Cost of Living Comparison Between Split and Osijek Cost of Living Comparison Between Split and Osijek

Monthly Cost of Living

Monthly costs for one person with rent: $1,800 in Split versus $1,354 in Osijek.

Estimated couple costs with rent: $2,790 in Split versus $2,057 in Osijek.

Monthly costs for a family of three with rent: $3,780 in Split versus $2,760 in Osijek.

Living in Split is roughly 33% more expensive than Osijek, driven mainly by Eating Out.

Both cities are pricier than the global median: Split 34% above, Osijek 1% above.

Meal at Budget Restaurant

$17.26 €14.86

$11.51 €9.91

49.96%

Three-Course Dinner for Two, Mid-Range

$81.3 €70.0

$57.5 €49.52

41.32%

Fast Food Meal (McDonalds, etc)

$9.23 €7.95

$9.20 €7.92

0.33%

Cappuccino

$2.83 €2.44

$2.26 €1.94

25.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.54 €3.05

$2.96 €2.55

19.59%

Water (0.33 liter bottle)

$2.89 €2.49

$2.09 €1.80

38.28%

Local Beer (0.5 liter draught)

$5.47 €4.71

$2.91 €2.50

87.97%

Imported Beer (0.33 liter bottle)

$4.98 €4.29

$3.52 €3.03

41.48%

Milk (1 liter)

$1.42 €1.22

$1.15 €0.99

23.48%

White Bread (500g)

$1.96 €1.68

$1.27 €1.09

54.33%

Rice (white) (1kg)

$3.74 €3.22

$2.65 €2.28

41.13%

Eggs

$3.90 €3.36

$3.12 €2.69

25.00%

Local Cheese (1kg)

$12.57 €10.83

$10.86 €9.35

15.75%

Chicken Fillets (1kg)

$9.49 €8.17

$7.37 €6.35

28.77%

Beef Round Steak (1kg)

$13.53 €11.65

$11.26 €9.69

20.16%

Apples (1kg)

$1.95 €1.67

$1.33 €1.15

46.62%

Banana (1kg)

$1.96 €1.69

$1.66 €1.43

18.07%

Oranges (1kg)

$2.31 €1.99

$1.58 €1.36

46.20%

Tomato (1kg)

$2.27 €1.96

$2.43 €2.09

-6.58%

Potato (1kg)

$1.50 €1.29

$0.93 €0.80

61.29%

Onion (1kg)

$1.37 €1.18

$1.18 €1.02

16.10%

Lettuce (1 head)

$1.42 €1.23

$1.17 €1.01

21.37%

Water (1.5 liter bottle)

$1.28 €1.10

$0.98 €0.84

30.61%

Cigarettes 20 Pack (Marlboro, Camel)

$5.90 €5.08

$5.51 €4.74

7.08%

Wine (Bottle)

$9.09 €7.83

$8.24 €7.10

10.32%

Local Beer (0.5 liter bottle)

$1.70 €1.47

$1.42 €1.22

19.72%

Imported Beer (0.33 liter bottle)

$2.43 €2.09

$1.93 €1.66

25.91%

One-way Ticket (Public Transport)

$1.70 €1.46

Public Transport Monthly Pass (Regular Price)

$38.12 €32.81

$41.79 €35.98

-8.78%

Taxi Start (Normal Tariff)

$3.37 €2.90

$2.26 €1.95

49.12%

Taxi (Normal Tariff) (1km)

$2.11 €1.81

$1.06 €0.91

99.06%

Taxi 1hour Waiting (Normal Tariff)

$9.48 €8.16

$5.71 €4.92

66.02%

Gasoline (1 liter)

$1.77 €1.53

$1.79 €1.54

-1.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.5K €32.3K

$34.2K €29.4K

9.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K €22.7K

$26.0K €22.4K

1.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 €185

$193 €167

11.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.99 €20.65

$19.77 €17.02

21.35%

Internet (50+ Mbps, Unlimited Data)

$35.09 €30.21

$30.45 €26.21

15.24%

Gym Membership (Monthly)

$60.9 €52.4

$36.68 €31.58

65.95%

Tennis Court (1 Hour on Weekend)

$14.75 €12.70

$11.88 €10.22

24.16%

Cinema Ticket

$9.20 €7.92

$7.44 €6.40

23.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$192 €165

$349 €300

-45.01%

International Primary School, 1 Child (Yearly)

$9,077 €7,814

$2,788 €2,400

225.62%

Jeans (Levis 501 Or Similar)

$82.2 €70.8

$101 €87.2

-18.83%

Summer Dress (H&M, Zara, etc)

$39.64 €34.13

$39.98 €34.42

-0.85%

Sport Shoes (Adidas, Nike)

$108 €92.7

$98.9 €85.1

8.88%

Men's Leather Business Shoes

$107 €92.1

$116 €100

-7.94%

1-bedroom Apartment, City Center (Monthly)

$965 €831

$542 €467

77.91%

1-bedroom Apartment, Outside City Center (Monthly)

$712 €613

$401 €345

77.48%

3-bedroom Apartment, City Center (Monthly)

$1,909 €1,643

$935 €805

104.21%

3-bedroom Apartment, Outside City Center (Monthly)

$1,252 €1,077

$711 €612

76.02%

Buy Apartment in City Center (m2)

$7,437 €6,403

$2,669 €2,298

178.61%

Buy Apartment Outside City Center (m2)

$5,150 €4,434

$2,065 €1,777

149.46%

Average Monthly Net Salary (After Tax)

$1,687 €1,452

$1,382 €1,189

22.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.27

3.72

14.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Split: June 1, 2026

Last update for Osijek: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $965 in Split and $542 in Osijek. Housing cost is often the main lever when comparing two cities.

Split pays 22% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $81.0 in Split vs $58.0 in Osijek for a mid-range dinner for two. Groceries echo the gap at $292 vs $235 per month, with Osijek cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Split vs Osijek: Cost of Living - Frequently Asked Questions

Osijek is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Monthly Utilities & Internet, Getting Around. The 33% gap adds up to real monthly savings that compound significantly over time.

Split pays 22% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $965 in Split versus $542 in Osijek. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 25% higher in Split. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Osijek – a meal for two runs $58.0 versus $81.0 in Split. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,354 in Osijek versus $1,800 in Split, a $1,500 budget is realistic in Osijek but tight or insufficient in Split. The gap between the two cities makes Osijek the clear choice for anyone on this budget.

For families, Osijek is more practical. Housing and childcare are both notably cheaper than in Split, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Split and Osijek are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Osijek gentler on the wallet – expenses run 33% less than in Split. Beyond cost, consider language, visa policies, and how big the international community is in each city.