Last update: Oct 2026

Cost of Living Comparison Between Split and Hvar

For one person, living is cheaper in Hvar: $1,522 a month against $1,851 in Split, rent and utilities included – about $3,900 less a year. Rent and utilities account for most of the difference.

89

Cost of Living Index in Split
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Split Living Index
74

Cost of Living Index in Hvar
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Hvar Living Index

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Split

🇭🇷 Croatia

$1,851

/mo nomad

Hvar

🇭🇷 Croatia

$1,522

/mo nomad

Monthly Cost of Living

How much you'll spend in Split and in Hvar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Split and in Hvar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,851 in Split versus $1,522 in Hvar.

Split $1,851
Hvar $1,522

Estimated couple costs with rent: $2,848 in Split versus $2,310 in Hvar.

Split $2,848
Hvar $2,310

Monthly costs for a family of three with rent: $3,844 in Split versus $3,097 in Hvar.

Split $3,844
Hvar $3,097

Living in Split is roughly 22% more expensive than in Hvar, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Split 36% above, Hvar 12% above.

Meal at Budget Restaurant

$17.02 €15.30

$13.08 €11.75

30.12%

Three-Course Dinner for Two, Mid-Range

$75.1 €67.4

$72.8 €65.4

3.06%

Fast Food Meal (McDonalds, etc)

$11.40 €10.24

$9.13 €8.20

24.86%

Cappuccino

$2.70 €2.43

$2.53 €2.27

6.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.11 €3.69

$3.12 €2.80

31.73%

Water (0.33 liter bottle)

$2.81 €2.52

$2.28 €2.05

23.25%

Local Beer (0.5 liter draught)

$4.67 €4.20

$3.54 €3.18

31.92%

Imported Beer (0.33 liter bottle)

$5.18 €4.65

$4.09 €3.68

26.65%

Milk (1 liter)

$1.29 €1.16

$1.19 €1.07

8.40%

White Bread (500g)

$2.13 €1.92

$1.54 €1.39

38.31%

Rice (white) (1kg)

$3.73 €3.35

$2.99 €2.69

24.75%

Eggs

$4.16 €3.74

$3.88 €3.49

7.22%

Local Cheese (1kg)

$13.71 €12.32

$10.69 €9.60

28.25%

Chicken Fillets (1kg)

$9.50 €8.54

$9.48 €8.52

0.21%

Beef Round Steak (1kg)

$12.88 €11.57

$11.72 €10.53

9.90%

Apples (1kg)

$2.19 €1.97

$1.72 €1.55

27.33%

Banana (1kg)

$1.83 €1.64

$1.67 €1.50

9.58%

Oranges (1kg)

$1.91 €1.72

$1.99 €1.79

-4.02%

Tomato (1kg)

$2.88 €2.59

$2.57 €2.31

12.06%

Potato (1kg)

$1.58 €1.42

$1.29 €1.16

22.48%

Onion (1kg)

$1.15 €1.04

$1.28 €1.15

-10.16%

Lettuce (1 head)

$1.29 €1.16

$1.27 €1.14

1.57%

Water (1.5 liter bottle)

$1.28 €1.15

$1.20 €1.08

6.67%

Cigarettes 20 Pack (Marlboro, Camel)

$5.71 €5.13

$5.73 €5.14

-0.35%

Wine (Bottle)

$9.14 €8.21

$6.89 €6.19

32.66%

Local Beer (0.5 liter bottle)

$1.73 €1.56

$1.50 €1.35

15.33%

Imported Beer (0.33 liter bottle)

$2.20 €1.98

$1.99 €1.79

10.55%

One-way Ticket (Public Transport)

$1.66 €1.49

$1.76 €1.58

-5.68%

Public Transport Monthly Pass (Regular Price)

$38.84 €34.89

$43.21 €38.83

-10.11%

Taxi Start (Normal Tariff)

$3.80 €3.42

$3.08 €2.77

23.38%

Taxi (Normal Tariff) (1km)

