Last update: Oct 2026

Cost of Living Comparison Between Split and Ballarat

For one person, living costs are similar in Split and in Ballarat: $1,822 and $1,902 a month, rent and utilities included.

89

Cost of Living Index in Split
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Split Living Index
93

Cost of Living Index in Ballarat
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Ballarat Living Index

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Split

🇭🇷 Croatia

$1,822

/mo nomad

Ballarat

🇦🇺 Australia

$1,902

/mo nomad

Monthly Cost of Living

How much you'll spend in Split and in Ballarat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Split and in Ballarat actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,822 in Split versus $1,902 in Ballarat.

Split $1,822
Ballarat $1,902

Estimated couple costs with rent: $2,797 in Split versus $3,035 in Ballarat.

Split $2,797
Ballarat $3,035

Monthly costs for a family of three with rent: $3,771 in Split versus $4,168 in Ballarat.

Split $3,771
Ballarat $4,168

Living in Split costs roughly 4% less than in Ballarat, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Split 35% above, Ballarat 41% above.

Meal at Budget Restaurant

$16.50 €14.68

$17.70 A$25.47

-6.78%

Three-Course Dinner for Two, Mid-Range

$73.4 €65.3

$69.9 A$101

5.01%

Fast Food Meal (McDonalds, etc)

$11.32 €10.07

$10.27 A$14.78

10.22%

Cappuccino

$2.74 €2.44

$3.79 A$5.45

-27.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.10 €3.65

$2.95 A$4.24

38.98%

Water (0.33 liter bottle)

$2.87 €2.55

$1.89 A$2.72

51.85%

Local Beer (0.5 liter draught)

$4.63 €4.12

$6.06 A$8.72

-23.60%

Imported Beer (0.33 liter bottle)

$5.15 €4.58

$6.09 A$8.77

-15.44%

Milk (1 liter)

$1.27 €1.13

$1.57 A$2.27

-19.11%

White Bread (500g)

$2.13 €1.89

$2.65 A$3.82

-19.62%

Rice (white) (1kg)

$3.59 €3.19

$2.32 A$3.35

54.74%

Eggs

$4.15 €3.70

$4.09 A$5.88

1.47%

Local Cheese (1kg)

$13.87 €12.34

$10.56 A$15.20

31.34%

Chicken Fillets (1kg)

$9.59 €8.53

$9.96 A$14.33

-3.71%

Beef Round Steak (1kg)

$13.18 €11.73

$14.97 A$21.55

-11.96%

Apples (1kg)

$2.13 €1.90

$3.51 A$5.04

-39.32%

Banana (1kg)

$1.84 €1.64

$3.02 A$4.34

-39.07%

Oranges (1kg)

$1.89 €1.68

$3.11 A$4.48

-39.23%

Tomato (1kg)

$2.86 €2.54

$4.68 A$6.73

-38.89%

Potato (1kg)

$1.59 €1.42

$3.07 A$4.42

-48.21%

Onion (1kg)

$1.15 €1.02

$2.55 A$3.67

-54.90%

Lettuce (1 head)

$1.30 €1.15

$2.35 A$3.38

-44.68%

Water (1.5 liter bottle)

$1.25 €1.11

$1.48 A$2.14

-15.54%

Cigarettes 20 Pack (Marlboro, Camel)

$5.72 €5.09

$34.39 A$49.49

-83.37%

Wine (Bottle)

$9.09 €8.08

$12.66 A$18.21

-28.20%

Local Beer (0.5 liter bottle)

$1.74 €1.55

$2.31 A$3.33

-24.68%

Imported Beer (0.33 liter bottle)

$2.31 €2.05

$3.11 A$4.48

-25.72%

One-way Ticket (Public Transport)

$1.65 €1.47

$2.76 A$3.97

-40.22%

Public Transport Monthly Pass (Regular Price)

$39.56 €35.19

$69.9 A$101

-43.36%

Taxi Start (Normal Tariff)

$3.59 €3.20

$2.53 A$3.65

41.90%

Taxi (Normal Tariff) (1km)

$2.10 €1.87

$1.34 A$1.93

56.72%

Taxi 1hour Waiting (Normal Tariff)

$29.27 €26.04

$26.64 A$38.33

9.87%

Gasoline (1 liter)

$1.85 €1.64

$1.18 A$1.70

56.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K €25.1K

$28.4K A$40.9K

-0.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K €22.1K

$26.0K A$37.4K

-4.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$207 €184

$206 A$296

0.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.93 €17.73

$27.76 A$39.95

-28.21%

Internet (50+ Mbps, Unlimited Data)

