Last update: Oct 2026

Cost of Living Comparison Between Cebu and Spisska Nova Ves

For one person, living is cheaper in Cebu: $934 a month against $1,325 in Spisska Nova Ves, rent and utilities included – about $4,700 less a year. Other living expenses account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
64

Cost of Living Index in Spisska Nova Ves
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Spisska Nova Ves Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Spisska Nova Ves

🇸🇰 Slovakia

$1,325

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Spisska Nova Ves

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Spisska Nova Ves actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $1,325 in Spisska Nova Ves.

Cebu $934
Spisska Nova Ves $1,325

Estimated couple costs with rent: $1,415 in Cebu versus $2,032 in Spisska Nova Ves.

Cebu $1,415
Spisska Nova Ves $2,032

Monthly costs for a family of three with rent: $1,896 in Cebu versus $2,739 in Spisska Nova Ves.

Cebu $1,896
Spisska Nova Ves $2,739

Living in Cebu costs roughly 30% less than in Spisska Nova Ves, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 30% lower, Spisska Nova Ves 1% lower.

Meal at Budget Restaurant

$3.03 ₱190

$7.45 €6.65

-59.33%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$51.6 €46.02

-54.47%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$8.78 €7.83

-53.42%

Cappuccino

$2.52 ₱158

$2.96 €2.64

-14.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$1.99 €1.78

-22.61%

Water (0.33 liter bottle)

$0.49 ₱30.98

$1.41 €1.26

-65.25%

Local Beer (0.5 liter draught)

$1.79 ₱112

$1.90 €1.69

-5.79%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$2.27 €2.03

-0.44%

Milk (1 liter)

$1.95 ₱122

$1.06 €0.95

83.96%

White Bread (500g)

$1.43 ₱89.7

$1.63 €1.46

-12.27%

Rice (white) (1kg)

$1.02 ₱63.8

$1.78 €1.59

-42.70%

Eggs

$2.06 ₱129

$3.31 €2.95

-37.76%

Local Cheese (1kg)

$9.81 ₱615

$12.87 €11.48

-23.78%

Chicken Fillets (1kg)

$4.61 ₱289

$7.09 €6.33

-34.98%

Beef Round Steak (1kg)

$7.70 ₱483

$11.84 €10.57

-34.97%

Apples (1kg)

$3.31 ₱207

$1.89 €1.69

75.13%

Banana (1kg)

$1.45 ₱90.9

$1.98 €1.77

-26.77%

Oranges (1kg)

$2.36 ₱148

$2.26 €2.01

4.42%

Tomato (1kg)

$1.54 ₱96.4

$4.30 €3.84

-64.19%

Potato (1kg)

$2.36 ₱148

$1.36 €1.22

73.53%

Onion (1kg)

$1.99 ₱125

$1.49 €1.33

33.56%

Lettuce (1 head)

$1.15 ₱72.1

$1.66 €1.48

-30.72%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.78 €0.70

-14.10%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$6.24 €5.57

-51.92%

Wine (Bottle)

$6.35 ₱398

$5.59 €4.99

13.60%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$1.00 €0.89

31.00%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$1.69 €1.51

2.37%

One-way Ticket (Public Transport)

$0.25 ₱15.78

$0.65 €0.58

-61.54%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$27.71 €24.73

-54.35%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$1.65 €1.47

-55.15%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$0.59 €0.53

-64.41%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$22.83 €20.37

-81.03%

Gasoline (1 liter)

$1.33 ₱83.5

$1.87 €1.67

-28.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$26.3K €23.5K

-17.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$23.8K €21.3K

-18.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$274 €245

-56.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$30.33 €27.06

-52.36%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$33.55 €29.94

-15.68%

Gym Membership (Monthly)

$32.68 ₱2,050

$42.74 €38.14

-23.54%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$17.16 €15.31

-62.76%

Cinema Ticket

$5.46 ₱342

$9.15 €8.16

-40.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$332 €296

-17.57%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$9,119 €8,138

-10.56%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$71.0 €63.4

-30.19%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$33.37 €29.78

-25.47%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$82.6 €73.7

-7.23%

Men's Leather Business Shoes

$59.3 ₱3,717

$88.7 €79.1

-33.18%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$443 €395

14.25%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$359 €321

-13.91%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$567 €506

85.47%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$779 €695

-20.49%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$1,720 €1,534

69.55%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$1,619 €1,445

15.34%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$1,056 €943

-67.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.5

105.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Spisska Nova Ves: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Spisska Nova Ves

$359 27.3% 16.2% $50

Groceries & Markets

Cebu

$210 22.7%

Spisska Nova Ves

$251 19.1% 19.4% $41

Monthly Utilities & Internet

Cebu

$163 17.7%

Spisska Nova Ves

$338 25.7% 107% $175

Clothing & Footwear

Cebu

$95 10.2%

Spisska Nova Ves

$124 9.4% 31.1% $29

Eating Out

Cebu

$88 9.6%

Spisska Nova Ves

$149 11.3% 68.7% $61

Sport & Entertainment

Cebu

$44 4.7%

Spisska Nova Ves

$61 4.6% 40% $17

Getting Around

Cebu

$15 1.7%

Spisska Nova Ves

$35 2.7% 126% $19

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $443 in Spisska Nova Ves. Housing cost is often the main lever when comparing two cities.

Spisska Nova Ves pays 210% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cebu vs $52.0 in Spisska Nova Ves for a mid-range dinner for two. Groceries echo the gap at $210 vs $251 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇸🇰 Spisska Nova Ves

🕒 Local time

19:27 7:27 PM

13:27 1:27 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

38,257

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

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Between locations

Cebu Spisska Nova Ves 10,100 km ≈ 13 h nonstop flight

From you

Cebu
Spisska Nova Ves

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Spisska Nova Ves: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 42% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 210% lower in Spisska Nova Ves. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $506 in Cebu versus $443 in Spisska Nova Ves. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $934 per month in Cebu versus $1,325 in Spisska Nova Ves – a 42% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 119% less than in Spisska Nova Ves. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,325 in Spisska Nova Ves, a $1,500 budget is realistic in Cebu but tight or insufficient in Spisska Nova Ves. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Spisska Nova Ves, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Spisska Nova Ves are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 42% less than in Spisska Nova Ves. Beyond cost, consider language, visa policies, and how big the international community is in each city.