Last update: Oct 2026

Cost of Living Comparison Between Horsham and St. Andrews

For one person, living is cheaper in St. Andrews: $2,285 a month against $2,791 in Horsham, rent and utilities included – about $6,100 less a year. Rent and utilities account for most of the difference.

136

Cost of Living Index in Horsham
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Horsham Living Index
110

Cost of Living Index in St. Andrews
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St. Andrews Living Index

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Horsham

🇬🇧 United Kingdom

$2,791

/mo nomad

St. Andrews

🇬🇧 United Kingdom

$2,285

/mo nomad

Monthly Cost of Living

How much you'll spend in Horsham and in St. Andrews

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Horsham and in St. Andrews actually costs, broken down by who's living it.

A single person spends $2,791 per month in Horsham vs $2,285 in St. Andrews, rent included.

Horsham $2,791
St. Andrews $2,285

A couple spends around $4,027 per month in Horsham vs $3,891 in St. Andrews, rent included.

Horsham $4,027
St. Andrews $3,891

A family of three spends $5,264 per month in Horsham vs $5,496 in St. Andrews, rent included.

Horsham $5,264
St. Andrews $5,496

Horsham costs about 22% more than St. Andrews, and outside of rent the biggest gap is in transport.

Both Horsham and St. Andrews sit above the global median – Horsham by 106%, St. Andrews by 69%.

Meal at Budget Restaurant

$21.67 £16.26

$21.15 £15.87

2.46%

Three-Course Dinner for Two, Mid-Range

$94.2 £70.7

$87.9 £65.9

7.18%

Fast Food Meal (McDonalds, etc)

$10.29 £7.72

$10.51 £7.89

-2.09%

Cappuccino

$5.00 £3.75

$4.61 £3.46

8.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.32 £1.74

$2.84 £2.13

-18.31%

Water (0.33 liter bottle)

$1.88 £1.41

$2.10 £1.57

-10.48%

Local Beer (0.5 liter draught)

$7.25 £5.44

$6.76 £5.07

7.25%

Imported Beer (0.33 liter bottle)

$6.14 £4.60

$6.76 £5.07

-9.17%

Milk (1 liter)

$1.45 £1.09

$1.51 £1.13

-3.97%

White Bread (500g)

$1.19 £0.89

$1.71 £1.28

-30.41%

Rice (white) (1kg)

$1.77 £1.33

$2.03 £1.52

-12.81%

Eggs

$3.77 £2.83

$4.49 £3.37

-16.04%

Local Cheese (1kg)

$11.42 £8.56

$7.37 £5.53

54.95%

Chicken Fillets (1kg)

$8.25 £6.19

$9.65 £7.24

-14.51%

Beef Round Steak (1kg)

$12.75 £9.56

$15.41 £11.56

-17.26%

Apples (1kg)

$3.00 £2.25

$2.50 £1.88

20.00%

Banana (1kg)

$1.30 £0.98

$1.33 £1.00

-2.26%

Oranges (1kg)

$2.89 £2.17

$2.76 £2.07

4.71%

Tomato (1kg)

$3.31 £2.48

$2.86 £2.15

15.73%

Potato (1kg)

$1.05 £0.78

$1.69 £1.27

-37.87%

Onion (1kg)

$1.31 £0.98

$1.52 £1.14

-13.82%

Lettuce (1 head)

$0.99 £0.74

$1.20 £0.90

-17.50%

Water (1.5 liter bottle)

$1.30 £0.98

$2.46 £1.85

-47.15%

Cigarettes 20 Pack (Marlboro, Camel)

$21.89 £16.42

$22.57 £16.93

-3.01%

Wine (Bottle)

$11.81 £8.86

$10.86 £8.15

8.75%

Local Beer (0.5 liter bottle)

$2.23 £1.67

$2.70 £2.03

-17.41%

Imported Beer (0.33 liter bottle)

$3.06 £2.30

$2.98 £2.24

2.68%

One-way Ticket (Public Transport)

$4.10 £3.08

$4.79 £3.59

-14.41%

Public Transport Monthly Pass (Regular Price)

$92.9 £69.7

Taxi Start (Normal Tariff)

$6.49 £4.87

$4.05 £3.04

60.25%

Taxi (Normal Tariff) (1km)

$4.39 £3.29

$2.44 £1.83

79.92%

Taxi 1hour Waiting (Normal Tariff)

