Last update: Oct 2026

Cost of Living Comparison Between Spisska Nova Ves and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,325 in Spisska Nova Ves, rent and utilities included – about $4,700 less a year. Other living expenses account for most of the difference.

64

Cost of Living Index in Spisska Nova Ves
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Spisska Nova Ves Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Spisska Nova Ves

🇸🇰 Slovakia

$1,325

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Spisska Nova Ves and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Spisska Nova Ves and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,325 in Spisska Nova Ves versus $934 in Cebu.

Spisska Nova Ves $1,325
Cebu $934

Estimated couple costs with rent: $2,032 in Spisska Nova Ves versus $1,415 in Cebu.

Spisska Nova Ves $2,032
Cebu $1,415

Monthly costs for a family of three with rent: $2,739 in Spisska Nova Ves versus $1,896 in Cebu.

Spisska Nova Ves $2,739
Cebu $1,896

Living in Spisska Nova Ves is roughly 42% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Spisska Nova Ves 1% lower, Cebu 30% lower.

Meal at Budget Restaurant

$7.45 €6.65

$3.03 ₱190

145.87%

Three-Course Dinner for Two, Mid-Range

$51.6 €46.02

$23.48 ₱1,473

119.63%

Fast Food Meal (McDonalds, etc)

$8.78 €7.83

$4.09 ₱256

114.67%

Cappuccino

$2.96 €2.64

$2.52 ₱158

17.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.99 €1.78

$1.54 ₱96.9

29.22%

Water (0.33 liter bottle)

$1.41 €1.26

$0.49 ₱30.98

187.76%

Local Beer (0.5 liter draught)

$1.90 €1.69

$1.79 ₱112

6.15%

Imported Beer (0.33 liter bottle)

$2.27 €2.03

$2.26 ₱142

0.44%

Milk (1 liter)

$1.06 €0.95

$1.95 ₱122

-45.64%

White Bread (500g)

$1.63 €1.46

$1.43 ₱89.7

13.99%

Rice (white) (1kg)

$1.78 €1.59

$1.02 ₱63.8

74.51%

Eggs

$3.31 €2.95

$2.06 ₱129

60.68%

Local Cheese (1kg)

$12.87 €11.48

$9.81 ₱615

31.19%

Chicken Fillets (1kg)

$7.09 €6.33

$4.61 ₱289

53.80%

Beef Round Steak (1kg)

$11.84 €10.57

$7.70 ₱483

53.77%

Apples (1kg)

$1.89 €1.69

$3.31 ₱207

-42.90%

Banana (1kg)

$1.98 €1.77

$1.45 ₱90.9

36.55%

Oranges (1kg)

$2.26 €2.01

$2.36 ₱148

-4.24%

Tomato (1kg)

$4.30 €3.84

$1.54 ₱96.4

179.22%

Potato (1kg)

$1.36 €1.22

$2.36 ₱148

-42.37%

Onion (1kg)

$1.49 €1.33

$1.99 ₱125

-25.13%

Lettuce (1 head)

$1.66 €1.48

$1.15 ₱72.1

44.35%

Water (1.5 liter bottle)

$0.78 €0.70

$0.67 ₱42.15

16.42%

Cigarettes 20 Pack (Marlboro, Camel)

$6.24 €5.57

$3.00 ₱188

108.00%

Wine (Bottle)

$5.59 €4.99

$6.35 ₱398

-11.97%

Local Beer (0.5 liter bottle)

$1.00 €0.89

$1.31 ₱81.9

-23.66%

Imported Beer (0.33 liter bottle)

$1.69 €1.51

$1.73 ₱108

-2.31%

One-way Ticket (Public Transport)

$0.65 €0.58

$0.25 ₱15.78

160.00%

Public Transport Monthly Pass (Regular Price)

$27.71 €24.73

$12.65 ₱793

119.05%

Taxi Start (Normal Tariff)

$1.65 €1.47

$0.74 ₱46.32

122.97%

Taxi (Normal Tariff) (1km)

$0.59 €0.53

$0.21 ₱13.11

180.95%

Taxi 1hour Waiting (Normal Tariff)

$22.83 €20.37

$4.33 ₱271

427.25%

Gasoline (1 liter)

