Cost of Living Comparison Between Split and Osijek Cost of Living Comparison Between Split and Osijek

Monthly Cost of Living

Monthly costs for one person with rent: $1,932 in Split versus $1,456 in Osijek.

Estimated couple costs with rent: $2,939 in Split versus $2,297 in Osijek.

Monthly costs for a family of three with rent: $3,945 in Split versus $3,139 in Osijek.

Living in Split is roughly 33% more expensive than in Osijek, driven mainly by Eating Out.

Both cities are pricier than the global median: Split 40% above, Osijek 6% above.

Meal at Budget Restaurant

$17.17 €14.80

$11.60 €10.00

48.02%

Three-Course Dinner for Two, Mid-Range

$77.9 €67.1

$58.8 €50.7

32.41%

Fast Food Meal (McDonalds, etc)

$11.75 €10.13

$9.35 €8.06

25.67%

Cappuccino

$2.84 €2.45

$2.79 €2.41

1.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.19 €3.61

$3.42 €2.95

22.51%

Water (0.33 liter bottle)

$3.31 €2.86

$2.90 €2.50

14.14%

Local Beer (0.5 liter draught)

$5.07 €4.37

$5.83 €5.02

-13.04%

Imported Beer (0.33 liter bottle)

$4.90 €4.23

$5.86 €5.05

-16.38%

Milk (1 liter)

$1.37 €1.18

$1.20 €1.03

14.17%

White Bread (500g)

$2.20 €1.90

$1.55 €1.33

41.94%

Rice (white) (1kg)

$3.91 €3.37

$3.02 €2.60

29.47%

Eggs

$4.30 €3.70

$3.73 €3.22

15.28%

Local Cheese (1kg)

$14.59 €12.58

$12.21 €10.53

19.49%

Chicken Fillets (1kg)

$9.56 €8.24

$8.73 €7.52

9.51%

Beef Round Steak (1kg)

$14.90 €12.84

$12.40 €10.68

20.16%

Apples (1kg)

$2.22 €1.91

$1.75 €1.51

26.86%

Banana (1kg)

$1.85 €1.60

$1.74 €1.50

6.32%

Oranges (1kg)

$1.89 €1.63

$1.97 €1.69

-4.06%

Tomato (1kg)

$2.77 €2.39

$2.73 €2.35

1.47%

Potato (1kg)

$1.66 €1.43

$1.30 €1.12

27.69%

Onion (1kg)

$1.25 €1.08

$1.23 €1.06

1.63%

Lettuce (1 head)

$1.34 €1.16

$1.26 €1.09

6.35%

Water (1.5 liter bottle)

$1.31 €1.13

$1.20 €1.03

9.17%

Cigarettes 20 Pack (Marlboro, Camel)

$6.05 €5.21

$5.92 €5.10

2.20%

Wine (Bottle)

$9.21 €7.94

$8.54 €7.36

7.85%

Local Beer (0.5 liter bottle)

$1.78 €1.53

$1.64 €1.42

8.54%

Imported Beer (0.33 liter bottle)

$2.39 €2.06

$2.06 €1.78

16.02%

One-way Ticket (Public Transport)

$1.55 €1.34

$1.68 €1.45

-7.74%

Public Transport Monthly Pass (Regular Price)

$40.59 €34.99

$38.19 €32.92

6.28%

Taxi Start (Normal Tariff)

$3.96 €3.41

$2.28 €1.97

73.68%

Taxi (Normal Tariff) (1km)

$2.13 €1.84

$1.13 €0.97

88.50%

Taxi 1hour Waiting (Normal Tariff)

$30.91 €26.64

$15.10 €13.02

104.70%

Gasoline (1 liter)

$1.90 €1.64

$1.86 €1.60

2.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.3K €25.2K

$27.2K €23.4K

7.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K €21.7K

$26.0K €22.4K

-2.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$220 €190

$203 €175

8.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.76 €17.90

$22.46 €19.36

-7.57%

Internet (50+ Mbps, Unlimited Data)

$41.95 €36.16

$44.98 €38.77

-6.74%

Gym Membership (Monthly)

$63.2 €54.5

$49.22 €42.43

28.44%

Tennis Court (1 Hour on Weekend)

$14.15 €12.20

$8.59 €7.40

64.73%

Cinema Ticket

$9.26 €7.98

$10.37 €8.94

-10.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$640 €552

$417 €359

53.48%

International Primary School, 1 Child (Yearly)

$12.4K €10.7K

$4,366 €3,764

183.82%

Jeans (Levis 501 Or Similar)

$97.2 €83.7

$109 €93.7

-10.67%

Summer Dress (H&M, Zara, etc)

$41.08 €35.41

$40.85 €35.21

0.56%

Sport Shoes (Adidas, Nike)

$117 €101

$107 €92.6

8.87%

Men's Leather Business Shoes

$100 €86.6

$113 €97.0

-10.74%

1-bedroom Apartment, City Center (Monthly)

$1,020 €880

$660 €569

54.61%

1-bedroom Apartment, Outside City Center (Monthly)

$757 €652

$432 €373

74.92%

3-bedroom Apartment, City Center (Monthly)

$2,003 €1,726

$1,253 €1,080

59.84%

3-bedroom Apartment, Outside City Center (Monthly)

$1,330 €1,147

$871 €751

52.68%

Buy Apartment in City Center (m2)

$7,364 €6,348

$2,813 €2,425

161.80%

Buy Apartment Outside City Center (m2)

$5,159 €4,447

$2,215 €1,909

132.94%

Average Monthly Net Salary (After Tax)

$1,694 €1,460

$1,396 €1,203

21.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.44

3.72

-7.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Split: September 6, 2026

Last update for Osijek: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Split and $660 in Osijek. Housing cost is often the main lever when comparing two cities.

Split pays 21% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $78.0 in Split vs $59.0 in Osijek for a mid-range dinner for two. Groceries echo the gap at $309 vs $268 per month, with Osijek cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Split vs Osijek: Cost of Living - Frequently Asked Questions

Osijek is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Getting Around. The 33% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 21% higher in Split, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,020 in Split versus $660 in Osijek. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 15% higher in Split. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Osijek – a meal for two runs $59.0 versus $78.0 in Split. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,456 in Osijek versus $1,932 in Split, a $1,500 budget is realistic in Osijek but tight or insufficient in Split. The gap between the two cities makes Osijek the clear choice for anyone on this budget.

For families, Osijek is more practical. Housing and childcare are both notably cheaper than in Split, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Split and Osijek are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Osijek gentler on the wallet – expenses run 33% less than in Split. Beyond cost, consider language, visa policies, and how big the international community is in each city.