Last update: Oct 2026

Cost of Living Comparison Between Split and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,851 in Split, rent and utilities included – about $6,000 less a year. Other living expenses account for most of the difference.

Split, Croatia
Ubud, Bali, Indonesia
Split
🇭🇷 Croatia
$1,851
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Monthly Cost of Living

How much you'll spend in Split and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Split and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,851 per month in Split vs $1,349 in Ubud, Bali, rent included.

  • Split $1,851
  • Ubud, Bali $1,349

A couple spends around $2,848 per month in Split vs $2,305 in Ubud, Bali, rent included.

  • Split $2,848
  • Ubud, Bali $2,305

A family of three spends $3,844 per month in Split vs $3,261 in Ubud, Bali, rent included.

  • Split $3,844
  • Ubud, Bali $3,261

Split costs about 37% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Currency
🍽 Eating Out
Split
Ubud, Bali
Difference
Meal at Budget Restaurant
$17.02 €15.25
$3.32 Rp 60.2K
412.65%
Three-Course Dinner for Two, Mid-Range
$75.1 €67.2
$35.64 Rp 645.8K
110.58%
Fast Food Meal (McDonalds, etc)
$11.40 €10.21
$5.53 Rp 100.3K
106.15%
Cappuccino
$2.70 €2.42
$2.72 Rp 49.3K
-0.74%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$4.11 €3.68
$1.70 Rp 30.8K
141.76%
Water (0.33 liter bottle)
$2.81 €2.51
$0.76 Rp 13.8K
269.74%
Local Beer (0.5 liter draught)
$4.67 €4.18
$2.65 Rp 48.1K
76.23%
Imported Beer (0.33 liter bottle)
$5.18 €4.64
$4.38 Rp 79.4K
18.26%
🛒 Groceries & Markets
Split
Ubud, Bali
Difference
Milk (1 liter)
$1.29 €1.15
$1.49 Rp 27.0K
-13.42%
White Bread (500g)
$2.13 €1.91
$2.28 Rp 41.2K
-6.58%
Rice (white) (1kg)
$3.73 €3.34
$1.19 Rp 21.6K
213.45%
Eggs
$4.16 €3.73
$2.04 Rp 36.9K
103.92%
Local Cheese (1kg)
$13.71 €12.28
$17.70 Rp 320.8K
-22.54%
Chicken Fillets (1kg)
$9.50 €8.51
$3.96 Rp 71.8K
139.90%
Beef Round Steak (1kg)
$12.88 €11.54
$12.19 Rp 220.9K
5.66%
Apples (1kg)
$2.19 €1.96
$3.66 Rp 66.2K
-40.16%
Banana (1kg)
$1.83 €1.64
$1.52 Rp 27.5K
20.39%
Oranges (1kg)
$1.91 €1.71
$2.23 Rp 40.4K
-14.35%
Tomato (1kg)
$2.88 €2.58
$1.97 Rp 35.7K
46.19%
Potato (1kg)
$1.58 €1.41
$1.85 Rp 33.5K
-14.59%
Onion (1kg)
$1.15 €1.03
$2.42 Rp 43.9K
-52.48%
Lettuce (1 head)
$1.29 €1.16
$0.99 Rp 17.9K
30.30%
Water (1.5 liter bottle)
$1.28 €1.15
$0.51 Rp 9,303
150.98%
Cigarettes 20 Pack (Marlboro, Camel)
$5.71 €5.12
$2.22 Rp 40.3K
157.21%
Wine (Bottle)
$9.14 €8.18
$22.24 Rp 403.0K
-58.90%
Local Beer (0.5 liter bottle)
$1.73 €1.55
$2.26 Rp 41.0K
-23.45%
Imported Beer (0.33 liter bottle)
$2.20 €1.97
$2.97 Rp 53.8K
-25.93%
🚌 Getting Around
Split
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.66 €1.49
$0.25 Rp 4,548
564.00%
Public Transport Monthly Pass (Regular Price)
$38.84 €34.78
$7.82 Rp 141.8K
396.68%
Taxi Start (Normal Tariff)
$3.80 €3.41
$0.44 Rp 7,964
763.64%
Taxi (Normal Tariff) (1km)
$2.11 €1.89
$0.43 Rp 7,793
390.70%
Taxi 1hour Waiting (Normal Tariff)
$29.30 €26.24
$5.41 Rp 98.0K
441.59%
Gasoline (1 liter)
$1.95 €1.75
$0.82 Rp 14.9K
137.80%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.0K €25.1K
$23.8K Rp 432.0M
17.65%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.7K €22.1K
$31.7K Rp 575.3M
-22.13%
🧾 Monthly Utilities & Internet
Split
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$212 €190
$79.1 Rp 1.4M
168.45%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$20.36 €18.24
$6.45 Rp 116.8K
215.66%
Internet (50+ Mbps, Unlimited Data)
$40.88 €36.61
$18.58 Rp 336.7K
120.02%
🎉 Sport & Entertainment
Split
Ubud, Bali
Difference
Gym Membership (Monthly)
$60.0 €53.8
$49.48 Rp 896.7K
21.30%
Tennis Court (1 Hour on Weekend)
$13.12 €11.75
$17.65 Rp 319.8K
-25.67%
Cinema Ticket
$10.60 €9.50
$4.27 Rp 77.4K
148.24%
🧸 Childcare & Education
Split
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$604 €541
$491 Rp 8.9M
23.16%
International Primary School, 1 Child (Yearly)
$11.8K €10.6K
$5,674 Rp 102.8M
108.12%
👕👟 Clothing & Footwear
Split
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$93.2 €83.5
$44.64 Rp 808.9K
108.87%
Summer Dress (H&M, Zara, etc)
$39.54 €35.41
$34.95 Rp 633.4K
13.13%
Sport Shoes (Adidas, Nike)
$113 €102
$79.9 Rp 1.4M
41.99%
Men's Leather Business Shoes
$98.0 €87.7
$79.4 Rp 1.4M
23.34%
🏠 Accommodation & Living
Split
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,016 €910
$1,125 Rp 20.4M
-9.64%
1-bedroom Apartment, Outside City Center (Monthly)
$722 €646
$671 Rp 12.2M
7.48%
3-bedroom Apartment, City Center (Monthly)
$1,906 €1,707
$3,565 Rp 64.6M
-46.53%
3-bedroom Apartment, Outside City Center (Monthly)
$1,322 €1,184
$1,723 Rp 31.2M
-23.29%
Buy Apartment in City Center (m2)
$7,099 €6,358
$2,732 Rp 49.5M
159.89%
Buy Apartment Outside City Center (m2)
$5,158 €4,619
$2,284 Rp 41.4M
125.81%
💵 Salaries & Financials
Split
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,575 €1,410
$164 Rp 3.0M
861.17%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.44
13.78
-75.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Split: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Split
$722
Ubud, Bali
$672 7% $50
Groceries & Markets
Split
$296
Ubud, Bali
$288 2.5% $7.5
Monthly Utilities & Internet
Split
$273
Ubud, Bali
$104 61.9% $169
Eating Out
Split
$264
Ubud, Bali
$108 59.2% $157
Clothing & Footwear
Split
$155
Ubud, Bali
$108 30.6% $47
Sport & Entertainment
Split
$81
Ubud, Bali
$58 28.6% $23
Getting Around
Split
$60
Ubud, Bali
$11 80.9% $48

