.6

28.30%

Men's Leather Business Shoes

$88.5 £66.4

$98.3 £73.8

-9.95%

1-bedroom Apartment, City Center (Monthly)

$1,366 £1,025

$1,806 £1,355

-24.36%

1-bedroom Apartment, Outside City Center (Monthly)

$1,055 £792

$1,514 £1,136

-30.30%

3-bedroom Apartment, City Center (Monthly)

$3,104 £2,329

$2,781 £2,087

11.60%

3-bedroom Apartment, Outside City Center (Monthly)

$2,743 £2,058

$2,393 £1,795

14.65%

Buy Apartment in City Center (m2)

$6,137 £4,604

$6,785 £5,090

-9.56%

Buy Apartment Outside City Center (m2)

$2,718 £2,039

$6,447 £4,837

-57.85%

Average Monthly Net Salary (After Tax)

$3,397 £2,548

$3,180 £2,385

6.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.41

8.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Andrews: October 18, 2026

Last update for Horsham: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

St. Andrews

$1.1K 46.2%

Horsham

$1.5K 54.3% 43.5% $459

Eating Out

St. Andrews

$323 14.1%

Horsham

$330 11.8% 2% $6.5

Groceries & Markets

St. Andrews

$304 13.3%

Horsham

$279 10% 8.2% $25

Monthly Utilities & Internet

St. Andrews

$298 13%

Horsham

$314 11.2% 5.3% $16

Clothing & Footwear

St. Andrews

$152 6.6%

Horsham

$145 5.2% 4.2% $6.3

Sport & Entertainment

St. Andrews

$118 5.2%

Horsham

$71 2.5% 39.9% $47

Getting Around

St. Andrews

$35 * 1.6%

Horsham

$138 4.9% 289% $102

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,366 in St. Andrews versus $1,806 in Horsham. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 7% higher in St. Andrews, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $88.0 in St. Andrews versus $94.0 in Horsham. Groceries tell a different story – $304 in St. Andrews vs $279 in Horsham – so Horsham wins on supermarket bills even if dining out costs more.

Good to know

🇬🇧 St. Andrews

🇬🇧 Horsham

🕒 Local time

00:16 12:16 AM

Same time as St. Andrews

🌤 Weather

👥 Population

16,460

51,472

💱 Currency

British Pound GBP £

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

St. Andrews Horsham 610 km ≈ 1 h 15 min nonstop flight

From you

St. Andrews
Horsham

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Andrews vs Horsham: Cost of Living - Frequently Asked Questions

Horsham costs about 22% more than St. Andrews, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,428 per month in St. Andrews and $4,186 in Horsham. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in St. Andrews, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,285 in St. Andrews and $2,791 in Horsham. That's a gap of about 22%.

Kindergarten costs $1,806 per month in St. Andrews and $1,676 in Horsham. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $3,000 monthly budget goes further in St. Andrews, where all-in costs run around $2,285, than in Horsham at $2,791. In St. Andrews it covers expenses comfortably, while in Horsham it requires careful planning or may not stretch far enough.

Families tend to lean toward St. Andrews – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with St. Andrews. If higher salaries, better infrastructure, or specific career opportunities are the priority, Horsham makes more sense. Both are solid long-term options with distinct trade-offs.