$13.55 £10.16

$23.73 £17.80

-42.90%

Gasoline (1 liter)

$1.94 £1.46

$2.10 £1.58

-7.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K £27.0K

$38.3K £28.7K

-6.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.6K £30.4K

$41.2K £30.9K

-1.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$262 £196

$243 £182

7.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.91 £11.93

$13.40 £10.06

18.73%

Internet (50+ Mbps, Unlimited Data)

$35.94 £26.96

$41.64 £31.24

-13.69%

Gym Membership (Monthly)

$43.70 £32.79

$91.6 £68.7

-52.27%

Tennis Court (1 Hour on Weekend)

$10.80 £8.10

Cinema Ticket

$13.52 £10.15

$13.06 £9.80

3.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,676 £1,257

$1,806 £1,355

-7.21%

International Primary School, 1 Child (Yearly)

$19.9K £14.9K

$22.8K £17.1K

-12.77%

Jeans (Levis 501 Or Similar)

$74.7 £56.0

$95.6 £71.7

-21.92%

Summer Dress (H&M, Zara, etc)

$69.0 £51.8

$48.97 £36.74

40.94%

Sport Shoes (Adidas, Nike)

$80.8 £60.6

$104 £77.8

-22.06%

Men's Leather Business Shoes

$98.3 £73.8

$88.5 £66.4

11.05%

1-bedroom Apartment, City Center (Monthly)

$1,806 £1,355

$1,366 £1,025

32.20%

1-bedroom Apartment, Outside City Center (Monthly)

$1,514 £1,136

$1,055 £792

43.48%

3-bedroom Apartment, City Center (Monthly)

$2,781 £2,087

$3,104 £2,329

-10.40%

3-bedroom Apartment, Outside City Center (Monthly)

$2,393 £1,795

$2,743 £2,058

-12.78%

Buy Apartment in City Center (m2)

$6,785 £5,090

$6,137 £4,604

10.57%

Buy Apartment Outside City Center (m2)

$6,447 £4,837

$2,718 £2,039

137.23%

Average Monthly Net Salary (After Tax)

$3,180 £2,385

$3,397 £2,548

-6.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.41

-7.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Horsham: October 18, 2026

Last update for St. Andrews: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Horsham

$1.5K 54.3%

St. Andrews

$1.1K 46.2% 30.3% $459

Eating Out

Horsham

$330 11.8%

St. Andrews

$323 14.1% 2% $6.5

Monthly Utilities & Internet

Horsham

$314 11.2%

St. Andrews

$298 13% 5.1% $16

Groceries & Markets

Horsham

$279 10%

St. Andrews

$304 13.3% 8.9% $25

Clothing & Footwear

Horsham

$145 5.2%

St. Andrews

$152 6.6% 4.3% $6.3

Getting Around

Horsham

$138 4.9%

St. Andrews

$35 * 1.6% 74.3% $102

Sport & Entertainment

Horsham

$71 2.5%

St. Andrews

$118 5.2% 66.3% $47

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,806 in Horsham versus $1,366 in St. Andrews. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 7% higher in St. Andrews, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $94.0 in Horsham versus $88.0 in St. Andrews. Groceries tell a different story – $279 in Horsham vs $304 in St. Andrews – so Horsham wins on supermarket bills even if dining out costs more.

Good to know

🇬🇧 Horsham

🇬🇧 St. Andrews

🕒 Local time

23:38 11:38 PM

Same time as Horsham

🌤 Weather

👥 Population

51,472

16,460

💱 Currency

British Pound GBP £

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Horsham St. Andrews 610 km ≈ 1 h 15 min nonstop flight

From you

Horsham
St. Andrews

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Horsham vs St. Andrews: Cost of Living - Frequently Asked Questions

Horsham costs about 22% more than St. Andrews, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,186 per month in Horsham and $3,428 in St. Andrews. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in St. Andrews, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,791 in Horsham and $2,285 in St. Andrews. That's a gap of about 22%.

Kindergarten costs $1,676 per month in Horsham and $1,806 in St. Andrews. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $3,000 monthly budget goes further in St. Andrews, where all-in costs run around $2,285, than in Horsham at $2,791. In St. Andrews it covers expenses comfortably, while in Horsham it requires careful planning or may not stretch far enough.

Families tend to lean toward St. Andrews – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with St. Andrews. If higher salaries, better infrastructure, or specific career opportunities are the priority, Horsham makes more sense. Both are solid long-term options with distinct trade-offs.