Last update: Oct 2026

Cost of Living Comparison Between Split and Osijek

For one person, living is cheaper in Osijek: $1,437 a month against $1,851 in Split, rent and utilities included – about $5,000 less a year. Rent and utilities account for most of the difference.

89

Cost of Living Index in Split
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Split Living Index
69

Cost of Living Index in Osijek
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Osijek Living Index

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Split

🇭🇷 Croatia

$1,851

/mo nomad

Osijek

🇭🇷 Croatia

$1,437

/mo nomad

Monthly Cost of Living

How much you'll spend in Split and in Osijek

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Split and in Osijek actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,851 in Split versus $1,437 in Osijek.

Split $1,851
Osijek $1,437

Estimated couple costs with rent: $2,848 in Split versus $2,217 in Osijek.

Split $2,848
Osijek $2,217

Monthly costs for a family of three with rent: $3,844 in Split versus $2,998 in Osijek.

Split $3,844
Osijek $2,998

Living in Split is roughly 29% more expensive than in Osijek, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Split 36% above, Osijek 6% above.

Meal at Budget Restaurant

$17.02 €15.29

$11.21 €10.07

51.83%

Three-Course Dinner for Two, Mid-Range

$75.1 €67.4

$56.3 €50.5

33.40%

Fast Food Meal (McDonalds, etc)

$11.40 €10.24

$9.05 €8.13

25.97%

Cappuccino

$2.70 €2.43

$2.67 €2.40

1.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.11 €3.69

$3.40 €3.06

20.88%

Water (0.33 liter bottle)

$2.81 €2.52

$2.87 €2.57

-2.09%

Local Beer (0.5 liter draught)

$4.67 €4.20

$5.53 €4.97

-15.55%

Imported Beer (0.33 liter bottle)

$5.18 €4.65

$5.50 €4.94

-5.82%

Milk (1 liter)

$1.29 €1.16

$1.14 €1.02

13.16%

White Bread (500g)

$2.13 €1.92

$1.48 €1.33

43.92%

Rice (white) (1kg)

$3.73 €3.35

$2.78 €2.50

34.17%

Eggs

$4.16 €3.74

$3.46 €3.11

20.23%

Local Cheese (1kg)

$13.71 €12.31

$11.63 €10.45

17.88%

Chicken Fillets (1kg)

$9.50 €8.54

$8.66 €7.78

9.70%

Beef Round Steak (1kg)

$12.88 €11.57

$11.54 €10.36

11.61%

Apples (1kg)

$2.19 €1.97

$1.73 €1.56

26.59%

Banana (1kg)

$1.83 €1.64

$1.64 €1.47

11.59%

Oranges (1kg)

$1.91 €1.72

$1.82 €1.64

4.95%

Tomato (1kg)

$2.88 €2.59

$2.62 €2.36

9.92%

Potato (1kg)

$1.58 €1.42

$1.32 €1.19

19.70%

Onion (1kg)

$1.15 €1.04

$1.17 €1.05

-1.71%

Lettuce (1 head)

$1.29 €1.16

$1.18 €1.06

9.32%

Water (1.5 liter bottle)

$1.28 €1.15

$1.18 €1.06

8.47%

Cigarettes 20 Pack (Marlboro, Camel)

$5.71 €5.13

$5.95 €5.35

-4.03%

Wine (Bottle)

$9.14 €8.21

$8.38 €7.53

9.07%

Local Beer (0.5 liter bottle)

$1.73 €1.56

$1.61 €1.44

7.45%

Imported Beer (0.33 liter bottle)

$2.20 €1.98

$2.01 €1.80

9.45%

One-way Ticket (Public Transport)

$1.66 €1.49

$1.74 €1.56

-4.60%

Public Transport Monthly Pass (Regular Price)

$38.84 €34.89

$37.15 €33.37

4.55%

Taxi Start (Normal Tariff)

$3.80 €3.42

$2.19 €1.97

73.52%

Taxi (Normal Tariff) (1km)

$2.11 €1.90

$1.09 €0.98

93.58%

Taxi 1hour Waiting (Normal Tariff)