$1.87 €1.67

$1.33 ₱83.5

40.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K €23.5K

$21.8K ₱1.4M

20.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.8K €21.3K

$19.4K ₱1.2M

22.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$274 €245

$121 ₱7,563

127.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.33 €27.06

$14.45 ₱907

109.90%

Internet (50+ Mbps, Unlimited Data)

$33.55 €29.94

$28.29 ₱1,774

18.59%

Gym Membership (Monthly)

$42.74 €38.14

$32.68 ₱2,050

30.78%

Tennis Court (1 Hour on Weekend)

$17.16 €15.31

$6.39 ₱401

168.54%

Cinema Ticket

$9.15 €8.16

$5.46 ₱342

67.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$332 €296

$273 ₱17.1K

21.31%

International Primary School, 1 Child (Yearly)

$9,119 €8,138

$8,156 ₱511.5K

11.81%

Jeans (Levis 501 Or Similar)

$71.0 €63.4

$49.57 ₱3,109

43.25%

Summer Dress (H&M, Zara, etc)

$33.37 €29.78

$24.87 ₱1,560

34.18%

Sport Shoes (Adidas, Nike)

$82.6 €73.7

$76.6 ₱4,804

7.79%

Men's Leather Business Shoes

$88.7 €79.1

$59.3 ₱3,717

49.65%

1-bedroom Apartment, City Center (Monthly)

$443 €395

$506 ₱31.7K

-12.48%

1-bedroom Apartment, Outside City Center (Monthly)

$359 €321

$309 ₱19.4K

16.16%

3-bedroom Apartment, City Center (Monthly)

$567 €506

$1,052 ₱66.0K

-46.08%

3-bedroom Apartment, Outside City Center (Monthly)

$779 €695

$619 ₱38.8K

25.77%

Buy Apartment in City Center (m2)

$1,720 €1,534

$2,915 ₱182.9K

-41.02%

Buy Apartment Outside City Center (m2)

$1,619 €1,445

$1,867 ₱117.1K

-13.30%

Average Monthly Net Salary (After Tax)

$1,056 €943

$341 ₱21.4K

209.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.5

7.2

-51.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Spisska Nova Ves: October 6, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Spisska Nova Ves

$359 27.3%

Cebu

$309 33.5% 13.9% $50

Monthly Utilities & Internet

Spisska Nova Ves

$338 25.7%

Cebu

$163 17.7% 51.7% $175

Groceries & Markets

Spisska Nova Ves

$251 19.1%

Cebu

$210 22.7% 16.3% $41

Eating Out

Spisska Nova Ves

$149 11.3%

Cebu

$88 9.6% 40.7% $61

Clothing & Footwear

Spisska Nova Ves

$124 9.4%

Cebu

$95 10.2% 23.7% $29

Sport & Entertainment

Spisska Nova Ves

$61 4.6%

Cebu

$44 4.7% 28.6% $17

Getting Around

Spisska Nova Ves

$35 2.7%

Cebu

$15 1.7% 55.8% $19

Cost Breakdown

A one-bedroom apartment in the center runs $443 in Spisska Nova Ves and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Spisska Nova Ves pays 210% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $52.0 in Spisska Nova Ves vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $251 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇸🇰 Spisska Nova Ves

🇵🇭 Cebu

🕒 Local time

15:44 3:44 PM

21:44 9:44 PM

6 h ahead of Spisska Nova Ves

🌤 Weather

👥 Population

38,257

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

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Between locations

Spisska Nova Ves Cebu 10,100 km ≈ 13 h nonstop flight

From you

Spisska Nova Ves
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Spisska Nova Ves vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 42% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 210% higher in Spisska Nova Ves, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $443 in Spisska Nova Ves versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,325 per month in Spisska Nova Ves versus $934 in Cebu – a 42% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 119% less than in Spisska Nova Ves. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,325 in Spisska Nova Ves, a $1,500 budget is realistic in Cebu but tight or insufficient in Spisska Nova Ves. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Spisska Nova Ves, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Spisska Nova Ves and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 42% less than in Spisska Nova Ves. Beyond cost, consider language, visa policies, and how big the international community is in each city.