Cost of Living Comparison Between Hvar and Split Cost of Living Comparison Between Hvar and Split

Monthly Cost of Living

Monthly costs for one person with rent: $1,552 in Hvar versus $1,797 in Split.

Estimated couple costs with rent: $2,306 in Hvar versus $2,833 in Split.

Monthly costs for a family of three with rent: $3,061 in Hvar versus $3,868 in Split.

Living in Hvar costs roughly 14% less than in Split, driven mainly by Eating Out.

Both cities are pricier than the global median: Hvar 16% above, Split 34% above.

Meal at Budget Restaurant

$13.46 €11.48

$17.66 €15.07

-23.78%

Three-Course Dinner for Two, Mid-Range

$73.3 €62.5

$80.1 €68.3

-8.44%

Fast Food Meal (McDonalds, etc)

$9.02 €7.70

$9.03 €7.70

-0.11%

Cappuccino

$2.50 €2.13

$2.83 €2.42

-11.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.26 €2.78

$3.58 €3.05

-8.94%

Water (0.33 liter bottle)

$2.27 €1.93

$2.79 €2.38

-18.64%

Local Beer (0.5 liter draught)

$3.57 €3.04

$5.34 €4.55

-33.15%

Imported Beer (0.33 liter bottle)

$4.32 €3.69

$4.96 €4.23

-12.90%

Milk (1 liter)

$1.24 €1.05

$1.43 €1.22

-13.29%

White Bread (500g)

$1.54 €1.31

$1.94 €1.66

-20.62%

Rice (white) (1kg)

$3.05 €2.60

$3.90 €3.33

-21.79%

Eggs

$3.70 €3.15

$3.76 €3.21

-1.60%

Local Cheese (1kg)

$10.81 €9.22

$12.78 €10.90

-15.41%

Chicken Fillets (1kg)

$9.49 €8.09

$9.68 €8.26

-1.96%

Beef Round Steak (1kg)

$12.13 €10.35

$13.81 €11.78

-12.17%

Apples (1kg)

$1.70 €1.45

$1.92 €1.63

-11.46%

Banana (1kg)

$1.66 €1.42

$1.88 €1.60

-11.70%

Oranges (1kg)

$1.92 €1.64

$2.36 €2.02

-18.64%

Tomato (1kg)

$2.46 €2.10

$2.37 €2.02

3.80%

Potato (1kg)

$1.33 €1.13

$1.52 €1.30

-12.50%

Onion (1kg)

$1.32 €1.12

$1.45 €1.23

-8.97%

Lettuce (1 head)

$1.22 €1.04

$1.48 €1.26

-17.57%

Water (1.5 liter bottle)

$1.27 €1.08

$1.28 €1.09

-0.78%

Cigarettes 20 Pack (Marlboro, Camel)

$5.62 €4.80

$5.88 €5.02

-4.42%

Wine (Bottle)

$6.91 €5.89

$9.16 €7.81

-24.56%

Local Beer (0.5 liter bottle)

$1.49 €1.27

$1.71 €1.46

-12.87%

Imported Beer (0.33 liter bottle)

$2.06 €1.76

$2.37 €2.02

-13.08%

One-way Ticket (Public Transport)

$1.74 €1.48

$1.72 €1.47

1.16%

Public Transport Monthly Pass (Regular Price)

$43.66 €37.24

$39.07 €33.32

11.75%

Taxi Start (Normal Tariff)

$3.01 €2.57

$3.49 €2.98

-13.75%

Taxi (Normal Tariff) (1km)

$1.11 €0.95

$2.02 €1.73

-45.05%

Taxi 1hour Waiting (Normal Tariff)

$8.95 €7.63

$9.35 €7.98

-4.28%

Gasoline (1 liter)

$1.78 €1.52

$1.70 €1.45

4.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.5K €32.8K

$38.0K €32.4K

1.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K €22.0K

$26.1K €22.2K

-1.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$186 €159

$210 €179

-11.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.42 €19.13

$23.40 €19.96

-4.19%

Internet (50+ Mbps, Unlimited Data)

$31.25 €26.66

$34.78 €29.67

-10.15%

Gym Membership (Monthly)

$51.4 €43.81

$61.3 €52.3

-16.16%

Tennis Court (1 Hour on Weekend)

$14.81 €12.63

$14.51 €12.38

2.07%

Cinema Ticket

$9.12 €7.78

$9.20 €7.85

-0.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$240 €205

$192 €163

25.43%

International Primary School, 1 Child (Yearly)

$7,968 €6,797

$9,040 €7,711

-11.86%

Jeans (Levis 501 Or Similar)

$91.2 €77.8

$84.5 €72.1

7.84%

Summer Dress (H&M, Zara, etc)

$39.26 €33.49

$40.30 €34.37

-2.58%

Sport Shoes (Adidas, Nike)

$103 €87.8

$108 €92.5

-5.08%

Men's Leather Business Shoes

$105 €89.5

-0.09%

1-bedroom Apartment, City Center (Monthly)

$687 €586

$959 €818

-28.34%

1-bedroom Apartment, Outside City Center (Monthly)

$526 €448

$695 €593

-24.38%

3-bedroom Apartment, City Center (Monthly)

$1,105 €942

$1,882 €1,605

-41.29%

3-bedroom Apartment, Outside City Center (Monthly)

$849 €724

$1,249 €1,065

-31.99%

Buy Apartment in City Center (m2)

$4,109 €3,505

$7,059 €6,021

-41.78%

Buy Apartment Outside City Center (m2)

$3,317 €2,830

$4,951 €4,223

-33.00%

Average Monthly Net Salary (After Tax)

$1,695 €1,446

20-Year Fixed Mortgage Interest Rate (Annual %)

4.35

4.27

1.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hvar: April 26, 2026

Last update for Split: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $687 in Hvar and $959 in Split. Housing cost is often the main lever when comparing two cities.

Dining out: $73 in Hvar vs $80 in Split for a mid-range dinner for two. Groceries echo the gap at $262 vs $295 per month, with Hvar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hvar vs Split: Cost of Living - Frequently Asked Questions

Hvar is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Getting Around, Monthly Utilities & Internet. The 16% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,328 in Hvar and $2,696 in Split to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $687 in Hvar versus $959 in Split. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Hvar – a meal for two runs $73.0 versus $80.0 in Split. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,552 per month in Hvar versus $1,797 in Split – a 16% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,552 in Hvar versus $1,797 in Split, a $1,500 budget is realistic in Hvar but tight or insufficient in Split. The gap between the two cities makes Hvar the clear choice for anyone on this budget.

For families, Hvar is more practical. Housing and childcare are both notably cheaper than in Split, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Hvar and Split are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hvar gentler on the wallet – expenses run 16% less than in Split. Beyond cost, consider language, visa policies, and how big the international community is in each city.