Last update: Oct 2026

Cost of Living Comparison Between Osijek and Split

For one person, living is cheaper in Osijek: $1,437 a month against $1,851 in Split, rent and utilities included – about $5,000 less a year. Rent and utilities account for most of the difference.

69

Cost of Living Index in Osijek
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Osijek Living Index
89

Cost of Living Index in Split
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Split Living Index

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Osijek

🇭🇷 Croatia

$1,437

/mo nomad

Split

🇭🇷 Croatia

$1,851

/mo nomad

Monthly Cost of Living

How much you'll spend in Osijek and in Split

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Osijek and in Split actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,437 in Osijek versus $1,851 in Split.

Osijek $1,437
Split $1,851

Estimated couple costs with rent: $2,217 in Osijek versus $2,848 in Split.

Osijek $2,217
Split $2,848

Monthly costs for a family of three with rent: $2,998 in Osijek versus $3,844 in Split.

Osijek $2,998
Split $3,844

Living in Osijek costs roughly 22% less than in Split, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Osijek 6% above, Split 36% above.

Meal at Budget Restaurant

$11.21 €10.07

$17.02 €15.29

-34.14%

Three-Course Dinner for Two, Mid-Range

$56.3 €50.5

$75.1 €67.4

-25.04%

Fast Food Meal (McDonalds, etc)

$9.05 €8.13

$11.40 €10.24

-20.61%

Cappuccino

$2.67 €2.40

$2.70 €2.43

-1.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.40 €3.06

$4.11 €3.69

-17.27%

Water (0.33 liter bottle)

$2.87 €2.57

$2.81 €2.52

2.14%

Local Beer (0.5 liter draught)

$5.53 €4.97

$4.67 €4.20

18.42%

Imported Beer (0.33 liter bottle)

$5.50 €4.94

$5.18 €4.65

6.18%

Milk (1 liter)

$1.14 €1.02

$1.29 €1.16

-11.63%

White Bread (500g)

$1.48 €1.33

$2.13 €1.92

-30.52%

Rice (white) (1kg)

$2.78 €2.50

$3.73 €3.35

-25.47%

Eggs

$3.46 €3.11

$4.16 €3.74

-16.83%

Local Cheese (1kg)

$11.63 €10.45

$13.71 €12.31

-15.17%

Chicken Fillets (1kg)

$8.66 €7.78

$9.50 €8.54

-8.84%

Beef Round Steak (1kg)

$11.54 €10.36

$12.88 €11.57

-10.40%

Apples (1kg)

$1.73 €1.56

$2.19 €1.97

-21.00%

Banana (1kg)

$1.64 €1.47

$1.83 €1.64

-10.38%

Oranges (1kg)

$1.82 €1.64

$1.91 €1.72

-4.71%

Tomato (1kg)

$2.62 €2.36

$2.88 €2.59

-9.03%

Potato (1kg)

$1.32 €1.19

$1.58 €1.42

-16.46%

Onion (1kg)

$1.17 €1.05

$1.15 €1.04

1.74%

Lettuce (1 head)

$1.18 €1.06

$1.29 €1.16

-8.53%

Water (1.5 liter bottle)

$1.18 €1.06

$1.28 €1.15

-7.81%

Cigarettes 20 Pack (Marlboro, Camel)

$5.95 €5.35

$5.71 €5.13

4.20%

Wine (Bottle)

$8.38 €7.53

$9.14 €8.21

-8.32%

Local Beer (0.5 liter bottle)

$1.61 €1.44

$1.73 €1.56

-6.94%

Imported Beer (0.33 liter bottle)

$2.01 €1.80

$2.20 €1.98

-8.64%

One-way Ticket (Public Transport)

$1.74 €1.56

$1.66 €1.49

4.82%

Public Transport Monthly Pass (Regular Price)

$37.15 €33.37

$38.84 €34.89

-4.35%

Taxi Start (Normal Tariff)

$2.19 €1.97

$3.80 €3.42

-42.37%

Taxi (Normal Tariff) (1km)

