Cost of Living Comparison Between Split and Osijek Cost of Living Comparison Between Split and Osijek

Monthly Cost of Living

Monthly costs for one person with rent: $1,822 in Split versus $1,318 in Osijek.

Estimated couple costs with rent: $2,773 in Split versus $2,059 in Osijek.

Monthly costs for a family of three with rent: $3,724 in Split versus $2,801 in Osijek.

Living in Split is roughly 38% more expensive than in Osijek, driven mainly by Eating Out.

The two cities straddle the global median: Split is 36% above, Osijek is 1% below.

Meal at Budget Restaurant

$17.34 €15.19

$11.50 €10.07

50.78%

Three-Course Dinner for Two, Mid-Range

$82.0 €71.8

$58.4 €51.1

40.42%

Fast Food Meal (McDonalds, etc)

$9.48 €8.31

$9.04 €7.92

4.87%

Cappuccino

$2.79 €2.45

$2.24 €1.96

24.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.52 €3.09

$3.03 €2.65

16.17%

Water (0.33 liter bottle)

$2.85 €2.50

$2.15 €1.88

32.56%

Local Beer (0.5 liter draught)

$5.56 €4.87

$2.94 €2.58

89.12%

Imported Beer (0.33 liter bottle)

$4.79 €4.19

$3.42 €3.00

40.06%

Milk (1 liter)

$1.37 €1.20

$1.18 €1.03

16.10%

White Bread (500g)

$1.86 €1.63

$1.21 €1.06

53.72%

Rice (white) (1kg)

$3.75 €3.28

$2.68 €2.35

39.93%

Eggs

$3.78 €3.31

$3.10 €2.72

21.94%

Local Cheese (1kg)

$12.44 €10.89

$10.84 €9.49

14.76%

Chicken Fillets (1kg)

$9.71 €8.51

$7.39 €6.47

31.39%

Beef Round Steak (1kg)

$13.90 €12.17

$11.13 €9.74

24.89%

Apples (1kg)

$1.85 €1.62

$1.39 €1.22

33.09%

Banana (1kg)

$1.85 €1.62

$1.59 €1.40

16.35%

Oranges (1kg)

$2.29 €2.00

$1.62 €1.42

41.36%

Tomato (1kg)

$2.35 €2.06

$2.44 €2.13

-3.69%

Potato (1kg)

$1.45 €1.27

$0.97 €0.85

49.48%

Onion (1kg)

$1.38 €1.21

$1.19 €1.04

15.97%

Lettuce (1 head)

$1.43 €1.25

$1.18 €1.03

21.19%

Water (1.5 liter bottle)

$1.31 €1.14

$0.96 €0.84

36.46%

Cigarettes 20 Pack (Marlboro, Camel)

$5.95 €5.21

$5.47 €4.79

8.78%

Wine (Bottle)

$9.23 €8.08

$8.11 €7.10

13.81%

Local Beer (0.5 liter bottle)

$1.70 €1.49

$1.44 €1.26

18.06%

Imported Beer (0.33 liter bottle)

$2.34 €2.05

$1.95 €1.71

20.00%

One-way Ticket (Public Transport)

$1.78 €1.56

$1.72 €1.51

3.49%

Public Transport Monthly Pass (Regular Price)

$39.52 €34.61

$42.22 €36.97

-6.40%

Taxi Start (Normal Tariff)

$3.48 €3.05

$2.26 €1.98

53.98%

Taxi (Normal Tariff) (1km)

$2.07 €1.81

$1.06 €0.93

95.28%

Taxi 1hour Waiting (Normal Tariff)

$9.22 €8.07

$5.74 €5.03

60.63%

Gasoline (1 liter)

$1.75 €1.53

$1.79 €1.57

-2.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.0K €33.3K

$35.0K €30.7K

8.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K €23.0K

$26.5K €23.2K

-0.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$210 €184

$191 €167

10.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.64 €20.70

$20.21 €17.70

16.97%

Internet (50+ Mbps, Unlimited Data)

$34.74 €30.42

$31.52 €27.61

10.22%

Gym Membership (Monthly)

$59.1 €51.8

$36.13 €31.64

63.58%

Tennis Court (1 Hour on Weekend)

$14.19 €12.42

$12.10 €10.60

17.27%

Cinema Ticket

$9.25 €8.10

$7.64 €6.69

21.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$188 €164

$354 €310

-47.05%

International Primary School, 1 Child (Yearly)

$8,934 €7,824

$2,807 €2,458

218.31%

Jeans (Levis 501 Or Similar)

$82.5 €72.2

$101 €88.1

-18.06%

Summer Dress (H&M, Zara, etc)

$39.38 €34.49

$39.68 €34.75

-0.76%

Sport Shoes (Adidas, Nike)

$110 €96.1

$96.0 €84.1

14.33%

Men's Leather Business Shoes

$105 €91.7

$115 €101

-9.06%

1-bedroom Apartment, City Center (Monthly)

$976 €855

$536 €469

82.22%

1-bedroom Apartment, Outside City Center (Monthly)

$705 €618

$394 €345

79.02%

3-bedroom Apartment, City Center (Monthly)

$1,908 €1,671

$958 €839

99.23%

3-bedroom Apartment, Outside City Center (Monthly)

$1,243 €1,089

$712 €624

74.47%

Buy Apartment in City Center (m2)

$7,166 €6,276

$2,718 €2,380

163.68%

Buy Apartment Outside City Center (m2)

$5,134 €4,496

$2,186 €1,914

134.86%

Average Monthly Net Salary (After Tax)

$1,660 €1,454

$1,394 €1,221

19.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.27

3.72

14.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Split: July 13, 2026

Last update for Osijek: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $976 in Split and $536 in Osijek. Housing cost is often the main lever when comparing two cities.

Split pays 19% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $82.0 in Split vs $58.0 in Osijek for a mid-range dinner for two. Groceries echo the gap at $291 vs $234 per month, with Osijek cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Split vs Osijek: Cost of Living - Frequently Asked Questions

Osijek is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Getting Around, Monthly Utilities & Internet. The 38% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 19% higher in Split, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $976 in Split versus $536 in Osijek. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 25% higher in Split. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Osijek – a meal for two runs $58.0 versus $82.0 in Split. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,318 in Osijek versus $1,822 in Split, a $1,500 budget is realistic in Osijek but tight or insufficient in Split. The gap between the two cities makes Osijek the clear choice for anyone on this budget.

For families, Osijek is more practical. Housing and childcare are both notably cheaper than in Split, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Split and Osijek are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Osijek gentler on the wallet – expenses run 38% less than in Split. Beyond cost, consider language, visa policies, and how big the international community is in each city.