Cost of Living Comparison Between Manchester and St. Andrews Cost of Living Comparison Between Manchester and St. Andrews

Monthly Cost of Living

A single person spends $2,651 per month in Manchester vs $2,118 in St. Andrews, rent included.

A couple spends around $3,871 per month in Manchester vs $3,899 in St. Andrews, rent included.

A family of three spends $5,091 per month in Manchester vs $5,679 in St. Andrews, rent included.

Manchester costs about 25% more than St. Andrews, driven mainly by Getting Around.

Both Manchester and St. Andrews sit above the global median – Manchester by 98%, St. Andrews by 58%.

Meal at Budget Restaurant

$20.74 £15.45

$21.70 £16.17

-4.42%

Three-Course Dinner for Two, Mid-Range

$94.5 £70.4

$82.4 £61.4

14.69%

Fast Food Meal (McDonalds, etc)

$10.75 £8.01

$10.10 £7.53

6.44%

Cappuccino

$4.94 £3.68

$4.35 £3.24

13.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.59 £1.93

$2.11 £1.57

22.75%

Water (0.33 liter bottle)

$1.70 £1.26

$1.36 £1.01

25.00%

Local Beer (0.5 liter draught)

$7.41 £5.52

$5.93 £4.42

24.96%

Imported Beer (0.33 liter bottle)

$7.52 £5.60

$6.20 £4.62

21.29%

Milk (1 liter)

$1.62 £1.21

$1.73 £1.29

-6.36%

White Bread (500g)

$1.80 £1.34

$1.49 £1.11

20.81%

Rice (white) (1kg)

$2.16 £1.61

$1.85 £1.38

16.76%

Eggs

$4.08 £3.04

$4.21 £3.14

-3.09%

Local Cheese (1kg)

$12.05 £8.97

$8.35 £6.22

44.31%

Chicken Fillets (1kg)

$9.75 £7.26

$10.07 £7.50

-3.18%

Beef Round Steak (1kg)

$17.39 £12.96

$13.92 £10.37

24.93%

Apples (1kg)

$3.30 £2.46

$3.26 £2.43

1.23%

Banana (1kg)

$1.84 £1.37

$2.39 £1.78

-23.01%

Oranges (1kg)

$3.82 £2.84

$2.59 £1.93

47.49%

Tomato (1kg)

$4.35 £3.24

$4.00 £2.98

8.75%

Potato (1kg)

$2.10 £1.56

$2.10 £1.57

Onion (1kg)

$1.80 £1.34

$1.86 £1.39

-3.23%

Lettuce (1 head)

$1.31 £0.97

$1.22 £0.91

7.38%

Water (1.5 liter bottle)

$1.47 £1.10

$2.08 £1.55

-29.33%

Cigarettes 20 Pack (Marlboro, Camel)

$18.73 £13.95

$18.67 £13.91

0.32%

Wine (Bottle)

$10.64 £7.93

$11.25 £8.38

-5.42%

Local Beer (0.5 liter bottle)

$2.57 £1.91

$2.23 £1.66

15.25%

Imported Beer (0.33 liter bottle)

$3.49 £2.60

$2.29 £1.70

52.40%

One-way Ticket (Public Transport)

$2.75 £2.05

$4.03 £3.00

-31.76%

Public Transport Monthly Pass (Regular Price)

$121 £90.3

$80.6 £60.0

50.43%

Taxi Start (Normal Tariff)

$5.49 £4.09

$4.90 £3.65

12.04%

Taxi (Normal Tariff) (1km)

$2.85 £2.12

$1.38 £1.03

106.52%

Taxi 1hour Waiting (Normal Tariff)

$34.28 £25.54

$35.16 £26.19

-2.50%

Gasoline (1 liter)

$1.96 £1.46

$1.87 £1.40

4.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.8K £28.1K

$37.9K £28.2K

-0.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.8K £31.1K

$40.8K £30.4K

2.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$295 £220

$233 £173

26.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.44 £16.72

$14.37 £10.70

56.16%

Internet (50+ Mbps, Unlimited Data)

$42.92 £31.97

$45.15 £33.64

-4.94%

Gym Membership (Monthly)

$42.39 £31.58

$42.07 £31.34

0.76%

Tennis Court (1 Hour on Weekend)

$16.07 £11.97

$20.17 £15.03

-20.33%

Cinema Ticket

$13.72 £10.22

$12.36 £9.21

11.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,944 £1,448

$1,591 £1,185

22.19%

International Primary School, 1 Child (Yearly)

$20.8K £15.5K

$15.1K £11.3K

37.79%

Jeans (Levis 501 Or Similar)

$90.6 £67.5

$83.0 £61.9

9.18%

Summer Dress (H&M, Zara, etc)

$41.85 £31.18

$41.59 £30.99

0.63%

Sport Shoes (Adidas, Nike)

$89.5 £66.6

$96.0 £71.5

-6.82%

Men's Leather Business Shoes

$106 £79.1

$119 £88.6

-10.73%

1-bedroom Apartment, City Center (Monthly)

$1,637 £1,220

$1,213 £904

34.96%

1-bedroom Apartment, Outside City Center (Monthly)

$1,256 £936

$880 £656

42.67%

3-bedroom Apartment, City Center (Monthly)

$2,702 £2,013

$2,684 £2,000

0.67%

3-bedroom Apartment, Outside City Center (Monthly)

$2,077 £1,547

$2,871 £2,139

-27.64%

Buy Apartment in City Center (m2)

$5,107 £3,805

$6,197 £4,617

-17.58%

Buy Apartment Outside City Center (m2)

$4,671 £3,480

$2,678 £1,995

74.44%

Average Monthly Net Salary (After Tax)

$3,247 £2,419

$3,344 £2,491

-2.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.92

5.9

0.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Manchester: May 31, 2026

Last update for St. Andrews: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,637 in Manchester versus $1,213 in St. Andrews. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3% higher in St. Andrews, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $94.0 in Manchester versus $82.0 in St. Andrews. Monthly groceries follow the same trend: $335 vs $313 – making St. Andrews the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Manchester vs St. Andrews: Cost of Living - Frequently Asked Questions

Yes – Manchester is pricier by about 25%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,977 per month in Manchester and $3,177 in St. Andrews. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in St. Andrews, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,944 per month in Manchester and $1,591 in St. Andrews. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 7% more in Manchester, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $3,000 monthly budget goes further in St. Andrews, where all-in costs run around $2,118, than in Manchester at $2,651. In St. Andrews it covers expenses comfortably, while in Manchester it requires careful planning or may not stretch far enough.

Families tend to lean toward St. Andrews – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with St. Andrews. If higher salaries, better infrastructure, or specific career opportunities are the priority, Manchester makes more sense. Both are solid long-term options with distinct trade-offs.