Cost of Living Comparison Between Split and Hvar Cost of Living Comparison Between Split and Hvar

Monthly Cost of Living

Monthly costs for one person with rent: $1,809 in Split versus $1,527 in Hvar.

Estimated couple costs with rent: $2,802 in Split versus $2,306 in Hvar.

Monthly costs for a family of three with rent: $3,795 in Split versus $3,084 in Hvar.

Living in Split is roughly 18% more expensive than Hvar, driven mainly by Eating Out.

Both cities are pricier than the global median: Split 35% above, Hvar 14% above.

Meal at Budget Restaurant

$17.51 €15.13

$13.38 €11.56

30.87%

Three-Course Dinner for Two, Mid-Range

$80.6 €69.6

$72.9 €63.0

10.50%

Fast Food Meal (McDonalds, etc)

$9.38 €8.10

$9.11 €7.87

2.96%

Cappuccino

$2.80 €2.42

$2.51 €2.17

11.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.47 €3.00

$3.16 €2.73

9.81%

Water (0.33 liter bottle)

$2.96 €2.55

$2.36 €2.04

25.42%

Local Beer (0.5 liter draught)

$5.61 €4.85

$3.63 €3.14

54.55%

Imported Beer (0.33 liter bottle)

$4.95 €4.28

$4.16 €3.59

18.99%

Milk (1 liter)

$1.43 €1.24

$1.18 €1.02

21.19%

White Bread (500g)

$1.90 €1.64

$1.53 €1.32

24.18%

Rice (white) (1kg)

$3.73 €3.22

$3.16 €2.73

18.04%

Eggs

$3.84 €3.32

$3.85 €3.33

-0.26%

Local Cheese (1kg)

$12.46 €10.77

$10.80 €9.33

15.37%

Chicken Fillets (1kg)

$9.83 €8.50

$9.79 €8.46

0.41%

Beef Round Steak (1kg)

$13.55 €11.71

$11.71 €10.12

15.71%

Apples (1kg)

$1.95 €1.68

$1.64 €1.42

18.90%

Banana (1kg)

$1.86 €1.61

$1.67 €1.44

11.38%

Oranges (1kg)

$2.28 €1.97

$1.94 €1.68

17.53%

Tomato (1kg)

$2.35 €2.03

$2.47 €2.14

-4.86%

Potato (1kg)

$1.45 €1.26

$1.28 €1.11

13.28%

Onion (1kg)

$1.39 €1.20

$1.32 €1.14

5.30%

Lettuce (1 head)

$1.49 €1.29

$1.22 €1.05

22.13%

Water (1.5 liter bottle)

$1.26 €1.09

$1.26 €1.08

Cigarettes 20 Pack (Marlboro, Camel)

$5.94 €5.13

$5.77 €4.98

2.95%

Wine (Bottle)

$9.16 €7.92

$7.05 €6.09

29.93%

Local Beer (0.5 liter bottle)

$1.71 €1.48

$1.49 €1.29

14.77%

Imported Beer (0.33 liter bottle)

$2.36 €2.04

$1.98 €1.71

19.19%

One-way Ticket (Public Transport)

$1.72 €1.49

$1.82 €1.57

-5.49%

Public Transport Monthly Pass (Regular Price)

$38.03 €32.86

$42.18 €36.45

-9.84%

Taxi Start (Normal Tariff)

$3.50 €3.02

$3.03 €2.62

15.51%

Taxi (Normal Tariff) (1km)

$2.13 €1.84

$1.09 €0.95

95.41%

Taxi 1hour Waiting (Normal Tariff)

$9.09 €7.85

$9.05 €7.82

0.44%

Gasoline (1 liter)

$1.77 €1.53

$1.71 €1.48

3.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.8K €32.7K

$38.2K €33.0K

-0.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K €22.9K

$26.6K €23.0K

-0.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$210 €181

$185 €160

13.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.56 €20.35

$22.45 €19.40

4.94%

Internet (50+ Mbps, Unlimited Data)

$34.41 €29.74

$31.36 €27.10

9.73%

Gym Membership (Monthly)

$58.9 €50.9

$51.0 €44.08

15.46%

Tennis Court (1 Hour on Weekend)

$14.51 €12.54

$15.02 €12.98

-3.40%

Cinema Ticket

$9.41 €8.13

$8.88 €7.67

5.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$187 €162

$243 €210

-22.96%

International Primary School, 1 Child (Yearly)

$8,990 €7,768

$8,096 €6,996

11.03%

Jeans (Levis 501 Or Similar)

$83.9 €72.5

$91.1 €78.8

-7.90%

Summer Dress (H&M, Zara, etc)

$40.24 €34.77

$38.51 €33.28

4.49%

Sport Shoes (Adidas, Nike)

$107 €92.7

$103 €88.7

4.53%

Men's Leather Business Shoes

$103 €89.1

$106 €91.3

-2.35%

1-bedroom Apartment, City Center (Monthly)

$980 €847

$679 €587

44.27%

1-bedroom Apartment, Outside City Center (Monthly)

$716 €618

$528 €456

35.64%

3-bedroom Apartment, City Center (Monthly)

$1,844 €1,593

$1,080 €933

70.77%

3-bedroom Apartment, Outside City Center (Monthly)

$1,234 €1,066

$827 €715

49.14%

Buy Apartment in City Center (m2)

$7,298 €6,306

$4,011 €3,466

81.94%

Buy Apartment Outside City Center (m2)

$5,060 €4,372

$3,225 €2,787

56.89%

Average Monthly Net Salary (After Tax)

$1,666 €1,440

20-Year Fixed Mortgage Interest Rate (Annual %)

4.27

4.35

-1.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Split: June 7, 2026

Last update for Hvar: June 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $980 in Split and $679 in Hvar. Housing cost is often the main lever when comparing two cities.

Dining out: $81.0 in Split vs $73.0 in Hvar for a mid-range dinner for two. Groceries echo the gap at $292 vs $262 per month, with Hvar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Split vs Hvar: Cost of Living - Frequently Asked Questions

Hvar is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Getting Around, Monthly Utilities & Internet. The 18% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,714 in Split and $2,291 in Hvar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $980 in Split versus $679 in Hvar. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Hvar – a meal for two runs $73.0 versus $81.0 in Split. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,809 per month in Split versus $1,527 in Hvar – a 18% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,527 in Hvar versus $1,809 in Split, a $1,500 budget is realistic in Hvar but tight or insufficient in Split. The gap between the two cities makes Hvar the clear choice for anyone on this budget.

For families, Hvar is more practical. Housing and childcare are both notably cheaper than in Split, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Split and Hvar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hvar gentler on the wallet – expenses run 18% less than in Split. Beyond cost, consider language, visa policies, and how big the international community is in each city.