$41.20 €36.65

$57.4 A$82.6

-28.22%

Gym Membership (Monthly)

$62.2 €55.3

$31.36 A$45.13

98.21%

Tennis Court (1 Hour on Weekend)

$12.92 €11.50

$11.18 A$16.09

15.56%

Cinema Ticket

$9.15 €8.14

$15.38 A$22.14

-40.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$604 €537

$2,144 A$3,085

-71.84%

International Primary School, 1 Child (Yearly)

$11.9K €10.5K

$30.2K A$43.4K

-60.73%

Jeans (Levis 501 Or Similar)

$92.3 €82.1

$68.7 A$98.8

34.49%

Summer Dress (H&M, Zara, etc)

$40.17 €35.73

$50.1 A$72.2

-19.88%

Sport Shoes (Adidas, Nike)

$112 €99.7

$99.6 A$143

12.59%

Men's Leather Business Shoes

$96.1 €85.5

$134 A$193

-28.16%

1-bedroom Apartment, City Center (Monthly)

$1,024 €911

$923 A$1,329

10.93%

1-bedroom Apartment, Outside City Center (Monthly)

$704 €626

$671 A$965

4.95%

3-bedroom Apartment, City Center (Monthly)

$1,942 €1,728

$1,288 A$1,854

50.78%

3-bedroom Apartment, Outside City Center (Monthly)

$1,275 €1,134

$1,454 A$2,092

-12.32%

Buy Apartment in City Center (m2)

$7,185 €6,391

$4,622 A$6,651

55.46%

Buy Apartment Outside City Center (m2)

$5,032 €4,476

$3,449 A$4,963

45.91%

Average Monthly Net Salary (After Tax)

$1,576 €1,402

$3,136 A$4,512

-49.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.44

5.55

-38.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Split: October 11, 2026

Last update for Ballarat: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Split

$704 38.6%

Ballarat

$671 35.3% 4.7% $33

Groceries & Markets

Split

$296 16.3%

Ballarat

$350 18.4% 18.2% $54

Monthly Utilities & Internet

Split

$268 14.7%

Ballarat

$291 15.3% 8.6% $23

Eating Out

Split

$260 14.3%

Ballarat

$280 14.7% 7.5% $19

Clothing & Footwear

Split

$153 8.4%

Ballarat

$158 8.3% 3.4% $5.1

Sport & Entertainment

Split

$80 4.4%

Ballarat

$62 3.3% 22.8% $18

Getting Around

Split

$60 3.3%

Ballarat

$90 4.7% 49.6% $30

Cost Breakdown

A one-bedroom apartment in the center runs $1,024 in Split and $923 in Ballarat. Housing cost is often the main lever when comparing two cities.

Ballarat pays 99% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $73.0 in Split vs $70.0 in Ballarat. Groceries flip the comparison at $296 vs $350, with Split cheaper for home cooking.

Good to know

🇭🇷 Split

🇦🇺 Ballarat

🕒 Local time

16:56 4:56 PM

01:56 1:56 AM

9 h ahead of Split

🌤 Weather

👥 Population

149,830

105,348

💱 Currency

Euro EUR €

Australian Dollar AUD $

📈 Exchange rate

1 EUR = 1.12 USD

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

Exchange rates and currency converter

AUD, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

USD to EUR in detail →

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Split Ballarat 15,600 km ≈ 20 h nonstop flight

From you

Split
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Split vs Ballarat: Cost of Living - Frequently Asked Questions

Split wins on cost – living expenses run 4% lower than in Ballarat. Housing and daily spending are where you'll feel the difference most, making Split the obvious pick if budget is a priority.

On paper, salaries run 99% lower in Ballarat. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,024 in Split versus $923 in Ballarat. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $604 in Split versus $2,144 in Ballarat. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 18% higher in Ballarat. For households that cook at home regularly, that difference adds up over a month.

At $1,822 in Split versus $1,902 in Ballarat, a $2,500 budget is realistic in Split but tight or insufficient in Ballarat. The gap between the two cities makes Split the clear choice for anyone on this budget.

Both work as nomad bases, but Split delivers better value – similar infrastructure at $1,822 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Split hard to pass up.

Safety-wise, Split and Ballarat are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Split gentler on the wallet – expenses run 4% less than in Ballarat. Beyond cost, consider language, visa policies, and how big the international community is in each city.