$1.09 €0.98

$2.11 €1.90

-48.34%

Taxi 1hour Waiting (Normal Tariff)

$14.79 €13.28

$29.30 €26.32

-49.52%

Gasoline (1 liter)

$1.89 €1.70

$1.95 €1.75

-3.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K €24.5K

$28.0K €25.2K

-2.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K €22.3K

$24.7K €22.2K

0.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$193 €174

$212 €191

-8.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.77 €19.56

$20.36 €18.29

6.93%

Internet (50+ Mbps, Unlimited Data)

$44.37 €39.85

$40.88 €36.72

8.54%

Gym Membership (Monthly)

$43.77 €39.32

$60.0 €53.9

-27.07%

Tennis Court (1 Hour on Weekend)

$8.78 €7.88

$13.12 €11.78

-33.08%

Cinema Ticket

$9.90 €8.89

$10.60 €9.52

-6.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$414 €372

$604 €543

-31.52%

International Primary School, 1 Child (Yearly)

$4,095 €3,679

$11.8K €10.6K

-65.32%

Jeans (Levis 501 Or Similar)

$104 €93.2

$93.2 €83.8

11.22%

Summer Dress (H&M, Zara, etc)

$38.98 €35.01

$39.54 €35.52

-1.42%

Sport Shoes (Adidas, Nike)

$97.7 €87.8

$113 €102

-13.87%

Men's Leather Business Shoes

$109 €98.4

$98.0 €88.0

11.76%

1-bedroom Apartment, City Center (Monthly)

$652 €585

$1,016 €913

-35.88%

1-bedroom Apartment, Outside City Center (Monthly)

$435 €391

$722 €648

-39.73%

3-bedroom Apartment, City Center (Monthly)

$1,189 €1,068

$1,906 €1,712

-37.62%

3-bedroom Apartment, Outside City Center (Monthly)

$835 €750

$1,322 €1,188

-36.84%

Buy Apartment in City Center (m2)

$2,761 €2,480

$7,099 €6,377

-61.11%

Buy Apartment Outside City Center (m2)

$2,173 €1,952

$5,158 €4,633

-57.87%

Average Monthly Net Salary (After Tax)

$1,343 €1,206

$1,575 €1,415

-14.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.67

3.44

6.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Osijek: October 26, 2026

Last update for Split: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Osijek

$435 30.3%

Split

$722 39% 65.9% $287

Monthly Utilities & Internet

Osijek

$259 18.1%

Split

$273 14.8% 5.4% $14

Groceries & Markets

Osijek

$257 17.9%

Split

$296 16% 15.2% $39

Eating Out

Osijek

$213 14.8%

Split

$264 14.3% 24.3% $52

Clothing & Footwear

Osijek

$157 11%

Split

$155 8.4% 1.6% $2.6

Sport & Entertainment

Osijek

$64 4.4%

Split

$81 4.4% 27.8% $18

Getting Around

Osijek

$52 3.6%

Split

$60 3.2% 15.7% $8.1

Cost Breakdown

A one-bedroom apartment in the center runs $652 in Osijek and $1,016 in Split. Housing cost is often the main lever when comparing two cities.

Split pays 17% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $56 in Osijek vs $75 in Split for a mid-range dinner for two. Groceries echo the gap at $257 vs $296 per month, with Osijek cheaper across the board.

Good to know

🇭🇷 Osijek

🇭🇷 Split

🕒 Local time

21:21 9:21 PM

Same time as Osijek

🌤 Weather

👥 Population

75,535

149,830

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.11 USD

Exchange rates and currency converter

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Osijek vs Split: Cost of Living - Frequently Asked Questions

Osijek is about 22% cheaper overall, especially in eating out, groceries, and leisure. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 15% lower in Osijek. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $652 in Osijek versus $1,016 in Split. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 15% higher in Split. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Osijek – a meal for two runs $56 versus $75 in Split. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Osijek and Split are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Osijek gentler on the wallet – expenses run 22% less than in Split. Beyond cost, consider language, visa policies, and how big the international community is in each city.