$2.11 €1.90

$1.11 €1.00

90.09%

Taxi 1hour Waiting (Normal Tariff)

$29.30 €26.33

$8.80 €7.91

232.95%

Gasoline (1 liter)

$1.95 €1.75

$1.78 €1.60

9.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K €25.2K

$38.2K €34.4K

-26.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K €22.2K

$26.6K €23.9K

-6.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$212 €191

$190 €171

11.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.36 €18.29

$22.50 €20.22

-9.51%

Internet (50+ Mbps, Unlimited Data)

$40.88 €36.73

$31.64 €28.43

29.20%

Gym Membership (Monthly)

$60.0 €53.9

$50.5 €45.38

18.83%

Tennis Court (1 Hour on Weekend)

$13.12 €11.78

$14.55 €13.07

-9.83%

Cinema Ticket

$10.60 €9.53

$8.86 €7.96

19.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$604 €543

$243 €218

148.68%

International Primary School, 1 Child (Yearly)

$11.8K €10.6K

$8,090 €7,269

45.96%

Jeans (Levis 501 Or Similar)

$93.2 €83.8

$94.0 €84.4

-0.76%

Summer Dress (H&M, Zara, etc)

$39.54 €35.53

$39.00 €35.04

1.38%

Sport Shoes (Adidas, Nike)

$113 €102

$105 €94.2

8.16%

Men's Leather Business Shoes

$98.0 €88.0

$106 €94.8

-7.17%

1-bedroom Apartment, City Center (Monthly)

$1,016 €913

$681 €612

49.29%

1-bedroom Apartment, Outside City Center (Monthly)

$722 €648

$526 €473

37.10%

3-bedroom Apartment, City Center (Monthly)

$1,906 €1,713

$1,116 €1,002

70.87%

3-bedroom Apartment, Outside City Center (Monthly)

$1,322 €1,188

$828 €744

59.64%

Buy Apartment in City Center (m2)

$7,099 €6,379

$4,155 €3,734

70.85%

Buy Apartment Outside City Center (m2)

$5,158 €4,634

$3,241 €2,912

59.15%

Average Monthly Net Salary (After Tax)

$1,575 €1,415

20-Year Fixed Mortgage Interest Rate (Annual %)

3.44

4.35

-20.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Split: October 27, 2026

Last update for Hvar: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Split

$722 39%

Hvar

$526 34.6% 27.1% $195

Groceries & Markets

Split

$296 16%

Hvar

$260 17.1% 12.1% $36

Monthly Utilities & Internet

Split

$273 14.8%

Hvar

$244 16% 10.8% $30

Eating Out

Split

$264 14.3%

Hvar

$210 13.8% 20.6% $54

Clothing & Footwear

Split

$155 8.4%

Hvar

$155 10.2% 0.2% $0.4

Sport & Entertainment

Split

$81 4.4%

Hvar

$68 4.5% 16% $13

Getting Around

Split

$60 3.2%

Hvar

$59 3.9% 1.6% $1

Cost Breakdown

A one-bedroom apartment in the center runs $1,016 in Split and $681 in Hvar. Housing cost is often the main lever when comparing two cities.

Dining out: $75 in Split vs $73 in Hvar for a mid-range dinner for two. Groceries echo the gap at $296 vs $260 per month, with Hvar cheaper across the board.

Good to know

🇭🇷 Split

🇭🇷 Hvar

🕒 Local time

11:04 11:04 AM

Same time as Split

🌤 Weather

👥 Population

149,830

3,979

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.11 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Split Hvar 38 km

From you

Split
Hvar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Split vs Hvar: Cost of Living - Frequently Asked Questions

Hvar is cheaper overall, especially in eating out, groceries, and leisure. The 22% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,777 in Split and $2,283 in Hvar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,016 in Split versus $681 in Hvar. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Hvar – a meal for two runs $73 versus $75 in Split. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,851 per month in Split versus $1,522 in Hvar – a 22% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $1,500. Hvar is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Split and Hvar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.