Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Split

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,851 in Split, rent and utilities included – about $6,000 less a year. Other living expenses account for most of the difference.

Ubud, Bali, Indonesia
Split, Croatia
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Split
🇭🇷 Croatia
$1,851
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Split

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Split actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,851 in Split, rent included.

  • Ubud, Bali $1,349
  • Split $1,851

A couple spends around $2,305 per month in Ubud, Bali vs $2,848 in Split, rent included.

  • Ubud, Bali $2,305
  • Split $2,848

A family of three spends $3,261 per month in Ubud, Bali vs $3,844 in Split, rent included.

  • Ubud, Bali $3,261
  • Split $3,844

Ubud, Bali is about 27% cheaper than Split, and outside of rent the biggest gap is in eating out.

Currency
🍽 Eating Out
Ubud, Bali
Split
Difference
Meal at Budget Restaurant
$3.32 Rp 60.2K
$17.02 €15.25
-80.49%
Three-Course Dinner for Two, Mid-Range
$35.64 Rp 645.8K
$75.1 €67.2
-52.51%
Fast Food Meal (McDonalds, etc)
$5.53 Rp 100.3K
$11.40 €10.21
-51.49%
Cappuccino
$2.72 Rp 49.3K
$2.70 €2.42
0.74%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.70 Rp 30.8K
$4.11 €3.68
-58.64%
Water (0.33 liter bottle)
$0.76 Rp 13.8K
$2.81 €2.51
-72.95%
Local Beer (0.5 liter draught)
$2.65 Rp 48.1K
$4.67 €4.18
-43.25%
Imported Beer (0.33 liter bottle)
$4.38 Rp 79.4K
$5.18 €4.64
-15.44%
🛒 Groceries & Markets
Ubud, Bali
Split
Difference
Milk (1 liter)
$1.49 Rp 27.0K
$1.29 €1.15
15.50%
White Bread (500g)
$2.28 Rp 41.2K
$2.13 €1.91
7.04%
Rice (white) (1kg)
$1.19 Rp 21.6K
$3.73 €3.34
-68.10%
Eggs
$2.04 Rp 36.9K
$4.16 €3.73
-50.96%
Local Cheese (1kg)
$17.70 Rp 320.8K
$13.71 €12.28
29.10%
Chicken Fillets (1kg)
$3.96 Rp 71.8K
$9.50 €8.51
-58.32%
Beef Round Steak (1kg)
$12.19 Rp 220.9K
$12.88 €11.54
-5.36%
Apples (1kg)
$3.66 Rp 66.2K
$2.19 €1.96
67.12%
Banana (1kg)
$1.52 Rp 27.5K
$1.83 €1.64
-16.94%
Oranges (1kg)
$2.23 Rp 40.4K
$1.91 €1.71
16.75%
Tomato (1kg)
$1.97 Rp 35.7K
$2.88 €2.58
-31.60%
Potato (1kg)
$1.85 Rp 33.5K
$1.58 €1.41
17.09%
Onion (1kg)
$2.42 Rp 43.9K
$1.15 €1.03
110.43%
Lettuce (1 head)
$0.99 Rp 17.9K
$1.29 €1.16
-23.26%
Water (1.5 liter bottle)
$0.51 Rp 9,303
$1.28 €1.15
-60.16%
Cigarettes 20 Pack (Marlboro, Camel)
$2.22 Rp 40.3K
$5.71 €5.12
-61.12%
Wine (Bottle)
$22.24 Rp 403.0K
$9.14 €8.18
143.33%
Local Beer (0.5 liter bottle)
$2.26 Rp 41.0K
$1.73 €1.55
30.64%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.8K
$2.20 €1.97
35.00%
🚌 Getting Around
Ubud, Bali
Split
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,548
$1.66 €1.49
-84.94%
Public Transport Monthly Pass (Regular Price)
$7.82 Rp 141.8K
$38.84 €34.78
-79.87%
Taxi Start (Normal Tariff)
$0.44 Rp 7,964
$3.80 €3.41
-88.42%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,793
$2.11 €1.89
-79.62%
Taxi 1hour Waiting (Normal Tariff)
$5.41 Rp 98.0K
$29.30 €26.24
-81.54%
Gasoline (1 liter)
$0.82 Rp 14.9K
$1.95 €1.75
-57.95%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K Rp 432.0M
$28.0K €25.1K
-15.00%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 575.3M
$24.7K €22.1K
28.41%
🧾 Monthly Utilities & Internet
Ubud, Bali
Split
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.1 Rp 1.4M
$212 €190
-62.75%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 116.8K
$20.36 €18.24
-68.32%
Internet (50+ Mbps, Unlimited Data)
$18.58 Rp 336.7K
$40.88 €36.61
-54.55%
🎉 Sport & Entertainment
Ubud, Bali
Split
Difference
Gym Membership (Monthly)
$49.48 Rp 896.7K
$60.0 €53.8
-17.56%
Tennis Court (1 Hour on Weekend)
$17.65 Rp 319.8K
$13.12 €11.75
