Cost of Living Comparison Between Split and Ballarat Cost of Living Comparison Between Split and Ballarat

Monthly Cost of Living

Monthly costs for one person with rent: $1,800 in Split versus $1,663 in Ballarat.

Estimated couple costs with rent: $2,790 in Split versus $2,699 in Ballarat.

Monthly costs for a family of three with rent: $3,780 in Split versus $3,734 in Ballarat.

Living in Split is roughly 8% more expensive than Ballarat, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Split 34% above, Ballarat 24% above.

Meal at Budget Restaurant

$17.26 €14.84

$13.78 A$19.20

25.25%

Three-Course Dinner for Two, Mid-Range

$81.3 €69.9

$66.0 A$91.9

23.20%

Fast Food Meal (McDonalds, etc)

$9.23 €7.94

$9.60 A$13.38

-3.85%

Cappuccino

$2.83 €2.44

$3.48 A$4.84

-18.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.54 €3.05

$2.61 A$3.64

35.63%

Water (0.33 liter bottle)

$2.89 €2.48

$2.09 A$2.91

38.28%

Local Beer (0.5 liter draught)

$5.47 €4.71

$6.15 A$8.57

-11.06%

Imported Beer (0.33 liter bottle)

$4.98 €4.28

$6.79 A$9.47

-26.66%

Milk (1 liter)

$1.42 €1.22

$1.44 A$2.01

-1.39%

White Bread (500g)

$1.96 €1.68

$2.49 A$3.47

-21.29%

Rice (white) (1kg)

$3.74 €3.22

$1.57 A$2.19

138.22%

Eggs

$3.90 €3.36

$4.03 A$5.62

-3.23%

Local Cheese (1kg)

$12.57 €10.82

$9.10 A$12.68

38.13%

Chicken Fillets (1kg)

$9.49 €8.16

$9.04 A$12.60

4.98%

Beef Round Steak (1kg)

$13.53 €11.64

$14.67 A$20.44

-7.77%

Apples (1kg)

$1.95 €1.67

$3.22 A$4.49

-39.44%

Banana (1kg)

$1.96 €1.69

$2.81 A$3.91

-30.25%

Oranges (1kg)

$2.31 €1.99

$2.84 A$3.96

-18.66%

Tomato (1kg)

$2.27 €1.95

$3.87 A$5.40

-41.34%

Potato (1kg)

$1.50 €1.29

$2.69 A$3.74

-44.24%

Onion (1kg)

$1.37 €1.18

$2.26 A$3.15

-39.38%

Lettuce (1 head)

$1.42 €1.23

$2.14 A$2.98

-33.64%

Water (1.5 liter bottle)

$1.28 €1.10

$1.00 A$1.40

28.00%

Cigarettes 20 Pack (Marlboro, Camel)

$5.90 €5.07

$31.17 A$43.43

-81.07%

Wine (Bottle)

$9.09 €7.82

$14.07 A$19.61

-35.39%

Local Beer (0.5 liter bottle)

$1.70 €1.46

$2.15 A$3.00

-20.93%

Imported Beer (0.33 liter bottle)

$2.43 €2.09

$3.01 A$4.20

-19.27%

One-way Ticket (Public Transport)

$1.70 €1.46

$1.66 A$2.31

2.41%

Public Transport Monthly Pass (Regular Price)

$38.12 €32.79

$65.3 A$91.0

-41.64%

Taxi Start (Normal Tariff)

$3.37 €2.90

$2.36 A$3.28

42.80%

Taxi (Normal Tariff) (1km)

$2.11 €1.81

$1.21 A$1.69

74.38%

Taxi 1hour Waiting (Normal Tariff)

$9.48 €8.15

$25.03 A$34.88

-62.13%

Gasoline (1 liter)

$1.77 €1.53

$1.11 A$1.55

59.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.5K €32.3K

$27.6K A$38.5K

35.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K €22.7K

$22.8K A$31.8K

15.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 €185

$153 A$213

40.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.99 €20.64

$21.26 A$29.63

12.84%

Internet (50+ Mbps, Unlimited Data)

$35.09 €30.19

$50.5 A$70.3

-30.47%

Gym Membership (Monthly)

$60.9 €52.4

$32.00 A$44.59

90.22%

Tennis Court (1 Hour on Weekend)

$14.75 €12.69

$15.80 A$22.02

-6.65%

Cinema Ticket

$9.20 €7.92

$10.86 A$15.13

-15.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$192 €165

$329 A$458

-41.65%

International Primary School, 1 Child (Yearly)

$9,077 €7,808

$19.5K A$27.1K

-53.39%

Jeans (Levis 501 Or Similar)

$82.2 €70.7

$65.1 A$90.7

26.25%

Summer Dress (H&M, Zara, etc)

$39.64 €34.10

$52.9 A$73.8

-25.09%

Sport Shoes (Adidas, Nike)

$108 €92.6

$87.3 A$122

23.38%

Men's Leather Business Shoes

$107 €92.0

$93.8 A$131

14.13%

1-bedroom Apartment, City Center (Monthly)

$965 €830

$861 A$1,199

12.10%

1-bedroom Apartment, Outside City Center (Monthly)

$712 €612

$638 A$888

11.65%

3-bedroom Apartment, City Center (Monthly)

$1,909 €1,642

$2,015 A$2,808

-5.26%

3-bedroom Apartment, Outside City Center (Monthly)

$1,252 €1,077

$1,350 A$1,881

-7.29%

Buy Apartment in City Center (m2)

$7,437 €6,397

$4,884 A$6,806

52.27%

Buy Apartment Outside City Center (m2)

$5,150 €4,430

$3,585 A$4,995

43.68%

Average Monthly Net Salary (After Tax)

$1,687 €1,451

$3,249 A$4,527

-48.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.27

6.07

-29.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Split: June 1, 2026

Last update for Ballarat: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $965 in Split and $861 in Ballarat. Housing cost is often the main lever when comparing two cities.

Ballarat pays 93% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $81.0 in Split vs $66.0 in Ballarat. Groceries flip the comparison at $292 vs $320, with Split cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Split vs Ballarat: Cost of Living - Frequently Asked Questions

Ballarat wins on cost – living expenses run 8% lower than in Split. Housing and daily spending are where you'll feel the difference most, making Ballarat the obvious pick if budget is a priority.

On paper, Ballarat earns 93% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $965 in Split versus $861 in Ballarat. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $192 in Split versus $329 in Ballarat. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Split pay roughly 10% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,663 in Ballarat versus $1,800 in Split, a $2,000 budget is realistic in Ballarat but tight or insufficient in Split. The gap between the two cities makes Ballarat the clear choice for anyone on this budget.

Both work as nomad bases, but Ballarat delivers better value – similar infrastructure at $1,663 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ballarat hard to pass up.

Safety-wise, Split and Ballarat are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ballarat gentler on the wallet – expenses run 8% less than in Split. Beyond cost, consider language, visa policies, and how big the international community is in each city.