$29.30 €26.32

$14.79 €13.28

98.11%

Gasoline (1 liter)

$1.95 €1.75

$1.89 €1.70

3.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K €25.2K

$27.3K €24.5K

2.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K €22.2K

$24.9K €22.3K

-0.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$212 €191

$193 €174

9.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.36 €18.29

$21.77 €19.56

-6.48%

Internet (50+ Mbps, Unlimited Data)

$40.88 €36.72

$44.37 €39.85

-7.87%

Gym Membership (Monthly)

$60.0 €53.9

$43.77 €39.32

37.13%

Tennis Court (1 Hour on Weekend)

$13.12 €11.78

$8.78 €7.88

49.43%

Cinema Ticket

$10.60 €9.52

$9.90 €8.89

7.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$604 €543

$414 €372

46.02%

International Primary School, 1 Child (Yearly)

$11.8K €10.6K

$4,095 €3,679

188.33%

Jeans (Levis 501 Or Similar)

$93.2 €83.8

$104 €93.2

-10.09%

Summer Dress (H&M, Zara, etc)

$39.54 €35.52

$38.98 €35.01

1.44%

Sport Shoes (Adidas, Nike)

$113 €102

$97.7 €87.8

16.10%

Men's Leather Business Shoes

$98.0 €88.0

$109 €98.4

-10.52%

1-bedroom Apartment, City Center (Monthly)

$1,016 €913

$652 €585

55.97%

1-bedroom Apartment, Outside City Center (Monthly)

$722 €648

$435 €391

65.93%

3-bedroom Apartment, City Center (Monthly)

$1,906 €1,712

$1,189 €1,068

60.30%

3-bedroom Apartment, Outside City Center (Monthly)

$1,322 €1,188

$835 €750

58.33%

Buy Apartment in City Center (m2)

$7,099 €6,377

$2,761 €2,480

157.12%

Buy Apartment Outside City Center (m2)

$5,158 €4,633

$2,173 €1,952

137.35%

Average Monthly Net Salary (After Tax)

$1,575 €1,415

$1,343 €1,206

17.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.44

3.67

-6.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Split: October 27, 2026

Last update for Osijek: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Split

$722 39%

Osijek

$435 30.3% 39.7% $287

Groceries & Markets

Split

$296 16%

Osijek

$257 17.9% 13.2% $39

Monthly Utilities & Internet

Split

$273 14.8%

Osijek

$259 18.1% 5.1% $14

Eating Out

Split

$264 14.3%

Osijek

$213 14.8% 19.5% $52

Clothing & Footwear

Split

$155 8.4%

Osijek

$157 11% 1.6% $2.6

Sport & Entertainment

Split

$81 4.4%

Osijek

$64 4.4% 21.7% $18

Getting Around

Split

$60 3.2%

Osijek

$52 3.6% 13.5% $8.1

Cost Breakdown

A one-bedroom apartment in the center runs $1,016 in Split and $652 in Osijek. Housing cost is often the main lever when comparing two cities.

Split pays 17% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $75 in Split vs $56 in Osijek for a mid-range dinner for two. Groceries echo the gap at $296 vs $257 per month, with Osijek cheaper across the board.

Good to know

🇭🇷 Split

🇭🇷 Osijek

🕒 Local time

22:06 10:06 PM

Same time as Split

🌤 Weather

👥 Population

149,830

75,535

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.11 USD

Exchange rates and currency converter

On the map

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Between locations

Split Osijek 290 km

From you

Split
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Split vs Osijek: Cost of Living - Frequently Asked Questions

Osijek is about 22% cheaper overall, especially in eating out, groceries, and leisure. That difference adds up to real monthly savings that compound significantly over time.

Average pay runs 17% higher in Split, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,016 in Split versus $652 in Osijek. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 15% higher in Split. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Osijek – a meal for two runs $56 versus $75 in Split. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Split and Osijek are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Osijek gentler on the wallet – expenses run 22% less than in Split. Beyond cost, consider language, visa policies, and how big the international community is in each city.