34.53%
Cinema Ticket
$4.27 Rp 77.4K
$10.60 €9.50
-59.72%
🧸 Childcare & Education
Ubud, Bali
Split
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$491 Rp 8.9M
$604 €541
-18.81%
International Primary School, 1 Child (Yearly)
$5,674 Rp 102.8M
$11.8K €10.6K
-51.95%
👕👟 Clothing & Footwear
Ubud, Bali
Split
Difference
Jeans (Levis 501 Or Similar)
$44.64 Rp 808.9K
$93.2 €83.5
-52.12%
Summer Dress (H&M, Zara, etc)
$34.95 Rp 633.4K
$39.54 €35.41
-11.61%
Sport Shoes (Adidas, Nike)
$79.9 Rp 1.4M
$113 €102
-29.57%
Men's Leather Business Shoes
$79.4 Rp 1.4M
$98.0 €87.7
-18.93%
🏠 Accommodation & Living
Ubud, Bali
Split
Difference
1-bedroom Apartment, City Center (Monthly)
$1,125 Rp 20.4M
$1,016 €910
10.67%
1-bedroom Apartment, Outside City Center (Monthly)
$671 Rp 12.2M
$722 €646
-6.96%
3-bedroom Apartment, City Center (Monthly)
$3,565 Rp 64.6M
$1,906 €1,707
87.02%
3-bedroom Apartment, Outside City Center (Monthly)
$1,723 Rp 31.2M
$1,322 €1,184
30.35%
Buy Apartment in City Center (m2)
$2,732 Rp 49.5M
$7,099 €6,358
-61.52%
Buy Apartment Outside City Center (m2)
$2,284 Rp 41.4M
$5,158 €4,619
-55.72%
💵 Salaries & Financials
Ubud, Bali
Split
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
$1,575 €1,410
-89.60%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
3.44
300.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Split: October 27, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$672
Split
$722 7.5% $50
Groceries & Markets
Ubud, Bali
$288
Split
$296 2.6% $7.5
Eating Out
Ubud, Bali
$108
Split
$264 145% $157
Clothing & Footwear
Ubud, Bali
$108
Split
$155 44.1% $47
Monthly Utilities & Internet
Ubud, Bali
$104
Split
$273 163% $169
Sport & Entertainment
Ubud, Bali
$58
Split
$81 40% $23
Getting Around
Ubud, Bali
$11
Split
$60 424% $48

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,016 in Split. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Split are about 9.6 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $75 in Split. Monthly groceries follow the same trend: $288 vs $296 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇭🇷 Split
🕒 Local time
07:08 7:08 AM
00:08 12:08 AM
7 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
149,830
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of November 1, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Ubud, Bali Split 11,370 km ≈ 15 h nonstop flight
From you
  • Ubud, Bali
  • Split

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Split: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Split?
Yes – Split is pricier by about 37%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $2,777 in Split. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Split, especially for central apartments: a one-bedroom in the center costs $1,016 there versus $1,125 in Ubud, Bali.
How do food prices compare in Ubud, Bali and in Split?
Groceries cost about 3% more in Split, though the gap depends on what you buy.
Is eating out cheaper in Ubud, Bali or in Split?
A mid-range dinner for two costs $36 in Ubud, Bali and $75 in Split. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $1,000 enough to cover costs in Ubud, Bali or in Split?
$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,851 in Split. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city suits remote workers better?
For digital nomads, it depends on budget. Ubud, Bali costs $1,349 versus $1,851 in Split. Both appeal to remote workers, and the cost gap matters when income varies month to month.
Which city is safer, Ubud, Bali or Split?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Split makes more sense. Both are solid long-term options with distinct trade-offs.

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