Cost Breakdown

A central one-bedroom costs $1,016 in Split versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Split are about 9.6 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $75 in Split versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $296 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇭🇷 Split
🇮🇩 Ubud, Bali
🕒 Local time
21:17 9:17 PM
04:17 4:17 AM
7 h ahead of Split
🌤 Weather
👥 Population
149,830
74,800
💱 Currency
Euro EUR €
Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

Euro exchange rates as of November 1, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Split Ubud, Bali 11,370 km ≈ 15 h nonstop flight
From you
  • Split
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Split vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Split?
Yes – Split is pricier by about 37%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $2,777 per month in Split and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Split, especially for central apartments: a one-bedroom in the center costs $1,016 there versus $1,125 in Ubud, Bali.
How do food prices compare in Split and in Ubud, Bali?
Groceries cost about 3% more in Split, though the gap depends on what you buy.
Is eating out cheaper in Split or in Ubud, Bali?
A mid-range dinner for two costs $75 in Split and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $1,000 enough to cover costs in Split or in Ubud, Bali?
$1,000 is a stretch for both – monthly costs hit $1,851 in Split and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city suits remote workers better?
For digital nomads, it depends on budget. Ubud, Bali costs $1,349 versus $1,851 in Split. Both appeal to remote workers, and the cost gap matters when income varies month to month.
Which city is safer, Split or Ubud, Bali?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Split makes more sense. Both are solid long-term options with distinct trade-offs.

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