Cost of Living Comparison Between Ubud, Bali and Split Cost of Living Comparison Between Ubud, Bali and Split

Monthly Cost of Living

A single person spends $1,394 per month in Ubud, Bali vs $1,820 in Split, rent included.

A couple spends around $2,551 per month in Ubud, Bali vs $2,787 in Split, rent included.

A family of three spends $3,708 per month in Ubud, Bali vs $3,754 in Split, rent included.

Ubud, Bali is about 23% cheaper than Split, driven mainly by Eating Out.

Both Ubud, Bali and Split sit above the global median – Ubud, Bali by 5%, Split by 36%.

Meal at Budget Restaurant

$3.40 Rp 60.2K

$17.68 €15.22

-80.77%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 573.6K

$82.1 €70.7

-60.55%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 88.6K

$9.43 €8.12

-46.98%

Cappuccino

$2.82 Rp 50.0K

$2.90 €2.49

-2.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.4K

$3.45 €2.97

-60.00%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$2.84 €2.45

-74.30%

Local Beer (0.5 liter draught)

$2.98 Rp 52.8K

$5.46 €4.70

-45.42%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.3K

$5.05 €4.35

-21.39%

Milk (1 liter)

$1.79 Rp 31.8K

$1.39 €1.20

28.78%

White Bread (500g)

$2.46 Rp 43.7K

$1.95 €1.68

26.15%

Rice (white) (1kg)

$1.20 Rp 21.2K

$3.72 €3.20

-67.74%

Eggs

$2.39 Rp 42.3K

$3.78 €3.26

-36.77%

Local Cheese (1kg)

$14.40 Rp 255.1K

$12.74 €10.97

13.03%

Chicken Fillets (1kg)

$4.28 Rp 75.9K

$9.83 €8.47

-56.46%

Beef Round Steak (1kg)

$11.82 Rp 209.4K

$13.96 €12.02

-15.33%

Apples (1kg)

$3.78 Rp 67.0K

$1.93 €1.67

95.85%

Banana (1kg)

$1.63 Rp 28.9K

$1.93 €1.66

-15.54%

Oranges (1kg)

$2.80 Rp 49.6K

$2.39 €2.05

17.15%

Tomato (1kg)

$2.26 Rp 40.0K

$2.29 €1.98

-1.31%

Potato (1kg)

$2.00 Rp 35.3K

$1.48 €1.27

35.14%

Onion (1kg)

$2.21 Rp 39.2K

$1.43 €1.23

54.55%

Lettuce (1 head)

$1.07 Rp 18.9K

$1.43 €1.23

-25.17%

Water (1.5 liter bottle)

$0.76 Rp 13.5K

$1.23 €1.06

-38.21%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.4K

$5.70 €4.91

-45.09%

Wine (Bottle)

$23.81 Rp 421.9K

$9.54 €8.21

149.58%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.3K

$1.70 €1.47

67.06%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.2K

$2.38 €2.05

16.81%

One-way Ticket (Public Transport)

$0.27 Rp 4,726

$1.71 €1.47

-84.21%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 148.2K

$38.61 €33.25

-78.32%

Taxi Start (Normal Tariff)

$0.45 Rp 8,034

$3.44 €2.96

-86.92%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,578

$2.09 €1.80

-79.43%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 105.9K

$9.10 €7.83

-34.29%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.75 €1.51

-54.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 457.2M

$38.3K €33.0K

-32.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 563.4M

$25.9K €22.3K

22.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$208 €179

-61.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.3K

$23.26 €20.03

-82.20%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 427.2K

$35.63 €30.68

-32.30%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$59.0 €50.8

65.76%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 117.7K

$14.61 €12.58

-54.55%

Cinema Ticket

$4.04 Rp 71.5K

$9.33 €8.04

-56.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$187 €161

59.09%

International Primary School, 1 Child (Yearly)

$6,590 Rp 116.7M

$8,936 €7,695

-26.25%

Jeans (Levis 501 Or Similar)

$55.1 Rp 976.8K

$84.3 €72.6

-34.61%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 682.1K

$39.58 €34.08

-2.70%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$109 €93.7

-20.87%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$107 €92.3

-27.25%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.5M

$971 €836

1.51%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$698 €601

-4.82%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.0M

$1,877 €1,617

83.55%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.2M

$1,250 €1,077

63.32%

Buy Apartment in City Center (m2)

$2,829 Rp 50.1M

$7,428 €6,396

-61.92%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.4M

$5,125 €4,413

-55.47%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$1,673 €1,440

-89.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.27

211.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Split: June 15, 2026

Cost Breakdown

A central one-bedroom costs $985 in Ubud, Bali versus $971 in Split. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 888% higher in Split, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $82.0 in Split. Groceries tell a different story – $299 in Ubud, Bali vs $295 in Split – so Split wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Split: Cost of Living - Frequently Asked Questions

Yes – Split is pricier by about 31%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,091 per month in Ubud, Bali and $2,729 in Split. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 1% cheaper in Split – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $82.0 in Split. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,394, than in Split at $1,820. In Ubud, Bali it covers expenses comfortably, while in Split it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Split makes more sense. Both are solid long-term options with distinct trade-offs.