Cost of Living Comparison Between Horsham and St. Andrews Cost of Living Comparison Between Horsham and St. Andrews

Monthly Cost of Living

A single person spends $2,806 per month in Horsham vs $2,131 in St. Andrews, rent included.

A couple spends around $3,975 per month in Horsham vs $3,942 in St. Andrews, rent included.

A family of three spends $5,143 per month in Horsham vs $5,754 in St. Andrews, rent included.

Horsham costs about 32% more than St. Andrews, driven mainly by Groceries & Markets.

Both Horsham and St. Andrews sit above the global median – Horsham by 108%, St. Andrews by 58%.

Meal at Budget Restaurant

$23.44 £17.37

$21.67 £16.06

8.17%

Three-Course Dinner for Two, Mid-Range

$94.0 £69.7

$81.2 £60.2

15.77%

Fast Food Meal (McDonalds, etc)

$10.05 £7.44

$10.00 £7.41

0.50%

Cappuccino

$4.72 £3.50

$4.39 £3.25

7.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.33 £1.73

$2.12 £1.57

9.91%

Water (0.33 liter bottle)

$1.84 £1.36

$1.36 £1.01

35.29%

Local Beer (0.5 liter draught)

$7.25 £5.38

$5.77 £4.28

25.65%

Imported Beer (0.33 liter bottle)

$5.51 £4.09

$6.05 £4.48

-8.93%

Milk (1 liter)

$1.42 £1.06

$1.69 £1.25

-15.98%

White Bread (500g)

$1.21 £0.89

$1.53 £1.14

-20.92%

Rice (white) (1kg)

$1.72 £1.27

$1.85 £1.37

-7.03%

Eggs

$3.53 £2.62

$4.01 £2.97

-11.97%

Local Cheese (1kg)

$10.15 £7.52

$8.15 £6.04

24.54%

Chicken Fillets (1kg)

$7.98 £5.92

$9.86 £7.30

-19.07%

Beef Round Steak (1kg)

$12.78 £9.47

$13.80 £10.22

-7.39%

Apples (1kg)

$2.50 £1.85

$3.24 £2.40

-22.84%

Banana (1kg)

$1.32 £0.98

$2.32 £1.72

-43.10%

Oranges (1kg)

$2.89 £2.14

$2.70 £2.00

7.04%

Tomato (1kg)

$3.28 £2.43

$4.09 £3.03

-19.80%

Potato (1kg)

$1.45 £1.07

$2.19 £1.62

-33.79%

Onion (1kg)

$1.39 £1.03

$1.95 £1.45

-28.72%

Lettuce (1 head)

$0.93 £0.69

$1.24 £0.92

-25.00%

Water (1.5 liter bottle)

$1.40 £1.04

$2.10 £1.56

-33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$20.19 £14.96

$19.32 £14.31

4.50%

Wine (Bottle)

$11.07 £8.20

$11.35 £8.41

-2.47%

Local Beer (0.5 liter bottle)

$2.33 £1.73

$2.16 £1.60

7.87%

Imported Beer (0.33 liter bottle)

$3.37 £2.50

$2.30 £1.71

46.52%

One-way Ticket (Public Transport)

$3.05 £2.26

$4.07 £3.01

-25.06%

Public Transport Monthly Pass (Regular Price)

$95.8 £71.0

$79.0 £58.5

21.30%

Taxi Start (Normal Tariff)

$6.07 £4.50

$4.69 £3.48

29.42%

Taxi (Normal Tariff) (1km)

$1.80 £1.33

$1.40 £1.04

28.57%

Taxi 1hour Waiting (Normal Tariff)

$15.13 £11.21

$34.59 £25.63

-56.26%

Gasoline (1 liter)

$1.86 £1.38

$1.94 £1.44

-4.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.7K £27.2K

$38.5K £28.5K

-4.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.5K £30.7K

$42.1K £31.2K

-1.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$224 £166

$232 £172

-3.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.04 £11.88

$14.07 £10.43

14.00%

Internet (50+ Mbps, Unlimited Data)

$37.06 £27.46

$44.77 £33.17

-17.22%

Gym Membership (Monthly)

$55.2 £40.89

$42.32 £31.36

30.41%

Tennis Court (1 Hour on Weekend)

$20.47 £15.17

Cinema Ticket

$13.35 £9.89

$12.47 £9.24

7.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,721 £1,275

$1,628 £1,207

5.66%

International Primary School, 1 Child (Yearly)

$20.8K £15.4K

$15.0K £11.1K

38.19%

Jeans (Levis 501 Or Similar)

$81.3 £60.2

$84.1 £62.3

-3.35%

Summer Dress (H&M, Zara, etc)

$49.40 £36.61

$40.61 £30.10

21.64%

Sport Shoes (Adidas, Nike)

$82.3 £61.0

$93.3 £69.2

-11.82%

Men's Leather Business Shoes

$99.7 £73.8

$121 £89.4

-17.41%

1-bedroom Apartment, City Center (Monthly)

$1,843 £1,366

$1,239 £918

48.73%

1-bedroom Apartment, Outside City Center (Monthly)

$1,542 £1,143

$870 £645

77.26%

3-bedroom Apartment, City Center (Monthly)

$2,784 £2,063

$2,727 £2,020

2.11%

3-bedroom Apartment, Outside City Center (Monthly)

$2,393 £1,773

$2,831 £2,098

-15.48%

Buy Apartment in City Center (m2)

$6,795 £5,035

$6,258 £4,637

8.57%

Buy Apartment Outside City Center (m2)

$6,447 £4,777

$2,754 £2,041

134.12%

Average Monthly Net Salary (After Tax)

$3,123 £2,314

$3,351 £2,483

-6.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.52

5.9

-6.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Horsham: April 14, 2026

Last update for St. Andrews: April 12, 2026

Cost Breakdown

A central one-bedroom costs $1,843 in Horsham versus $1,239 in St. Andrews. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 7% higher in St. Andrews, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $94 in Horsham versus $81 in St. Andrews. Groceries tell a different story – $273 in Horsham vs $311 in St. Andrews – so Horsham wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Horsham vs St. Andrews: Cost of Living - Frequently Asked Questions

Horsham costs about 32% more than St. Andrews, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,209 per month in Horsham and $3,196 in St. Andrews. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in St. Andrews, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,721 per month in Horsham and $1,628 in St. Andrews. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 14% cheaper in Horsham – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $3,000 monthly budget goes further in St. Andrews, where all-in costs run around $2,131, than in Horsham at $2,806. In St. Andrews it covers expenses comfortably, while in Horsham it requires careful planning or may not stretch far enough.

Families tend to lean toward St. Andrews – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with St. Andrews. If higher salaries, better infrastructure, or specific career opportunities are the priority, Horsham makes more sense. Both are solid long-term options with distinct trade-offs.